Company Details
Company Name:
AMERICO FINANCIAL LIFE AND ANNUITY INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
61999Company Address:
300 West 11th Street Kansas City, MO 64105-1680
Phone Number:
8163912000Mailing Address:
P.O. Box 410288 Kansas City, MO 64141-0288
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418909Date Admitted:
1947-03-18Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.01% | $1,788,450 | $1,797,390 | $0 | $1,228,788 | $1,206,232 | $0 | 98.16% |
| 2025 | Total Individual Accident & Health | 0.02% | $1,788,450 | $1,797,390 | $0 | $1,228,788 | $1,206,232 | $0 | 98.16% |
| 2025 | Individual Medicare Supplement | 0.29% | $1,743,395 | $1,751,888 | $0 | $1,218,772 | $1,196,216 | $0 | 98.15% |
| 2025 | Individual Specified Disease | 0% | $1,463 | $1,478 | $0 | $10,016 | $10,016 | $0 | 100% |
| 2025 | Individual Disability Income | 0.04% | $43,592 | $44,024 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Life & Annuities | 0.1% | $17,557,203 | $0 | $780 | $15,662,087 | $0 | $751,798 | 0% |
| 2025 | Total Individual Life | 0.27% | $10,968,634 | $0 | $780 | $4,488,872 | $0 | $687,216 | 0% |
| 2025 | Individual Whole Life | 0.65% | $6,061,777 | $0 | $780 | $2,350,987 | $0 | $111,885 | 0% |
| 2025 | Individual Term Life | 0.36% | $2,209,406 | $0 | $0 | $1,284,434 | $0 | $239,978 | 0% |
| 2025 | Individual Indexed Life | 0.42% | $1,049,415 | $0 | $0 | $112,062 | $0 | $161,368 | 0% |
| 2025 | Individual Universal Life | 0.25% | $996,667 | $0 | $0 | $542,876 | $0 | $108,720 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 0.26% | $650,447 | $0 | $0 | $198,513 | $0 | $65,265 | 0% |
| 2025 | Individual Deposit-Type Contract Funds | 0% | $922 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Annuities | 0.07% | $6,573,013 | $0 | $0 | $10,987,408 | $0 | $60,050 | 0% |
| 2025 | Individual Fixed Annuities | 0.05% | $1,557,699 | $0 | $0 | $3,244,279 | $0 | $29,521 | 0% |
| 2025 | Individual Indexed Annuities | 0.15% | $5,015,314 | $0 | $0 | $7,723,850 | $0 | $30,529 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $19,279 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.13% | $17,541,647 | $0 | $780 | $15,476,280 | $0 | $747,266 | 0% |
| 2025 | Total Group Life | 0% | $15,196 | $0 | $0 | $14,977 | $0 | $3,180 | 0% |
| 2025 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2025 | Group Term Life | 0% | $13,192 | $0 | $0 | $14,977 | $0 | $3,025 | 0% |
| 2025 | Group Universal Life | 0.01% | $2,004 | $0 | $0 | $0 | $0 | $150 | 0% |
| 2025 | Total Group Annuities | 0% | $360 | $0 | $0 | $170,830 | $0 | $1,352 | 0% |
| 2025 | Group Fixed Annuities | 0% | $360 | $0 | $0 | $170,830 | $0 | $1,352 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $15,556 | $0 | $0 | $185,807 | $0 | $4,532 | 0% |
| 2024 | Total Accident & Health | 0.01% | $1,985,950 | $1,994,597 | $0 | $1,584,655 | $1,529,646 | $0 | 96.53% |
| 2024 | Total Individual Accident & Health | 0.03% | $1,985,950 | $1,994,597 | $0 | $1,584,655 | $1,529,646 | $0 | 96.53% |
| 2024 | Individual Medicare Supplement | 0.34% | $1,949,722 | $1,959,440 | $0 | $1,584,655 | $1,529,646 | $0 | 96.53% |
| 2024 | Individual Specified Disease | 0% | $1,509 | $1,509 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Disability Income | 0.03% | $34,719 | $33,648 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Life & Annuities | 0.11% | $17,286,107 | $0 | $1,169 | $12,157,335 | $0 | $653,782 | 0% |
| 2024 | Total Individual Life | 0.2% | $8,974,410 | $0 | $1,169 | $3,959,016 | $0 | $588,646 | 0% |
| 2024 | Individual Whole Life | 0.51% | $4,649,961 | $0 | $1,169 | $1,837,000 | $0 | $81,218 | 0% |
| 2024 | Individual Term Life | 0.37% | $2,210,338 | $0 | $0 | $1,640,799 | $0 | $234,311 | 0% |
| 2024 | Individual Indexed Life | 0.16% | $362,118 | $0 | $0 | $0 | $0 | $89,525 | 0% |
| 2024 | Individual Universal Life | 0.45% | $1,063,155 | $0 | $0 | $431,618 | $0 | $113,427 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 0.28% | $688,291 | $0 | $0 | $49,599 | $0 | $70,165 | 0% |
| 2024 | Other Individual Considerations | 0.06% | $547 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 0.1% | $8,297,494 | $0 | $0 | $8,158,970 | $0 | $60,428 | 0% |
| 2024 | Individual Fixed Annuities | 0.21% | $5,632,517 | $0 | $0 | $1,305,880 | $0 | $31,472 | 0% |
| 2024 | Individual Indexed Annuities | 0.08% | $2,664,977 | $0 | $0 | $6,833,811 | $0 | $28,956 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $19,279 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.14% | $17,271,904 | $0 | $1,169 | $12,117,986 | $0 | $649,074 | 0% |
| 2024 | Total Group Life | 0% | $13,813 | $0 | $0 | $9,367 | $0 | $3,230 | 0% |
| 2024 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2024 | Group Term Life | 0% | $13,312 | $0 | $0 | $9,367 | $0 | $3,075 | 0% |
| 2024 | Group Universal Life | 0% | $501 | $0 | $0 | $0 | $0 | $150 | 0% |
| 2024 | Total Group Annuities | 0% | $390 | $0 | $0 | $29,982 | $0 | $1,478 | 0% |
| 2024 | Group Fixed Annuities | 0% | $390 | $0 | $0 | $29,982 | $0 | $1,478 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $14,203 | $0 | $0 | $39,349 | $0 | $4,708 | 0% |
| 2023 | Total Accident & Health | 0.02% | $2,432,942 | $2,488,372 | $0 | $2,118,800 | $2,066,803 | $0 | 97.55% |
| 2023 | Total Individual Accident & Health | 0.05% | $2,432,942 | $2,488,372 | $0 | $2,118,800 | $2,066,803 | $0 | 97.55% |
| 2023 | Individual Medicare Supplement | 0.45% | $2,407,832 | $2,464,337 | $0 | $2,118,800 | $2,066,803 | $0 | 97.55% |
| 2023 | Individual Specified Disease | 0% | $1,509 | $1,509 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Individual Disability Income | 0.02% | $23,601 | $22,526 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Life | 0.15% | $20,741,337 | $0 | $3,925 | $10,364,981 | $0 | $484,704 | 0% |
| 2023 | Total Individual Life | 0.21% | $20,727,216 | $0 | $3,925 | $10,059,138 | $0 | $481,404 | 0% |
| 2023 | Individual Whole Life | 0.51% | $4,442,901 | $0 | $3,925 | $1,950,242 | $0 | $75,961 | 0% |
| 2023 | Individual Term Life | 0.38% | $2,267,388 | $0 | $0 | $1,645,616 | $0 | $218,470 | 0% |
| 2023 | Individual Universal Life | 0.35% | $1,987,294 | $0 | $0 | $902,297 | $0 | $186,973 | 0% |
| 2023 | Individual Ordinary Annuities | 0.37% | $9,875,315 | $0 | $0 | $994,587 | $0 | $0 | 0% |
| 2023 | Individual Equity Indexed Annuities | 0.1% | $2,153,696 | $0 | $0 | $4,566,396 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0% | $622 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0% | $14,121 | $0 | $0 | $305,843 | $0 | $3,300 | 0% |
| 2023 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2023 | Group Term Life | 0% | $13,791 | $0 | $0 | $0 | $0 | $3,245 | 0% |
| 2023 | Group Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $50 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $330 | $0 | $0 | $305,843 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.03% | $3,336,210 | $3,458,081 | $0 | $3,205,206 | $3,084,944 | $0 | 96.25% |
| 2022 | Total Individual Accident & Health | 0.07% | $3,336,210 | $3,458,081 | $0 | $3,205,206 | $3,084,944 | $0 | 96.25% |
| 2022 | Individual Medicare Supplement | 0.62% | $3,318,128 | $3,440,430 | $0 | $3,185,206 | $3,064,944 | $0 | 96.22% |
| 2022 | Individual Specified Disease | 0% | $1,646 | $1,658 | $0 | $20,000 | $20,000 | $0 | 100% |
| 2022 | Individual Disability Income | 0.01% | $16,436 | $15,993 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Life | 0.09% | $13,061,617 | $0 | $3,856 | $8,449,737 | $0 | $633,632 | 0% |
| 2022 | Total Individual Life | 0.13% | $13,047,556 | $0 | $3,856 | $8,426,432 | $0 | $630,616 | 0% |
| 2022 | Individual Whole Life | 0.51% | $4,418,191 | $0 | $3,856 | $2,300,415 | $0 | $74,152 | 0% |
| 2022 | Individual Term Life | 0.31% | $1,959,642 | $0 | $0 | $1,652,143 | $0 | $310,161 | 0% |
| 2022 | Individual Universal Life | 0.22% | $1,679,916 | $0 | $0 | $584,821 | $0 | $246,300 | 0% |
| 2022 | Individual Graded Death Benefits | 0% | $300 | $0 | $0 | $0 | $0 | $3 | 0% |
| 2022 | Individual Ordinary Annuities | 0.16% | $3,856,357 | $0 | $0 | $448,335 | $0 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 0.06% | $1,133,079 | $0 | $0 | $3,440,718 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0% | $71 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $14,061 | $0 | $0 | $23,305 | $0 | $3,016 | 0% |
| 2022 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2022 | Group Term Life | 0% | $13,671 | $0 | $0 | $0 | $0 | $2,961 | 0% |
| 2022 | Group Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $50 | 0% |
| 2022 | Group Ordinary Annuities | 0% | $390 | $0 | $0 | $23,305 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.04% | $4,498,510 | $4,555,349 | $0 | $4,036,728 | $3,984,387 | $0 | 98.7% |
| 2021 | Total Individual Accident & Health | 0.1% | $4,498,510 | $4,555,349 | $0 | $4,036,728 | $3,984,387 | $0 | 98.7% |
| 2021 | Individual Medicare Supplement | 0.77% | $4,484,548 | $4,541,509 | $0 | $4,036,728 | $3,984,387 | $0 | 98.7% |
| 2021 | Individual Specified Disease | 0% | $1,784 | $1,784 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Disability Income | 0.01% | $12,178 | $12,056 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Life | 0.12% | $15,291,293 | $0 | $4,169 | $8,976,845 | $0 | $446,716 | 0% |
| 2021 | Total Individual Life | 0.19% | $15,277,611 | $0 | $4,169 | $8,670,730 | $0 | $443,950 | 0% |
| 2021 | Individual Whole Life | 0.43% | $3,776,242 | $0 | $4,169 | $1,640,177 | $0 | $72,257 | 0% |
| 2021 | Individual Term Life | 0.29% | $1,754,942 | $0 | $0 | $2,032,823 | $0 | $218,587 | 0% |
| 2021 | Individual Universal Life | 0.17% | $1,330,146 | $0 | $0 | $312,415 | $0 | $153,103 | 0% |
| 2021 | Individual Graded Death Benefits | 0% | $300 | $0 | $0 | $0 | $0 | $3 | 0% |
| 2021 | Individual Ordinary Annuities | 0.37% | $5,692,331 | $0 | $0 | $260,538 | $0 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 0.2% | $2,723,559 | $0 | $0 | $4,424,777 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0% | $91 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0% | $13,682 | $0 | $0 | $306,115 | $0 | $2,766 | 0% |
| 2021 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $10 | 0% |
| 2021 | Group Term Life | 0% | $13,322 | $0 | $0 | $200,000 | $0 | $2,706 | 0% |
| 2021 | Group Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $50 | 0% |
| 2021 | Group Ordinary Annuities | 0% | $360 | $0 | $0 | $106,115 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0.14% | 1 | 29 |
| 2025 | Life and Annuities | 0% | 11 | 0 |
| 2025 | Medicare Supplement Insurance | 0% | 1 | 0 |
| 2024 | Health | 0.13% | 2 | 74 |
| 2024 | Life and Annuities | 0.11% | 13 | 1685 |
| 2024 | Medicare Supplement Insurance | 0% | 2 | 0 |
| 2023 | Health | 0.04% | 2 | 254 |
| 2023 | Life and Annuities | 0.13% | 10 | 1026 |
| 2023 | Medicare Supplement Insurance | 0.42% | 2 | 621 |
| 2022 | Health | 0.05% | 1 | 87 |
| 2022 | Life and Annuities | 0.13% | 13 | 1367 |
| 2022 | Medicare Supplement Insurance | 0.55% | 1 | 247 |
| 2021 | Health | 0.06% | 1 | 71 |
| 2021 | Life and Annuities | 0.12% | 12 | 1326 |
| 2021 | Medicare Supplement Insurance | 0.61% | 1 | 205 |
Company Changes
Date:
2001-01-01Comments:
The College Insurance Co. of America changed its name to Americo Financial Life and Annuity Insurance Co.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.