Company Details
Company Name:
FACTORY MUTUAL INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
21482Company Address:
270 Central Avenue Johnston, RI 02919-4949
Phone Number:
4014151077Mailing Address:
270 Central Avenue Johnston, RI 02919-4949
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419055Date Admitted:
1968-10-17Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.5% | $89,830,286 | $85,969,707 | $0 | $41,730,199 | $30,495,996 | $0 | 73.08% |
| 2025 | Total Fire & Allied Lines | 7.71% | $51,978,440 | $47,173,036 | $0 | $35,232,633 | $31,121,373 | $0 | 88.33% |
| 2025 | Dwelling Fire & Allied Lines | 15.59% | $51,978,440 | $47,173,036 | $0 | $35,232,633 | $31,121,373 | $0 | 88.33% |
| 2025 | Inland Marine (Incl Auto Cargo) | 3.38% | $13,772,566 | $13,816,778 | $0 | $3,805,060 | $-783,140 | $0 | -20.58% |
| 2025 | Earthquake | 8.04% | $11,624,488 | $12,553,643 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $-6,544 | $0 | 0% |
| 2025 | Boiler & Machinery | 23.6% | $12,454,792 | $12,426,250 | $0 | $2,692,506 | $164,307 | $0 | 6.1% |
| 2024 | Total Property & Casualty | 0.51% | $86,885,764 | $82,913,099 | $0 | $29,879,306 | $66,639,066 | $0 | 223.03% |
| 2024 | Total Fire & Allied Lines | 7.28% | $46,138,485 | $45,034,149 | $0 | $24,306,175 | $62,362,310 | $0 | 256.57% |
| 2024 | Commercial Fire & Allied Lines | 11.64% | $46,138,485 | $45,034,149 | $0 | $24,306,175 | $62,362,310 | $0 | 256.57% |
| 2024 | Inland Marine (Incl Auto Cargo) | 3.58% | $14,638,393 | $13,304,246 | $0 | $4,533,866 | $2,063,733 | $0 | 45.52% |
| 2024 | Earthquake | 9.25% | $13,455,654 | $13,157,213 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $-11,960 | $0 | 0% |
| 2024 | Boiler & Machinery | 24.89% | $12,653,232 | $11,417,491 | $0 | $1,039,265 | $2,224,983 | $0 | 214.09% |
| 2023 | Total Property & Casualty | 0.51% | $81,661,522 | $72,708,780 | $0 | $15,629,954 | $-35,846,847 | $0 | -229.35% |
| 2023 | Total Fire & Allied Lines | 5.84% | $45,307,940 | $40,448,760 | $0 | $14,587,039 | $-33,969,273 | $0 | -232.87% |
| 2023 | Dwelling Fire & Allied Lines | 19.51% | $45,307,940 | $40,448,760 | $0 | $14,587,039 | $-33,969,273 | $0 | -232.87% |
| 2023 | Inland Marine (Incl Auto Cargo) | 2.24% | $12,502,245 | $11,062,152 | $0 | $829,305 | $-3,327,496 | $0 | -401.24% |
| 2023 | Earthquake | 8.93% | $12,709,371 | $11,525,299 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $45,424 | $0 | 0% |
| 2023 | Boiler & Machinery | 24.36% | $11,141,966 | $9,672,569 | $0 | $213,610 | $1,404,498 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.46% | $66,340,047 | $66,555,323 | $0 | $47,969,571 | $68,080,388 | $0 | 141.92% |
| 2022 | Total Fire & Allied Lines | 7.67% | $36,870,645 | $37,540,931 | $0 | $43,702,408 | $58,050,541 | $0 | 132.83% |
| 2022 | Commercial Fire & Allied Lines | 11.66% | $36,870,645 | $37,540,931 | $0 | $43,702,408 | $58,050,541 | $0 | 132.83% |
| 2022 | Inland Marine (Incl Auto Cargo) | 1.88% | $9,947,988 | $9,393,640 | $0 | $4,015,754 | $9,909,340 | $0 | 246.76% |
| 2022 | Earthquake | 7.45% | $10,211,663 | $10,383,846 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $182,207 | $0 | 0% |
| 2022 | Boiler & Machinery | 23.95% | $9,309,751 | $9,236,906 | $0 | $251,409 | $-61,700 | $0 | -24.54% |
| 2021 | Total Property & Casualty | 0.52% | $68,690,505 | $66,489,498 | $0 | $94,920,001 | $55,836,750 | $0 | 58.83% |
| 2021 | Total Fire & Allied Lines | 5.98% | $39,468,245 | $37,434,858 | $0 | $11,393,019 | $47,987,175 | $0 | 421.2% |
| 2021 | Commercial Fire & Allied Lines | 11.82% | $39,468,245 | $37,434,858 | $0 | $11,393,019 | $47,987,175 | $0 | 421.2% |
| 2021 | Inland Marine (Incl Auto Cargo) | 1.86% | $8,721,764 | $9,759,713 | $0 | $83,526,982 | $7,418,340 | $0 | 8.88% |
| 2021 | Financial Guaranty | 0% | $0 | $10,220,164 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Earthquake | 8.69% | $11,337,059 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0% | $0 | $0 | $0 | $0 | $88 | $0 | 0% |
| 2021 | Boiler & Machinery | 24.33% | $9,163,437 | $9,074,763 | $0 | $0 | $431,147 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2023 | Homeowners | 0.48% | 0 | 0 |
Company Changes
Date:
1999-09-01Comments:
Allendale Mutual Insurance Co., Johnson, RI, changed its name to Arkwright Mutual Insurance Co., and Protection Mutual Insurance Co. merged with the above company.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.