Company Details
Company Name:
MIDWEST FAMILY MUTUAL INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
23574Company Address:
12130 Meredith Drive Urbandale, IA 50323
Phone Number:
7639517000Mailing Address:
P.O. BOX 3930, 12130 Meredith Drive Urbandale, IA 50323
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419413Date Admitted:
2001-09-10Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.15% | $26,370,254 | $24,676,580 | $0 | $16,505,758 | $19,219,702 | $0 | 116.44% |
| 2025 | National Flood Insurance Program | 0.05% | $8,180 | $8,910 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Homeowners | 0.04% | $1,612,073 | $1,572,727 | $0 | $2,079,758 | $2,577,510 | $0 | 123.93% |
| 2025 | Homeowners Multi-Peril | 0.05% | $1,612,073 | $1,572,727 | $0 | $2,079,758 | $2,577,510 | $0 | 123.93% |
| 2025 | Commercial Multi-Peril | 1.12% | $13,941,873 | $12,826,625 | $0 | $6,429,068 | $8,224,056 | $0 | 127.92% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.03% | $112,598 | $118,957 | $0 | $135,434 | $172,433 | $0 | 127.32% |
| 2025 | Earthquake | 0.07% | $94,449 | $98,256 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.06% | $677,781 | $806,113 | $0 | $737,455 | $592,333 | $0 | 80.32% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.13% | $1,416,099 | $1,407,512 | $0 | $823,246 | $1,207,828 | $0 | 146.72% |
| 2025 | Total Private Passenger Auto | 0.02% | $642,039 | $636,959 | $0 | $716,667 | $845,092 | $0 | 117.92% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0.02% | $357,936 | $354,019 | $0 | $389,933 | $459,808 | $0 | 117.92% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0.02% | $192,735 | $190,626 | $0 | $209,964 | $247,589 | $0 | 117.92% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0.02% | $17,312 | $18,282 | $0 | $26,770 | $31,567 | $0 | 117.92% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0.02% | $74,056 | $74,032 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Underinsured Motorists | 0% | $0 | $0 | $0 | $90,000 | $106,128 | $0 | 117.92% |
| 2025 | Total Commercial Auto | 0.54% | $4,612,689 | $4,188,499 | $0 | $3,488,029 | $3,668,852 | $0 | 105.18% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.43% | $2,644,690 | $2,388,207 | $0 | $2,125,564 | $2,235,756 | $0 | 105.18% |
| 2025 | Commercial Auto Liability - Property Damage | 0.93% | $1,690,868 | $1,526,886 | $0 | $1,358,967 | $1,429,417 | $0 | 105.18% |
| 2025 | Commercial Auto Liability - Medical Payments | 3.63% | $80,568 | $77,580 | $0 | $3,498 | $3,679 | $0 | 105.17% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.42% | $196,563 | $195,826 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Passenger Auto - Comprehensive | 0.02% | $311,817 | $315,476 | $0 | $374,068 | $318,030 | $0 | 85.02% |
| 2025 | Private Passenger Auto - Collision | 0.03% | $453,576 | $460,098 | $0 | $539,396 | $458,592 | $0 | 85.02% |
| 2025 | Commercial Auto - Comprehensive | 0.53% | $759,806 | $675,464 | $0 | $316,925 | $224,889 | $0 | 70.96% |
| 2025 | Commercial Auto - Collision | 0.59% | $1,374,533 | $1,240,399 | $0 | $764,360 | $542,387 | $0 | 70.96% |
| 2025 | Boiler & Machinery | 0.67% | $352,741 | $320,585 | $0 | $101,352 | $387,700 | $0 | 382.53% |
| 2024 | Total Property & Casualty | 0.14% | $24,929,035 | $23,669,875 | $0 | $12,556,126 | $17,595,172 | $0 | 140.13% |
| 2024 | Private Flood | 0.18% | $9,019 | $9,477 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Homeowners | 0.04% | $1,494,751 | $1,436,791 | $0 | $1,962,243 | $1,766,802 | $0 | 90.04% |
| 2024 | Homeowners Multi-Peril | 0.05% | $1,494,751 | $1,436,791 | $0 | $1,962,243 | $1,766,802 | $0 | 90.04% |
| 2024 | Commercial Multi-Peril | 1.1% | $13,095,517 | $12,175,139 | $0 | $4,436,247 | $8,594,005 | $0 | 193.72% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.03% | $124,213 | $129,227 | $0 | $9,500 | $9,500 | $0 | 100% |
| 2024 | Earthquake | 0.07% | $100,666 | $102,619 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.1% | $1,136,738 | $1,158,341 | $0 | $810,393 | $734,942 | $0 | 90.69% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.16% | $1,503,959 | $1,467,979 | $0 | $0 | $704,088 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0.02% | $611,514 | $600,104 | $0 | $277,195 | $627,719 | $0 | 226.45% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.02% | $337,679 | $330,417 | $0 | $101,457 | $229,754 | $0 | 226.45% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0.02% | $181,827 | $177,917 | $0 | $54,631 | $123,714 | $0 | 226.45% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0.02% | $19,039 | $20,622 | $0 | $6,107 | $13,829 | $0 | 226.45% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0.02% | $72,969 | $71,148 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Underinsured Motorists | 0% | $0 | $0 | $0 | $115,000 | $260,422 | $0 | 226.45% |
| 2024 | Total Commercial Auto | 0.51% | $4,013,126 | $3,827,341 | $0 | $3,278,167 | $2,641,654 | $0 | 80.58% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.4% | $2,262,799 | $2,162,127 | $0 | $1,608,547 | $1,296,220 | $0 | 80.58% |
| 2024 | Commercial Auto Liability - Property Damage | 0.88% | $1,446,708 | $1,382,343 | $0 | $1,028,416 | $828,731 | $0 | 80.58% |
| 2024 | Commercial Auto Liability - Medical Payments | 1.15% | $83,516 | $82,414 | $0 | $16,204 | $13,058 | $0 | 80.59% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.47% | $220,103 | $200,457 | $0 | $625,000 | $503,645 | $0 | 80.58% |
| 2024 | Private Passenger Auto - Comprehensive | 0.02% | $303,236 | $291,809 | $0 | $255,994 | $315,675 | $0 | 123.31% |
| 2024 | Private Passenger Auto - Collision | 0.03% | $445,796 | $429,214 | $0 | $272,973 | $336,612 | $0 | 123.31% |
| 2024 | Commercial Auto - Comprehensive | 0.38% | $613,441 | $591,723 | $0 | $337,968 | $509,089 | $0 | 150.63% |
| 2024 | Commercial Auto - Collision | 0.57% | $1,141,748 | $1,122,556 | $0 | $868,297 | $1,307,937 | $0 | 150.63% |
| 2024 | Boiler & Machinery | 0.66% | $335,311 | $327,555 | $0 | $47,149 | $47,149 | $0 | 100% |
| 2023 | Total Property & Casualty | 0.14% | $22,662,728 | $21,261,817 | $0 | $11,850,780 | $16,537,462 | $0 | 139.55% |
| 2023 | Total Homeowners | 0.04% | $1,286,426 | $1,062,357 | $0 | $2,094,609 | $2,285,732 | $0 | 109.12% |
| 2023 | Homeowners Multi-Peril | 0.04% | $1,286,426 | $1,062,357 | $0 | $2,094,609 | $2,285,732 | $0 | 109.12% |
| 2023 | Commercial Multi-Peril | 1.01% | $11,219,104 | $10,211,773 | $0 | $4,528,750 | $6,800,543 | $0 | 150.16% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.02% | $128,029 | $119,162 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Earthquake | 0.07% | $95,750 | $84,472 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.13% | $1,348,986 | $1,394,922 | $0 | $1,231,329 | $776,041 | $0 | 63.02% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.16% | $1,532,964 | $1,508,240 | $0 | $361,618 | $537,476 | $0 | 148.63% |
| 2023 | Total Private Passenger Automobile | 0.02% | $1,150,400 | $932,803 | $0 | $539,539 | $436,673 | $0 | 80.93% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.02% | $285,287 | $233,478 | $0 | $61,292 | $35,303 | $0 | 57.6% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.02% | $153,616 | $125,719 | $0 | $33,004 | $19,009 | $0 | 57.6% |
| 2023 | Private Passenger Auto Medical Payments | 0.02% | $20,123 | $17,930 | $0 | $10,719 | $6,174 | $0 | 57.6% |
| 2023 | Private Passenger Uninsured Motorists | 0.02% | $63,591 | $52,549 | $0 | $128,500 | $74,013 | $0 | 57.6% |
| 2023 | Private Passenger Auto Comprehensive | 0.02% | $255,509 | $205,167 | $0 | $149,225 | $147,348 | $0 | 98.74% |
| 2023 | Private Passenger Auto Collision | 0.02% | $372,274 | $297,960 | $0 | $156,799 | $154,826 | $0 | 98.74% |
| 2023 | Total Commercial Automobile | 0.54% | $5,572,253 | $5,616,503 | $0 | $3,028,973 | $5,649,035 | $0 | 186.5% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.42% | $2,170,162 | $2,174,254 | $0 | $986,869 | $2,532,295 | $0 | 256.6% |
| 2023 | Commercial Auto Liability Property Damage | 0.96% | $1,387,480 | $1,390,097 | $0 | $630,949 | $1,619,009 | $0 | 256.6% |
| 2023 | Commercial Auto Medical Payments | 1.12% | $84,239 | $84,231 | $0 | $7,408 | $19,010 | $0 | 256.61% |
| 2023 | Commercial Auto Uninsured Motorists | 0.45% | $186,461 | $182,260 | $0 | $95,000 | $243,769 | $0 | 256.6% |
| 2023 | Commercial Auto Comprehensive | 0.5% | $602,051 | $614,536 | $0 | $471,801 | $445,198 | $0 | 94.36% |
| 2023 | Commercial Auto Collision | 0.57% | $1,141,860 | $1,171,125 | $0 | $836,946 | $789,754 | $0 | 94.36% |
| 2023 | Boiler & Machinery | 0.7% | $318,568 | $320,797 | $0 | $65,962 | $51,962 | $0 | 78.78% |
| 2023 | Private Flood | 0.15% | $10,248 | $10,788 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.14% | $19,991,643 | $19,347,283 | $0 | $15,556,996 | $11,421,645 | $0 | 73.42% |
| 2022 | Total Homeowners | 0.03% | $861,832 | $720,106 | $0 | $1,014,969 | $1,349,498 | $0 | 132.96% |
| 2022 | Homeowners Multi-Peril | 0.03% | $861,832 | $720,106 | $0 | $1,014,969 | $1,349,498 | $0 | 132.96% |
| 2022 | Commercial Multi-Peril | 0.94% | $9,438,419 | $9,124,828 | $0 | $5,686,612 | $4,040,525 | $0 | 71.05% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.02% | $100,827 | $84,425 | $0 | $19,620 | $19,620 | $0 | 100% |
| 2022 | Earthquake | 0.05% | $68,394 | $51,563 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.14% | $1,505,441 | $1,561,840 | $0 | $746,912 | $962,324 | $0 | 128.84% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.17% | $1,454,084 | $1,357,920 | $0 | $3,200,671 | $451,010 | $0 | 14.09% |
| 2022 | Total Private Passenger Automobile | 0.02% | $727,085 | $596,724 | $0 | $439,575 | $616,243 | $0 | 140.19% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.01% | $182,740 | $150,414 | $0 | $47,425 | $113,508 | $0 | 239.34% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.01% | $98,398 | $80,992 | $0 | $25,536 | $61,119 | $0 | 239.34% |
| 2022 | Private Passenger Auto Medical Payments | 0.02% | $15,060 | $12,586 | $0 | $13,573 | $32,486 | $0 | 239.34% |
| 2022 | Private Passenger Uninsured Motorists | 0.02% | $41,253 | $34,279 | $0 | $37,000 | $88,556 | $0 | 239.34% |
| 2022 | Private Passenger Auto Comprehensive | 0.02% | $161,272 | $131,897 | $0 | $158,112 | $160,380 | $0 | 101.43% |
| 2022 | Private Passenger Auto Collision | 0.02% | $228,362 | $186,556 | $0 | $157,929 | $160,194 | $0 | 101.43% |
| 2022 | Total Commercial Automobile | 0.56% | $5,512,019 | $5,545,682 | $0 | $4,310,036 | $3,939,824 | $0 | 91.41% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.44% | $2,096,701 | $2,129,668 | $0 | $1,973,504 | $1,688,385 | $0 | 85.55% |
| 2022 | Commercial Auto Liability Property Damage | 0.89% | $1,340,514 | $1,361,591 | $0 | $1,261,749 | $1,079,460 | $0 | 85.55% |
| 2022 | Commercial Auto Medical Payments | 1.18% | $84,695 | $89,589 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0.48% | $179,527 | $191,156 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.5% | $621,890 | $613,262 | $0 | $352,055 | $383,893 | $0 | 109.04% |
| 2022 | Commercial Auto Collision | 0.65% | $1,188,692 | $1,160,416 | $0 | $722,728 | $788,086 | $0 | 109.04% |
| 2022 | Boiler & Machinery | 0.8% | $312,664 | $298,432 | $0 | $17,295 | $-78,705 | $0 | -455.07% |
| 2022 | Private Flood | 0.15% | $10,878 | $5,763 | $0 | $121,306 | $121,306 | $0 | 100% |
| 2021 | Total Property & Casualty | 0.14% | $18,058,746 | $16,956,338 | $0 | $7,465,650 | $14,099,928 | $0 | 188.86% |
| 2021 | Total Fire & Allied Lines | 0% | $9,005 | $8,335 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Dwelling Fire & Allied Lines | 0.01% | $9,005 | $8,335 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Homeowners | 0.02% | $602,052 | $525,020 | $0 | $283,750 | $256,622 | $0 | 90.44% |
| 2021 | Homeowners Multi-Peril | 0.03% | $602,052 | $525,020 | $0 | $283,750 | $256,622 | $0 | 90.44% |
| 2021 | Commercial Multi-Peril | 0.9% | $8,307,815 | $7,672,593 | $0 | $2,783,634 | $5,946,352 | $0 | 213.62% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.02% | $70,393 | $53,555 | $0 | $12,050 | $12,050 | $0 | 100% |
| 2021 | Earthquake | 0.03% | $42,312 | $37,886 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.15% | $1,481,826 | $1,592,514 | $0 | $812,548 | $246,630 | $0 | 30.35% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.15% | $1,203,103 | $1,058,501 | $0 | $0 | $2,573,309 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0.01% | $502,775 | $411,070 | $0 | $314,911 | $467,342 | $0 | 148.4% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.01% | $127,980 | $106,370 | $0 | $17,198 | $42,546 | $0 | 247.39% |
| 2021 | Private Passenger Auto Liability Property Damage | 0.01% | $68,917 | $57,280 | $0 | $5,042 | $18,692 | $0 | 370.73% |
| 2021 | Private Passenger Auto Medical Payments | 0.01% | $10,737 | $8,750 | $0 | $5,996 | $23,640 | $0 | 394.26% |
| 2021 | Private Passenger Uninsured Motorists | 0.01% | $28,299 | $23,270 | $0 | $0 | $73,500 | $0 | 0% |
| 2021 | Private Passenger Auto Comprehensive | 0.01% | $108,422 | $87,189 | $0 | $66,480 | $76,852 | $0 | 115.6% |
| 2021 | Private Passenger Auto Collision | 0.01% | $158,420 | $128,211 | $0 | $220,195 | $232,112 | $0 | 105.41% |
| 2021 | Total Commercial Automobile | 0.62% | $5,563,829 | $5,347,913 | $0 | $3,094,921 | $4,333,687 | $0 | 140.03% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.48% | $2,208,984 | $2,125,195 | $0 | $778,651 | $1,562,913 | $0 | 200.72% |
| 2021 | Commercial Auto Liability Property Damage | 1.06% | $1,404,066 | $1,371,199 | $0 | $285,025 | $694,682 | $0 | 243.73% |
| 2021 | Commercial Auto Medical Payments | 1.36% | $90,900 | $97,783 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.61% | $180,795 | $194,295 | $0 | $85,000 | $166,277 | $0 | 195.62% |
| 2021 | Commercial Auto Comprehensive | 0.57% | $576,111 | $540,826 | $0 | $457,757 | $460,652 | $0 | 100.63% |
| 2021 | Commercial Auto Collision | 0.64% | $1,102,973 | $1,018,615 | $0 | $1,488,488 | $1,449,163 | $0 | 97.36% |
| 2021 | Boiler & Machinery | 0.73% | $275,636 | $248,951 | $0 | $163,836 | $263,936 | $0 | 161.1% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2025 | Homeowners | 0.04% | 1 | 100 |
| 2024 | Private Passenger Auto | 0.02% | 1 | 285 |
| 2024 | Homeowners | 0.04% | 0 | 0 |
| 2023 | Private Passenger Auto | 0.02% | 1 | 354 |
| 2023 | Homeowners | 0.03% | 0 | 0 |
| 2022 | Private Passenger Auto | 0.01% | 2 | 1154 |
| 2022 | Homeowners | 0.02% | 0 | 0 |
| 2021 | Private Passenger Auto | 0.01% | 1 | 842 |
| 2021 | Homeowners | 0.02% | 0 | 0 |
Company Changes
Date:
2012-07-19Comments:
Effective 7/19/2012 this company redomesticated from Minnesota to Iowa. Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.