Company Details
Company Name:
Physicians Mutual Insurance Company, Inc.License Status:
ActiveNAIC Number:
80578Company Address:
2600 Dodge Street Omaha, NE 68131-2671
Phone Number:
4026331000Mailing Address:
2600 Dodge Street Omaha, NE 68131-2671
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B418883Date Admitted:
2022-05-23Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.04% | $7,199,320 | $7,192,027 | $0 | $6,045,169 | $5,893,179 | $0 | 97.49% |
| 2025 | Total Individual Accident & Health | 0.06% | $4,986,074 | $4,967,858 | $0 | $4,630,954 | $4,507,311 | $0 | 97.33% |
| 2025 | Individual Medicare Supplement | 0.36% | $2,178,973 | $2,178,933 | $0 | $2,385,923 | $2,407,772 | $0 | 100.92% |
| 2025 | Individual Long Term Care | 0.33% | $617,017 | $618,058 | $0 | $969,136 | $779,643 | $0 | 80.45% |
| 2025 | Individual Specified Disease | 0.05% | $55,993 | $56,673 | $0 | $55,753 | $57,331 | $0 | 102.83% |
| 2025 | Individual Accident Only | 0.01% | $10,155 | $10,172 | $0 | $2,000 | $1,903 | $0 | 95.15% |
| 2025 | Individual Disability Income | 0% | $436 | $436 | $0 | $0 | $-248 | $0 | 0% |
| 2025 | Individual Dental | 3.02% | $1,870,431 | $1,846,697 | $0 | $1,070,234 | $1,117,951 | $0 | 104.46% |
| 2025 | Individual Limited Benefit | 0.2% | $253,069 | $256,889 | $0 | $147,908 | $142,959 | $0 | 96.65% |
| 2025 | Total Group Accident & Health | 0.03% | $2,213,246 | $2,224,169 | $0 | $1,414,215 | $1,385,868 | $0 | 98% |
| 2025 | Group Dental | 0.68% | $2,210,175 | $2,221,094 | $0 | $1,413,715 | $1,385,435 | $0 | 98% |
| 2025 | Group Limited Benefit | 0% | $3,071 | $3,075 | $0 | $500 | $433 | $0 | 86.6% |
| 2024 | Total Accident & Health | 0.04% | $6,660,857 | $6,669,365 | $0 | $5,346,501 | $5,444,199 | $0 | 101.83% |
| 2024 | Total Individual Accident & Health | 0.06% | $4,119,044 | $4,116,646 | $0 | $3,879,674 | $3,995,900 | $0 | 103% |
| 2024 | Individual Medicare Supplement | 0.37% | $2,113,376 | $2,116,143 | $0 | $2,152,563 | $2,148,514 | $0 | 99.81% |
| 2024 | Individual Long Term Care | 0.34% | $660,680 | $677,273 | $0 | $1,067,417 | $1,181,965 | $0 | 110.73% |
| 2024 | Individual Specified Disease | 0.05% | $58,242 | $58,639 | $0 | $6,986 | $7,458 | $0 | 106.76% |
| 2024 | Individual Accident Only | 0.01% | $11,128 | $11,169 | $0 | $1,000 | $768 | $0 | 76.8% |
| 2024 | Individual Disability Income | 0% | $436 | $436 | $0 | $0 | $-182 | $0 | 0% |
| 2024 | Individual Dental | 1.7% | $985,258 | $960,314 | $0 | $525,503 | $555,441 | $0 | 105.7% |
| 2024 | Individual Limited Benefit | 0.22% | $289,924 | $292,672 | $0 | $126,205 | $101,936 | $0 | 80.77% |
| 2024 | Total Group Accident & Health | 0.03% | $2,541,813 | $2,552,719 | $0 | $1,466,827 | $1,448,299 | $0 | 98.74% |
| 2024 | Group Medicare Supplement | 0% | $0 | $0 | $0 | $-87 | $-87 | $0 | 100% |
| 2024 | Group Dental | 0.8% | $2,538,450 | $2,549,377 | $0 | $1,466,348 | $1,447,846 | $0 | 98.74% |
| 2024 | Group Limited Benefit | 0% | $3,363 | $3,342 | $0 | $566 | $540 | $0 | 95.41% |
| 2023 | Total Accident & Health | 0.04% | $6,443,923 | $6,493,893 | $0 | $4,941,864 | $4,655,323 | $0 | 94.2% |
| 2023 | Total Individual Accident & Health | 0.07% | $3,523,297 | $3,560,384 | $0 | $3,228,347 | $2,915,747 | $0 | 90.32% |
| 2023 | Individual Medicare Supplement | 0.4% | $2,133,028 | $2,149,439 | $0 | $2,057,988 | $2,078,241 | $0 | 100.98% |
| 2023 | Individual Long Term Care | 0.37% | $732,097 | $766,202 | $0 | $764,703 | $471,781 | $0 | 61.69% |
| 2023 | Individual Specified Disease | 0.06% | $62,834 | $62,629 | $0 | $39,786 | $7,996 | $0 | 20.1% |
| 2023 | Individual Accident Only | 0.01% | $11,876 | $11,854 | $0 | $7,520 | $1,118 | $0 | 14.87% |
| 2023 | Individual Disability Income | 0% | $436 | $436 | $0 | $0 | $-392 | $0 | 0% |
| 2023 | Individual Dental | 0.48% | $252,405 | $234,664 | $0 | $149,002 | $108,444 | $0 | 72.78% |
| 2023 | Individual Limited Benefit | 0.29% | $330,621 | $335,160 | $0 | $209,348 | $248,559 | $0 | 118.73% |
| 2023 | Total Group Accident & Health | 0.03% | $2,920,626 | $2,933,509 | $0 | $1,713,517 | $1,739,576 | $0 | 101.52% |
| 2023 | Group Medicare Supplement | 0% | $0 | $0 | $0 | $0 | $-35 | $0 | 0% |
| 2023 | Group Specified Disease | 0.01% | $3,784 | $3,780 | $0 | $0 | $535 | $0 | 0% |
| 2023 | Group Dental | 0.9% | $2,916,842 | $2,929,729 | $0 | $1,713,517 | $1,739,076 | $0 | 101.49% |
| 2022 | Total Accident & Health | 0.05% | $6,599,807 | $6,652,559 | $0 | $5,017,967 | $5,260,056 | $0 | 104.82% |
| 2022 | Total Individual Accident & Health | 0.07% | $3,544,710 | $3,595,532 | $0 | $3,260,261 | $3,489,272 | $0 | 107.02% |
| 2022 | Individual Medicare Supplement | 0.42% | $2,247,410 | $2,283,002 | $0 | $2,157,360 | $2,148,072 | $0 | 99.57% |
| 2022 | Individual Long Term Care | 0.41% | $808,562 | $816,055 | $0 | $845,801 | $1,136,850 | $0 | 134.41% |
| 2022 | Individual Specified Disease | 0.06% | $64,841 | $66,107 | $0 | $32,892 | $27,841 | $0 | 84.64% |
| 2022 | Individual Accident Only | 0.02% | $14,137 | $14,226 | $0 | $2,000 | $2,270 | $0 | 113.5% |
| 2022 | Individual Disability Income | 0% | $436 | $436 | $0 | $2,333 | $-10,884 | $0 | -466.52% |
| 2022 | Individual Dental | 0.11% | $53,100 | $53,381 | $0 | $49,164 | $49,716 | $0 | 101.12% |
| 2022 | Individual Limited Benefit | 0.36% | $356,224 | $362,325 | $0 | $170,711 | $135,407 | $0 | 79.32% |
| 2022 | Total Group Accident & Health | 0.04% | $3,055,097 | $3,057,027 | $0 | $1,757,706 | $1,770,784 | $0 | 100.74% |
| 2022 | Group Medicare Supplement | 0% | $466 | $466 | $0 | $0 | $-165 | $0 | 0% |
| 2022 | Group Specified Disease | 0.01% | $4,050 | $4,160 | $0 | $3,074 | $2,568 | $0 | 83.54% |
| 2022 | Group Dental | 0.96% | $3,050,581 | $3,052,401 | $0 | $1,754,632 | $1,768,381 | $0 | 100.78% |
| 2021 | Total Accident & Health | 0.06% | $6,844,805 | $6,874,338 | $0 | $4,894,371 | $4,940,266 | $0 | 100.94% |
| 2021 | Total Individual Accident & Health | 0.08% | $3,803,782 | $3,837,233 | $0 | $3,093,082 | $3,161,310 | $0 | 102.21% |
| 2021 | Individual Medicare Supplement | 0.41% | $2,382,411 | $2,393,102 | $0 | $1,935,818 | $1,894,356 | $0 | 97.86% |
| 2021 | Individual Long Term Care | 0.41% | $855,140 | $870,727 | $0 | $834,758 | $950,417 | $0 | 113.86% |
| 2021 | Individual Specified Disease | 0.07% | $71,408 | $71,824 | $0 | $64,232 | $64,397 | $0 | 100.26% |
| 2021 | Individual Accident Only | 0.03% | $16,226 | $16,230 | $0 | $500 | $139 | $0 | 27.8% |
| 2021 | Individual Disability Income | 0% | $436 | $436 | $0 | $4,800 | $3,859 | $0 | 80.4% |
| 2021 | Individual Dental | 0.1% | $47,068 | $47,180 | $0 | $45,420 | $45,378 | $0 | 99.91% |
| 2021 | Individual Limited Benefit | 0.63% | $431,093 | $437,734 | $0 | $207,554 | $202,764 | $0 | 97.69% |
| 2021 | Total Group Accident & Health | 0.04% | $3,041,023 | $3,037,105 | $0 | $1,801,289 | $1,778,956 | $0 | 98.76% |
| 2021 | Group Medicare Supplement | 0% | $3,038 | $3,038 | $0 | $1,236 | $1,224 | $0 | 99.03% |
| 2021 | Group Specified Disease | 0.01% | $4,440 | $4,660 | $0 | $2,228 | $2,381 | $0 | 106.87% |
| 2021 | Group Dental | 0.97% | $3,033,545 | $3,029,407 | $0 | $1,797,825 | $1,775,351 | $0 | 98.75% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0.15% | 4 | 110 |
| 2025 | Life and Annuities | 0% | 1 | 0 |
| 2024 | Health | 0.13% | 4 | 151 |
| 2023 | Health | 0.06% | 3 | 222 |
| 2023 | Long-Term Care Insurance | 0.33% | 0 | 0 |
| 2023 | Medicare Supplement Insurance | 0.28% | 0 | 0 |
| 2022 | Health | 0.08% | 1 | 56 |
| 2022 | Long-Term Care Insurance | 0.35% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0.3% | 0 | 0 |
| 2021 | Health | 0.09% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.38% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.34% | 0 | 0 |
Company Changes
Date:
2022-05-23Comments:
Effective 05/23/2022 the above company converted from a Chapter 376 Life & Health mutual to a Chapter 379 Property & Casualty mutual and is authorized to write B1-Property and B4-Accident & Health lines.Date:
2025-07-01Comments:
Effective 7/01/2025 the above Company changed its name from Physicians Mutual Insurance Company, being issued an amended Certificate of Authority on 9/11/2025.Market Regulation Actions
Date:
2022-06-21Financial Exams
This company does not have any financial exams.