Company Details
Company Name:
EMPHESYS INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
88595Company Address:
101 East Main Street Louisville, KY 40202
Phone Number:
5025801000Mailing Address:
PO Box 740036 Louisville, KY 40201-7436
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418856Date Admitted:
1996-06-25Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.13% | $22,812,156 | $22,812,156 | $0 | $20,688,823 | $21,045,804 | $0 | 101.73% |
| 2025 | Total Group Accident & Health | 0.26% | $22,812,156 | $22,812,156 | $0 | $20,688,823 | $21,045,804 | $0 | 101.73% |
| 2025 | Group Medicare Advantage | 1.39% | $22,812,156 | $22,812,156 | $0 | $20,688,823 | $21,045,804 | $0 | 101.73% |
| 2023 | Total Accident & Health | 0.12% | $17,088,967 | $17,088,967 | $0 | $14,555,106 | $14,569,824 | $0 | 100.1% |
| 2023 | Total Group Accident & Health | 0.18% | $17,088,967 | $17,088,967 | $0 | $14,555,106 | $14,569,824 | $0 | 100.1% |
| 2023 | Group Medicare Advantage | 0.58% | $17,088,967 | $17,088,967 | $0 | $14,555,106 | $14,569,824 | $0 | 100.1% |
| 2022 | Total Accident & Health | 0.11% | $14,954,412 | $14,954,412 | $0 | $11,697,022 | $12,916,894 | $0 | 110.43% |
| 2022 | Total Group Accident & Health | 0.18% | $14,954,412 | $14,954,412 | $0 | $11,697,022 | $12,916,894 | $0 | 110.43% |
| 2022 | Group Medicare Advantage | 0.78% | $14,954,412 | $14,954,412 | $0 | $11,697,022 | $12,916,894 | $0 | 110.43% |
Complaint Index
Company Changes
Date:
2000-11-01Comments:
American Physicians Life Insurance Co. changed its name to Emphesys Insurance Co.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.