Company Details
Company Name:
BRIGHTHOUSE LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
87726Company Address:
1209 ORANGE STREET WILMINGTON, DE 19801
Mailing Address:
11225 North Community House Road Charlotte, NC 28277
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A419100Date Admitted:
1869-09-11Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.01% | $1,193,843 | $1,439,266 | $0 | $2,521,829 | $3,749,875 | $0 | 148.7% |
| 2025 | Total Individual Accident & Health | 0.01% | $1,189,604 | $1,435,061 | $0 | $2,521,829 | $3,747,374 | $0 | 148.6% |
| 2025 | Individual Comprehensive Medical Expense | 0% | $580 | $580 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Individual Long Term Care | 0.64% | $1,187,391 | $1,430,429 | $0 | $2,438,463 | $3,852,582 | $0 | 157.99% |
| 2025 | Individual Disability Income | 0% | $1,633 | $4,052 | $0 | $83,366 | $-105,208 | $0 | -126.2% |
| 2025 | Total Group Accident & Health | 0% | $4,239 | $4,205 | $0 | $0 | $2,501 | $0 | 0% |
| 2025 | Group Comprehensive Medical Expenses - Large Employer | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Long Term Care | 0.01% | $4,239 | $4,205 | $0 | $0 | $2,501 | $0 | 0% |
| 2025 | Total Life & Annuities | 0.95% | $160,035,783 | $0 | $561,160 | $364,985,170 | $0 | $7,533,772 | 0% |
| 2025 | Total Individual Life | 0.56% | $22,542,210 | $0 | $561,160 | $37,494,638 | $0 | $5,193,437 | 0% |
| 2025 | Individual Whole Life | 0.34% | $3,138,131 | $0 | $561,160 | $2,417,472 | $0 | $175,355 | 0% |
| 2025 | Individual Term Life | 0.96% | $5,848,323 | $0 | $0 | $4,452,010 | $0 | $3,652,295 | 0% |
| 2025 | Individual Indexed Life | 0.88% | $2,200,142 | $0 | $0 | $86,351 | $0 | $21,474 | 0% |
| 2025 | Individual Universal Life | 0.17% | $687,425 | $0 | $0 | $2,961,888 | $0 | $91,659 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 3.63% | $9,087,701 | $0 | $0 | $10,106,810 | $0 | $1,053,607 | 0% |
| 2025 | Individual Variable Universal Life | 0.65% | $1,580,488 | $0 | $0 | $17,470,107 | $0 | $199,047 | 0% |
| 2025 | Total Individual Annuities | 1.42% | $137,283,836 | $0 | $0 | $313,283,904 | $0 | $2,276,624 | 0% |
| 2025 | Individual Fixed Annuities | 0.41% | $12,073,221 | $0 | $0 | $21,120,438 | $0 | $160,162 | 0% |
| 2025 | Individual Indexed Annuities | 3.41% | $117,304,655 | $0 | $0 | $113,978,267 | $0 | $685,213 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 0.35% | $7,238,752 | $0 | $0 | $164,009,541 | $0 | $1,431,249 | 0% |
| 2025 | Individual Life Contingencies | 0.09% | $667,208 | $0 | $0 | $14,175,658 | $0 | $0 | 0% |
| 2025 | Other Individual Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 1.17% | $159,826,046 | $0 | $561,160 | $350,778,542 | $0 | $7,470,061 | 0% |
| 2025 | Total Group Life | 0% | $0 | $0 | $0 | $613,944 | $0 | $11,376 | 0% |
| 2025 | Group Universal Life | 0% | $0 | $0 | $0 | $613,944 | $0 | $4,829 | 0% |
| 2025 | Other Group Life | 0% | $0 | $0 | $0 | $0 | $0 | $6,547 | 0% |
| 2025 | Total Group Annuities | 0.01% | $209,737 | $0 | $0 | $13,592,684 | $0 | $52,335 | 0% |
| 2025 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $211,053 | $0 | $1,073 | 0% |
| 2025 | Group Variable Annuities With Guarantees | 0.08% | $209,737 | $0 | $0 | $7,359,233 | $0 | $51,262 | 0% |
| 2025 | Group Life Contingencies | 0% | $0 | $0 | $0 | $6,022,398 | $0 | $0 | 0% |
| 2025 | Other Group Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0.01% | $209,737 | $0 | $0 | $14,206,628 | $0 | $63,711 | 0% |
| 2024 | Total Accident & Health | 0.01% | $1,170,071 | $1,458,299 | $0 | $2,477,259 | $2,912,294 | $0 | 117.56% |
| 2024 | Total Individual Accident & Health | 0.02% | $1,165,780 | $1,454,005 | $0 | $2,477,259 | $2,912,294 | $0 | 117.56% |
| 2024 | Individual Comprehensive Medical Expense | 0% | $952 | $955 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Long Term Care | 0.6% | $1,160,165 | $1,447,486 | $0 | $2,332,808 | $2,588,996 | $0 | 110.98% |
| 2024 | Individual Disability Income | 0% | $4,663 | $5,564 | $0 | $144,451 | $323,298 | $0 | 223.81% |
| 2024 | Total Group Accident & Health | 0% | $4,291 | $4,294 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Group Comprehensive Medical Expenses - Large Employer | 0% | $380 | $380 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Group Long Term Care | 0.01% | $3,911 | $3,914 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Life & Annuities | 0.9% | $143,605,624 | $0 | $531,663 | $318,537,034 | $0 | $7,899,944 | 0% |
| 2024 | Total Individual Life | 0.54% | $23,523,356 | $0 | $531,663 | $52,453,948 | $0 | $5,617,073 | 0% |
| 2024 | Individual Whole Life | 0.39% | $3,504,991 | $0 | $531,663 | $2,131,367 | $0 | $183,422 | 0% |
| 2024 | Individual Term Life | 1.06% | $6,375,641 | $0 | $0 | $22,417,276 | $0 | $4,033,324 | 0% |
| 2024 | Individual Indexed Life | 0.99% | $2,272,597 | $0 | $0 | $0 | $0 | $16,758 | 0% |
| 2024 | Individual Universal Life | 0.33% | $788,993 | $0 | $0 | $2,273,196 | $0 | $97,123 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 3.78% | $9,320,278 | $0 | $0 | $19,812,767 | $0 | $1,082,447 | 0% |
| 2024 | Individual Variable Universal Life | 0.35% | $1,260,856 | $0 | $0 | $5,819,342 | $0 | $203,999 | 0% |
| 2024 | Total Individual Annuities | 1.44% | $119,989,316 | $0 | $0 | $254,386,304 | $0 | $2,217,137 | 0% |
| 2024 | Individual Fixed Annuities | 0.61% | $16,108,191 | $0 | $0 | $21,166,268 | $0 | $163,631 | 0% |
| 2024 | Individual Indexed Annuities | 2.8% | $94,613,554 | $0 | $0 | $68,600,740 | $0 | $624,009 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 0.52% | $8,521,895 | $0 | $0 | $149,293,446 | $0 | $1,429,497 | 0% |
| 2024 | Individual Life Contingencies | 0.22% | $745,676 | $0 | $0 | $15,325,850 | $0 | $0 | 0% |
| 2024 | Other Individual Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 1.13% | $143,512,672 | $0 | $531,663 | $306,840,252 | $0 | $7,834,210 | 0% |
| 2024 | Total Group Life | 0% | $0 | $0 | $0 | $0 | $0 | $11,446 | 0% |
| 2024 | Group Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $4,823 | 0% |
| 2024 | Other Group Life | 0% | $0 | $0 | $0 | $0 | $0 | $6,623 | 0% |
| 2024 | Total Group Annuities | 0.01% | $92,952 | $0 | $0 | $11,696,782 | $0 | $54,288 | 0% |
| 2024 | Group Fixed Annuities | 0% | $50 | $0 | $0 | $554,247 | $0 | $1,237 | 0% |
| 2024 | Group Variable Annuities With Guarantees | 0.04% | $92,902 | $0 | $0 | $6,041,679 | $0 | $53,051 | 0% |
| 2024 | Group Life Contingencies | 0% | $0 | $0 | $0 | $5,100,856 | $0 | $0 | 0% |
| 2024 | Other Group Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $92,952 | $0 | $0 | $11,696,782 | $0 | $65,734 | 0% |
| 2023 | Total Accident & Health | 0.01% | $1,231,979 | $1,599,501 | $0 | $2,833,577 | $2,686,472 | $0 | 94.81% |
| 2023 | Total Individual Accident & Health | 0.02% | $1,226,202 | $1,593,631 | $0 | $2,797,669 | $2,811,034 | $0 | 100.48% |
| 2023 | Individual Comprehensive Medical Expense | 0% | $1,262 | $1,258 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Individual Long Term Care | 0.62% | $1,217,845 | $1,584,539 | $0 | $2,740,417 | $2,794,974 | $0 | 101.99% |
| 2023 | Individual Disability Income | 0.01% | $7,095 | $7,834 | $0 | $57,252 | $16,060 | $0 | 28.05% |
| 2023 | Total Group Accident & Health | 0% | $5,777 | $5,870 | $0 | $35,908 | $-124,562 | $0 | -346.89% |
| 2023 | Group Comprehensive Medical Expense - Large Employer | 0% | $1,866 | $1,867 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Long Term Care | 0.01% | $3,911 | $4,003 | $0 | $35,908 | $-124,562 | $0 | -346.89% |
| 2023 | Total Life | 1.09% | $147,453,300 | $0 | $500,526 | $267,023,441 | $0 | $5,520,175 | 0% |
| 2023 | Total Individual Life | 1.47% | $147,177,998 | $0 | $500,526 | $258,013,221 | $0 | $5,508,827 | 0% |
| 2023 | Individual Whole Life | 0.43% | $3,758,300 | $0 | $500,526 | $1,943,466 | $0 | $183,679 | 0% |
| 2023 | Individual Term Life | 1.22% | $7,227,636 | $0 | $0 | $9,691,315 | $0 | $4,203,411 | 0% |
| 2023 | Individual Universal Life | 1.74% | $9,964,177 | $0 | $0 | $22,879,428 | $0 | $1,121,737 | 0% |
| 2023 | Individual Ordinary Annuities | 0.93% | $24,952,487 | $0 | $0 | $26,851,212 | $0 | $0 | 0% |
| 2023 | Individual Variable Annuities | 6.65% | $99,438,749 | $0 | $0 | $180,397,011 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0.14% | $1,836,649 | $0 | $0 | $16,250,789 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0.01% | $275,302 | $0 | $0 | $9,010,220 | $0 | $11,348 | 0% |
| 2023 | Group Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $11,348 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $1,150 | $0 | $0 | $5,270,230 | $0 | $0 | 0% |
| 2023 | Group Variable Annuities | 0.06% | $274,152 | $0 | $0 | $3,739,990 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.01% | $1,335,727 | $1,678,287 | $0 | $2,282,122 | $4,952,430 | $0 | 217.01% |
| 2022 | Total Individual Accident & Health | 0.03% | $1,331,955 | $1,674,462 | $0 | $2,201,813 | $5,128,890 | $0 | 232.94% |
| 2022 | Individual Comprehensive Medical Expense | 0% | $2,765 | $2,797 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Long Term Care | 0.66% | $1,320,182 | $1,658,589 | $0 | $2,144,363 | $5,121,070 | $0 | 238.82% |
| 2022 | Individual Disability Income | 0.01% | $9,008 | $13,076 | $0 | $57,450 | $7,820 | $0 | 13.61% |
| 2022 | Total Group Accident & Health | 0% | $3,772 | $3,825 | $0 | $80,309 | $-176,460 | $0 | -219.73% |
| 2022 | Group Long Term Care | 0.01% | $3,772 | $3,825 | $0 | $80,309 | $-176,460 | $0 | -219.73% |
| 2022 | Total Life | 0.96% | $138,393,617 | $0 | $454,527 | $266,725,714 | $0 | $5,939,400 | 0% |
| 2022 | Total Individual Life | 1.4% | $138,340,841 | $0 | $454,527 | $258,552,707 | $0 | $5,920,085 | 0% |
| 2022 | Individual Whole Life | 0.41% | $3,557,335 | $0 | $454,527 | $2,401,807 | $0 | $192,150 | 0% |
| 2022 | Individual Term Life | 1.21% | $7,506,328 | $0 | $0 | $16,402,027 | $0 | $4,332,287 | 0% |
| 2022 | Individual Universal Life | 1.64% | $12,823,629 | $0 | $0 | $1,217,821 | $0 | $1,183,700 | 0% |
| 2022 | Individual Variable Life | 0.63% | $1,380,442 | $0 | $0 | $53,141,934 | $0 | $211,948 | 0% |
| 2022 | Individual Ordinary Annuities | 1.13% | $26,557,910 | $0 | $0 | $38,686,703 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 4.39% | $86,507,197 | $0 | $0 | $146,702,415 | $0 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0% | $8,000 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $52,776 | $0 | $0 | $8,173,007 | $0 | $19,315 | 0% |
| 2022 | Group Universal Life | 0% | $0 | $0 | $0 | $264,024 | $0 | $19,315 | 0% |
| 2022 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $2,960,692 | $0 | $0 | 0% |
| 2022 | Group Variable Annuities | 0% | $0 | $0 | $0 | $4,948,291 | $0 | $0 | 0% |
| 2022 | Group Deposit-Type Funds | 0% | $7,776 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Other Considerations | 0% | $45,000 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.01% | $1,373,388 | $1,798,407 | $0 | $2,988,056 | $1,602,175 | $0 | 53.62% |
| 2021 | Total Individual Accident & Health | 0.03% | $1,369,583 | $1,794,687 | $0 | $2,900,894 | $1,264,604 | $0 | 43.59% |
| 2021 | Individual Comprehensive Medical Expense | 0% | $3,739 | $3,753 | $0 | $586 | $407 | $0 | 69.45% |
| 2021 | Individual Long Term Care | 0.65% | $1,344,275 | $1,769,413 | $0 | $2,842,025 | $1,265,563 | $0 | 44.53% |
| 2021 | Individual Disability Income | 0.02% | $21,569 | $21,521 | $0 | $58,283 | $-1,366 | $0 | -2.34% |
| 2021 | Total Group Accident & Health | 0% | $3,805 | $3,720 | $0 | $87,162 | $337,571 | $0 | 387.29% |
| 2021 | Group Long Term Care | 0.01% | $3,805 | $3,720 | $0 | $87,162 | $337,571 | $0 | 387.29% |
| 2021 | Total Life | 1.01% | $124,297,759 | $0 | $589,869 | $245,658,614 | $0 | $6,214,717 | 0% |
| 2021 | Total Individual Life | 1.55% | $122,121,429 | $0 | $589,869 | $237,278,953 | $0 | $6,203,573 | 0% |
| 2021 | Individual Whole Life | 0.45% | $3,931,595 | $0 | $589,869 | $3,902,418 | $0 | $193,355 | 0% |
| 2021 | Individual Term Life | 1.38% | $8,386,456 | $0 | $0 | $3,566,311 | $0 | $4,542,152 | 0% |
| 2021 | Individual Universal Life | 1.93% | $15,370,005 | $0 | $0 | $2,021,559 | $0 | $1,241,814 | 0% |
| 2021 | Individual Variable Life | 0.6% | $1,429,285 | $0 | $0 | $18,127,040 | $0 | $226,252 | 0% |
| 2021 | Individual Ordinary Annuities | 0.06% | $939,137 | $0 | $0 | $38,036,882 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 4.07% | $92,064,951 | $0 | $0 | $171,624,743 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.05% | $2,176,330 | $0 | $0 | $8,379,661 | $0 | $11,144 | 0% |
| 2021 | Group Universal Life | 0% | $0 | $0 | $0 | $219,570 | $0 | $11,144 | 0% |
| 2021 | Group Ordinary Annuities | 0% | $2,616 | $0 | $0 | $4,664,949 | $0 | $0 | 0% |
| 2021 | Group Variable Annuities | 0% | $0 | $0 | $0 | $3,495,142 | $0 | $0 | 0% |
| 2021 | Group Other Considerations | 0.19% | $2,173,714 | $0 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 1 | 0 |
| 2025 | Life and Annuities | 0% | 14 | 0 |
| 2025 | Long-Term Care Insurance | 0% | 1 | 0 |
| 2024 | Life and Annuities | 1.21% | 7 | 86 |
| 2023 | Health | 0.01% | 0 | 0 |
| 2023 | Life and Annuities | 1.2% | 6 | 67 |
| 2023 | Long-Term Care Insurance | 0.54% | 0 | 0 |
| 2022 | Health | 0.02% | 0 | 0 |
| 2022 | Life and Annuities | 1.22% | 7 | 79 |
| 2022 | Long-Term Care Insurance | 0.56% | 0 | 0 |
| 2021 | Health | 0.02% | 0 | 0 |
| 2021 | Life and Annuities | 1.22% | 7 | 74 |
| 2021 | Long-Term Care Insurance | 0.57% | 0 | 0 |
Company Changes
Date:
2004-01-01Comments:
MetLife Security Insurance Co. and Security Equity Life Insurance Co., New York, NY, merged with and into Metropolitan Life Insurance Co.Date:
2006-05-01Comments:
Travelers Insurance Company (The), Hartford, CT, changed its name to MetLife Insurance Company of Connecticut.Date:
2014-11-14Comments:
Effective 11/14/14 MetLife Insurance Company of Connecticut redomesticated to Delaware and changed its name to MetLife Insurance Company USA.Date:
2017-03-06Comments:
Effective 3/6/2017 Metlife Insurance Company USA changed its name to Brighthouse Life Insurance CompanyFinancial Exams
This company does not have any financial exams.