Company Details
Company Name:
EMC NATIONAL LIFE COMPANYLicense Status:
ActiveNAIC Number:
62928Company Address:
699 WALNUT STREET, SUITE 1100 DES MOINES, IA 50309-3965
Phone Number:
5152372000Mailing Address:
PO BOX 9202 DES MOINES, IA 50306-9202
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418913Date Admitted:
1967-05-01Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0% | $4,554 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Accident & Health | 0% | $4,554 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Individual Disability Income | 0% | $4,554 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Life & Annuities | 0.02% | $3,633,679 | $0 | $4,995 | $5,916,424 | $0 | $539,947,234 | 0% |
| 2025 | Total Individual Life | 0.09% | $3,641,707 | $0 | $4,995 | $3,944,418 | $0 | $532,001,710 | 0% |
| 2025 | Individual Whole Life | 0.19% | $1,750,172 | $0 | $4,889 | $1,536,117 | $0 | $67,227,451 | 0% |
| 2025 | Individual Term Life | 0.2% | $1,222,155 | $0 | $106 | $907,674 | $0 | $394,845,796 | 0% |
| 2025 | Individual Indexed Life | 0.02% | $38,668 | $0 | $0 | $0 | $0 | $5,655,956 | 0% |
| 2025 | Individual Universal Life | 0.1% | $411,092 | $0 | $0 | $1,136,645 | $0 | $55,769,101 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 0.09% | $219,620 | $0 | $0 | $363,982 | $0 | $8,503,406 | 0% |
| 2025 | Total Individual Annuities | 0% | $20,517 | $0 | $0 | $1,972,006 | $0 | $7,945,524 | 0% |
| 2025 | Individual Fixed Annuities | 0% | $20,517 | $0 | $0 | $1,932,403 | $0 | $7,945,524 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $39,603 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.03% | $3,662,224 | $0 | $4,995 | $5,916,424 | $0 | $539,947,234 | 0% |
| 2025 | Total Group Life | 0% | $-28,545 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Term Life | 0% | $-28,545 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $-28,545 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Accident & Health | 0% | $4,989 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Accident & Health | 0% | $4,989 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Disability Income | 0% | $4,989 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Life & Annuities | 0.02% | $3,976,130 | $0 | $5,137 | $7,799,708 | $0 | $507,457,469 | 0% |
| 2024 | Total Individual Life | 0.09% | $3,975,004 | $0 | $5,137 | $4,935,734 | $0 | $498,375,589 | 0% |
| 2024 | Individual Whole Life | 0.23% | $2,124,718 | $0 | $5,037 | $1,446,145 | $0 | $86,577,640 | 0% |
| 2024 | Individual Term Life | 0.2% | $1,225,807 | $0 | $100 | $2,450,000 | $0 | $345,993,359 | 0% |
| 2024 | Individual Universal Life | 0.18% | $439,170 | $0 | $0 | $1,021,260 | $0 | $56,591,184 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 0.08% | $185,309 | $0 | $0 | $18,329 | $0 | $9,213,406 | 0% |
| 2024 | Total Individual Annuities | 0% | $22,908 | $0 | $0 | $2,711,974 | $0 | $9,081,880 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $22,908 | $0 | $0 | $2,698,328 | $0 | $8,922,976 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $13,646 | $0 | $158,904 | 0% |
| 2024 | Total Individual Life & Annuities | 0.03% | $3,997,912 | $0 | $5,137 | $7,647,708 | $0 | $507,457,469 | 0% |
| 2024 | Total Group Life | 0% | $-21,782 | $0 | $0 | $152,000 | $0 | $0 | 0% |
| 2024 | Group Term Life | 0% | $-21,782 | $0 | $0 | $152,000 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $-21,782 | $0 | $0 | $152,000 | $0 | $0 | 0% |
| 2023 | Total Accident & Health | 0% | $5,978 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Individual Accident & Health | 0% | $5,978 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Individual Specified Disease | 0.01% | $5,978 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Life | 0.03% | $4,033,460 | $0 | $5,476 | $6,282,323 | $0 | $583,229,942 | 0% |
| 2023 | Total Individual Life | 0.04% | $3,972,319 | $0 | $5,476 | $6,144,323 | $0 | $499,062,042 | 0% |
| 2023 | Individual Whole Life | 0.24% | $2,060,836 | $0 | $5,349 | $1,125,027 | $0 | $97,254,586 | 0% |
| 2023 | Individual Term Life | 0.21% | $1,223,044 | $0 | $127 | $476,145 | $0 | $338,208,764 | 0% |
| 2023 | Individual Universal Life | 0.1% | $597,370 | $0 | $0 | $1,311,528 | $0 | $63,598,692 | 0% |
| 2023 | Individual Ordinary Annuities | 0% | $91,069 | $0 | $0 | $3,231,623 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $61,141 | $0 | $0 | $138,000 | $0 | $84,167,900 | 0% |
| 2023 | Group Term Life | 0.01% | $61,141 | $0 | $0 | $138,000 | $0 | $84,167,900 | 0% |
| 2022 | Total Accident & Health | 0% | $6,834 | $6,836 | $0 | $1,167 | $1,308 | $0 | 112.08% |
| 2022 | Total Individual Accident & Health | 0% | $6,834 | $6,836 | $0 | $1,167 | $1,308 | $0 | 112.08% |
| 2022 | Individual Specified Disease | 0.01% | $6,834 | $6,836 | $0 | $1,167 | $1,308 | $0 | 112.08% |
| 2022 | Total Life | 0.03% | $4,198,676 | $0 | $5,817 | $4,302,262 | $0 | $614,759 | 0% |
| 2022 | Total Individual Life | 0.04% | $3,957,458 | $0 | $5,817 | $2,997,412 | $0 | $487,289 | 0% |
| 2022 | Individual Whole Life | 0.2% | $1,763,622 | $0 | $5,624 | $906,149 | $0 | $90,367 | 0% |
| 2022 | Individual Term Life | 0.2% | $1,234,267 | $0 | $193 | $224,992 | $0 | $326,924 | 0% |
| 2022 | Individual Universal Life | 0.08% | $597,434 | $0 | $0 | $961,575 | $0 | $69,998 | 0% |
| 2022 | Individual Ordinary Annuities | 0.01% | $348,044 | $0 | $0 | $904,696 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0% | $14,091 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.01% | $241,218 | $0 | $0 | $1,304,850 | $0 | $127,470 | 0% |
| 2022 | Group Term Life | 0.04% | $241,218 | $0 | $0 | $1,304,850 | $0 | $127,470 | 0% |
| 2021 | Total Accident & Health | 0% | $5,765 | $5,750 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Individual Accident & Health | 0% | $5,765 | $5,750 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Specified Disease | 0.01% | $5,765 | $5,750 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Life | 0.04% | $4,406,693 | $0 | $9,859 | $5,482,067 | $0 | $465,725 | 0% |
| 2021 | Total Individual Life | 0.05% | $3,909,835 | $0 | $9,859 | $4,971,267 | $0 | $465,725 | 0% |
| 2021 | Individual Whole Life | 0.19% | $1,686,863 | $0 | $9,527 | $1,063,017 | $0 | $81,919 | 0% |
| 2021 | Individual Term Life | 0.19% | $1,163,933 | $0 | $332 | $991,820 | $0 | $313,216 | 0% |
| 2021 | Individual Universal Life | 0.08% | $606,260 | $0 | $0 | $1,601,418 | $0 | $70,590 | 0% |
| 2021 | Individual Ordinary Annuities | 0.03% | $450,059 | $0 | $0 | $1,315,012 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0% | $2,720 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.01% | $496,858 | $0 | $0 | $510,800 | $0 | $0 | 0% |
| 2021 | Group Term Life | 0.08% | $496,858 | $0 | $0 | $510,800 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2024 | Life and Annuities | 0.04% | 1 | 405 |
| 2023 | Health | 0% | 0 | 0 |
| 2023 | Life and Annuities | 0.04% | 2 | 677 |
| 2022 | Health | 0% | 0 | 0 |
| 2022 | Life and Annuities | 0.04% | 2 | 651 |
| 2021 | Health | 0% | 0 | 0 |
| 2021 | Life and Annuities | 0.05% | 2 | 526 |
Company Changes
Date:
2003-10-01Comments:
Iowa National Travelers Life Co. merged with and into Employers Modern Life Insurance Co. and in turn Employers Modern Life Insurance changed its name to EMC National Life Co.Date:
2003-10-01Comments:
Iowa National Travelers Life Co., Urbandale, IA, merged with and into Employers Modern Life Insurance Co. and in turn Employers Modern Life Insurance changed its name to EMC National Life Co.
Market Regulation Actions
Date:
2007-03-26Financial Exams
This company does not have any financial exams.