Company Details

Company Details

Company Name:
MINNESOTA LIFE INSURANCE COMPANY
License Status:
Active
NAIC Number:
66168
Company Address:
400 Robert Street North
St. Paul, MN 55101-2098
Phone Number:
6516653500
Mailing Address:
400 Robert Street North
St. Paul, MN 55101-2098
Mailing Phone:
6516655678
Description:
Life and Health (Ch 376 & 377, RSMo)
License Number:
A418229
Date Admitted:
1901-12-23

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Accident & Health 0.04% $6,524,200 $6,574,389 $0 $2,380,725 $1,911,948 $0 80.31%
2025 Total Individual Accident & Health 0% $274,500 $286,253 $0 $400,335 $224,542 $0 56.09%
2025 Individual Long Term Care 0.04% $78,467 $78,638 $0 $0 $0 $0 0%
2025 Individual Disability Income 0.16% $196,033 $207,615 $0 $400,335 $224,542 $0 56.09%
2025 Total Group Accident & Health 0.07% $6,249,700 $6,288,136 $0 $1,980,390 $1,687,406 $0 85.21%
2025 Group Accident Only 3.27% $5,343,750 $5,361,729 $0 $1,786,958 $1,574,179 $0 88.09%
2025 Group Disability Income 0% $458 $3,580 $0 $37,206 $16,967 $0 45.6%
2025 Group Short Term Credit Disability 15.69% $905,492 $922,827 $0 $156,226 $96,260 $0 61.62%
2025 Total Life & Annuities 0.76% $128,228,708 $0 $256,797 $189,534,300 $0 $15,664,196 0%
2025 Total Individual Life 1.73% $69,767,215 $0 $256,797 $18,640,738 $0 $10,623,198 0%
2025 Individual Whole Life 0.36% $3,328,645 $0 $256,797 $1,240,751 $0 $67,241 0%
2025 Individual Term Life 1.12% $6,817,540 $0 $0 $1,914,909 $0 $6,263,848 0%
2025 Individual Indexed Life 4.75% $11,827,004 $0 $0 $1,940,910 $0 $659,780 0%
2025 Individual Universal Life 0.14% $544,516 $0 $0 $2,428,652 $0 $112,548 0%
2025 Individual Universal Life With Secondary Guarantees 0.08% $191,634 $0 $0 $17,853 $0 $0 0%
2025 Individual Variable Life 69.29% $38,142,444 $0 $0 $11,097,663 $0 $3,519,781 0%
2025 Individual Deposit-Type Contract Funds 0.69% $8,915,432 $0 $0 $0 $0 $0 0%
2025 Total Individual Annuities 0.13% $12,528,822 $0 $0 $46,967,034 $0 $272,061 0%
2025 Individual Fixed Annuities 0.03% $795,384 $0 $0 $1,881,599 $0 $21,748 0%
2025 Individual Indexed Annuities 0.19% $6,408,454 $0 $0 $2,759,833 $0 $50,774 0%
2025 Individual Variable Annuities With Guarantees 0.21% $4,466,289 $0 $0 $38,857,847 $0 $183,087 0%
2025 Individual Life Contingencies 0.11% $858,695 $0 $0 $1,897,297 $0 $14,334 0%
2025 Other Individual Annuities 0% $0 $0 $0 $1,570,458 $0 $2,118 0%
2025 Total Individual Life & Annuities 0.6% $82,296,037 $0 $256,797 $65,607,772 $0 $10,895,259 0%
2025 Total Group Life 0.89% $13,579,892 $0 $0 $10,510,706 $0 $4,197,785 0%
2025 Group Term Life 1.52% $10,240,211 $0 $0 $8,713,333 $0 $3,925,568 0%
2025 Group Universal Life 2.59% $1,019,403 $0 $0 $665,556 $0 $12,723 0%
2025 Group Variable Universal Life 0.31% $81,548 $0 $0 $156,247 $0 $31,063 0%
2025 Group Credit Life 34.27% $2,026,640 $0 $0 $975,570 $0 $228,431 0%
2025 Group Deposit-Type Contract Funds 0.39% $212,090 $0 $0 $0 $0 $0 0%
2025 Total Group Annuities 1.92% $32,352,779 $0 $0 $113,415,822 $0 $571,152 0%
2025 Group Fixed Annuities 0% $0 $0 $0 $11,945 $0 $0 0%
2025 Group Variable Annuities Without Guarantees 0% $0 $0 $0 $104,281,550 $0 $0 0%
2025 Group Life Contingencies 5.56% $32,352,779 $0 $0 $9,122,327 $0 $571,152 0%
2025 Total Group Life & Annuities 1.43% $45,932,671 $0 $0 $123,926,528 $0 $4,768,937 0%
2024 Total Accident & Health 0.05% $7,870,276 $8,244,172 $0 $3,146,914 $2,910,043 $0 92.47%
2024 Total Individual Accident & Health 0% $324,294 $335,191 $0 $301,059 $101,156 $0 33.6%
2024 Individual Long Term Care 0.04% $79,973 $79,849 $0 $0 $0 $0 0%
2024 Individual Disability Income 0.2% $244,321 $255,342 $0 $301,059 $101,156 $0 33.6%
2024 Total Group Accident & Health 0.08% $7,545,982 $7,908,981 $0 $2,845,855 $2,808,887 $0 98.7%
2024 Group Accident Only 4.26% $6,050,799 $6,020,961 $0 $2,632,676 $2,536,019 $0 96.33%
2024 Group Disability Income 0% $821 $764 $0 $45,188 $0 $0 0%
2024 Group Short Term Credit Disability 23.61% $1,494,362 $1,887,256 $0 $167,991 $272,868 $0 162.43%
2024 Total Life & Annuities 0.67% $106,770,463 $0 $271,186 $253,914,365 $0 $14,688,095 0%
2024 Total Individual Life 1.78% $78,045,874 $0 $271,186 $30,649,121 $0 $10,013,603 0%
2024 Individual Whole Life 0.51% $4,605,159 $0 $271,186 $1,003,347 $0 $67,634 0%
2024 Individual Term Life 1.06% $6,346,206 $0 $0 $1,716,981 $0 $5,908,891 0%
2024 Individual Indexed Life 5.97% $13,734,867 $0 $0 $3,530,179 $0 $644,404 0%
2024 Individual Universal Life 0.28% $659,522 $0 $0 $3,292,578 $0 $117,506 0%
2024 Individual Universal Life With Secondary Guarantees 0.08% $203,373 $0 $0 $2,915,373 $0 $0 0%
2024 Individual Variable Life 0% $0 $0 $0 $18,190,663 $0 $3,275,168 0%
2024 Individual Variable Universal Life 14.12% $50,967,794 $0 $0 $0 $0 $0 0%
2024 Other Individual Considerations 0% $0 $0 $0 $0 $0 $0 0%
2024 Individual Deposit-Type Contract Funds 0.09% $1,528,953 $0 $0 $0 $0 $0 0%
2024 Total Individual Annuities 0.15% $12,137,586 $0 $0 $54,089,951 $0 $289,505 0%
2024 Individual Fixed Annuities 0.1% $2,618,912 $0 $0 $2,239,542 $0 $23,106 0%
2024 Individual Indexed Annuities 0.26% $8,925,018 $0 $0 $2,154,105 $0 $45,845 0%
2024 Individual Variable Annuities With Guarantees -0.05% $-888,698 $0 $0 $47,404,772 $0 $202,953 0%
2024 Individual Life Contingencies 0.43% $1,482,354 $0 $0 $1,740,005 $0 $13,998 0%
2024 Other Individual Annuities 0% $0 $0 $0 $551,527 $0 $3,603 0%
2024 Total Individual Life & Annuities 0.71% $90,183,460 $0 $271,186 $84,739,072 $0 $10,303,108 0%
2024 Total Group Life 0.99% $14,687,015 $0 $0 $13,620,446 $0 $4,303,888 0%
2024 Group Whole Life 0% $0 $0 $0 $3,681 $0 $0 0%
2024 Group Term Life 1.66% $10,522,489 $0 $0 $10,678,783 $0 $3,870,729 0%
2024 Group Universal Life 3.37% $1,058,100 $0 $0 $1,242,944 $0 $141,066 0%
2024 Group Variable Universal Life 0.15% $59,363 $0 $0 $236 $0 $11,477 0%
2024 Group Credit Life 40.62% $3,009,799 $0 $0 $1,694,802 $0 $280,616 0%
2024 Group Deposit-Type Contract Funds 0.01% $37,264 $0 $0 $0 $0 $0 0%
2024 Total Group Annuities 0.11% $1,899,988 $0 $0 $155,554,847 $0 $81,099 0%
2024 Group Fixed Annuities 0% $0 $0 $0 $13,679 $0 $0 0%
2024 Group Variable Annuities Without Guarantees 0% $0 $0 $0 $147,329,390 $0 $0 0%
2024 Group Life Contingencies 0.24% $1,899,988 $0 $0 $8,211,778 $0 $81,099 0%
2024 Total Group Life & Annuities 0.51% $16,587,003 $0 $0 $169,175,293 $0 $4,384,987 0%
2023 Total Accident & Health 0.05% $7,761,869 $7,793,465 $0 $2,727,575 $2,142,054 $0 78.53%
2023 Total Individual Accident & Health 0.01% $380,612 $391,232 $0 $335,752 $89,313 $0 26.6%
2023 Individual Long Term Care 0.04% $73,992 $73,436 $0 $0 $0 $0 0%
2023 Individual Accident Only 0% $3,944 $3,944 $0 $0 $0 $0 0%
2023 Individual Disability Income 0.27% $302,676 $313,852 $0 $335,752 $89,313 $0 26.6%
2023 Total Group Accident & Health 0.08% $7,381,257 $7,402,233 $0 $2,391,823 $2,052,741 $0 85.82%
2023 Group Accident Only 4.06% $5,486,078 $5,523,935 $0 $2,204,019 $1,894,826 $0 85.97%
2023 Group Disability Income 0% $994 $924 $0 $49,887 $10,467 $0 20.98%
2023 Group Short Term Credit Disability 31.66% $1,894,185 $1,877,374 $0 $137,917 $147,448 $0 106.91%
2023 Total Life 1.24% $168,663,495 $0 $264,424 $158,562,115 $0 $14,938,622 0%
2023 Total Individual Life 0.63% $63,469,263 $0 $264,424 $62,366,501 $0 $8,759,509 0%
2023 Individual Whole Life 0.45% $3,914,323 $0 $264,424 $1,236,684 $0 $62,949 0%
2023 Individual Term Life 1.02% $6,006,783 $0 $0 $4,708,508 $0 $5,478,479 0%
2023 Individual Universal Life 0.2% $1,119,409 $0 $0 $172,836 $0 $125,496 0%
2023 Individual Variable Life 34.4% $35,346,900 $0 $0 $7,334,810 $0 $3,092,585 0%
2023 Individual Ordinary Annuities 0.12% $3,326,771 $0 $0 $4,538,295 $0 $0 0%
2023 Individual Variable Annuities 0.2% $2,932,741 $0 $0 $41,606,779 $0 $0 0%
2023 Individual Modified Guaranteed Annuities -0.59% $-301,282 $0 $0 $1,182,621 $0 $0 0%
2023 Individual Equity Indexed Annuities 0.48% $10,679,388 $0 $0 $1,585,968 $0 $0 0%
2023 Individual Deposit-Type Funds 0.03% $444,230 $0 $0 $0 $0 $0 0%
2023 Total Group Life 2.99% $105,194,232 $0 $0 $96,195,614 $0 $6,179,113 0%
2023 Group Term Life 2.93% $17,360,133 $0 $0 $19,526,801 $0 $5,725,288 0%
2023 Group Universal Life 2.2% $1,005,869 $0 $0 $1,329,645 $0 $139,432 0%
2023 Group Credit Life 49.85% $3,644,436 $0 $0 $1,066,211 $0 $301,262 0%
2023 Group Variable Life 0% $0 $0 $0 $0 $0 $13,131 0%
2023 Group Ordinary Annuities 0.82% $10,166,929 $0 $0 $7,933,064 $0 $0 0%
2023 Group Variable Annuities 0% $0 $0 $0 $66,339,893 $0 $0 0%
2023 Group Deposit-Type Funds 1.61% $1,911,818 $0 $0 $0 $0 $0 0%
2023 Group Other Considerations 8.01% $71,105,047 $0 $0 $0 $0 $0 0%
2022 Total Accident & Health 0.07% $9,798,858 $9,722,218 $0 $3,294,091 $2,684,388 $0 81.49%
2022 Total Individual Accident & Health 0.01% $420,555 $436,637 $0 $333,591 $-276,717 $0 -82.95%
2022 Individual Long Term Care 0.04% $79,425 $80,159 $0 $0 $0 $0 0%
2022 Individual Accident Only 0.01% $4,277 $4,277 $0 $0 $0 $0 0%
2022 Individual Disability Income 0.3% $336,853 $352,201 $0 $333,591 $-276,717 $0 -82.95%
2022 Total Group Accident & Health 0.11% $9,378,303 $9,285,581 $0 $2,960,500 $2,961,105 $0 100.02%
2022 Group Accident Only 5.55% $7,353,462 $7,317,984 $0 $2,746,475 $2,681,497 $0 97.63%
2022 Group Disability Income 0% $1,222 $1,111 $0 $49,887 $37,628 $0 75.43%
2022 Group Short Term Credit Disability 33.12% $2,023,619 $1,966,486 $0 $164,138 $241,980 $0 147.42%
2022 Total Life 1.14% $163,963,997 $0 $310,819 $127,579,653 $0 $14,895,009 0%
2022 Total Individual Life 0.69% $67,900,414 $0 $310,819 $58,705,362 $0 $9,077,404 0%
2022 Individual Whole Life 0.13% $1,154,348 $0 $310,819 $1,297,128 $0 $57,089 0%
2022 Individual Term Life 0.96% $5,957,217 $0 $0 $2,950,141 $0 $5,342,880 0%
2022 Individual Universal Life 2.11% $16,486,990 $0 $0 $8,591,127 $0 $738,705 0%
2022 Individual Variable Life 14.82% $32,575,963 $0 $0 $12,317,991 $0 $2,938,730 0%
2022 Individual Ordinary Annuities 0.14% $3,283,975 $0 $0 $2,895,305 $0 $0 0%
2022 Individual Variable Annuities 0.21% $4,115,419 $0 $0 $29,650,400 $0 $0 0%
2022 Individual Modified Guaranteed Annuities 0% $0 $0 $0 $633,406 $0 $0 0%
2022 Individual Equity Indexed Annuities 0.17% $3,204,232 $0 $0 $369,864 $0 $0 0%
2022 Individual Deposit-Type Funds 0.11% $1,122,270 $0 $0 $0 $0 $0 0%
2022 Total Group Life 2.14% $96,063,583 $0 $0 $68,874,291 $0 $5,817,605 0%
2022 Group Term Life 3.41% $18,777,843 $0 $0 $18,832,648 $0 $5,381,940 0%
2022 Group Universal Life 0.87% $1,028,670 $0 $0 $3,527,707 $0 $138,474 0%
2022 Group Credit Life 43.69% $3,887,154 $0 $0 $1,054,943 $0 $280,533 0%
2022 Group Variable Life 0.12% $81,118 $0 $0 $84,185 $0 $16,658 0%
2022 Group Ordinary Annuities 0.24% $3,821,577 $0 $0 $7,764,372 $0 $0 0%
2022 Group Variable Annuities 0% $0 $0 $0 $37,610,436 $0 $0 0%
2022 Group Deposit-Type Funds 0.1% $532,337 $0 $0 $0 $0 $0 0%
2022 Group Other Considerations 6.11% $67,934,884 $0 $0 $0 $0 $0 0%
2021 Total Accident & Health 0.09% $10,738,552 $10,849,599 $0 $3,083,232 $4,150,478 $0 134.61%
2021 Total Individual Accident & Health 0.01% $465,143 $480,915 $0 $420,919 $816,000 $0 193.86%
2021 Individual Long Term Care 0.04% $75,593 $75,926 $0 $0 $0 $0 0%
2021 Individual Accident Only 0.01% $5,019 $5,019 $0 $25,000 $24,994 $0 99.98%
2021 Individual Disability Income 0.34% $384,531 $399,970 $0 $395,919 $791,006 $0 199.79%
2021 Total Group Accident & Health 0.14% $10,273,409 $10,368,684 $0 $2,662,313 $3,334,478 $0 125.25%
2021 Group Accident Only 6.92% $8,346,343 $8,451,381 $0 $2,416,518 $3,018,048 $0 124.89%
2021 Group Disability Income 0% $339 $334 $0 $52,610 $95,056 $0 180.68%
2021 Group Short Term Credit Disability 22.97% $1,926,727 $1,916,969 $0 $193,185 $221,374 $0 114.59%
2021 Total Life 1.33% $163,150,474 $0 $328,622 $124,904,399 $0 $14,800,014 0%
2021 Total Individual Life 0.88% $69,237,549 $0 $328,622 $45,114,460 $0 $8,328,745 0%
2021 Individual Whole Life 0.08% $733,747 $0 $328,622 $1,076,535 $0 $63,415 0%
2021 Individual Term Life 0.93% $5,679,148 $0 $0 $4,636,239 $0 $5,095,221 0%
2021 Individual Universal Life 2.36% $18,756,579 $0 $0 $2,746,334 $0 $739,558 0%
2021 Individual Variable Life 13% $30,712,569 $0 $0 $4,962,536 $0 $2,430,551 0%
2021 Individual Ordinary Annuities 0.12% $1,879,059 $0 $0 $3,507,314 $0 $0 0%
2021 Individual Variable Annuities 0.25% $5,584,488 $0 $0 $27,665,187 $0 $0 0%
2021 Individual Modified Guaranteed Annuities 0% $0 $0 $0 $218,718 $0 $0 0%
2021 Individual Equity Indexed Annuities 0.18% $2,405,682 $0 $0 $301,597 $0 $0 0%
2021 Individual Deposit-Type Funds 3.8% $3,486,277 $0 $0 $0 $0 $0 0%
2021 Total Group Life 2.13% $93,912,925 $0 $0 $79,789,939 $0 $6,471,269 0%
2021 Group Term Life 3.02% $18,308,756 $0 $0 $18,273,838 $0 $6,052,602 0%
2021 Group Universal Life 3.01% $1,102,069 $0 $0 $1,562,429 $0 $144,618 0%
2021 Group Credit Life 30.25% $3,410,963 $0 $0 $1,051,615 $0 $254,703 0%
2021 Group Variable Life 0.92% $135,226 $0 $0 $57,539 $0 $19,346 0%
2021 Group Ordinary Annuities 0.09% $1,174,846 $0 $0 $8,150,249 $0 $0 0%
2021 Group Variable Annuities 0% $0 $0 $0 $50,694,269 $0 $0 0%
2021 Group Deposit-Type Funds 0.06% $344,015 $0 $0 $0 $0 $0 0%
2021 Group Other Considerations 6.05% $69,437,050 $0 $0 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Life and Annuities 0% 3 0
2024 Life and Annuities 0.82% 3 54
2023 Health 0.1% 0 0
2023 Life and Annuities 0.85% 2 32
2023 Long-Term Care Insurance 0.03% 0 0
2022 Health 0.13% 0 0
2022 Life and Annuities 0.92% 1 15
2022 Long-Term Care Insurance 0.03% 0 0
2021 Health 0.14% 0 0
2021 Life and Annuities 1.13% 2 23
2021 Long-Term Care Insurance 0.03% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
2022-10-11

Financial Exams

This company does not have any financial exams.