Company Details

Company Details

Company Name:
METROPOLITAN LIFE INSURANCE COMPANY
License Status:
Active
NAIC Number:
65978
Company Address:
200 Park Avenue
New York, NY 10166-0188
Phone Number:
2125782640
Mailing Address:
18210 Crane Nest Drive, 3rd Floor
Tampa, FL 33647
Mailing Phone:
8139834100
Description:
Life and Health (Ch 376 & 377, RSMo)
License Number:
A418228
Date Admitted:
1871-07-13

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Accident & Health 1.14% $194,925,071 $179,328,993 $0 $144,086,947 $154,691,578 $0 107.36%
2025 Total Individual Accident & Health 0.2% $16,657,710 $13,808,759 $0 $15,490,742 $13,416,610 $0 86.61%
2025 Individual Comprehensive Medical Expense 0% $65,597 $24,981 $0 $6,142 $4,931 $0 80.28%
2025 Individual Long Term Care 5.87% $10,839,977 $10,790,167 $0 $13,540,530 $8,824,733 $0 65.17%
2025 Individual Accident Only 0% $660 $662 $0 $0 $0 $0 0%
2025 Individual Disability Income 4.77% $5,751,476 $2,992,949 $0 $1,944,070 $4,586,946 $0 235.95%
2025 Total Group Accident & Health 2.06% $178,267,361 $165,520,234 $0 $128,596,205 $141,274,968 $0 109.86%
2025 Group Comprehensive Medical Expenses - Large Employer 0% $0 $0 $0 $60,591 $3,212 $0 5.3%
2025 Group Long Term Care 20.85% $8,141,976 $8,158,337 $0 $12,171,480 $16,676,872 $0 137.02%
2025 Group Accident Only 24.94% $40,758,617 $38,825,638 $0 $15,190,084 $11,475,489 $0 75.55%
2025 Group Disability Income 10.15% $47,668,533 $45,569,919 $0 $30,436,320 $37,400,748 $0 122.88%
2025 Group Dental 22.21% $72,104,336 $67,996,209 $0 $65,254,447 $64,646,966 $0 99.07%
2025 Group Limited Benefit 2.9% $9,593,899 $4,970,131 $0 $5,483,283 $11,071,681 $0 201.92%
2025 Total Life & Annuities 2.45% $413,890,980 $0 $6,155,106 $1,774,204,074 $0 $95,626,390 0%
2025 Total Individual Life 0.36% $14,593,071 $0 $6,155,101 $66,830,707 $0 $1,873,162 0%
2025 Individual Industrial Life 0% $0 $0 $481,323 $1,900,195 $0 $36,818 0%
2025 Individual Whole Life 0.97% $9,001,866 $0 $5,667,917 $55,305,430 $0 $1,068,997 0%
2025 Individual Term Life 0.35% $2,119,993 $0 $5,861 $1,514,223 $0 $282,117 0%
2025 Individual Universal Life 0.14% $562,879 $0 $0 $2,314,221 $0 $75,137 0%
2025 Individual Universal Life With Secondary Guarantees 0.09% $231,337 $0 $0 $524,378 $0 $32,217 0%
2025 Individual Variable Universal Life 1.11% $2,676,996 $0 $0 $5,272,260 $0 $377,876 0%
2025 Total Individual Annuities 0.01% $769,651 $0 $5 $86,820,061 $0 $622,041 0%
2025 Individual Fixed Annuities 0% $1,175 $0 $5 $6,823,264 $0 $29,115 0%
2025 Individual Variable Annuities With Guarantees 0.04% $768,476 $0 $0 $77,099,121 $0 $398,554 0%
2025 Individual Variable Annuities Without Guarantees 0% $0 $0 $0 $0 $0 $1,143 0%
2025 Individual Life Contingencies 0% $0 $0 $0 $2,897,676 $0 $21,507 0%
2025 Other Individual Annuities 0% $0 $0 $0 $0 $0 $171,722 0%
2025 Total Individual Life & Annuities 0.11% $15,362,722 $0 $6,155,106 $153,650,768 $0 $2,495,203 0%
2025 Total Group Life 12.67% $192,496,375 $0 $0 $280,575,863 $0 $92,355,750 0%
2025 Group Term Life 25.5% $172,254,980 $0 $0 $222,998,265 $0 $77,600,937 0%
2025 Group Universal Life 13.52% $5,329,751 $0 $0 $4,396,414 $0 $934,217 0%
2025 Group Variable Life 2.12% $155,097 $0 $0 $2,936,616 $0 $97,661 0%
2025 Group Variable Universal Life 49.83% $13,058,292 $0 $0 $50,244,568 $0 $13,722,935 0%
2025 Other Group Considerations 0.28% $1,698,255 $0 $0 $0 $0 $0 0%
2025 Total Group Annuities 12.2% $206,031,883 $0 $0 $1,339,977,443 $0 $775,437 0%
2025 Group Fixed Annuities 65.59% $198,612,893 $0 $0 $65,745,621 $0 $318,961 0%
2025 Group Variable Annuities With Guarantees 0.3% $761,401 $0 $0 $14,732,916 $0 $318,961 0%
2025 Group Life Contingencies 1.12% $6,542,839 $0 $0 $25,679,089 $0 $137,488 0%
2025 Other Group Annuities 0.04% $114,750 $0 $0 $1,233,819,817 $0 $27 0%
2025 Total Group Life & Annuities 12.42% $398,528,258 $0 $0 $1,620,553,306 $0 $93,131,187 0%
2024 Total Accident & Health 1.34% $213,440,279 $188,606,138 $0 $137,641,576 $148,501,220 $0 107.89%
2024 Total Individual Accident & Health 0.24% $16,254,957 $16,196,088 $0 $14,706,758 $12,151,844 $0 82.63%
2024 Individual Comprehensive Medical Expense 0% $60,037 $15,297 $0 $8,159 $7,617 $0 93.36%
2024 Individual Long Term Care 5.38% $10,399,045 $10,434,002 $0 $11,789,868 $10,171,140 $0 86.27%
2024 Individual Accident Only 0% $718 $711 $0 $0 $0 $0 0%
2024 Individual Disability Income 4.71% $5,795,157 $5,746,078 $0 $2,908,731 $1,973,087 $0 67.83%
2024 Total Group Accident & Health 2.16% $197,185,322 $172,410,050 $0 $122,934,818 $136,349,376 $0 110.91%
2024 Group Comprehensive Medical Expenses - Large Employer 0% $0 $0 $0 $50,198 $65,590 $0 130.66%
2024 Group Long Term Care 26.46% $8,250,894 $8,228,845 $0 $11,548,688 $16,113,527 $0 139.53%
2024 Group Accident Only 29.29% $41,578,057 $37,254,428 $0 $9,816,366 $8,443,091 $0 86.01%
2024 Group Disability Income 14.17% $68,303,722 $60,085,432 $0 $27,845,768 $31,532,943 $0 113.24%
2024 Group Dental 22.01% $69,836,052 $65,493,243 $0 $61,380,155 $61,103,411 $0 99.55%
2024 Group Limited Benefit 2.91% $9,216,597 $1,348,102 $0 $12,293,643 $19,090,814 $0 155.29%
2024 Total Life & Annuities 1.52% $243,068,073 $0 $6,424,616 $747,710,399 $0 $98,777,246 0%
2024 Total Individual Life 0.37% $16,151,210 $0 $6,424,561 $63,220,815 $0 $2,005,375 0%
2024 Individual Industrial Life 0% $0 $0 $505,249 $1,975,221 $0 $38,597 0%
2024 Individual Whole Life 1.11% $10,093,274 $0 $5,913,200 $49,813,809 $0 $1,133,934 0%
2024 Individual Term Life 0.37% $2,206,068 $0 $6,112 $977,798 $0 $328,140 0%
2024 Individual Universal Life 0.33% $781,668 $0 $0 $1,625,727 $0 $87,090 0%
2024 Individual Universal Life With Secondary Guarantees 0.09% $231,789 $0 $0 $373,792 $0 $32,280 0%
2024 Individual Variable Universal Life 0.79% $2,838,411 $0 $0 $8,454,468 $0 $385,334 0%
2024 Total Individual Annuities 0% $282,313 $0 $55 $86,926,217 $0 $554,019 0%
2024 Individual Fixed Annuities 0% $1,514 $0 $55 $6,247,395 $0 $32,945 0%
2024 Individual Variable Annuities With Guarantees 0.02% $280,799 $0 $0 $77,836,759 $0 $489,531 0%
2024 Individual Variable Annuities Without Guarantees 0% $0 $0 $0 $0 $0 $207 0%
2024 Individual Life Contingencies 0% $0 $0 $0 $2,840,325 $0 $23,772 0%
2024 Other Individual Annuities 0% $0 $0 $0 $1,738 $0 $7,564 0%
2024 Total Individual Life & Annuities 0.13% $16,433,523 $0 $6,424,616 $150,147,032 $0 $2,559,394 0%
2024 Total Group Life 12.55% $187,053,090 $0 $0 $261,901,298 $0 $95,473,645 0%
2024 Group Term Life 22.84% $144,775,289 $0 $0 $231,176,202 $0 $80,317,688 0%
2024 Group Universal Life 18.13% $5,695,185 $0 $0 $3,665,651 $0 $1,016,140 0%
2024 Group Variable Life 34.89% $23,370,213 $0 $0 $410,368 $0 $9 0%
2024 Group Variable Universal Life 33.56% $13,212,403 $0 $0 $26,649,077 $0 $14,139,808 0%
2024 Total Group Annuities 2.25% $39,581,460 $0 $0 $335,662,069 $0 $744,207 0%
2024 Group Fixed Annuities 18.41% $33,271,700 $0 $0 $70,347,804 $0 $323,382 0%
2024 Group Variable Annuities With Guarantees 0.48% $1,040,347 $0 $0 $17,950,009 $0 $117,405 0%
2024 Group Life Contingencies 0.58% $4,630,853 $0 $0 $31,378,197 $0 $133,675 0%
2024 Other Group Annuities 0.28% $638,560 $0 $0 $215,986,059 $0 $169,745 0%
2024 Total Group Life & Annuities 6.98% $226,634,550 $0 $0 $597,563,367 $0 $96,217,852 0%
2023 Total Accident & Health 1.17% $171,987,257 $156,372,224 $0 $157,221,818 $178,037,812 $0 113.24%
2023 Total Individual Accident & Health 0.22% $11,470,360 $12,528,652 $0 $7,619,483 $6,750,896 $0 88.6%
2023 Individual Long Term Care 4.77% $9,397,241 $9,220,254 $0 $5,137,775 $3,746,579 $0 72.92%
2023 Individual Disability Income 1.84% $2,071,719 $3,307,011 $0 $2,481,708 $3,004,317 $0 121.06%
2023 Individual Limited Benefit 0% $1,400 $1,387 $0 $0 $0 $0 0%
2023 Total Group Accident & Health 1.67% $160,516,897 $143,843,572 $0 $149,602,335 $171,286,916 $0 114.49%
2023 Group Comprehensive Medical Expense - Large Employer 0.4% $9,844,640 $8,836,312 $0 $3,352,605 $1,556,242 $0 46.42%
2023 Group Long Term Care 21.07% $8,050,686 $7,506,032 $0 $14,771,166 $30,448,931 $0 206.14%
2023 Group Accident Only 13.45% $18,194,958 $17,038,693 $0 $7,883,545 $7,958,502 $0 100.95%
2023 Group Disability Income 8.24% $33,100,385 $29,929,602 $0 $39,650,896 $48,000,749 $0 121.06%
2023 Group Dental 25.07% $81,058,948 $75,988,671 $0 $75,590,384 $75,579,899 $0 99.99%
2023 Group Limited Benefit 3.31% $10,267,280 $4,544,262 $0 $8,353,739 $7,742,593 $0 92.68%
2023 Total Life 1.59% $215,008,822 $0 $6,292,487 $550,747,807 $0 $73,008,650 0%
2023 Total Individual Life 0.14% $13,798,247 $0 $6,292,485 $151,407,615 $0 $1,718,907 0%
2023 Individual Whole Life 1.17% $10,237,831 $0 $6,286,928 $40,701,279 $0 $1,197,586 0%
2023 Individual Term Life 0.37% $2,171,744 $0 $5,498 $14,244,055 $0 $385,766 0%
2023 Individual Universal Life 0.18% $1,036,980 $0 $0 $2,443,689 $0 $135,555 0%
2023 Individual Ordinary Annuities 0% $5,443 $0 $59 $9,022,334 $0 $0 0%
2023 Individual Variable Annuities 0.02% $346,249 $0 $0 $84,996,258 $0 $0 0%
2023 Total Group Life 5.72% $201,210,575 $0 $2 $399,340,192 $0 $71,289,743 0%
2023 Group Term Life 25.43% $150,667,729 $0 $2 $0 $0 $69,803,112 0%
2023 Group Universal Life 39.91% $18,287,974 $0 $0 $7,257,170 $0 $1,486,631 0%
2023 Group Graded Death Benefits 0% $0 $0 $0 $86,685,624 $0 $0 0%
2023 Group Ordinary Annuities 0.95% $11,740,883 $0 $0 $118,345,265 $0 $0 0%
2023 Group Variable Annuities 0.6% $2,986,050 $0 $0 $13,594,498 $0 $0 0%
2023 Group Other Considerations 1.97% $17,527,939 $0 $0 $173,457,635 $0 $0 0%
2022 Total Accident & Health 1.22% $160,413,945 $150,200,456 $0 $137,781,950 $121,236,371 $0 87.99%
2022 Total Individual Accident & Health 0.26% $12,543,251 $12,586,625 $0 $9,482,869 $6,759,787 $0 71.28%
2022 Individual Comprehensive Medical Expense 0% $58,219 $57,973 $0 $9,364 $8,891 $0 94.95%
2022 Individual Long Term Care 4.63% $9,238,969 $9,220,254 $0 $6,924,819 $3,746,579 $0 54.1%
2022 Individual Disability Income 2.94% $3,244,663 $3,307,011 $0 $2,548,686 $3,004,317 $0 117.88%
2022 Individual Limited Benefit 0% $1,400 $1,387 $0 $0 $0 $0 0%
2022 Total Group Accident & Health 1.78% $147,870,694 $137,613,831 $0 $128,299,081 $114,476,584 $0 89.23%
2022 Group Comprehensive Medical Expense - Large Employer 0.36% $8,552,554 $7,689,054 $0 $4,492,973 $4,467,993 $0 99.44%
2022 Group Long Term Care 22.24% $8,008,107 $7,598,218 $0 $13,057,289 $9,398,090 $0 71.98%
2022 Group Accident Only 12.11% $16,039,214 $14,264,512 $0 $6,301,046 $5,862,833 $0 93.05%
2022 Group Disability Income 8.21% $30,968,340 $28,098,825 $0 $26,086,708 $23,591,023 $0 90.43%
2022 Group Dental 24.07% $76,217,698 $73,244,388 $0 $74,322,734 $67,031,762 $0 90.19%
2022 Group Limited Benefit 2.75% $8,084,781 $6,718,834 $0 $4,038,331 $4,124,883 $0 102.14%
2022 Total Life 2.21% $316,921,842 $0 $9,483,258 $707,524,441 $0 $78,713,280 0%
2022 Total Individual Life 0.19% $18,672,665 $0 $9,483,258 $149,667,253 $0 $2,300,840 0%
2022 Individual Whole Life 0.35% $3,023,127 $0 $9,265,483 $50,616,196 $0 $1,280,102 0%
2022 Individual Term Life 0.16% $973,607 $0 $217,717 $2,891,861 $0 $490,950 0%
2022 Individual Universal Life 1.39% $10,869,945 $0 $0 $2,988,890 $0 $102,482 0%
2022 Individual Variable Life 1.46% $3,214,675 $0 $0 $6,663,336 $0 $427,306 0%
2022 Individual Ordinary Annuities 0% $54,467 $0 $58 $8,034,314 $0 $0 0%
2022 Individual Variable Annuities 0.03% $536,844 $0 $0 $78,472,656 $0 $0 0%
2022 Individual Deposit-Type Funds 0% $0 $0 $0 $0 $0 $0 0%
2022 Total Group Life 6.64% $298,249,177 $0 $0 $557,857,188 $0 $76,412,440 0%
2022 Group Term Life 18.8% $103,484,149 $0 $0 $0 $0 $61,232,324 0%
2022 Group Universal Life 80.99% $95,529,702 $0 $0 $16,478,222 $0 $1,343,105 0%
2022 Group Graded Death Benefits 0% $0 $0 $0 $225,281,330 $0 $0 0%
2022 Group Variable Life 13.65% $9,547,048 $0 $0 $45,595,226 $0 $13,837,011 0%
2022 Group Ordinary Annuities 0.07% $1,170,486 $0 $0 $1,418,402 $0 $0 0%
2022 Group Variable Annuities 17.36% $72,488,451 $0 $0 $87,841,958 $0 $0 0%
2022 Group Deposit-Type Funds 0.28% $1,530,000 $0 $0 $0 $0 $0 0%
2022 Group Other Considerations 1.3% $14,499,341 $0 $0 $181,242,050 $0 $0 0%
2021 Total Accident & Health 1.2% $145,296,503 $135,155,703 $0 $119,637,596 $120,405,487 $0 100.64%
2021 Total Individual Accident & Health 0.29% $12,983,358 $12,951,865 $0 $7,922,230 $6,307,059 $0 79.61%
2021 Individual Comprehensive Medical Expense 0% $88,315 $30,213 $0 $2,365 $2,446 $0 103.42%
2021 Individual Long Term Care 4.58% $9,499,097 $9,494,429 $0 $5,824,365 $5,521,406 $0 94.8%
2021 Individual Disability Income 3.01% $3,394,969 $3,426,219 $0 $2,095,476 $783,184 $0 37.37%
2021 Individual Limited Benefit 0% $977 $1,004 $0 $24 $23 $0 95.83%
2021 Total Group Accident & Health 1.74% $132,313,145 $122,203,838 $0 $111,715,366 $114,098,428 $0 102.13%
2021 Group Comprehensive Medical Expense - Large Employer 0.34% $7,641,456 $6,958,058 $0 $2,290,401 $4,127,653 $0 180.22%
2021 Group Long Term Care 20.84% $8,111,025 $7,548,340 $0 $8,909,126 $931,326 $0 10.45%
2021 Group Accident Only 11.16% $13,447,547 $11,901,517 $0 $7,706,438 $9,487,741 $0 123.11%
2021 Group Disability Income 6.82% $24,259,932 $21,119,772 $0 $22,130,828 $23,710,207 $0 107.14%
2021 Group Dental 23.18% $72,253,610 $68,544,172 $0 $66,325,228 $71,118,787 $0 107.23%
2021 Group Limited Benefit 2.34% $6,599,575 $6,131,979 $0 $4,353,345 $4,722,714 $0 108.48%
2021 Total Life 1.55% $190,053,046 $0 $12,399,812 $722,104,982 $0 $73,134,339 0%
2021 Total Individual Life 0.25% $19,407,467 $0 $12,399,812 $195,477,395 $0 $2,467,433 0%
2021 Individual Whole Life 1.1% $9,655,905 $0 $12,113,073 $50,241,512 $0 $1,347,634 0%
2021 Individual Term Life 1.29% $7,849,057 $0 $286,730 $2,337,203 $0 $543,026 0%
2021 Individual Universal Life 0.05% $370,439 $0 $0 $2,934,469 $0 $103,212 0%
2021 Individual Variable Life 0.24% $573,941 $0 $0 $8,654,542 $0 $473,561 0%
2021 Individual Ordinary Annuities 0% $31,255 $0 $9 $4,297,453 $0 $0 0%
2021 Individual Variable Annuities 0.04% $926,870 $0 $0 $127,012,216 $0 $0 0%
2021 Individual Deposit-Type Funds 0% $0 $0 $0 $0 $0 $0 0%
2021 Total Group Life 3.88% $170,645,579 $0 $0 $526,627,587 $0 $70,666,906 0%
2021 Group Term Life 21.1% $127,826,200 $0 $0 $0 $0 $56,330,707 0%
2021 Group Universal Life 41.47% $15,181,334 $0 $0 $-669,051,150 $0 $1,419,794 0%
2021 Group Graded Death Benefits 0% $0 $0 $0 $914,912,189 $0 $0 0%
2021 Group Variable Life 63.66% $9,389,800 $0 $0 $34,328,418 $0 $12,916,405 0%
2021 Group Ordinary Annuities -0.12% $-1,654,865 $0 $0 $-256,791,440 $0 $0 0%
2021 Group Variable Annuities 0.37% $2,230,095 $0 $0 $346,051,801 $0 $0 0%
2021 Group Other Considerations 1.54% $17,673,015 $0 $0 $157,177,769 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Health 0% 37 0
2025 Life and Annuities 0% 31 0
2025 Long-Term Care Insurance 0% 8 0
2024 Health 0% 21 0
2024 Life and Annuities 2.63% 35 197
2024 Long-Term Care Insurance 0% 4 0
2023 Health 1.42% 18 59
2023 Life and Annuities 2.19% 37 227
2023 Long-Term Care Insurance 7.21% 3 26
2022 Health 1.77% 18 46
2022 Life and Annuities 2% 46 317
2022 Long-Term Care Insurance 7.23% 3 27
2021 Health 1.7% 26 62
2021 Life and Annuities 1.75% 57 420
2021 Long-Term Care Insurance 7.32% 9 73

Company Changes

Date:
2006-05-01
Comments:
Paragon Life Insurance Company merged with and into Metropolitan Life Insurance Company.

Market Regulation Actions

Date:
2026-07-09
Date:
2021-08-25
Date:
2021-06-17
Date:
2006-12-27
Date:
2006-12-27

Financial Exams

This company does not have any financial exams.