Company Details
Company Name:
INVESTORS HERITAGE LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
64904Company Address:
200 CAPITAL AVE FRANKFORT, KY 40601
Phone Number:
5022232361Mailing Address:
P.O. BOX 717 FRANKFORT, KY 40602-0717
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418927Date Admitted:
1981-07-02Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Life & Annuities | 0.05% | $7,763,293 | $0 | $2,122 | $2,424,684 | $0 | $62,064 | 0% |
| 2025 | Total Individual Life | 0% | $36,928 | $0 | $2,122 | $16,230 | $0 | $989 | 0% |
| 2025 | Individual Whole Life | 0% | $36,928 | $0 | $2,122 | $11,835 | $0 | $892 | 0% |
| 2025 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2025 | Other Individual Life | 0% | $0 | $0 | $0 | $4,395 | $0 | $92 | 0% |
| 2025 | Total Individual Annuities | 0.08% | $7,712,767 | $0 | $0 | $2,406,586 | $0 | $60,999 | 0% |
| 2025 | Individual Fixed Annuities | 0% | $1,271 | $0 | $0 | $200,218 | $0 | $2,822 | 0% |
| 2025 | Individual Indexed Annuities | 0.22% | $7,711,496 | $0 | $0 | $2,182,118 | $0 | $58,153 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $24,250 | $0 | $24 | 0% |
| 2025 | Total Individual Life & Annuities | 0.06% | $7,749,695 | $0 | $2,122 | $2,422,816 | $0 | $61,988 | 0% |
| 2025 | Total Group Life | 0% | $13,598 | $0 | $0 | $1,868 | $0 | $76 | 0% |
| 2025 | Other Group Life | 0.03% | $13,598 | $0 | $0 | $1,868 | $0 | $76 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $13,598 | $0 | $0 | $1,868 | $0 | $76 | 0% |
| 2024 | Total Life & Annuities | 0.11% | $17,934,116 | $0 | $2,083 | $2,856,454 | $0 | $53,270 | 0% |
| 2024 | Total Individual Life | 0% | $37,196 | $0 | $2,083 | $13,902 | $0 | $988 | 0% |
| 2024 | Individual Whole Life | 0% | $37,196 | $0 | $2,083 | $12,757 | $0 | $883 | 0% |
| 2024 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2024 | Other Individual Life | 0% | $0 | $0 | $0 | $1,145 | $0 | $100 | 0% |
| 2024 | Total Individual Annuities | 0.21% | $17,896,920 | $0 | $0 | $2,838,394 | $0 | $52,219 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $2,476 | $0 | $0 | $1,711,618 | $0 | $3,034 | 0% |
| 2024 | Individual Indexed Annuities | 0.53% | $17,894,444 | $0 | $0 | $1,102,526 | $0 | $49,161 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $24,250 | $0 | $24 | 0% |
| 2024 | Total Individual Life & Annuities | 0.14% | $17,934,116 | $0 | $2,083 | $2,852,296 | $0 | $53,207 | 0% |
| 2024 | Total Group Life | 0% | $0 | $0 | $0 | $4,158 | $0 | $63 | 0% |
| 2024 | Other Group Life | 0% | $0 | $0 | $0 | $4,158 | $0 | $63 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $0 | $0 | $0 | $4,158 | $0 | $63 | 0% |
| 2023 | Total Life | 0.06% | $7,673,232 | $0 | $2,055 | $2,257,387 | $0 | $1,154 | 0% |
| 2023 | Total Individual Life | 0.08% | $7,669,392 | $0 | $2,055 | $2,257,387 | $0 | $1,088 | 0% |
| 2023 | Individual Whole Life | 0% | $33,323 | $0 | $2,055 | $41,539 | $0 | $955 | 0% |
| 2023 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2023 | Individual Graded Death Benefits | 0.03% | $4,386 | $0 | $0 | $4,955 | $0 | $128 | 0% |
| 2023 | Individual Ordinary Annuities | 0.29% | $7,631,683 | $0 | $0 | $2,210,893 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $3,840 | $0 | $0 | $0 | $0 | $66 | 0% |
| 2023 | Group Whole Life | 0.01% | $3,840 | $0 | $0 | $0 | $0 | $66 | 0% |
| 2022 | Total Life | 0.06% | $8,206,440 | $0 | $2,212 | $405,343 | $0 | $1,144 | 0% |
| 2022 | Total Individual Life | 0.08% | $8,182,739 | $0 | $2,212 | $396,625 | $0 | $1,084 | 0% |
| 2022 | Individual Whole Life | 0% | $35,182 | $0 | $2,212 | $42,242 | $0 | $962 | 0% |
| 2022 | Individual Term Life | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Universal Life | 0% | $0 | $0 | $0 | $5,325 | $0 | $2 | 0% |
| 2022 | Individual Graded Death Benefits | 0.02% | $3,997 | $0 | $0 | $162,839 | $0 | $120 | 0% |
| 2022 | Individual Ordinary Annuities | 0.35% | $8,143,560 | $0 | $0 | $186,219 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $23,701 | $0 | $0 | $8,718 | $0 | $60 | 0% |
| 2022 | Group Whole Life | 0.05% | $19,061 | $0 | $0 | $8,718 | $0 | $60 | 0% |
| 2022 | Group Term Life | 0% | $4,640 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Life | 0.06% | $6,790,587 | $0 | $23,740 | $364,396 | $0 | $5,800 | 0% |
| 2021 | Total Individual Life | 0.09% | $6,760,723 | $0 | $23,740 | $328,824 | $0 | $1,169 | 0% |
| 2021 | Individual Whole Life | 0% | $39,335 | $0 | $23,740 | $22,663 | $0 | $994 | 0% |
| 2021 | Individual Term Life | 0% | $0 | $0 | $0 | $0 | $0 | $36 | 0% |
| 2021 | Individual Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $2 | 0% |
| 2021 | Individual Graded Death Benefits | 0.02% | $4,829 | $0 | $0 | $338 | $0 | $137 | 0% |
| 2021 | Individual Ordinary Annuities | 0.43% | $6,716,559 | $0 | $0 | $305,823 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0% | $29,864 | $0 | $0 | $35,572 | $0 | $4,631 | 0% |
| 2021 | Group Whole Life | 0.03% | $12,890 | $0 | $0 | $35,572 | $0 | $45 | 0% |
| 2021 | Group Term Life | 0% | $16,974 | $0 | $0 | $0 | $0 | $4,586 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2024 | Life and Annuities | 0.07% | 0 | 0 |
| 2023 | Life and Annuities | 0.07% | 0 | 0 |
| 2022 | Life and Annuities | 0.05% | 0 | 0 |
| 2021 | Life and Annuities | 0.03% | 0 | 0 |
Company Changes
This company does not have any company changes.
Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.