Company Details
Company Name:
METROPOLITAN TOWER LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
97136Company Address:
200 Park Avenue New York, NY 10166
Phone Number:
2125782640Mailing Address:
18210 Crane Nest Drive, 3rd Floor Tampa, FL 33647
Mailing Phone:
8139834100Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A419085Date Admitted:
1984-06-12Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0% | $25,043 | $27,131 | $0 | $665,899 | $439,531 | $0 | 66.01% |
| 2025 | Total Individual Accident & Health | 0% | $25,043 | $27,131 | $0 | $665,899 | $439,531 | $0 | 66.01% |
| 2025 | Individual Disability Income | 0.02% | $25,043 | $27,131 | $0 | $665,899 | $439,531 | $0 | 66.01% |
| 2025 | Total Life & Annuities | 0.28% | $48,013,721 | $0 | $4,109,253 | $73,826,137 | $0 | $1,910,972 | 0% |
| 2025 | Total Individual Life | 0.33% | $13,354,694 | $0 | $4,109,253 | $41,081,286 | $0 | $1,520,769 | 0% |
| 2025 | Individual Whole Life | 0.67% | $6,249,400 | $0 | $1,724,247 | $17,302,722 | $0 | $734,464 | 0% |
| 2025 | Individual Term Life | 0.3% | $1,822,729 | $0 | $0 | $150,080 | $0 | $23,706 | 0% |
| 2025 | Individual Universal Life | 0.56% | $2,203,294 | $0 | $1,365,260 | $18,242,805 | $0 | $279,940 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 0.53% | $1,338,170 | $0 | $0 | $193,115 | $0 | $176,864 | 0% |
| 2025 | Individual Variable Life | 0% | $2,343 | $0 | $52,826 | $0 | $0 | $0 | 0% |
| 2025 | Individual Variable Universal Life | 0.72% | $1,738,758 | $0 | $966,920 | $5,192,564 | $0 | $305,795 | 0% |
| 2025 | Total Individual Annuities | 0.01% | $617,961 | $0 | $0 | $9,936,390 | $0 | $317,588 | 0% |
| 2025 | Individual Fixed Annuities | 0.01% | $400,193 | $0 | $0 | $364,673 | $0 | $6,803 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 0% | $0 | $0 | $0 | $70,115 | $0 | $169 | 0% |
| 2025 | Individual Variable Annuities Without Guarantees | 0.05% | $217,768 | $0 | $0 | $6,136,094 | $0 | $46,685 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $3,365,508 | $0 | $75,354 | 0% |
| 2025 | Other Individual Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $188,577 | 0% |
| 2025 | Total Individual Life & Annuities | 0.1% | $13,972,655 | $0 | $4,109,253 | $51,017,676 | $0 | $1,838,357 | 0% |
| 2025 | Total Group Life | 0.96% | $14,615,484 | $0 | $0 | $0 | $0 | $69,029 | 0% |
| 2025 | Group Whole Life | 0.1% | $56,902 | $0 | $0 | $0 | $0 | $13,405 | 0% |
| 2025 | Group Term Life | 0% | $8,377 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Universal Life | 23.78% | $9,377,456 | $0 | $0 | $0 | $0 | $54,665 | 0% |
| 2025 | Group Variable Life | 57.57% | $4,213,749 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Deposit-Type Contract Funds | 1.75% | $959,000 | $0 | $0 | $0 | $0 | $959 | 0% |
| 2025 | Total Group Annuities | 1.15% | $19,425,582 | $0 | $0 | $22,808,461 | $0 | $3,586 | 0% |
| 2025 | Group Fixed Annuities | 4.95% | $14,978,366 | $0 | $0 | $22,789,202 | $0 | $549 | 0% |
| 2025 | Group Life Contingencies | 0.76% | $4,411,575 | $0 | $0 | $19,259 | $0 | $2,476 | 0% |
| 2025 | Other Group Annuities | 0.01% | $35,641 | $0 | $0 | $0 | $0 | $561 | 0% |
| 2025 | Total Group Life & Annuities | 1.06% | $34,041,066 | $0 | $0 | $22,808,461 | $0 | $72,615 | 0% |
| 2024 | Total Accident & Health | 0% | $33,455 | $33,584 | $0 | $574,980 | $468,697 | $0 | 81.52% |
| 2024 | Total Individual Accident & Health | 0% | $33,455 | $33,584 | $0 | $574,980 | $468,697 | $0 | 81.52% |
| 2024 | Individual Disability Income | 0.03% | $33,455 | $33,584 | $0 | $574,980 | $468,697 | $0 | 81.52% |
| 2024 | Total Life & Annuities | 0.74% | $117,448,705 | $0 | $7,878,937 | $85,196,094 | $0 | $1,941,915 | 0% |
| 2024 | Total Individual Life | 0.31% | $13,498,151 | $0 | $7,878,937 | $57,555,731 | $0 | $1,620,711 | 0% |
| 2024 | Individual Whole Life | 0.81% | $7,391,990 | $0 | $4,966,042 | $9,412,449 | $0 | $771,691 | 0% |
| 2024 | Individual Term Life | 0.26% | $1,561,303 | $0 | $0 | $70,053 | $0 | $42,058 | 0% |
| 2024 | Individual Universal Life | 1.05% | $2,499,741 | $0 | $1,645,141 | $20,923,928 | $0 | $305,231 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 0% | $0 | $0 | $0 | $76,787 | $0 | $184,531 | 0% |
| 2024 | Individual Variable Life | 7.52% | $2,060,066 | $0 | $0 | $25,328,564 | $0 | $0 | 0% |
| 2024 | Individual Variable Universal Life | 0% | $0 | $0 | $1,267,754 | $1,743,950 | $0 | $317,200 | 0% |
| 2024 | Other Individual Life | -0.36% | $-14,949 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 0% | $7,437 | $0 | $0 | $6,724,549 | $0 | $265,987 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $412 | $0 | $0 | $2,667,178 | $0 | $7,162 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 0% | $0 | $0 | $0 | $144,171 | $0 | $22,824 | 0% |
| 2024 | Individual Variable Annuities Without Guarantees | 0% | $7,025 | $0 | $0 | $3,913,200 | $0 | $25,785 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $0 | $0 | $47,036 | 0% |
| 2024 | Other Individual Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $163,180 | 0% |
| 2024 | Total Individual Life & Annuities | 0.11% | $13,505,588 | $0 | $7,878,937 | $64,280,280 | $0 | $1,886,698 | 0% |
| 2024 | Total Group Life | 2.28% | $34,028,442 | $0 | $0 | $0 | $0 | $53,980 | 0% |
| 2024 | Group Whole Life | 1.57% | $1,020,840 | $0 | $0 | $0 | $0 | $5,795 | 0% |
| 2024 | Group Term Life | 0% | $9,402 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Group Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $48,185 | 0% |
| 2024 | Group Variable Life | 49.27% | $32,998,200 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Annuities | 3.98% | $69,914,675 | $0 | $0 | $20,915,814 | $0 | $1,237 | 0% |
| 2024 | Group Fixed Annuities | 38.66% | $69,874,771 | $0 | $0 | $20,915,814 | $0 | $568 | 0% |
| 2024 | Other Group Annuities | 0.02% | $39,904 | $0 | $0 | $0 | $0 | $669 | 0% |
| 2024 | Total Group Life & Annuities | 3.2% | $103,943,117 | $0 | $0 | $20,915,814 | $0 | $55,217 | 0% |
| 2023 | Total Accident & Health | 0% | $48,329 | $51,053 | $0 | $588,578 | $256,816 | $0 | 43.63% |
| 2023 | Total Individual Accident & Health | 0% | $48,329 | $51,053 | $0 | $588,578 | $256,816 | $0 | 43.63% |
| 2023 | Individual Disability Income | 0.04% | $48,329 | $51,053 | $0 | $588,578 | $256,816 | $0 | 43.63% |
| 2023 | Total Life | 0.4% | $54,175,255 | $0 | $5,723,210 | $83,177,337 | $0 | $1,892,652,427 | 0% |
| 2023 | Total Individual Life | 0.14% | $14,516,694 | $0 | $5,723,210 | $69,526,508 | $0 | $1,816,680,487 | 0% |
| 2023 | Individual Whole Life | 0.93% | $8,128,181 | $0 | $1,909,534 | $32,095,417 | $0 | $853,642,790 | 0% |
| 2023 | Individual Term Life | 0.27% | $1,618,832 | $0 | $0 | $1,103,913 | $0 | $102,504,271 | 0% |
| 2023 | Individual Universal Life | 0.47% | $2,669,481 | $0 | $2,136,362 | $21,739,646 | $0 | $526,051,072 | 0% |
| 2023 | Individual Variable Life | 2.01% | $2,065,794 | $0 | $1,677,314 | $4,908,758 | $0 | $334,482,354 | 0% |
| 2023 | Individual Ordinary Annuities | 0% | $870 | $0 | $0 | $2,419,856 | $0 | $0 | 0% |
| 2023 | Individual Variable Annuities | 0% | $33,536 | $0 | $0 | $7,258,918 | $0 | $0 | 0% |
| 2023 | Total Group Life | 1.13% | $39,658,561 | $0 | $0 | $13,650,829 | $0 | $75,971,940 | 0% |
| 2023 | Group Whole Life | 0.48% | $287,495 | $0 | $0 | $0 | $0 | $332,976 | 0% |
| 2023 | Group Term Life | 0% | $17,664 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Universal Life | 10.5% | $4,812,629 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Variable Life | 0% | $0 | $0 | $0 | $0 | $0 | $75,638,964 | 0% |
| 2023 | Group Variable Annuities | 6.95% | $34,540,773 | $0 | $0 | $13,650,829 | $0 | $0 | 0% |
| 2023 | Group Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0% | $59,166 | $66,354 | $0 | $500,748 | $319,013 | $0 | 63.71% |
| 2022 | Total Individual Accident & Health | 0% | $59,166 | $66,354 | $0 | $500,748 | $319,013 | $0 | 63.71% |
| 2022 | Individual Disability Income | 0.05% | $59,166 | $66,354 | $0 | $500,748 | $319,013 | $0 | 63.71% |
| 2022 | Total Life | 0.29% | $41,409,978 | $0 | $7,301,103 | $57,033,060 | $0 | $2,053,097,425 | 0% |
| 2022 | Total Individual Life | 0.16% | $16,089,675 | $0 | $7,301,103 | $45,209,904 | $0 | $2,052,684,531 | 0% |
| 2022 | Individual Whole Life | 1.03% | $8,880,757 | $0 | $4,055,289 | $16,002,042 | $0 | $895,718,880 | 0% |
| 2022 | Individual Term Life | 0.3% | $1,843,990 | $0 | $0 | $1,141,699 | $0 | $245,851,270 | 0% |
| 2022 | Individual Universal Life | 0.36% | $2,814,167 | $0 | $2,030,075 | $20,137,300 | $0 | $559,033,791 | 0% |
| 2022 | Individual Variable Life | 0.93% | $2,044,687 | $0 | $1,215,739 | $3,068,386 | $0 | $352,080,590 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $840 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 0.02% | $346,119 | $0 | $0 | $1,985,377 | $0 | $0 | 0% |
| 2022 | Individual Modified Guaranteed Annuities | 0% | $0 | $0 | $0 | $2,875,100 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0.02% | $159,115 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.56% | $25,320,303 | $0 | $0 | $11,823,156 | $0 | $412,894 | 0% |
| 2022 | Group Whole Life | 0.31% | $127,843 | $0 | $0 | $0 | $0 | $412,894 | 0% |
| 2022 | Group Ordinary Annuities | 1.52% | $24,592,460 | $0 | $0 | $11,823,156 | $0 | $0 | 0% |
| 2022 | Group Deposit-Type Funds | 0.11% | $600,000 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0% | $68,949 | $72,640 | $0 | $899,116 | $546,499 | $0 | 60.78% |
| 2021 | Total Individual Accident & Health | 0% | $68,949 | $72,640 | $0 | $899,116 | $546,499 | $0 | 60.78% |
| 2021 | Individual Disability Income | 0.06% | $68,949 | $72,640 | $0 | $899,116 | $546,499 | $0 | 60.78% |
| 2021 | Total Life | 0.84% | $102,806,273 | $0 | $20,836,665 | $39,921,939 | $0 | $2,270,213 | 0% |
| 2021 | Total Individual Life | 0.21% | $16,170,967 | $0 | $20,836,665 | $36,578,995 | $0 | $2,269,377 | 0% |
| 2021 | Individual Whole Life | 1.1% | $9,643,171 | $0 | $18,512,581 | $12,369,041 | $0 | $948,503 | 0% |
| 2021 | Individual Term Life | 0.07% | $444,276 | $0 | $0 | $0 | $0 | $352,409 | 0% |
| 2021 | Individual Universal Life | 0.4% | $3,156,814 | $0 | $2,195,731 | $13,606,298 | $0 | $597,148 | 0% |
| 2021 | Individual Variable Life | 0.91% | $2,159,346 | $0 | $128,353 | $4,494,004 | $0 | $371,317 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $860 | $0 | $0 | $1,847,098 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 0.02% | $471,007 | $0 | $0 | $4,262,554 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0.32% | $295,493 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 1.97% | $86,635,306 | $0 | $0 | $3,342,944 | $0 | $836 | 0% |
| 2021 | Group Whole Life | 0.07% | $30,910 | $0 | $0 | $0 | $0 | $7 | 0% |
| 2021 | Group Variable Life | 0% | $0 | $0 | $0 | $0 | $0 | $829 | 0% |
| 2021 | Group Ordinary Annuities | 6.4% | $85,870,295 | $0 | $0 | $3,342,944 | $0 | $0 | 0% |
| 2021 | Group Deposit-Type Funds | 0.13% | $734,101 | $0 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Life and Annuities | 0% | 13 | 0 |
| 2024 | Life and Annuities | 0.36% | 8 | 333 |
| 2023 | Health | 0% | 0 | 0 |
| 2023 | Life and Annuities | 0.66% | 7 | 143 |
| 2022 | Health | 0% | 0 | 0 |
| 2022 | Life and Annuities | 0.64% | 5 | 108 |
| 2021 | Health | 0% | 0 | 0 |
| 2021 | Life and Annuities | 0.66% | 4 | 78 |
Company Changes
Date:
2004-12-01Comments:
Metropolitan Insurance and Annuity Company merged with and into Metropolitan Tower Life Insurance Company.Date:
2018-04-27Comments:
Effective 4/27/2018 this company redomesticated from Delaware to Nebraska. Date:
2018-04-27Comments:
Effective 4/27/18 General American Life Insurance Company merged with and into Metropolitan Tower Life Insurance CompanyMarket Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.