Company Details

Company Details

Company Name:
ESURANCE PROPERTY & CASUALTY INSURANCE COMPANY
License Status:
Active
NAIC Number:
30210
Company Address:
3100 Sanders Road, Suite 201
Northbrook, IL 60062-6127
Phone Number:
8474025000
Mailing Address:
3100 Sanders Road, Suite 201
Northbrook, IL 60062-6127
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B418580
Date Admitted:
2004-12-22

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.04% $6,945,713 $7,657,154 $0 $4,977,162 $2,449,842 $0 49.22%
2025 Total Homeowners 0% $60,082 $67,091 $0 $28,881 $9,023 $0 31.24%
2025 Homeowners Multi-Peril 0% $60,082 $67,091 $0 $28,881 $9,023 $0 31.24%
2025 Total Private Passenger Auto 0.11% $3,552,310 $3,930,068 $0 $3,026,568 $677,572 $0 22.39%
2025 Private Passenger Auto Liability - Bodily Injury 0.09% $1,510,698 $1,679,551 $0 $1,534,003 $388,753 $0 25.34%
2025 Private Passenger Auto Liability - Property Damage 0.11% $1,157,475 $1,271,748 $0 $884,751 $559,279 $0 63.21%
2025 Private Passenger Auto Liability - Medical Payments 0.07% $60,716 $67,173 $0 $46,491 $33,210 $0 71.43%
2025 Private Passenger Auto Liability - Uninsured Motorists 0.23% $823,421 $911,596 $0 $561,323 $-303,670 $0 -54.1%
2025 Private Passenger Auto - Comprehensive 0.1% $1,368,573 $1,494,305 $0 $782,898 $676,298 $0 86.38%
2025 Private Passenger Auto - Collision 0.12% $1,964,748 $2,165,690 $0 $1,138,815 $1,086,949 $0 95.45%
2024 Total Property & Casualty 0.06% $10,113,483 $11,249,838 $0 $8,983,527 $7,712,528 $0 85.85%
2024 Total Homeowners 0% $95,573 $110,664 $0 $8,973 $2,132 $0 23.76%
2024 Homeowners Multi-Peril 0% $95,573 $110,664 $0 $8,973 $2,132 $0 23.76%
2024 Total Private Passenger Auto 0.17% $5,235,060 $5,866,180 $0 $5,340,549 $4,160,909 $0 77.91%
2024 Private Passenger Auto Liability - Bodily Injury 0.16% $2,367,320 $2,696,993 $0 $2,797,293 $2,428,819 $0 86.83%
2024 Private Passenger Auto Liability - Property Damage 0.14% $1,520,691 $1,656,163 $0 $1,618,923 $1,265,151 $0 78.15%
2024 Private Passenger Auto Liability - Medical Payments 0.1% $86,267 $93,522 $0 $54,732 $36,803 $0 67.24%
2024 Private Passenger Auto Liability - Uninsured Motorists 0.4% $1,260,782 $1,419,502 $0 $869,601 $430,136 $0 49.46%
2024 Private Passenger Auto - Comprehensive 0.13% $1,807,127 $1,934,338 $0 $1,806,236 $1,731,289 $0 95.85%
2024 Private Passenger Auto - Collision 0.18% $2,975,723 $3,338,656 $0 $1,827,769 $1,818,198 $0 99.48%
2023 Total Property & Casualty 0.09% $14,877,181 $16,870,376 $0 $16,963,075 $12,830,754 $0 75.64%
2023 Total Homeowners 0.01% $166,994 $201,941 $0 $201,881 $199,177 $0 98.66%
2023 Homeowners Multi-Peril 0.01% $166,994 $201,941 $0 $201,881 $199,177 $0 98.66%
2023 Total Private Passenger Automobile 0.27% $14,710,187 $16,668,435 $0 $16,761,194 $12,631,577 $0 75.36%
2023 Private Passenger Auto Liability Bodily Injury 0.28% $3,841,357 $4,495,989 $0 $3,500,421 $1,323,514 $0 37.81%
2023 Private Passenger Auto Liability Property Damage 0.24% $2,374,225 $2,735,357 $0 $2,990,382 $2,456,898 $0 82.16%
2023 Private Passenger Auto Medical Payments 0.14% $120,832 $133,982 $0 $208,832 $163,100 $0 78.1%
2023 Private Passenger Uninsured Motorists 0.64% $1,839,606 $2,027,811 $0 $1,850,966 $1,646,657 $0 88.96%
2023 Private Passenger Auto Comprehensive 0.2% $2,272,348 $2,460,877 $0 $3,152,507 $2,713,090 $0 86.06%
2023 Private Passenger Auto Collision 0.28% $4,261,819 $4,814,419 $0 $5,058,086 $4,328,318 $0 85.57%
2022 Total Property & Casualty 0.17% $24,674,454 $25,672,512 $0 $20,792,506 $22,135,820 $0 106.46%
2022 Total Homeowners 0.01% $329,611 $352,727 $0 $132,652 $134,272 $0 101.22%
2022 Homeowners Multi-Peril 0.01% $329,611 $352,727 $0 $132,652 $134,272 $0 101.22%
2022 Total Private Passenger Automobile 0.51% $24,344,843 $25,319,785 $0 $20,659,854 $22,001,548 $0 106.49%
2022 Private Passenger Auto Liability Bodily Injury 0.59% $7,224,819 $7,789,087 $0 $4,468,323 $5,007,123 $0 112.06%
2022 Private Passenger Auto Liability Property Damage 0.46% $3,903,965 $4,035,706 $0 $3,406,844 $3,789,146 $0 111.22%
2022 Private Passenger Auto Medical Payments 0.2% $177,775 $182,509 $0 $295,068 $307,194 $0 104.11%
2022 Private Passenger Uninsured Motorists 1.1% $2,799,749 $2,910,621 $0 $2,956,889 $2,524,253 $0 85.37%
2022 Private Passenger Auto Comprehensive 0.36% $3,309,953 $3,390,964 $0 $3,671,539 $3,951,667 $0 107.63%
2022 Private Passenger Auto Collision 0.53% $6,928,582 $7,010,898 $0 $5,861,191 $6,422,165 $0 109.57%
2021 Total Property & Casualty 0.19% $25,752,306 $26,010,678 $0 $20,167,096 $19,648,362 $0 97.43%
2021 Total Homeowners 0.02% $386,603 $393,659 $0 $115,430 $99,714 $0 86.38%
2021 Homeowners Multi-Peril 0.02% $386,603 $393,659 $0 $115,430 $99,714 $0 86.38%
2021 Total Private Passenger Automobile 0.57% $25,365,703 $25,617,019 $0 $20,051,666 $19,548,648 $0 97.49%
2021 Private Passenger Auto Liability Bodily Injury 0.7% $8,270,647 $8,335,048 $0 $5,951,759 $5,310,498 $0 89.23%
2021 Private Passenger Auto Liability Property Damage 0.5% $4,006,311 $4,041,253 $0 $2,970,754 $3,189,771 $0 107.37%
2021 Private Passenger Auto Medical Payments 0.2% $179,585 $179,768 $0 $166,741 $218,358 $0 130.96%
2021 Private Passenger Uninsured Motorists 1.31% $3,008,120 $3,076,041 $0 $2,326,491 $1,715,521 $0 73.74%
2021 Private Passenger Auto Comprehensive 0.39% $3,342,191 $3,370,583 $0 $2,622,615 $2,791,821 $0 106.45%
2021 Private Passenger Auto Collision 0.55% $6,558,849 $6,614,326 $0 $6,013,306 $6,322,679 $0 105.14%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.18% 22 557
2025 Homeowners 0% 0 0
2024 Private Passenger Auto 0.3% 44 828
2024 Homeowners 0.01% 1 1246
2023 Private Passenger Auto 0.44% 46 602
2023 Homeowners 0.01% 1 859
2022 Private Passenger Auto 0.58% 34 391
2022 Homeowners 0.01% 1 758
2021 Private Passenger Auto 0.66% 15 152
2021 Homeowners 0.02% 0 0

Company Changes

Date:
2015-12-07
Comments:
Effective 12/07/15 this company redomesticated to Wisconsin, also note new statutory home office address.
Date:
2020-11-05
Comments:
Effective 11/5/2020 Esurance Property & Casualty Insurance Company redomesticated from Wisconsin to Illinois.

Market Regulation Actions

Date:
2024-11-22
PDF
Date:
2015-12-10
PDF

Financial Exams

This company does not have any financial exams.