Company Details
Company Name:
WEST COAST LIFE INSURANCE COMPANYLicense Status:
InactiveNAIC Number:
70335Company Address:
2801 Highway 280 South Birmingham, AL 35223
Phone Number:
2052683592Mailing Address:
P. O. BOX 2723 BIRMINGHAM, AL 35202
Mailing Phone:
2052683974Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A419761Date Admitted:
2025-07-01Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2024 | Total Life & Annuities | 0.03% | $4,598,943 | $0 | $168,428 | $7,960,021 | $0 | $2,041,431 | 0% |
| 2024 | Total Individual Life | 0.1% | $4,566,209 | $0 | $168,428 | $7,761,535 | $0 | $2,040,155 | 0% |
| 2024 | Individual Whole Life | 0.01% | $52,089 | $0 | $168,428 | $395,432 | $0 | $9,439 | 0% |
| 2024 | Individual Term Life | 0.58% | $3,459,303 | $0 | $0 | $4,700,000 | $0 | $1,611,331 | 0% |
| 2024 | Individual Universal Life | 0.07% | $177,241 | $0 | $0 | $745,231 | $0 | $244,523 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 0.36% | $877,576 | $0 | $0 | $1,920,872 | $0 | $174,862 | 0% |
| 2024 | Individual Deposit-Type Contract Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 0% | $1,573 | $0 | $0 | $161,486 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $1,573 | $0 | $0 | $161,486 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.04% | $4,567,782 | $0 | $168,428 | $7,923,021 | $0 | $2,040,155 | 0% |
| 2024 | Total Group Life | 0% | $31,161 | $0 | $0 | $37,000 | $0 | $1,276 | 0% |
| 2024 | Group Term Life | 0% | $31,161 | $0 | $0 | $37,000 | $0 | $1,276 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $31,161 | $0 | $0 | $37,000 | $0 | $1,276 | 0% |
| 2023 | Total Life | 0.04% | $5,209,992 | $0 | $157,048 | $13,531,997 | $0 | $2,063,134 | 0% |
| 2023 | Total Individual Life | 0.05% | $5,175,658 | $0 | $157,048 | $13,531,997 | $0 | $2,061,835 | 0% |
| 2023 | Individual Whole Life | 0.01% | $55,604 | $0 | $157,048 | $52,903 | $0 | $9,535 | 0% |
| 2023 | Individual Term Life | 0.66% | $3,891,517 | $0 | $0 | $4,363,085 | $0 | $1,799,015 | 0% |
| 2023 | Individual Universal Life | 0.21% | $1,227,647 | $0 | $0 | $9,033,917 | $0 | $253,285 | 0% |
| 2023 | Individual Ordinary Annuities | 0% | $890 | $0 | $0 | $82,092 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $34,334 | $0 | $0 | $0 | $0 | $1,299 | 0% |
| 2023 | Group Term Life | 0.01% | $34,334 | $0 | $0 | $0 | $0 | $1,299 | 0% |
| 2022 | Total Life | 0.04% | $5,593,552 | $0 | $148,241 | $12,271,035 | $0 | $2,370,941 | 0% |
| 2022 | Total Individual Life | 0.06% | $5,571,794 | $0 | $148,241 | $12,271,035 | $0 | $2,367,908 | 0% |
| 2022 | Individual Whole Life | 0.01% | $57,485 | $0 | $148,241 | $54,318 | $0 | $9,389 | 0% |
| 2022 | Individual Term Life | 0.7% | $4,351,588 | $0 | $0 | $10,635,523 | $0 | $2,093,710 | 0% |
| 2022 | Individual Universal Life | 0.15% | $1,162,551 | $0 | $0 | $1,576,275 | $0 | $264,809 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $170 | $0 | $0 | $4,919 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $21,758 | $0 | $0 | $0 | $0 | $3,033 | 0% |
| 2022 | Group Whole Life | 0.05% | $21,758 | $0 | $0 | $0 | $0 | $3,033 | 0% |
| 2021 | Total Life | 0.05% | $6,096,579 | $0 | $138,308 | $14,834,420 | $0 | $2,619,132 | 0% |
| 2021 | Total Individual Life | 0.08% | $6,069,748 | $0 | $138,308 | $14,834,420 | $0 | $2,616,105 | 0% |
| 2021 | Individual Whole Life | 0.01% | $63,183 | $0 | $138,308 | $54,341 | $0 | $9,664 | 0% |
| 2021 | Individual Term Life | 0.78% | $4,771,518 | $0 | $0 | $13,099,274 | $0 | $2,329,670 | 0% |
| 2021 | Individual Universal Life | 0.16% | $1,234,877 | $0 | $0 | $1,675,886 | $0 | $276,771 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $170 | $0 | $0 | $4,919 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0% | $26,831 | $0 | $0 | $0 | $0 | $3,027 | 0% |
| 2021 | Group Whole Life | 0.06% | $26,831 | $0 | $0 | $0 | $0 | $3,027 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2024 | Life and Annuities | 0.05% | 2 | 605 |
| 2023 | Life and Annuities | 0.05% | 3 | 746 |
| 2022 | Life and Annuities | 0.06% | 3 | 707 |
| 2021 | Life and Annuities | 0.07% | 2 | 387 |
Company Changes
Date:
2025-07-01Comments:
Effective 07/01/2025 the above Life and Health Company’s status was changed to inactive following a merger with and into Protective Life Insurance Company, NAIC # 68136.Market Regulation Actions
Date:
2019-07-30Financial Exams
This company does not have any financial exams.