Company Details

Company Details

Company Name:
LIBERTY INSURANCE CORPORATION
License Status:
Active
NAIC Number:
42404
Company Address:
175 Berkeley Street
Boston, MA 02116
Phone Number:
6173579500
Mailing Address:
175 Berkeley Street
Boston, MA 02116
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B418996
Date Admitted:
1984-04-04

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.06% $10,341,807 $10,673,380 $0 $17,066,315 $65,526 $0 0.38%
2025 Total Fire & Allied Lines 0% $30,277 $24,380 $0 $0 $2,563 $0 0%
2025 Dwelling Fire & Allied Lines 0% $0 $0 $0 $0 $2,563 $0 0%
2025 Commercial Fire & Allied Lines 0.01% $30,277 $24,380 $0 $0 $0 $0 0%
2025 Private Flood 0.11% $7,189 $5,979 $0 $0 $0 $0 0%
2025 Total Homeowners 0.02% $807,011 $819,894 $0 $415,519 $53,306 $0 12.83%
2025 Homeowners Multi-Peril 0.02% $807,011 $819,894 $0 $415,519 $53,306 $0 12.83%
2025 Commercial Multi-Peril 0% $0 $0 $0 $0 $-18 $0 0%
2025 Travel Coverage 0.01% $12,525 $13,064 $0 $0 $1,210 $0 0%
2025 Earthquake 0% $5,381 $5,375 $0 $0 $-16 $0 0%
2025 Direct Workers Compensation 0.42% $4,503,392 $5,075,339 $0 $2,744,975 $-10,107,374 $0 -368.21%
2025 Other Liability - Bodily Injury & Property Damage 0.07% $754,571 $768,927 $0 $626,410 $2,726,936 $0 435.33%
2025 Excess Workers Compensation 0% $0 $0 $0 $75,469 $-49,165 $0 -65.15%
2025 Liquor Liability -0.01% $-250 $-250 $0 $0 $0 $0 0%
2025 Products Liability 0.1% $51,457 $84,739 $0 $0 $3,893 $0 0%
2025 Total Private Passenger Auto 0% $0 $0 $0 $0 $-921 $0 0%
2025 Private Passenger Auto Liability - Bodily Injury 0% $0 $0 $0 $0 $-1,392 $0 0%
2025 Private Passenger Auto Liability - Property Damage 0% $0 $0 $0 $0 $205 $0 0%
2025 Private Passenger Auto Liability - Uninsured Motorists 0% $0 $0 $0 $0 $266 $0 0%
2025 Total Commercial Auto 0.12% $1,035,659 $973,152 $0 $147,311 $605,943 $0 411.34%
2025 Commercial Auto Liability - Bodily Injury 0.12% $775,498 $728,677 $0 $0 $360,939 $0 0%
2025 Commercial Auto Liability - Property Damage 0.13% $227,845 $214,069 $0 $2 $163,366 $0 0%
2025 Commercial Auto Liability - Medical Payments 0.79% $17,503 $15,673 $0 $0 $0 $0 0%
2025 Commercial Auto Liability - Uninsured Motorists 0.03% $14,813 $14,733 $0 $147,309 $81,638 $0 55.42%
2025 Private Passenger Auto - Comprehensive 0% $0 $0 $0 $0 $83 $0 0%
2025 Private Passenger Auto - Collision 0% $0 $0 $0 $-449 $-611 $0 136.08%
2025 Commercial Auto - Comprehensive 0.16% $234,811 $205,697 $0 $99,700 $111,341 $0 111.68%
2025 Commercial Auto - Collision 0.06% $140,302 $135,671 $0 $146,352 $149,244 $0 101.98%
2025 Boiler & Machinery 0.01% $5,399 $4,466 $0 $0 $494 $0 0%
2025 Umbrella 2.53% $2,754,083 $2,556,947 $0 $12,811,028 $6,568,618 $0 51.27%
2024 Total Property & Casualty 0.05% $8,934,571 $9,225,739 $0 $8,387,683 $9,351,932 $0 111.5%
2024 Total Homeowners 0.02% $805,218 $867,271 $0 $502,745 $27,473 $0 5.46%
2024 Homeowners Multi-Peril 0.02% $805,218 $867,271 $0 $502,745 $27,473 $0 5.46%
2024 Commercial Multi-Peril 0% $0 $0 $0 $-2,002 $-14,474 $0 0%
2024 Travel Coverage 0.01% $12,973 $16,863 $0 $0 $-440 $0 0%
2024 Earthquake 0% $4,120 $4,747 $0 $0 $-23,736 $0 0%
2024 Direct Workers Compensation 0.37% $4,041,729 $4,244,612 $0 $3,626,608 $2,109,672 $0 58.17%
2024 Other Liability - Bodily Injury & Property Damage 0.06% $591,762 $521,180 $0 $980,349 $128,926 $0 13.15%
2024 Excess Workers Compensation 0% $0 $0 $0 $30,777 $-276,413 $0 0%
2024 Liquor Liability 0.01% $250 $250 $0 $0 $0 $0 0%
2024 Products Liability 0.36% $205,044 $190,178 $0 $0 $47,669 $0 0%
2024 Total Private Passenger Auto 0% $0 $0 $0 $-267 $-793 $0 297%
2024 Private Passenger Auto Liability - Bodily Injury 0% $0 $0 $0 $-267 $-389 $0 145.69%
2024 Private Passenger Auto Liability - Property Damage 0% $0 $0 $0 $0 $-138 $0 0%
2024 Private Passenger Auto Liability - Uninsured Motorists 0% $0 $0 $0 $0 $-266 $0 0%
2024 Total Commercial Auto 0.1% $786,153 $853,900 $0 $281,862 $496,889 $0 176.29%
2024 Commercial Auto Liability - Bodily Injury 0.11% $591,343 $639,158 $0 $44,702 $-1,501,063 $0 0%
2024 Commercial Auto Liability - Property Damage 0.1% $172,954 $187,431 $0 $70,475 $53,969 $0 76.58%
2024 Commercial Auto Liability - Medical Payments 0.17% $12,307 $11,715 $0 $0 $0 $0 0%
2024 Commercial Auto Liability - Uninsured Motorists 0.02% $9,549 $15,596 $0 $166,685 $1,943,983 $0 0%
2024 Private Passenger Auto - Comprehensive 0% $0 $0 $0 $0 $179 $0 0%
2024 Private Passenger Auto - Collision 0% $0 $0 $0 $-238 $-446 $0 187.39%
2024 Commercial Auto - Comprehensive 0.08% $125,556 $132,217 $0 $139,682 $132,891 $0 95.14%
2024 Commercial Auto - Collision 0.06% $115,150 $115,974 $0 $44,892 $33,578 $0 74.8%
2024 Umbrella 1.89% $2,246,616 $2,278,547 $0 $2,783,275 $6,690,957 $0 240.4%
2023 Total Property & Casualty 0.06% $9,017,091 $9,783,038 $0 $7,110,108 $8,054,539 $0 113.28%
2023 Total Homeowners 0.03% $916,919 $950,234 $0 $1,513,804 $466,395 $0 30.81%
2023 Homeowners Multi-Peril 0.03% $916,919 $950,234 $0 $1,513,804 $466,395 $0 30.81%
2023 Commercial Multi-Peril 0% $0 $0 $0 $31,029 $-42,446 $0 -136.79%
2023 Inland Marine (Incl Auto Cargo) 0% $19,528 $21,478 $0 $225 $5,181 $0 0%
2023 Earthquake 0% $5,635 $5,720 $0 $0 $182 $0 0%
2023 Direct Workers Compensation 0.38% $4,073,634 $4,644,736 $0 $3,558,055 $4,259,058 $0 119.7%
2023 Other Liability - Bodily Injury & Property Damage 0.12% $1,101,812 $1,084,669 $0 $59,931 $-1,271,650 $0 0%
2023 Excess Workers Compensation 0% $0 $0 $0 $28,508 $-347,438 $0 0%
2023 Products Liability 0.34% $169,265 $142,456 $0 $0 $44,790 $0 0%
2023 Total Private Passenger Automobile 0% $-229 $170 $0 $-287 $-2,334 $0 0%
2023 Private Passenger Auto Liability Bodily Injury 0% $-86 $66 $0 $0 $4,610 $0 0%
2023 Private Passenger Auto Liability Property Damage 0% $-92 $68 $0 $0 $-568 $0 0%
2023 Private Passenger Auto Medical Payments 0% $-16 $12 $0 $0 $0 $0 0%
2023 Private Passenger Uninsured Motorists 0% $-16 $11 $0 $-200 $-6,349 $0 0%
2023 Private Passenger Underinsured Motorists 0% $-19 $13 $0 $0 $0 $0 0%
2023 Private Passenger Auto Comprehensive 0% $0 $0 $0 $0 $15 $0 0%
2023 Private Passenger Auto Collision 0% $0 $0 $0 $-87 $-42 $0 48.28%
2023 Total Commercial Automobile 0.09% $977,706 $909,212 $0 $473,842 $576,927 $0 121.76%
2023 Commercial Auto Liability Bodily Injury 0.11% $554,921 $529,196 $0 $181,000 $257,204 $0 142.1%
2023 Commercial Auto Liability Property Damage 0.12% $166,205 $156,323 $0 $118,169 $111,996 $0 94.78%
2023 Commercial Auto Medical Payments 0.13% $10,116 $8,416 $0 $0 $0 $0 0%
2023 Commercial Auto Uninsured Motorists 0.06% $24,234 $24,573 $0 $0 $0 $0 0%
2023 Commercial Auto Comprehensive 0.08% $100,197 $81,109 $0 $106,160 $126,926 $0 119.56%
2023 Commercial Auto Collision 0.06% $122,033 $109,595 $0 $68,513 $80,801 $0 117.94%
2023 Umbrella 1.7% $1,752,821 $2,024,363 $0 $1,445,001 $4,365,874 $0 302.14%
2022 Total Property & Casualty 0.06% $9,315,599 $9,417,808 $0 $18,608,131 $16,620,377 $0 89.32%
2022 Total Homeowners 0.04% $969,584 $1,024,536 $0 $1,163,892 $1,370,515 $0 117.75%
2022 Homeowners Multi-Peril 0.04% $969,584 $1,024,536 $0 $1,163,892 $1,370,515 $0 117.75%
2022 Commercial Multi-Peril 0% $0 $0 $0 $527 $-461,404 $0 0%
2022 Inland Marine (Incl Auto Cargo) 0% $23,249 $25,088 $0 $176 $-110 $0 -62.5%
2022 Earthquake 0% $5,607 $5,932 $0 $0 $234 $0 0%
2022 Direct Workers Compensation 0.54% $5,589,139 $5,388,935 $0 $3,761,447 $3,099,304 $0 82.4%
2022 Other Liability - Bodily Injury & Property Damage 0.04% $379,343 $499,163 $0 $510,855 $-1,153,122 $0 -225.72%
2022 Excess Workers Compensation 0% $0 $0 $0 $27,401 $29,759 $0 108.61%
2022 Products Liability 0.29% $126,831 $119,446 $0 $0 $-10,087 $0 0%
2022 Total Private Passenger Automobile 0% $3,642 $17,571 $0 $-409 $-1,302 $0 318.34%
2022 Private Passenger Auto Liability Bodily Injury 0% $952 $2,856 $0 $0 $-6,841 $0 0%
2022 Private Passenger Auto Liability Property Damage 0% $1,041 $2,702 $0 $0 $-229 $0 0%
2022 Private Passenger Auto Medical Payments 0% $185 $456 $0 $0 $0 $0 0%
2022 Private Passenger Uninsured Motorists 0% $193 $399 $0 $-233 $5,916 $0 0%
2022 Private Passenger Underinsured Motorists 0% $232 $342 $0 $0 $0 $0 0%
2022 Private Passenger Auto Comprehensive 0% $400 $2,524 $0 $0 $-73 $0 0%
2022 Private Passenger Auto Collision 0% $639 $8,292 $0 $-176 $-75 $0 42.61%
2022 Total Commercial Automobile 0.08% $802,360 $1,050,122 $0 $248,486 $368,442 $0 148.27%
2022 Commercial Auto Liability Bodily Injury 0.09% $446,415 $585,645 $0 $14,000 $135,869 $0 0%
2022 Commercial Auto Liability Property Damage 0.09% $137,022 $177,805 $0 $87,686 $100,401 $0 114.5%
2022 Commercial Auto Medical Payments 0.07% $5,184 $6,825 $0 $0 $0 $0 0%
2022 Commercial Auto Uninsured Motorists 0.09% $34,205 $45,056 $0 $0 $0 $0 0%
2022 Commercial Auto Comprehensive 0.08% $95,673 $126,013 $0 $86,065 $77,588 $0 90.15%
2022 Commercial Auto Collision 0.05% $83,861 $108,778 $0 $60,735 $54,584 $0 89.87%
2022 Umbrella 1.5% $1,415,844 $1,287,015 $0 $12,895,756 $13,378,148 $0 103.74%
2021 Total Property & Casualty 0.09% $11,860,160 $11,431,225 $0 $37,126,734 $25,043,121 $0 67.45%
2021 Total Homeowners 0.04% $1,056,864 $1,144,893 $0 $2,259,889 $1,303,750 $0 57.69%
2021 Homeowners Multi-Peril 0.04% $1,056,864 $1,144,893 $0 $2,259,889 $1,303,750 $0 57.69%
2021 Commercial Multi-Peril 0% $0 $0 $0 $75,447 $352,706 $0 467.49%
2021 Inland Marine (Incl Auto Cargo) 0.01% $26,359 $30,094 $0 $1,573 $7,531 $0 478.77%
2021 Earthquake 0% $6,258 $6,335 $0 $0 $202 $0 0%
2021 Direct Workers Compensation 0.52% $5,011,297 $4,621,655 $0 $3,895,537 $343,905 $0 8.83%
2021 Other Liability - Bodily Injury & Property Damage 0.24% $1,970,964 $2,068,394 $0 $509,196 $2,780,429 $0 0%
2021 Excess Workers Compensation 0% $0 $0 $0 $24,357 $-119,008 $0 -488.6%
2021 Products Liability 3.32% $1,354,268 $1,362,345 $0 $1,552 $12,730 $0 0%
2021 Total Private Passenger Automobile 0% $26,838 $27,680 $0 $225 $-892 $0 -396.44%
2021 Private Passenger Auto Liability Bodily Injury 0% $4,312 $4,567 $0 $0 $-1,160 $0 0%
2021 Private Passenger Auto Liability Property Damage 0% $3,820 $3,998 $0 $0 $55 $0 0%
2021 Private Passenger Auto Medical Payments 0% $584 $574 $0 $0 $0 $0 0%
2021 Private Passenger Uninsured Motorists 0% $505 $527 $0 $-67 $-67 $0 100%
2021 Private Passenger Underinsured Motorists 0% $330 $329 $0 $0 $0 $0 0%
2021 Private Passenger Auto Comprehensive 0% $3,995 $4,136 $0 $90 $11 $0 12.22%
2021 Private Passenger Auto Collision 0% $13,292 $13,549 $0 $202 $269 $0 133.17%
2021 Total Commercial Automobile 0.14% $1,297,904 $1,154,117 $0 $458,958 $829,953 $0 180.83%
2021 Commercial Auto Liability Bodily Injury 0.16% $733,414 $646,989 $0 $180,000 $462,308 $0 256.84%
2021 Commercial Auto Liability Property Damage 0.17% $224,758 $200,625 $0 $35,447 $115,196 $0 324.98%
2021 Commercial Auto Medical Payments 0.13% $8,577 $7,807 $0 $0 $0 $0 0%
2021 Commercial Auto Uninsured Motorists 0.19% $54,877 $52,764 $0 $0 $0 $0 0%
2021 Commercial Auto Comprehensive 0.12% $125,444 $91,250 $0 $54,763 $60,924 $0 111.25%
2021 Commercial Auto Collision 0.09% $150,834 $154,682 $0 $188,748 $191,525 $0 101.47%
2021 Umbrella 1.4% $1,109,408 $1,015,712 $0 $29,900,000 $19,531,815 $0 65.32%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 1 9999
2025 Homeowners 0.02% 0 0
2024 Private Passenger Auto 0% 1 9999
2024 Homeowners 0.03% 1 274
2023 Private Passenger Auto 0% 1 9999
2023 Homeowners 0.03% 3 773
2022 Private Passenger Auto 0% 0 0
2022 Homeowners 0.03% 7 2890
2021 Private Passenger Auto 0% 0 0
2021 Homeowners 0.42% 13 347

Company Changes

Date:
2010-08-31
Comments:
Liberty Insurance Corp. added B3 authority.
Date:
2010-08-31
Comments:
Liberty Insurance Corp. added B3 authority.

Market Regulation Actions

Date:
2017-10-23
Date:
2016-08-03

Financial Exams

This company does not have any financial exams.