Company Details
Company Name:
RESERVE NATIONAL INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
68462Company Address:
615 East Britton Road Oklahoma City, OK 73114
Phone Number:
2166877000Mailing Address:
C/O Medical Mutual of Ohio Cleveland, OH 44144
Mailing Phone:
2166872759Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418949Date Admitted:
1971-03-22Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.04% | $6,709,345 | $0 | $0 | $3,636,375 | $3,667,440 | $0 | 100.85% |
| 2025 | Total Individual Accident & Health | 0.08% | $6,543,426 | $0 | $0 | $3,435,822 | $3,488,520 | $0 | 101.53% |
| 2025 | Individual Medicare Supplement | 0.05% | $291,186 | $0 | $0 | $806,728 | $782,340 | $0 | 96.98% |
| 2025 | Individual Long Term Care | 0% | $907 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Individual Specified Disease | 0.72% | $781,296 | $0 | $0 | $222,775 | $253,842 | $0 | 113.95% |
| 2025 | Individual Accident Only | 0.73% | $651,531 | $0 | $0 | $245,705 | $290,440 | $0 | 118.21% |
| 2025 | Individual Dental | 0.77% | $477,595 | $0 | $0 | $196,942 | $192,036 | $0 | 97.51% |
| 2025 | Individual Limited Benefit | 3.37% | $4,340,911 | $0 | $0 | $1,963,672 | $1,969,862 | $0 | 100.32% |
| 2025 | Total Group Accident & Health | 0% | $165,919 | $0 | $0 | $200,553 | $178,920 | $0 | 89.21% |
| 2025 | Group Specified Disease | 0.11% | $69,290 | $0 | $0 | $90,165 | $85,091 | $0 | 94.37% |
| 2025 | Group Accident Only | 0.06% | $90,466 | $0 | $0 | $109,740 | $93,161 | $0 | 84.89% |
| 2025 | Group Limited Benefit | 0% | $6,163 | $0 | $0 | $648 | $668 | $0 | 103.09% |
| 2025 | Total Life & Annuities | 0% | $303,320 | $0 | $0 | $229,646 | $0 | $10,613,362 | 0% |
| 2025 | Total Individual Life | 0.01% | $250,513 | $0 | $0 | $221,004 | $0 | $7,608,362 | 0% |
| 2025 | Individual Whole Life | 0.02% | $216,195 | $0 | $0 | $221,004 | $0 | $4,003,570 | 0% |
| 2025 | Individual Term Life | 0.01% | $34,318 | $0 | $0 | $0 | $0 | $3,604,792 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $250,513 | $0 | $0 | $221,004 | $0 | $7,608,362 | 0% |
| 2025 | Total Group Life | 0% | $52,807 | $0 | $0 | $8,642 | $0 | $3,005,000 | 0% |
| 2025 | Group Whole Life | 0.09% | $52,807 | $0 | $0 | $8,642 | $0 | $3,005,000 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $52,807 | $0 | $0 | $8,642 | $0 | $3,005,000 | 0% |
| 2024 | Total Accident & Health | 0.04% | $6,546,708 | $6,754,789 | $0 | $3,901,659 | $3,700,773 | $0 | 94.85% |
| 2024 | Total Individual Accident & Health | 0.09% | $6,452,759 | $6,655,752 | $0 | $3,853,743 | $3,646,160 | $0 | 94.61% |
| 2024 | Individual Medicare Supplement | 0.07% | $377,172 | $392,694 | $0 | $981,725 | $970,998 | $0 | 98.91% |
| 2024 | Individual Long Term Care | 0% | $822 | $832 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Specified Disease | 0.57% | $612,564 | $626,976 | $0 | $60,225 | $44,626 | $0 | 74.1% |
| 2024 | Individual Accident Only | 0.53% | $507,147 | $511,790 | $0 | $198,777 | $189,714 | $0 | 95.44% |
| 2024 | Individual Dental | 0.74% | $426,305 | $437,964 | $0 | $199,628 | $201,463 | $0 | 100.92% |
| 2024 | Individual Limited Benefit | 3.47% | $4,528,749 | $4,685,496 | $0 | $2,413,388 | $2,239,359 | $0 | 92.79% |
| 2024 | Total Group Accident & Health | 0% | $93,949 | $99,037 | $0 | $47,916 | $54,613 | $0 | 113.98% |
| 2024 | Group Specified Disease | 0.08% | $39,375 | $41,899 | $0 | $33,164 | $40,830 | $0 | 123.12% |
| 2024 | Group Accident Only | 0.03% | $48,524 | $51,068 | $0 | $12,375 | $11,926 | $0 | 96.37% |
| 2024 | Group Limited Benefit | 0% | $6,050 | $6,070 | $0 | $2,377 | $1,857 | $0 | 78.12% |
| 2024 | Total Life & Annuities | 0% | $373,887 | $0 | $0 | $276,237 | $0 | $12,737,396 | 0% |
| 2024 | Total Individual Life | 0.01% | $279,207 | $0 | $0 | $272,000 | $0 | $9,087,396 | 0% |
| 2024 | Individual Whole Life | 0.03% | $243,300 | $0 | $0 | $125,676 | $0 | $4,332,604 | 0% |
| 2024 | Individual Term Life | 0.01% | $35,907 | $0 | $0 | $146,324 | $0 | $4,754,792 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $279,207 | $0 | $0 | $272,000 | $0 | $9,087,396 | 0% |
| 2024 | Total Group Life | 0.01% | $94,680 | $0 | $0 | $4,237 | $0 | $3,650,000 | 0% |
| 2024 | Group Whole Life | 0.15% | $94,680 | $0 | $0 | $4,237 | $0 | $3,650,000 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $94,680 | $0 | $0 | $4,237 | $0 | $3,650,000 | 0% |
| 2023 | Total Accident & Health | 0.05% | $7,061,027 | $7,090,833 | $0 | $4,722,490 | $4,546,859 | $0 | 96.28% |
| 2023 | Total Individual Accident & Health | 0.13% | $6,882,420 | $6,910,328 | $0 | $4,378,024 | $4,150,189 | $0 | 94.8% |
| 2023 | Individual Medicare Supplement | 0.09% | $500,437 | $507,432 | $0 | $966,633 | $957,864 | $0 | 99.09% |
| 2023 | Individual Specified Disease | 0.62% | $649,720 | $644,439 | $0 | $478,973 | $486,962 | $0 | 101.67% |
| 2023 | Individual Accident Only | 0.61% | $493,586 | $501,462 | $0 | $199,737 | $178,128 | $0 | 89.18% |
| 2023 | Individual Dental | 0.93% | $488,111 | $482,566 | $0 | $201,176 | $197,764 | $0 | 98.3% |
| 2023 | Individual Limited Benefit | 4.21% | $4,750,566 | $4,774,429 | $0 | $2,531,505 | $2,329,471 | $0 | 92.02% |
| 2023 | Total Group Accident & Health | 0% | $178,607 | $180,505 | $0 | $344,466 | $396,670 | $0 | 115.16% |
| 2023 | Group Specified Disease | 0.18% | $90,174 | $87,518 | $0 | $253,970 | $302,593 | $0 | 119.15% |
| 2023 | Group Accident Only | 0.06% | $75,404 | $79,684 | $0 | $87,699 | $91,481 | $0 | 104.31% |
| 2023 | Group Dental | 0% | $386 | $403 | $0 | $750 | $383 | $0 | 51.07% |
| 2023 | Group Limited Benefit | 0% | $12,643 | $12,900 | $0 | $2,047 | $2,213 | $0 | 108.11% |
| 2023 | Total Life | 0% | $407,601 | $0 | $0 | $291,086 | $0 | $14,236,043 | 0% |
| 2023 | Total Individual Life | 0% | $307,361 | $0 | $0 | $278,808 | $0 | $9,826,043 | 0% |
| 2023 | Individual Whole Life | 0.03% | $262,509 | $0 | $0 | $200,901 | $0 | $4,446,251 | 0% |
| 2023 | Individual Term Life | 0.01% | $44,852 | $0 | $0 | $77,907 | $0 | $5,379,792 | 0% |
| 2023 | Total Group Life | 0% | $100,240 | $0 | $0 | $12,278 | $0 | $4,410,000 | 0% |
| 2023 | Group Whole Life | 0.17% | $100,240 | $0 | $0 | $12,278 | $0 | $4,410,000 | 0% |
| 2022 | Total Accident & Health | 0.06% | $7,529,048 | $7,712,327 | $0 | $3,877,770 | $3,587,538 | $0 | 92.52% |
| 2022 | Total Individual Accident & Health | 0.15% | $7,252,961 | $7,449,947 | $0 | $3,515,123 | $3,293,307 | $0 | 93.69% |
| 2022 | Individual Comprehensive Medical Expense | 0.02% | $291,178 | $307,934 | $0 | $244,117 | $234,991 | $0 | 96.26% |
| 2022 | Individual Medicare Supplement | 0.13% | $714,048 | $743,532 | $0 | $517,945 | $507,094 | $0 | 97.9% |
| 2022 | Individual Specified Disease | 0.54% | $638,441 | $665,588 | $0 | $239,710 | $208,777 | $0 | 87.1% |
| 2022 | Individual Accident Only | 0.77% | $473,045 | $481,263 | $0 | $121,442 | $114,585 | $0 | 94.35% |
| 2022 | Individual Dental | 1.07% | $519,799 | $531,318 | $0 | $219,538 | $218,103 | $0 | 99.35% |
| 2022 | Individual Limited Benefit | 4.62% | $4,616,450 | $4,720,312 | $0 | $2,172,371 | $2,009,757 | $0 | 92.51% |
| 2022 | Total Group Accident & Health | 0% | $276,087 | $262,380 | $0 | $362,647 | $294,231 | $0 | 81.13% |
| 2022 | Group Comprehensive Medical Expense - Association | 1.76% | $20,401 | $20,415 | $0 | $303 | $263 | $0 | 86.8% |
| 2022 | Group Specified Disease | 0.3% | $144,696 | $135,498 | $0 | $254,669 | $207,048 | $0 | 81.3% |
| 2022 | Group Accident Only | 0.08% | $99,730 | $95,400 | $0 | $100,714 | $81,318 | $0 | 80.74% |
| 2022 | Group Disability Income | 0% | $376 | $183 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Group Dental | 0% | $10,884 | $10,884 | $0 | $6,961 | $5,602 | $0 | 80.48% |
| 2022 | Total Life | 0% | $463,681 | $0 | $0 | $421,776 | $0 | $15,992 | 0% |
| 2022 | Total Individual Life | 0% | $352,806 | $0 | $0 | $388,776 | $0 | $10,877 | 0% |
| 2022 | Individual Whole Life | 0.03% | $289,301 | $0 | $0 | $318,796 | $0 | $8,919 | 0% |
| 2022 | Individual Term Life | 0.01% | $45,865 | $0 | $0 | $50,541 | $0 | $1,414 | 0% |
| 2022 | Individual Universal Life | 0% | $17,640 | $0 | $0 | $19,439 | $0 | $544 | 0% |
| 2022 | Total Group Life | 0% | $110,875 | $0 | $0 | $33,000 | $0 | $5,115 | 0% |
| 2022 | Group Whole Life | 0.27% | $110,875 | $0 | $0 | $33,000 | $0 | $5,115 | 0% |
| 2021 | Total Accident & Health | 0.07% | $8,094,322 | $8,099,386 | $0 | $4,566,510 | $4,445,832 | $0 | 97.36% |
| 2021 | Total Individual Accident & Health | 0.17% | $7,794,505 | $7,794,505 | $0 | $4,320,024 | $4,186,015 | $0 | 96.9% |
| 2021 | Individual Comprehensive Medical Expense | 0.02% | $330,344 | $330,087 | $0 | $158,248 | $152,757 | $0 | 96.53% |
| 2021 | Individual Medicare Supplement | 0.2% | $1,142,033 | $1,141,139 | $0 | $1,287,265 | $1,263,975 | $0 | 98.19% |
| 2021 | Individual Specified Disease | 0.69% | $713,975 | $713,417 | $0 | $293,113 | $346,880 | $0 | 118.34% |
| 2021 | Individual Accident Only | 0.63% | $393,325 | $397,999 | $0 | $44,557 | $47,423 | $0 | 106.43% |
| 2021 | Individual Dental | 1.08% | $504,290 | $503,895 | $0 | $228,140 | $225,404 | $0 | 98.8% |
| 2021 | Individual Limited Benefit | 6.93% | $4,710,538 | $4,707,968 | $0 | $2,308,701 | $2,149,576 | $0 | 93.11% |
| 2021 | Total Group Accident & Health | 0% | $299,817 | $304,881 | $0 | $246,486 | $259,817 | $0 | 105.41% |
| 2021 | Group Comprehensive Medical Expense - Association | 0.05% | $20,190 | $20,190 | $0 | $1,241 | $1,372 | $0 | 110.56% |
| 2021 | Group Specified Disease | 0.36% | $161,175 | $163,655 | $0 | $183,802 | $194,580 | $0 | 105.86% |
| 2021 | Group Accident Only | 0.09% | $112,865 | $116,039 | $0 | $61,132 | $63,560 | $0 | 103.97% |
| 2021 | Group Disability Income | 0% | $3,220 | $2,630 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Dental | 0% | $2,367 | $2,367 | $0 | $311 | $305 | $0 | 98.07% |
| 2021 | Total Life | 0% | $516,552 | $0 | $0 | $347,346 | $0 | $16,656 | 0% |
| 2021 | Total Individual Life | 0.01% | $398,059 | $0 | $0 | $347,346 | $0 | $11,946 | 0% |
| 2021 | Individual Whole Life | 0.03% | $306,389 | $0 | $0 | $295,186 | $0 | $5,188 | 0% |
| 2021 | Individual Term Life | 0.01% | $53,411 | $0 | $0 | $8,251 | $0 | $6,463 | 0% |
| 2021 | Individual Graded Death Benefits | 0.18% | $38,259 | $0 | $0 | $43,909 | $0 | $295 | 0% |
| 2021 | Total Group Life | 0% | $118,493 | $0 | $0 | $0 | $0 | $4,710 | 0% |
| 2021 | Group Whole Life | 0.26% | $118,493 | $0 | $0 | $0 | $0 | $4,710 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0.03% | 0 | 0 |
| 2025 | Life and Annuities | 0% | 1 | 0 |
| 2024 | Health | 0.03% | 1 | 183 |
| 2024 | Life and Annuities | 0% | 1 | 3652 |
| 2023 | Health | 0.07% | 3 | 191 |
| 2023 | Life and Annuities | 0% | 1 | 2966 |
| 2023 | Medicare Supplement Insurance | 0.1% | 0 | 0 |
| 2022 | Health | 0.1% | 4 | 191 |
| 2022 | Life and Annuities | 0% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0.15% | 0 | 0 |
| 2021 | Health | 0.1% | 6 | 243 |
| 2021 | Life and Annuities | 0.01% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.2% | 0 | 0 |
Company Changes
Date:
2020-05-01Comments:
Effective 5/1/2020 the above company redomesticated from Oklahoma to Illinois.Date:
2022-12-01Comments:
Effective 12/01/2022 the above company’s group code was updated from Kemper Corp Group – 215 to Medical Mutual of Ohio Group due to an acquisition by Medical Mutual.Financial Exams
This company does not have any financial exams.