Company Details
Company Name:
NATIONAL HEALTH INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
82538Company Address:
4455 LBJ Freeway, Suite 375 Dallas, TX 75244
Phone Number:
3364352000Mailing Address:
4455 LBJ Freeway, Suite 375 Dallas, TX 75244
Mailing Phone:
3144937697Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418881Date Admitted:
2010-01-20Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.22% | $38,079,059 | $38,651,911 | $0 | $28,051,733 | $27,704,682 | $0 | 98.76% |
| 2025 | Total Individual Accident & Health | 0.25% | $21,256,559 | $21,893,742 | $0 | $13,732,054 | $12,638,029 | $0 | 92.03% |
| 2025 | Individual Medicare Supplement | 1.55% | $9,435,546 | $9,847,529 | $0 | $8,215,790 | $7,715,014 | $0 | 93.9% |
| 2025 | Individual Specified Disease | 0.65% | $709,187 | $709,803 | $0 | $275,205 | $287,975 | $0 | 104.64% |
| 2025 | Individual Accident Only | 1.82% | $1,630,972 | $1,634,012 | $0 | $224,029 | $235,043 | $0 | 104.92% |
| 2025 | Individual Disability Income | 0% | $1,725 | $1,724 | $0 | $-59 | $722 | $0 | 0% |
| 2025 | Individual Dental | 2.61% | $1,618,977 | $1,617,926 | $0 | $758,861 | $776,333 | $0 | 102.3% |
| 2025 | Individual Limited Benefit | 0.65% | $839,089 | $837,839 | $0 | $215,175 | $266,061 | $0 | 123.65% |
| 2025 | Individual Short Term Limited Duration | 70.58% | $7,021,063 | $7,244,909 | $0 | $4,043,053 | $3,356,881 | $0 | 83.03% |
| 2025 | Total Group Accident & Health | 0.19% | $16,822,500 | $16,758,169 | $0 | $14,319,679 | $15,066,653 | $0 | 105.22% |
| 2025 | Group Comprehensive Medical Expenses - Small Employer | 0% | $22,594 | $25,023 | $0 | $2,348 | $6,237 | $0 | 265.63% |
| 2025 | Group Specified Disease | 0% | $284 | $96 | $0 | $0 | $-458 | $0 | 0% |
| 2025 | Group Accident Only | 0% | $129 | $112 | $0 | $0 | $2 | $0 | 0% |
| 2025 | Group Limited Benefit | 0.02% | $77,758 | $77,600 | $0 | $5,097 | $12,507 | $0 | 245.38% |
| 2025 | Group Stop Loss | 1.38% | $16,721,735 | $16,655,338 | $0 | $14,312,234 | $15,048,365 | $0 | 105.14% |
| 2025 | Total Life & Annuities | 0% | $521,969 | $0 | $0 | $144,763 | $0 | $41,442 | 0% |
| 2025 | Total Individual Life | 0.01% | $523,228 | $0 | $0 | $144,763 | $0 | $41,442 | 0% |
| 2025 | Individual Whole Life | 0% | $8,109 | $0 | $0 | $0 | $0 | $90 | 0% |
| 2025 | Individual Term Life | 0.08% | $515,119 | $0 | $0 | $144,763 | $0 | $41,352 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $523,228 | $0 | $0 | $144,763 | $0 | $41,442 | 0% |
| 2025 | Total Group Life | 0% | $-1,259 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Group Term Life | 0% | $-1,259 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $-1,259 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Accident & Health | 0.29% | $46,583,860 | $47,890,707 | $0 | $38,605,492 | $37,070,016 | $0 | 96.02% |
| 2024 | Total Individual Accident & Health | 0.44% | $29,906,436 | $31,858,242 | $0 | $27,267,706 | $26,443,486 | $0 | 96.98% |
| 2024 | Individual Medicare Supplement | 2.01% | $11,439,504 | $14,800,305 | $0 | $17,588,343 | $17,065,000 | $0 | 97.02% |
| 2024 | Individual Specified Disease | 0.72% | $779,250 | $701,130 | $0 | $60,619 | $85,227 | $0 | 140.59% |
| 2024 | Individual Accident Only | 1.9% | $1,829,889 | $1,701,682 | $0 | $248,277 | $281,734 | $0 | 113.48% |
| 2024 | Individual Disability Income | 0% | $1,979 | $1,990 | $0 | $-12 | $976 | $0 | 0% |
| 2024 | Individual Dental | 2.98% | $1,726,038 | $1,599,060 | $0 | $749,779 | $778,647 | $0 | 103.85% |
| 2024 | Individual Limited Benefit | 0.6% | $783,146 | $746,792 | $0 | $154,796 | $168,361 | $0 | 108.76% |
| 2024 | Individual Short Term Limited Duration | 83.11% | $13,346,630 | $12,307,283 | $0 | $8,465,904 | $8,063,541 | $0 | 95.25% |
| 2024 | Total Group Accident & Health | 0.18% | $16,677,424 | $16,032,465 | $0 | $11,337,786 | $10,626,530 | $0 | 93.73% |
| 2024 | Group Specified Disease | 0% | $2,094 | $2,188 | $0 | $0 | $84 | $0 | 0% |
| 2024 | Group Accident Only | 0% | $323 | $307 | $0 | $0 | $-2 | $0 | 0% |
| 2024 | Group Limited Benefit | 0.04% | $134,826 | $122,737 | $0 | $6,394 | $-13 | $0 | -0.2% |
| 2024 | Group Stop Loss | 1.53% | $16,540,181 | $15,907,233 | $0 | $11,331,392 | $10,626,461 | $0 | 93.78% |
| 2024 | Total Life & Annuities | 0% | $594,407 | $0 | $0 | $177,344 | $0 | $39,427 | 0% |
| 2024 | Total Individual Life | 0.01% | $594,398 | $0 | $0 | $177,344 | $0 | $39,427 | 0% |
| 2024 | Individual Whole Life | 0% | $16,602 | $0 | $0 | $0 | $0 | $180 | 0% |
| 2024 | Individual Term Life | 0.1% | $577,796 | $0 | $0 | $177,344 | $0 | $39,247 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $594,398 | $0 | $0 | $177,344 | $0 | $39,427 | 0% |
| 2024 | Total Group Life | 0% | $9 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Group Term Life | 0% | $9 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0% | $9 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Accident & Health | 0.42% | $61,847,721 | $60,150,336 | $0 | $44,798,473 | $43,995,591 | $0 | 98.21% |
| 2023 | Total Individual Accident & Health | 0.9% | $46,240,213 | $43,928,837 | $0 | $33,642,709 | $32,192,226 | $0 | 95.69% |
| 2023 | Individual Comprehensive Medical Expense | 0.74% | $15,705,810 | $15,684,409 | $0 | $8,499,003 | $7,553,615 | $0 | 88.88% |
| 2023 | Individual Medicare Supplement | 4.85% | $25,762,178 | $23,420,507 | $0 | $23,945,380 | $23,488,323 | $0 | 98.09% |
| 2023 | Individual Specified Disease | 0.75% | $789,639 | $814,187 | $0 | $157,811 | $169,733 | $0 | 107.55% |
| 2023 | Individual Accident Only | 2.29% | $1,850,274 | $1,850,168 | $0 | $247,450 | $161,867 | $0 | 65.41% |
| 2023 | Individual Disability Income | 0% | $2,946 | $3,069 | $0 | $-115 | $-9 | $0 | 7.83% |
| 2023 | Individual Dental | 2.92% | $1,533,689 | $1,553,000 | $0 | $701,760 | $710,424 | $0 | 101.23% |
| 2023 | Individual Limited Benefit | 0.53% | $595,677 | $603,497 | $0 | $91,420 | $108,273 | $0 | 118.43% |
| 2023 | Total Group Accident & Health | 0.16% | $15,607,508 | $16,221,499 | $0 | $11,155,764 | $11,803,365 | $0 | 105.81% |
| 2023 | Group Specified Disease | 0% | $2,210 | $2,198 | $0 | $0 | $15 | $0 | 0% |
| 2023 | Group Accident Only | 0% | $335 | $322 | $0 | $0 | $19 | $0 | 0% |
| 2023 | Group Limited Benefit | 0.07% | $227,871 | $222,123 | $0 | $24,972 | $18,744 | $0 | 75.06% |
| 2023 | Group Stop Loss | 1.55% | $15,377,092 | $15,996,856 | $0 | $11,130,792 | $11,784,587 | $0 | 105.87% |
| 2023 | Total Life | 0% | $595,288 | $0 | $0 | $326,250 | $0 | $43,952 | 0% |
| 2023 | Total Individual Life | 0.01% | $595,012 | $0 | $0 | $326,250 | $0 | $43,947 | 0% |
| 2023 | Individual Term Life | 0.1% | $595,012 | $0 | $0 | $326,250 | $0 | $43,947 | 0% |
| 2023 | Total Group Life | 0% | $276 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2023 | Group Term Life | 0% | $276 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2022 | Total Accident & Health | 0.49% | $64,842,649 | $62,632,506 | $0 | $45,025,146 | $46,451,163 | $0 | 103.17% |
| 2022 | Total Individual Accident & Health | 1.05% | $51,269,182 | $49,092,369 | $0 | $35,361,487 | $35,319,075 | $0 | 99.88% |
| 2022 | Individual Comprehensive Medical Expense | 0.89% | $15,851,856 | $14,887,088 | $0 | $10,962,087 | $10,475,168 | $0 | 95.56% |
| 2022 | Individual Medicare Supplement | 5.75% | $30,781,134 | $29,727,750 | $0 | $23,485,992 | $23,840,353 | $0 | 101.51% |
| 2022 | Individual Specified Disease | 0.72% | $845,692 | $816,749 | $0 | $149,339 | $127,770 | $0 | 85.56% |
| 2022 | Individual Accident Only | 3.14% | $1,940,604 | $1,874,193 | $0 | $175,503 | $248,884 | $0 | 141.81% |
| 2022 | Individual Disability Income | 0% | $3,791 | $3,661 | $0 | $131 | $66 | $0 | 50.38% |
| 2022 | Individual Dental | 3.2% | $1,559,381 | $1,506,017 | $0 | $521,499 | $531,493 | $0 | 101.92% |
| 2022 | Individual Limited Benefit | 0.29% | $286,724 | $276,911 | $0 | $66,936 | $95,341 | $0 | 142.44% |
| 2022 | Total Group Accident & Health | 0.16% | $13,573,467 | $13,540,137 | $0 | $9,663,659 | $11,132,088 | $0 | 115.2% |
| 2022 | Group Specified Disease | 0.01% | $2,497 | $2,490 | $0 | $0 | $-24 | $0 | 0% |
| 2022 | Group Accident Only | 0% | $385 | $384 | $0 | $0 | $-49 | $0 | 0% |
| 2022 | Group Limited Benefit | 0.12% | $358,695 | $357,814 | $0 | $73,346 | $54,850 | $0 | 74.78% |
| 2022 | Group Stop Loss | 1.48% | $13,211,890 | $13,179,449 | $0 | $9,590,313 | $11,077,311 | $0 | 115.51% |
| 2022 | Total Life | 0% | $684,761 | $0 | $0 | $40,000 | $0 | $45,163 | 0% |
| 2022 | Total Individual Life | 0.01% | $684,557 | $0 | $0 | $40,000 | $0 | $45,158 | 0% |
| 2022 | Individual Term Life | 0.11% | $684,557 | $0 | $0 | $40,000 | $0 | $45,158 | 0% |
| 2022 | Total Group Life | 0% | $204 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2022 | Group Term Life | 0% | $204 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2021 | Total Accident & Health | 0.37% | $45,188,384 | $45,193,567 | $0 | $28,023,442 | $32,260,201 | $0 | 115.12% |
| 2021 | Total Individual Accident & Health | 0.73% | $33,226,782 | $33,163,888 | $0 | $21,957,839 | $24,422,874 | $0 | 111.23% |
| 2021 | Individual Comprehensive Medical Expense | 0.7% | $12,480,462 | $12,421,408 | $0 | $6,091,174 | $7,306,871 | $0 | 119.96% |
| 2021 | Individual Medicare Supplement | 2.93% | $17,048,267 | $17,045,111 | $0 | $15,071,456 | $16,271,072 | $0 | 107.96% |
| 2021 | Individual Specified Disease | 0.84% | $863,795 | $863,635 | $0 | $202,219 | $215,006 | $0 | 106.32% |
| 2021 | Individual Accident Only | 2.97% | $1,855,283 | $1,854,939 | $0 | $247,052 | $265,848 | $0 | 107.61% |
| 2021 | Individual Disability Income | 0% | $3,612 | $3,612 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Dental | 1.99% | $927,892 | $927,720 | $0 | $339,889 | $347,568 | $0 | 102.26% |
| 2021 | Individual Limited Benefit | 0.07% | $47,471 | $47,463 | $0 | $6,049 | $16,509 | $0 | 272.92% |
| 2021 | Total Group Accident & Health | 0.16% | $11,961,602 | $12,029,679 | $0 | $6,065,603 | $7,837,327 | $0 | 129.21% |
| 2021 | Group Limited Benefit | 0.22% | $609,287 | $612,755 | $0 | $132,332 | $145,224 | $0 | 109.74% |
| 2021 | Group Stop Loss | 1.43% | $11,352,315 | $11,416,924 | $0 | $5,933,271 | $7,692,103 | $0 | 129.64% |
| 2021 | Total Life | 0.01% | $737,039 | $0 | $0 | $90,453 | $0 | $54,142 | 0% |
| 2021 | Total Individual Life | 0.01% | $736,600 | $0 | $0 | $90,453 | $0 | $54,137 | 0% |
| 2021 | Individual Term Life | 0.12% | $736,600 | $0 | $0 | $90,453 | $0 | $54,137 | 0% |
| 2021 | Total Group Life | 0% | $439 | $0 | $0 | $0 | $0 | $5 | 0% |
| 2021 | Group Term Life | 0% | $439 | $0 | $0 | $0 | $0 | $5 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 1.09% | 18 | 68 |
| 2025 | Medicare Supplement Insurance | 0% | 2 | 0 |
| 2024 | Health | 1.11% | 23 | 100 |
| 2024 | Life and Annuities | 0.01% | 0 | 0 |
| 2024 | Medicare Supplement Insurance | 0% | 2 | 0 |
| 2023 | Health | 0.51% | 30 | 271 |
| 2023 | Life and Annuities | 0.01% | 0 | 0 |
| 2023 | Medicare Supplement Insurance | 3.06% | 2 | 86 |
| 2022 | Health | 0.53% | 28 | 240 |
| 2022 | Life and Annuities | 0.01% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 2.17% | 1 | 62 |
| 2021 | Health | 0.34% | 22 | 267 |
| 2021 | Life and Annuities | 0.01% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.9% | 0 | 0 |
Company Changes
Date:
2010-01-20Comments:
National Health Insurance Co.'s suspension of certificate of authority was lifted.Market Regulation Actions
Date:
2023-12-20Financial Exams
This company does not have any financial exams.