Company Details

Company Details

Company Name:
ZURICH AMERICAN LIFE INSURANCE COMPANY
License Status:
Active
NAIC Number:
90557
Company Address:
1299 ZURICH WAY
SCHAUMBURG, IL 60196
Phone Number:
8476056587
Mailing Address:
c/o Regulatory Services
Schaumburg, IL 60196
Description:
Life and Health (Ch 376 & 377, RSMo)
License Number:
A419084
Date Admitted:
1981-07-09

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Accident & Health 0% $48,381 $0 $0 $12,710 $0 $0 0%
2025 Total Group Accident & Health 0% $48,381 $0 $0 $12,710 $0 $0 0%
2025 Group Disability Income 0.01% $48,381 $0 $0 $12,710 $0 $0 0%
2025 Total Life & Annuities 0.03% $4,487,295 $0 $0 $6,737,152 $0 $357,031 0%
2025 Total Individual Life 0.06% $2,346,875 $0 $0 $692,272 $0 $204,522 0%
2025 Individual Whole Life 0% $591 $0 $0 $0 $0 $391 0%
2025 Individual Term Life 0.04% $272,033 $0 $0 $101,475 $0 $86,270 0%
2025 Individual Indexed Life 0.72% $1,787,328 $0 $0 $0 $0 $86,073 0%
2025 Individual Universal Life 0.01% $56,773 $0 $0 $470,698 $0 $7,426 0%
2025 Individual Variable Universal Life 0.1% $230,150 $0 $0 $120,099 $0 $24,362 0%
2025 Total Individual Annuities 0.02% $2,097,048 $0 $0 $5,269,713 $0 $29,605 0%
2025 Individual Fixed Annuities 0% $0 $0 $0 $582,508 $0 $2,200 0%
2025 Individual Variable Annuities Without Guarantees 0.52% $2,097,048 $0 $0 $4,687,205 $0 $27,405 0%
2025 Total Individual Life & Annuities 0.03% $4,443,923 $0 $0 $5,961,985 $0 $234,127 0%
2025 Total Group Life 0% $43,372 $0 $0 $71,000 $0 $117,175 0%
2025 Group Term Life 0.01% $43,372 $0 $0 $0 $0 $0 0%
2025 Group Variable Universal Life 0% $0 $0 $0 $71,000 $0 $117,175 0%
2025 Total Group Annuities 0% $0 $0 $0 $704,167 $0 $5,729 0%
2025 Group Fixed Annuities 0% $0 $0 $0 $0 $0 $233 0%
2025 Group Variable Annuities With Guarantees 0% $0 $0 $0 $704,167 $0 $5,409 0%
2025 Group Variable Annuities Without Guarantees 0% $0 $0 $0 $0 $0 $87 0%
2025 Total Group Life & Annuities 0% $43,372 $0 $0 $775,167 $0 $122,904 0%
2024 Total Accident & Health 0% $89,303 $0 $0 $152,313 $0 $0 0%
2024 Total Group Accident & Health 0% $89,303 $0 $0 $152,313 $0 $0 0%
2024 Group Disability Income 0.02% $89,303 $0 $0 $152,313 $0 $0 0%
2024 Total Life & Annuities 0.13% $20,762,925 $0 $0 $7,199,635 $0 $371,316 0%
2024 Total Individual Life 0% $-50,243 $0 $0 $1,426,961 $0 $220,452 0%
2024 Individual Whole Life 0% $1,594 $0 $0 $0 $0 $448 0%
2024 Individual Term Life 0.05% $318,765 $0 $0 $1,875 $0 $101,770 0%
2024 Individual Indexed Life -0.2% $-460,388 $0 $0 $353,948 $0 $86,073 0%
2024 Individual Universal Life 0.02% $51,467 $0 $0 $919,138 $0 $7,506 0%
2024 Individual Variable Universal Life 0.01% $38,319 $0 $0 $152,000 $0 $24,655 0%
2024 Total Individual Annuities 0.02% $1,364,770 $0 $0 $3,493,013 $0 $28,165 0%
2024 Individual Fixed Annuities 0.01% $194,748 $0 $0 $582,878 $0 $2,769 0%
2024 Individual Variable Annuities Without Guarantees 0.35% $1,170,022 $0 $0 $2,910,135 $0 $25,396 0%
2024 Total Individual Life & Annuities 0.01% $1,314,527 $0 $0 $4,919,974 $0 $248,617 0%
2024 Total Group Life 1.3% $19,448,398 $0 $0 $760,721 $0 $117,175 0%
2024 Group Term Life 0.01% $85,964 $0 $0 $0 $0 $0 0%
2024 Group Variable Universal Life 49.18% $19,362,434 $0 $0 $760,721 $0 $117,175 0%
2024 Total Group Annuities 0% $0 $0 $0 $1,518,940 $0 $5,524 0%
2024 Group Fixed Annuities 0% $0 $0 $0 $0 $0 $249 0%
2024 Group Variable Annuities With Guarantees 0% $0 $0 $0 $1,518,940 $0 $5,164 0%
2024 Group Variable Annuities Without Guarantees 0% $0 $0 $0 $0 $0 $111 0%
2024 Total Group Life & Annuities 0.6% $19,448,398 $0 $0 $2,279,661 $0 $122,699 0%
2023 Total Accident & Health 0% $398,554 $0 $0 $290,691 $0 $0 0%
2023 Total Group Accident & Health 0% $398,554 $0 $0 $290,691 $0 $0 0%
2023 Group Disability Income 0.1% $398,554 $0 $0 $290,691 $0 $0 0%
2023 Total Life 0.06% $8,637,914 $0 $0 $11,034,979 $0 $265,055 0%
2023 Total Individual Life 0.08% $8,302,762 $0 $0 $6,602,167 $0 $232,120 0%
2023 Individual Whole Life 0% $956 $0 $0 $0 $0 $461 0%
2023 Individual Term Life 0.06% $328,270 $0 $0 $5,548 $0 $107,300 0%
2023 Individual Universal Life 0.5% $2,857,310 $0 $0 $2,066,621 $0 $99,239 0%
2023 Individual Variable Life 0.09% $90,535 $0 $0 $278,567 $0 $25,120 0%
2023 Individual Ordinary Annuities 0% $64,927 $0 $0 $297,494 $0 $0 0%
2023 Individual Variable Annuities 0.33% $4,960,764 $0 $0 $3,953,937 $0 $0 0%
2023 Total Group Life 0.01% $335,152 $0 $0 $4,432,812 $0 $32,935 0%
2023 Group Term Life 0.06% $335,152 $0 $0 $20,000 $0 $0 0%
2023 Group Variable Life 0% $0 $0 $0 $2,291,855 $0 $32,935 0%
2023 Group Ordinary Annuities 0% $0 $0 $0 $0 $0 $0 0%
2023 Group Variable Annuities 0% $0 $0 $0 $2,120,957 $0 $0 0%
2022 Total Accident & Health 0.01% $886,448 $784,982 $0 $1,015,172 $993,072 $0 97.82%
2022 Total Group Accident & Health 0.01% $886,448 $784,982 $0 $1,015,172 $993,072 $0 97.82%
2022 Group Disability Income 0.23% $886,448 $784,982 $0 $1,015,172 $993,072 $0 97.82%
2022 Total Life 0.2% $28,019,121 $0 $0 $12,949,560 $0 $1,077,579 0%
2022 Total Individual Life 0.08% $8,145,742 $0 $0 $7,987,056 $0 $252,865 0%
2022 Individual Whole Life 0% $874 $0 $0 $0 $0 $461 0%
2022 Individual Term Life 0.06% $363,499 $0 $0 $2,558 $0 $125,500 0%
2022 Individual Universal Life 0.86% $6,739,126 $0 $0 $538,672 $0 $101,660 0%
2022 Individual Variable Life 0.02% $36,728 $0 $0 $180,402 $0 $25,244 0%
2022 Individual Ordinary Annuities 0% $0 $0 $0 $709,473 $0 $0 0%
2022 Individual Variable Annuities 0.05% $1,005,515 $0 $0 $6,555,951 $0 $0 0%
2022 Total Group Life 0.44% $19,873,379 $0 $0 $4,962,504 $0 $824,714 0%
2022 Group Term Life 0.15% $835,588 $0 $0 $1,513,250 $0 $791,779 0%
2022 Group Variable Life 27.22% $19,037,791 $0 $0 $2,226,715 $0 $32,935 0%
2022 Group Ordinary Annuities 0% $0 $0 $0 $0 $0 $0 0%
2022 Group Variable Annuities 0% $0 $0 $0 $1,222,539 $0 $0 0%
2021 Total Accident & Health 0% $578,577 $939,922 $0 $390,654 $904,675 $0 231.58%
2021 Total Group Accident & Health 0.01% $578,577 $939,922 $0 $390,654 $904,675 $0 231.58%
2021 Group Disability Income 0.16% $578,577 $939,922 $0 $390,654 $904,675 $0 231.58%
2021 Total Life 0.06% $7,237,560 $0 $0 $9,363,306 $0 $1,033,002 0%
2021 Total Individual Life 0.08% $6,316,714 $0 $0 $5,972,409 $0 $238,330 0%
2021 Individual Whole Life 0% $566 $0 $0 $0 $0 $461 0%
2021 Individual Term Life 0.04% $258,791 $0 $0 $35,415 $0 $110,520 0%
2021 Individual Universal Life 0.7% $5,600,839 $0 $0 $548,503 $0 $97,934 0%
2021 Individual Variable Life 0.04% $90,120 $0 $0 $3 $0 $29,415 0%
2021 Individual Ordinary Annuities 0% $0 $0 $0 $555,950 $0 $0 0%
2021 Individual Variable Annuities 0.02% $366,398 $0 $0 $4,832,538 $0 $0 0%
2021 Total Group Life 0.02% $920,846 $0 $0 $3,390,897 $0 $794,672 0%
2021 Group Term Life 0.11% $674,609 $0 $0 $1,905,991 $0 $761,737 0%
2021 Group Variable Life 1.67% $246,237 $0 $0 $593,000 $0 $32,935 0%
2021 Group Ordinary Annuities 0% $0 $0 $0 $0 $0 $0 0%
2021 Group Variable Annuities 0% $0 $0 $0 $891,906 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Life and Annuities 0% 2 0
2024 Life and Annuities 0.24% 2 121
2023 Health 0.01% 0 0
2023 Life and Annuities 0.16% 0 0
2022 Health 0.01% 0 0
2022 Life and Annuities 0.14% 0 0
2021 Health 0.01% 0 0
2021 Life and Annuities 0.11% 1 121

Company Changes

Date:
2011-07-27
Comments:
Effective 7/27/11 the above company added A2 authority.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.