Company Details
Company Name:
STARNET INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
40045Company Address:
11201 DOUGLAS AVENUE URBANDALE, IA 50322
Phone Number:
5154733000Mailing Address:
PO BOX 9190 DES MOINES, IA 50306-9190
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B418545Date Admitted:
2001-02-22Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.03% | $4,780,631 | $4,040,416 | $0 | $3,168,240 | $4,437,836 | $0 | 140.07% |
| 2025 | Total Fire & Allied Lines | 0% | $3,490 | $46,801 | $0 | $0 | $-58,203 | $0 | 0% |
| 2025 | Dwelling Fire & Allied Lines | 0% | $2,117 | $719 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Fire & Allied Lines | 0% | $1,373 | $46,082 | $0 | $0 | $-58,203 | $0 | 0% |
| 2025 | Private Flood | 0.12% | $7,991 | $6,459 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Farmowners Multi-Peril | 0.01% | $29,576 | $19,340 | $0 | $0 | $116 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0.09% | $1,164,810 | $1,053,982 | $0 | $184,960 | $292,806 | $0 | 158.31% |
| 2025 | Ocean Marine | 0.25% | $136,995 | $130,357 | $0 | $45,713 | $-47,763 | $0 | -104.48% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.31% | $1,265,796 | $1,248,922 | $0 | $1,799,626 | $1,961,718 | $0 | 109.01% |
| 2025 | Earthquake | 0% | $-3,007 | $10 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.06% | $630,066 | $562,120 | $0 | $876,149 | $1,307,349 | $0 | 149.22% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $8,708 | $20,779 | $0 | $0 | $39,487 | $0 | 0% |
| 2025 | Other Liability - Warranty | 1.64% | $491,629 | $307,953 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Products Liability | 0% | $-545 | $-7 | $0 | $0 | $22 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.07% | $613,385 | $392,100 | $0 | $0 | $60,722 | $0 | 0% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.05% | $330,195 | $241,839 | $0 | $0 | $60,722 | $0 | 0% |
| 2025 | Commercial Auto Liability - Property Damage | 0.16% | $282,488 | $149,834 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.02% | $372 | $131 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0% | $330 | $296 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0% | $3,984 | $2,411 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto - Collision | 0.02% | $53,728 | $50,737 | $0 | $-7,715 | $-5,558 | $0 | 72.04% |
| 2025 | Aircraft | 0% | $0 | $0 | $0 | $0 | $4,024 | $0 | 0% |
| 2025 | Fidelity | 0% | $0 | $0 | $0 | $0 | $-7,103 | $0 | 0% |
| 2025 | Burglary & Theft | 0.43% | $59,071 | $31,680 | $0 | $0 | $2,402 | $0 | 0% |
| 2025 | Boiler & Machinery | 0.06% | $31,627 | $32,859 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Professional Liability (Excl Medical Malpractice) | 0.2% | $283,327 | $133,913 | $0 | $269,507 | $887,817 | $0 | 329.42% |
| 2024 | Total Property & Casualty | 0.02% | $4,003,550 | $4,049,157 | $0 | $2,169,540 | $3,200,929 | $0 | 147.54% |
| 2024 | Total Fire & Allied Lines | 0.11% | $721,480 | $721,504 | $0 | $54,976 | $255,250 | $0 | 464.29% |
| 2024 | Commercial Fire & Allied Lines | 0.18% | $721,480 | $721,504 | $0 | $54,976 | $255,250 | $0 | 464.29% |
| 2024 | Farmowners Multi-Peril | 0% | $9,233 | $10,155 | $0 | $0 | $-410 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 0.08% | $921,497 | $926,310 | $0 | $1,256,201 | $1,019,041 | $0 | 81.12% |
| 2024 | Ocean Marine | 0.17% | $95,498 | $85,346 | $0 | $17,803 | $130,325 | $0 | 0% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.29% | $1,168,720 | $1,169,872 | $0 | $366,108 | $1,947,801 | $0 | 0% |
| 2024 | Earthquake | 0.01% | $14,716 | $11,868 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.06% | $702,521 | $739,167 | $0 | $516,148 | $18,556 | $0 | 3.6% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.01% | $101,959 | $103,201 | $0 | $0 | $-38,313 | $0 | 0% |
| 2024 | Other Liability - Warranty | 0.29% | $55,493 | $50,520 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Products Liability | 0% | $1,556 | $1,062 | $0 | $0 | $25 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.02% | $121,190 | $133,636 | $0 | $11,381 | $-22,493 | $0 | -197.64% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.01% | $84,136 | $88,256 | $0 | $5,192 | $-35,754 | $0 | 0% |
| 2024 | Commercial Auto Liability - Property Damage | 0.02% | $36,425 | $43,406 | $0 | $6,189 | $13,261 | $0 | 214.27% |
| 2024 | Commercial Auto Liability - Medical Payments | 0% | $221 | $513 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0% | $408 | $1,461 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto - Comprehensive | 0% | $2,040 | $6,548 | $0 | $4,178 | $4,208 | $0 | 100.72% |
| 2024 | Commercial Auto - Collision | 0.03% | $51,256 | $56,280 | $0 | $-66,081 | $-74,237 | $0 | 112.34% |
| 2024 | Aircraft | 0% | $0 | $0 | $0 | $0 | $-64,383 | $0 | 0% |
| 2024 | Fidelity | 0% | $0 | $0 | $0 | $0 | $-9,441 | $0 | 0% |
| 2024 | Burglary & Theft | 0% | $100 | $274 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Boiler & Machinery | 0.07% | $36,291 | $33,414 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $0 | $0 | $8,826 | $35,000 | $0 | 396.56% |
| 2023 | Total Property & Casualty | 0.02% | $3,723,017 | $4,131,068 | $0 | $4,440,195 | $2,825,489 | $0 | 63.63% |
| 2023 | Total Fire & Allied Lines | 0.01% | $48,909 | $22,991 | $0 | $0 | $-7,296 | $0 | 0% |
| 2023 | Commercial Fire & Allied Lines | 0.02% | $48,909 | $22,991 | $0 | $0 | $-7,296 | $0 | 0% |
| 2023 | Farmowners Multi-Peril | 0% | $9,037 | $5,585 | $0 | $0 | $-103 | $0 | 0% |
| 2023 | Commercial Multi-Peril | 0.11% | $1,238,138 | $1,329,312 | $0 | $1,430,268 | $1,470,330 | $0 | 102.8% |
| 2023 | Ocean Marine | 0.13% | $67,450 | $48,595 | $0 | $0 | $26,790 | $0 | 0% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.19% | $1,063,937 | $1,026,343 | $0 | $440,143 | $410,280 | $0 | 93.22% |
| 2023 | Earthquake | 0% | $345 | $173 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.09% | $976,254 | $1,320,433 | $0 | $1,304,544 | $1,517,429 | $0 | 116.32% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.01% | $93,102 | $78,002 | $0 | $0 | $-839,111 | $0 | 0% |
| 2023 | Products Liability | 0% | $88 | $44 | $0 | $0 | $-3 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.02% | $185,068 | $253,886 | $0 | $248,428 | $281,733 | $0 | 113.41% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.02% | $81,310 | $117,421 | $0 | $0 | $44,994 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 0.02% | $30,829 | $64,781 | $0 | $61,898 | $42,190 | $0 | 68.16% |
| 2023 | Commercial Auto Medical Payments | 0% | $53 | $105 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0% | $46 | $75 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0.02% | $26,395 | $27,792 | $0 | $10,326 | $10,599 | $0 | 102.64% |
| 2023 | Commercial Auto Collision | 0.02% | $46,435 | $43,712 | $0 | $176,204 | $183,950 | $0 | 104.4% |
| 2023 | Aircraft | 0% | $0 | $0 | $0 | $0 | $-24,473 | $0 | 0% |
| 2023 | Fidelity | 0% | $0 | $0 | $0 | $0 | $-10,087 | $0 | 0% |
| 2023 | Burglary & Theft | 0.01% | $481 | $275 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Boiler & Machinery | 0.07% | $32,253 | $36,290 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $0 | $0 | $1,016,812 | $0 | $0 | 0% |
| 2023 | Private Flood | 0.12% | $7,955 | $9,139 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.03% | $4,622,146 | $4,748,531 | $0 | $1,404,851 | $2,226,206 | $0 | 158.47% |
| 2022 | Total Fire & Allied Lines | 0% | $717 | $19,618 | $0 | $11,507 | $-43,986 | $0 | -382.25% |
| 2022 | Commercial Fire & Allied Lines | 0% | $717 | $19,618 | $0 | $11,507 | $-43,986 | $0 | -382.25% |
| 2022 | Farmowners Multi-Peril | 0% | $2,485 | $3,639 | $0 | $0 | $-1,696 | $0 | 0% |
| 2022 | Commercial Multi-Peril | 0.13% | $1,290,540 | $1,193,332 | $0 | $27,815 | $-45,209 | $0 | -162.53% |
| 2022 | Ocean Marine | 0.08% | $40,251 | $41,895 | $0 | $0 | $3,022 | $0 | 0% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.19% | $977,971 | $861,113 | $0 | $150,252 | $316,531 | $0 | 210.67% |
| 2022 | Earthquake | 0% | $0 | $543 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.18% | $1,869,041 | $2,068,095 | $0 | $1,081,101 | $453,104 | $0 | 41.91% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.01% | $57,762 | $66,996 | $0 | $0 | $626,025 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.03% | $335,221 | $323,444 | $0 | $50,802 | $26,442 | $0 | 52.05% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.04% | $188,396 | $178,935 | $0 | $0 | $2,584 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 0.05% | $76,884 | $70,369 | $0 | $2,167 | $27,504 | $0 | 0% |
| 2022 | Commercial Auto Medical Payments | 0.01% | $372 | $266 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0% | $465 | $337 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.02% | $18,843 | $19,152 | $0 | $65 | $0 | $0 | 0% |
| 2022 | Commercial Auto Collision | 0.03% | $50,261 | $54,385 | $0 | $48,570 | $-3,646 | $0 | -7.51% |
| 2022 | Aircraft | 0% | $0 | $0 | $0 | $-47,938 | $-111,672 | $0 | 232.95% |
| 2022 | Fidelity | 0% | $0 | $27,960 | $0 | $0 | $-11,548 | $0 | 0% |
| 2022 | Burglary & Theft | 0% | $0 | $33 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Boiler & Machinery | 0.1% | $38,484 | $35,656 | $0 | $0 | $-1,529 | $0 | 0% |
| 2022 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $96,632 | $0 | $131,312 | $1,016,722 | $0 | 0% |
| 2022 | Private Flood | 0.14% | $9,674 | $9,575 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.03% | $4,567,612 | $4,629,405 | $0 | $2,672,181 | $2,585,241 | $0 | 96.75% |
| 2021 | Total Fire & Allied Lines | 0% | $28,862 | $24,067 | $0 | $68,738 | $-54,373 | $0 | -79.1% |
| 2021 | Commercial Fire & Allied Lines | 0.01% | $28,862 | $24,067 | $0 | $68,738 | $-54,373 | $0 | -79.1% |
| 2021 | Farmowners Multi-Peril | 0% | $5,922 | $6,608 | $0 | $0 | $-381 | $0 | 0% |
| 2021 | Commercial Multi-Peril | 0.11% | $1,008,726 | $976,612 | $0 | $456,926 | $582,866 | $0 | 127.56% |
| 2021 | Ocean Marine | 0.08% | $35,594 | $35,075 | $0 | $0 | $7,301 | $0 | 0% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.14% | $661,005 | $530,810 | $0 | $61,413 | $97,706 | $0 | 159.1% |
| 2021 | Earthquake | 0% | $631 | $88 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.22% | $2,185,556 | $2,314,530 | $0 | $1,963,201 | $1,862,942 | $0 | 94.89% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.03% | $264,795 | $288,260 | $0 | $77,686 | $56,660 | $0 | 72.93% |
| 2021 | Total Commercial Automobile | 0.03% | $298,611 | $330,557 | $0 | $22,787 | $103,088 | $0 | 452.4% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.01% | $41,685 | $56,979 | $0 | $0 | $28,559 | $0 | 0% |
| 2021 | Commercial Auto Liability Property Damage | 0.13% | $178,471 | $184,133 | $0 | $982 | $982 | $0 | 100% |
| 2021 | Commercial Auto Medical Payments | 0.02% | $1,436 | $1,508 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0% | $143 | $591 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.02% | $17,008 | $18,358 | $0 | $65 | $65 | $0 | 100% |
| 2021 | Commercial Auto Collision | 0.03% | $59,868 | $68,988 | $0 | $21,740 | $73,482 | $0 | 338% |
| 2021 | Aircraft | 0% | $0 | $0 | $0 | $21,430 | $-80,947 | $0 | -377.73% |
| 2021 | Fidelity | 0.2% | $51,359 | $98,281 | $0 | $0 | $9,398 | $0 | 0% |
| 2021 | Burglary & Theft | 0% | $100 | $33 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Boiler & Machinery | 0.07% | $26,451 | $24,484 | $0 | $0 | $981 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Homeowners | 0% | 0 | 0 |
| 2024 | Homeowners | 0% | 0 | 0 |
| 2023 | Homeowners | 0% | 0 | 0 |
| 2022 | Homeowners | 0% | 0 | 0 |
| 2021 | Homeowners | 0% | 0 | 0 |
Company Changes
Date:
2019-03-28Comments:
Effective 3/28/2019 the above company redomesticated from Delaware to Iowa.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.