Company Details
Company Name:
FLORISTS' MUTUAL INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
13978Company Address:
1 HORTICULTURAL LN EDWARDSVILLE, IL 62025
Phone Number:
6186564240Mailing Address:
#1 HORTICULTURAL LANE EDWARDSVILLE, IL 62025
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419065Date Admitted:
1954-03-01Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0% | $628,259 | $673,170 | $0 | $411,609 | $477,940 | $0 | 116.12% |
| 2025 | Total Fire & Allied Lines | 0% | $0 | $13 | $0 | $19,704 | $-8,615 | $0 | -43.72% |
| 2025 | Commercial Fire & Allied Lines | 0% | $0 | $13 | $0 | $19,704 | $-8,615 | $0 | -43.72% |
| 2025 | Travel Coverage | 0% | $0 | $0 | $0 | $0 | $-5,634 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.06% | $628,259 | $673,023 | $0 | $350,429 | $509,245 | $0 | 145.32% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $40,476 | $-65,795 | $0 | -162.55% |
| 2025 | Products Liability | 0% | $0 | $0 | $0 | $1,000 | $104,549 | $0 | 0% |
| 2025 | Total Commercial Auto | 0% | $0 | $89 | $0 | $0 | $-56,893 | $0 | 0% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0% | $0 | $82 | $0 | $0 | $-35,940 | $0 | 0% |
| 2025 | Commercial Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $0 | $-19,671 | $0 | 0% |
| 2025 | Commercial Auto Liability - Medical Payments | 0% | $0 | $1 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0% | $0 | $6 | $0 | $0 | $-1,282 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0% | $0 | $17 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto - Collision | 0% | $0 | $28 | $0 | $0 | $1,083 | $0 | 0% |
| 2024 | Total Property & Casualty | 0% | $772,737 | $1,125,025 | $0 | $795,267 | $637,524 | $0 | 80.16% |
| 2024 | Total Fire & Allied Lines | 0% | $186 | $141,798 | $0 | $99,278 | $-150,271 | $0 | -151.36% |
| 2024 | Commercial Fire & Allied Lines | 0% | $186 | $141,798 | $0 | $99,278 | $-150,271 | $0 | -151.36% |
| 2024 | Travel Coverage | 0% | $369 | $13,580 | $0 | $0 | $-10,373 | $0 | 0% |
| 2024 | Earthquake | 0% | $0 | $415 | $0 | $0 | $-215 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.07% | $730,029 | $689,511 | $0 | $357,008 | $526,422 | $0 | 147.45% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0% | $31,655 | $149,491 | $0 | $3,252 | $38,040 | $0 | 0% |
| 2024 | Products Liability | 0.01% | $3,747 | $6,754 | $0 | $7,500 | $171 | $0 | 2.28% |
| 2024 | Total Commercial Auto | 0% | $5,071 | $97,822 | $0 | $324,700 | $233,611 | $0 | 71.95% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0% | $4,889 | $94,915 | $0 | $208,850 | $150,261 | $0 | 71.95% |
| 2024 | Commercial Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $115,850 | $83,350 | $0 | 71.95% |
| 2024 | Commercial Auto Liability - Medical Payments | 0% | $16 | $302 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0% | $166 | $2,605 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto - Comprehensive | 0% | $561 | $10,216 | $0 | $230 | $9 | $0 | 3.91% |
| 2024 | Commercial Auto - Collision | 0% | $1,119 | $15,438 | $0 | $3,299 | $130 | $0 | 3.94% |
| 2023 | Total Property & Casualty | 0.01% | $1,705,881 | $2,046,519 | $0 | $1,232,167 | $551,096 | $0 | 44.73% |
| 2023 | Total Fire & Allied Lines | 0.06% | $433,351 | $717,057 | $0 | $418,009 | $512,952 | $0 | 122.71% |
| 2023 | Commercial Fire & Allied Lines | 0.13% | $433,351 | $717,057 | $0 | $418,009 | $512,952 | $0 | 122.71% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.01% | $35,319 | $42,603 | $0 | $3,660 | $1,882 | $0 | 51.42% |
| 2023 | Earthquake | 0% | $861 | $1,017 | $0 | $0 | $-161 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.05% | $577,830 | $510,910 | $0 | $506,877 | $-125,962 | $0 | -24.85% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.03% | $318,621 | $348,824 | $0 | $95,000 | $73,067 | $0 | 76.91% |
| 2023 | Products Liability | 0.04% | $19,409 | $21,507 | $0 | $0 | $4,116 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.03% | $320,490 | $404,601 | $0 | $208,621 | $85,202 | $0 | 40.84% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.05% | $239,368 | $297,390 | $0 | $128,499 | $99 | $0 | 0.08% |
| 2023 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $40,953 | $34,208 | $0 | 83.53% |
| 2023 | Commercial Auto Medical Payments | 0.01% | $1,068 | $1,267 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0.02% | $8,414 | $10,859 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0.02% | $28,853 | $38,917 | $0 | $15,089 | $14,789 | $0 | 98.01% |
| 2023 | Commercial Auto Collision | 0.02% | $42,787 | $56,168 | $0 | $24,080 | $36,106 | $0 | 149.94% |
| 2022 | Total Property & Casualty | 0.01% | $1,912,463 | $1,764,027 | $0 | $765,441 | $450,686 | $0 | 58.88% |
| 2022 | Total Fire & Allied Lines | 0.15% | $715,703 | $580,950 | $0 | $79,302 | $81,872 | $0 | 103.24% |
| 2022 | Commercial Fire & Allied Lines | 0.23% | $715,703 | $580,950 | $0 | $79,302 | $81,872 | $0 | 103.24% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.01% | $42,227 | $44,155 | $0 | $0 | $1,716 | $0 | 0% |
| 2022 | Earthquake | 0% | $1,175 | $1,129 | $0 | $0 | $-355 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.04% | $417,468 | $424,166 | $0 | $466,024 | $-41,025 | $0 | -8.8% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.04% | $318,600 | $302,853 | $0 | $28,483 | $91,025 | $0 | 319.58% |
| 2022 | Products Liability | 0.03% | $15,389 | $18,176 | $0 | $0 | $-4,652 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.04% | $401,901 | $392,598 | $0 | $191,632 | $321,977 | $0 | 168.02% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.06% | $297,874 | $292,127 | $0 | $2,000 | $59,069 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $89,833 | $176,717 | $0 | 196.72% |
| 2022 | Commercial Auto Medical Payments | 0.01% | $933 | $950 | $0 | $2,000 | $1,900 | $0 | 95% |
| 2022 | Commercial Auto Uninsured Motorists | 0.03% | $9,910 | $10,296 | $0 | $0 | $-687 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.03% | $38,982 | $36,807 | $0 | $19,897 | $19,980 | $0 | 100.42% |
| 2022 | Commercial Auto Collision | 0.03% | $54,202 | $52,418 | $0 | $77,902 | $64,998 | $0 | 83.44% |
| 2022 | Burglary & Theft | 0% | $0 | $0 | $0 | $0 | $128 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.01% | $1,860,650 | $1,626,462 | $0 | $641,328 | $2,271,411 | $0 | 354.17% |
| 2021 | Total Fire & Allied Lines | 0.09% | $562,752 | $460,012 | $0 | $293,713 | $339,850 | $0 | 115.71% |
| 2021 | Commercial Fire & Allied Lines | 0.17% | $562,752 | $460,012 | $0 | $293,713 | $339,850 | $0 | 115.71% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.01% | $45,603 | $42,110 | $0 | $4,413 | $19,485 | $0 | 441.54% |
| 2021 | Earthquake | 0% | $2,121 | $2,202 | $0 | $0 | $-14 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.05% | $493,678 | $446,911 | $0 | $256,373 | $1,694,403 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.04% | $296,078 | $262,556 | $0 | $25,869 | $30,400 | $0 | 117.52% |
| 2021 | Products Liability | 0.06% | $23,095 | $20,838 | $0 | $0 | $9,550 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.05% | $437,323 | $391,833 | $0 | $60,960 | $177,644 | $0 | 291.41% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.07% | $319,806 | $285,413 | $0 | $6,264 | $86,462 | $0 | 0% |
| 2021 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $19,981 | $67,765 | $0 | 339.15% |
| 2021 | Commercial Auto Medical Payments | 0.02% | $1,015 | $829 | $0 | $0 | $-377 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.04% | $12,301 | $10,443 | $0 | $0 | $-319 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.04% | $40,406 | $36,003 | $0 | $17,980 | $8,871 | $0 | 49.34% |
| 2021 | Commercial Auto Collision | 0.04% | $63,795 | $59,145 | $0 | $16,735 | $15,242 | $0 | 91.08% |
| 2021 | Burglary & Theft | 0% | $0 | $0 | $0 | $0 | $93 | $0 | 0% |
Complaint Index
Company Changes
Date:
2023-12-31Comments:
Effective 12/31/2023 the above company redomesticated from Illinois to Wisconsin, and was issued a new Missouri Certificate of Authority on 04/15/2024.Market Regulation Actions
Date:
2015-01-29Financial Exams
This company does not have any financial exams.