Company Details
Company Name:
PHYSICIANS LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
72125Company Address:
2600 Dodge Street Omaha, NE 68131-2671
Phone Number:
4026331000Mailing Address:
2600 Dodge Street Omaha, NE 68131-2671
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418942Date Admitted:
1971-02-03Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.04% | $6,945,458 | $6,869,564 | $0 | $6,964,395 | $7,433,409 | $0 | 106.73% |
| 2025 | Total Individual Accident & Health | 0.08% | $6,945,458 | $6,869,564 | $0 | $6,964,395 | $7,433,409 | $0 | 106.73% |
| 2025 | Individual Medicare Supplement | 1.14% | $6,945,458 | $6,869,564 | $0 | $6,964,395 | $7,433,409 | $0 | 106.73% |
| 2025 | Total Life & Annuities | 0.04% | $6,290,916 | $0 | $0 | $5,461,346 | $0 | $91,059,299 | 0% |
| 2025 | Total Individual Life | 0.12% | $4,903,272 | $0 | $0 | $4,258,675 | $0 | $82,814,384 | 0% |
| 2025 | Individual Whole Life | 0.46% | $4,304,823 | $0 | $0 | $3,684,015 | $0 | $64,373,560 | 0% |
| 2025 | Individual Term Life | 0.1% | $598,449 | $0 | $0 | $574,660 | $0 | $18,440,824 | 0% |
| 2025 | Total Individual Annuities | 0% | $3,340 | $0 | $0 | $803,795 | $0 | $0 | 0% |
| 2025 | Individual Fixed Annuities | 0% | $0 | $0 | $0 | $156,085 | $0 | $0 | 0% |
| 2025 | Individual Indexed Annuities | 0% | $3,340 | $0 | $0 | $647,710 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.04% | $4,906,612 | $0 | $0 | $5,062,470 | $0 | $82,814,384 | 0% |
| 2025 | Total Group Life | 0.09% | $1,322,711 | $0 | $0 | $371,973 | $0 | $8,244,915 | 0% |
| 2025 | Group Whole Life | 2.27% | $1,322,711 | $0 | $0 | $371,973 | $0 | $8,244,915 | 0% |
| 2025 | Total Group Annuities | 0% | $61,593 | $0 | $0 | $26,903 | $0 | $0 | 0% |
| 2025 | Group Fixed Annuities | 0.02% | $61,593 | $0 | $0 | $26,903 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0.04% | $1,384,304 | $0 | $0 | $398,876 | $0 | $8,244,915 | 0% |
| 2024 | Total Accident & Health | 0.02% | $3,364,491 | $3,429,328 | $0 | $2,951,091 | $3,193,418 | $0 | 108.21% |
| 2024 | Total Individual Accident & Health | 0.05% | $3,364,491 | $3,429,328 | $0 | $2,951,091 | $3,193,418 | $0 | 108.21% |
| 2024 | Individual Medicare Supplement | 0.59% | $3,364,491 | $3,429,328 | $0 | $2,951,091 | $3,193,418 | $0 | 108.21% |
| 2024 | Total Life & Annuities | 0.04% | $5,634,217 | $0 | $0 | $5,155,680 | $0 | $92,915,397 | 0% |
| 2024 | Total Individual Life | 0.12% | $5,086,295 | $0 | $0 | $3,857,567 | $0 | $85,285,348 | 0% |
| 2024 | Individual Whole Life | 0.49% | $4,436,878 | $0 | $0 | $3,360,074 | $0 | $64,669,334 | 0% |
| 2024 | Individual Term Life | 0.11% | $649,417 | $0 | $0 | $497,493 | $0 | $20,616,014 | 0% |
| 2024 | Total Individual Annuities | 0% | $3,500 | $0 | $0 | $1,010,357 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $0 | $0 | $0 | $286,546 | $0 | $0 | 0% |
| 2024 | Individual Indexed Annuities | 0% | $3,500 | $0 | $0 | $723,811 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.04% | $5,089,795 | $0 | $0 | $4,867,924 | $0 | $85,285,348 | 0% |
| 2024 | Total Group Life | 0.04% | $544,422 | $0 | $0 | $286,197 | $0 | $7,630,049 | 0% |
| 2024 | Group Whole Life | 0.84% | $544,422 | $0 | $0 | $286,197 | $0 | $7,630,049 | 0% |
| 2024 | Total Group Annuities | 0% | $0 | $0 | $0 | $1,559 | $0 | $0 | 0% |
| 2024 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $1,559 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0.02% | $544,422 | $0 | $0 | $287,756 | $0 | $7,630,049 | 0% |
| 2023 | Total Accident & Health | 0.01% | $1,293,203 | $1,220,353 | $0 | $1,054,353 | $1,084,337 | $0 | 102.84% |
| 2023 | Total Individual Accident & Health | 0.03% | $1,293,203 | $1,220,353 | $0 | $1,054,353 | $1,084,337 | $0 | 102.84% |
| 2023 | Individual Medicare Supplement | 0.24% | $1,293,203 | $1,220,353 | $0 | $1,054,353 | $1,084,337 | $0 | 102.84% |
| 2023 | Total Life | 0.04% | $5,774,992 | $0 | $0 | $4,688,158 | $0 | $95,317,624 | 0% |
| 2023 | Total Individual Life | 0.05% | $5,078,145 | $0 | $0 | $4,262,959 | $0 | $87,438,461 | 0% |
| 2023 | Individual Whole Life | 0.5% | $4,353,097 | $0 | $0 | $3,231,586 | $0 | $11,625,715 | 0% |
| 2023 | Individual Term Life | 0.02% | $140,295 | $0 | $0 | $3,600 | $0 | $26,411,282 | 0% |
| 2023 | Individual Graded Death Benefits | 3.32% | $581,333 | $0 | $0 | $490,018 | $0 | $49,401,464 | 0% |
| 2023 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $493,897 | $0 | $0 | 0% |
| 2023 | Individual Equity Indexed Annuities | 0% | $3,420 | $0 | $0 | $43,858 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0.02% | $696,847 | $0 | $0 | $425,199 | $0 | $7,879,163 | 0% |
| 2023 | Group Whole Life | 1.11% | $658,213 | $0 | $0 | $375,683 | $0 | $7,162,605 | 0% |
| 2023 | Group Graded Death Benefits | 0.96% | $38,634 | $0 | $0 | $49,516 | $0 | $716,558 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.01% | $984,719 | $983,798 | $0 | $859,622 | $871,796 | $0 | 101.42% |
| 2022 | Total Individual Accident & Health | 0.02% | $984,719 | $983,798 | $0 | $859,622 | $871,796 | $0 | 101.42% |
| 2022 | Individual Medicare Supplement | 0.18% | $984,719 | $983,798 | $0 | $859,622 | $871,796 | $0 | 101.42% |
| 2022 | Total Life | 0.04% | $5,725,958 | $0 | $0 | $4,955,560 | $0 | $94,811,077 | 0% |
| 2022 | Total Individual Life | 0.05% | $4,896,397 | $0 | $0 | $4,557,884 | $0 | $86,479,823 | 0% |
| 2022 | Individual Whole Life | 0.04% | $336,153 | $0 | $0 | $321,272 | $0 | $12,305,617 | 0% |
| 2022 | Individual Term Life | 0.02% | $134,169 | $0 | $0 | $210,000 | $0 | $27,513,603 | 0% |
| 2022 | Individual Graded Death Benefits | 18.87% | $4,422,655 | $0 | $0 | $3,625,662 | $0 | $46,660,603 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $238,553 | $0 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 0% | $3,420 | $0 | $0 | $162,397 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.02% | $829,561 | $0 | $0 | $397,676 | $0 | $8,331,254 | 0% |
| 2022 | Group Whole Life | 1.67% | $686,322 | $0 | $0 | $284,661 | $0 | $7,568,082 | 0% |
| 2022 | Group Graded Death Benefits | 3.46% | $143,239 | $0 | $0 | $46,211 | $0 | $763,172 | 0% |
| 2022 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $66,804 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.01% | $926,029 | $933,923 | $0 | $710,562 | $691,256 | $0 | 97.28% |
| 2021 | Total Individual Accident & Health | 0.02% | $926,029 | $933,923 | $0 | $710,562 | $691,256 | $0 | 97.28% |
| 2021 | Individual Medicare Supplement | 0.16% | $926,029 | $933,923 | $0 | $710,562 | $691,256 | $0 | 97.28% |
| 2021 | Total Life | 0.07% | $8,413,461 | $0 | $0 | $8,094,390 | $0 | $92,482,378 | 0% |
| 2021 | Total Individual Life | 0.06% | $4,882,525 | $0 | $0 | $7,547,524 | $0 | $83,917,711 | 0% |
| 2021 | Individual Whole Life | 0.04% | $358,461 | $0 | $0 | $388,509 | $0 | $12,850,800 | 0% |
| 2021 | Individual Term Life | 0.13% | $816,535 | $0 | $0 | $945,701 | $0 | $27,787,735 | 0% |
| 2021 | Individual Graded Death Benefits | 16.61% | $3,602,177 | $0 | $0 | $3,499,671 | $0 | $43,279,176 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $1,641,473 | $0 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 0% | $4,120 | $0 | $0 | $1,072,170 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0.11% | $101,232 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.08% | $3,530,936 | $0 | $0 | $546,866 | $0 | $8,564,667 | 0% |
| 2021 | Group Whole Life | 6.79% | $3,116,442 | $0 | $0 | $319,637 | $0 | $7,889,400 | 0% |
| 2021 | Group Graded Death Benefits | 4.27% | $189,387 | $0 | $0 | $81,488 | $0 | $675,267 | 0% |
| 2021 | Group Ordinary Annuities | 0.02% | $225,107 | $0 | $0 | $145,741 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0.27% | 0 | 0 |
| 2025 | Life and Annuities | 0% | 1 | 0 |
| 2024 | Health | 0.14% | 1 | 34 |
| 2024 | Life and Annuities | 0.05% | 0 | 0 |
| 2024 | Medicare Supplement Insurance | 0% | 1 | 0 |
| 2023 | Health | 0.01% | 1 | 520 |
| 2023 | Life and Annuities | 0.06% | 1 | 207 |
| 2023 | Medicare Supplement Insurance | 0.13% | 1 | 989 |
| 2022 | Health | 0.01% | 1 | 398 |
| 2022 | Life and Annuities | 0.07% | 1 | 210 |
| 2022 | Medicare Supplement Insurance | 0.12% | 1 | 1124 |
| 2021 | Health | 0.01% | 0 | 0 |
| 2021 | Life and Annuities | 0.07% | 1 | 183 |
| 2021 | Medicare Supplement Insurance | 0.08% | 0 | 0 |
Company Changes
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Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.