Company Details
Company Name:
LINCOLN NATIONAL LIFE INSURANCE COMPANY, THELicense Status:
ActiveNAIC Number:
65676Company Address:
1301 South Harrison Street FORT WAYNE, IN 46802
Phone Number:
2604552000Mailing Address:
100 North Greene Street Greensboro, NC 27401
Mailing Phone:
3366913000Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418226Date Admitted:
1921-11-01Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.34% | $58,055,656 | $58,616,443 | $0 | $34,282,742 | $33,969,633 | $0 | 99.09% |
| 2025 | Total Individual Accident & Health | 0% | $123,453 | $128,689 | $0 | $317,092 | $234,732 | $0 | 74.03% |
| 2025 | Individual Long Term Care | 0.03% | $63,264 | $67,210 | $0 | $108,489 | $101,371 | $0 | 93.44% |
| 2025 | Individual Disability Income | 0.05% | $60,189 | $61,479 | $0 | $208,603 | $133,361 | $0 | 63.93% |
| 2025 | Total Group Accident & Health | 0.67% | $57,932,203 | $58,487,754 | $0 | $33,965,650 | $33,734,901 | $0 | 99.32% |
| 2025 | Group Specified Disease | 3.16% | $1,923,549 | $1,969,904 | $0 | $904,738 | $998,877 | $0 | 110.41% |
| 2025 | Group Accident Only | 2.34% | $3,818,178 | $3,834,906 | $0 | $1,401,050 | $1,483,527 | $0 | 105.89% |
| 2025 | Group Disability Income | 10.28% | $48,293,496 | $48,736,165 | $0 | $28,102,824 | $27,716,236 | $0 | 98.62% |
| 2025 | Group Dental | 1.2% | $3,896,980 | $3,946,779 | $0 | $3,557,038 | $3,536,261 | $0 | 99.42% |
| 2025 | Total Life & Annuities | 3.22% | $543,859,869 | $0 | $204,211 | $754,458,064 | $0 | $37,360,223 | 0% |
| 2025 | Total Individual Life | 2.58% | $103,781,773 | $0 | $204,211 | $174,184,058 | $0 | $16,304,223 | 0% |
| 2025 | Individual Whole Life | 0.09% | $818,224 | $0 | $173,310 | $1,180,515 | $0 | $73,355 | 0% |
| 2025 | Individual Term Life | 3.06% | $18,697,709 | $0 | $1,396 | $17,572,282 | $0 | $10,801,854 | 0% |
| 2025 | Individual Indexed Life | 8.57% | $21,339,011 | $0 | $0 | $21,441,438 | $0 | $732,840 | 0% |
| 2025 | Individual Universal Life | 3.35% | $13,225,269 | $0 | $29,505 | $18,167,370 | $0 | $552,733 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 6.67% | $16,698,671 | $0 | $0 | $81,501,975 | $0 | $1,906,201 | 0% |
| 2025 | Individual Variable Universal Life | 13.62% | $33,002,889 | $0 | $0 | $34,320,478 | $0 | $2,237,240 | 0% |
| 2025 | Total Individual Annuities | 3.16% | $306,055,293 | $0 | $0 | $454,412,427 | $0 | $3,569,073 | 0% |
| 2025 | Individual Fixed Annuities | 2.56% | $76,341,864 | $0 | $0 | $19,908,857 | $0 | $248,838 | 0% |
| 2025 | Individual Indexed Annuities | 1.42% | $48,900,004 | $0 | $0 | $45,919,614 | $0 | $392,096 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 4.72% | $98,581,015 | $0 | $0 | $288,696,499 | $0 | $2,367,830 | 0% |
| 2025 | Individual Variable Annuities Without Guarantees | 19.38% | $77,813,650 | $0 | $0 | $92,586,254 | $0 | $513,620 | 0% |
| 2025 | Individual Life Contingencies | 0.57% | $4,418,760 | $0 | $0 | $7,301,203 | $0 | $46,575 | 0% |
| 2025 | Other Individual Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $114 | 0% |
| 2025 | Total Individual Life & Annuities | 2.99% | $409,837,066 | $0 | $204,211 | $628,596,485 | $0 | $19,873,296 | 0% |
| 2025 | Total Group Life | 1.73% | $26,346,762 | $0 | $0 | $21,377,067 | $0 | $16,971,036 | 0% |
| 2025 | Group Term Life | 3.9% | $26,346,762 | $0 | $0 | $21,369,610 | $0 | $16,970,690 | 0% |
| 2025 | Group Universal Life | 0% | $0 | $0 | $0 | $7,457 | $0 | $346 | 0% |
| 2025 | Total Group Annuities | 6.37% | $107,676,041 | $0 | $0 | $104,484,512 | $0 | $515,891 | 0% |
| 2025 | Group Fixed Annuities | 11.71% | $35,453,339 | $0 | $0 | $28,386,294 | $0 | $3,587 | 0% |
| 2025 | Group Indexed Annuities | 0% | $0 | $0 | $0 | $612,875 | $0 | $0 | 0% |
| 2025 | Group Variable Annuities With Guarantees | 0.02% | $57,266 | $0 | $0 | $938,121 | $0 | $19,962 | 0% |
| 2025 | Group Variable Annuities Without Guarantees | 26.28% | $72,165,436 | $0 | $0 | $70,912,703 | $0 | $473,792 | 0% |
| 2025 | Group Life Contingencies | 0% | $0 | $0 | $0 | $3,634,519 | $0 | $18,550 | 0% |
| 2025 | Total Group Life & Annuities | 4.18% | $134,022,803 | $0 | $0 | $125,861,579 | $0 | $17,486,927 | 0% |
| 2024 | Total Accident & Health | 0.32% | $50,729,880 | $50,403,078 | $0 | $33,659,349 | $33,496,336 | $0 | 99.52% |
| 2024 | Total Individual Accident & Health | 0% | $132,105 | $151,540 | $0 | $198,702 | $31,916 | $0 | 16.06% |
| 2024 | Individual Long Term Care | 0.03% | $62,130 | $78,638 | $0 | $100,538 | $-138,605 | $0 | -137.86% |
| 2024 | Individual Accident Only | 0.07% | $69,975 | $72,902 | $0 | $98,164 | $170,521 | $0 | 173.71% |
| 2024 | Total Group Accident & Health | 0.56% | $50,597,775 | $50,251,538 | $0 | $33,460,647 | $33,464,420 | $0 | 100.01% |
| 2024 | Group Specified Disease | 2.2% | $1,135,780 | $1,192,968 | $0 | $150,295 | $246,288 | $0 | 163.87% |
| 2024 | Group Accident Only | 2.5% | $3,551,774 | $3,266,015 | $0 | $1,933,242 | $1,973,132 | $0 | 102.06% |
| 2024 | Group Disability Income | 8.96% | $43,210,496 | $43,094,348 | $0 | $28,740,498 | $28,638,358 | $0 | 99.64% |
| 2024 | Group Dental | 0.85% | $2,699,725 | $2,698,207 | $0 | $2,636,612 | $2,606,642 | $0 | 98.86% |
| 2024 | Total Life & Annuities | 3.53% | $564,078,920 | $0 | $312,314 | $662,482,259 | $0 | $37,358,593 | 0% |
| 2024 | Total Individual Life | 2.4% | $105,147,982 | $0 | $312,314 | $83,935,477 | $0 | $16,610,943 | 0% |
| 2024 | Individual Whole Life | 0.1% | $869,039 | $0 | $281,852 | $1,971,199 | $0 | $76,501 | 0% |
| 2024 | Individual Term Life | 3.14% | $18,853,911 | $0 | $1,352 | $8,720,403 | $0 | $10,956,804 | 0% |
| 2024 | Individual Indexed Life | 8.51% | $19,563,754 | $0 | $0 | $1,766,007 | $0 | $792,732 | 0% |
| 2024 | Individual Universal Life | 6.29% | $15,021,732 | $0 | $29,110 | $22,113,343 | $0 | $581,111 | 0% |
| 2024 | Individual Universal Life With Secondary Guarantees | 7.62% | $18,793,878 | $0 | $0 | $33,820,607 | $0 | $1,943,678 | 0% |
| 2024 | Individual Variable Universal Life | 8.88% | $32,045,668 | $0 | $0 | $15,543,918 | $0 | $2,260,117 | 0% |
| 2024 | Total Individual Annuities | 3.53% | $294,469,278 | $0 | $0 | $442,709,255 | $0 | $3,296,983 | 0% |
| 2024 | Individual Fixed Annuities | 2.21% | $58,425,229 | $0 | $0 | $20,164,076 | $0 | $183,323 | 0% |
| 2024 | Individual Indexed Annuities | 1.62% | $54,827,543 | $0 | $0 | $53,011,883 | $0 | $358,455 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 6.22% | $101,710,634 | $0 | $0 | $306,128,007 | $0 | $1,508,116 | 0% |
| 2024 | Individual Variable Annuities Without Guarantees | 21.28% | $71,870,463 | $0 | $0 | $56,399,943 | $0 | $1,196,304 | 0% |
| 2024 | Individual Life Contingencies | 2.24% | $7,635,409 | $0 | $0 | $7,005,346 | $0 | $50,611 | 0% |
| 2024 | Other Individual Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $174 | 0% |
| 2024 | Total Individual Life & Annuities | 3.14% | $399,617,260 | $0 | $312,314 | $526,644,732 | $0 | $19,907,926 | 0% |
| 2024 | Total Group Life | 1.67% | $24,919,649 | $0 | $0 | $23,009,549 | $0 | $16,999,115 | 0% |
| 2024 | Group Term Life | 3.93% | $24,919,649 | $0 | $0 | $22,942,918 | $0 | $16,998,796 | 0% |
| 2024 | Group Universal Life | 0% | $0 | $0 | $0 | $66,631 | $0 | $319 | 0% |
| 2024 | Total Group Annuities | 7.94% | $139,542,011 | $0 | $0 | $112,827,978 | $0 | $451,552 | 0% |
| 2024 | Group Fixed Annuities | 14.61% | $26,405,645 | $0 | $0 | $35,408,652 | $0 | $3,741 | 0% |
| 2024 | Group Indexed Annuities | 0% | $0 | $0 | $0 | $926,259 | $0 | $0 | 0% |
| 2024 | Group Variable Annuities With Guarantees | 0.03% | $63,730 | $0 | $0 | $724,248 | $0 | $18,947 | 0% |
| 2024 | Group Variable Annuities Without Guarantees | 33.97% | $113,072,636 | $0 | $0 | $71,673,126 | $0 | $408,583 | 0% |
| 2024 | Group Life Contingencies | 0% | $0 | $0 | $0 | $4,095,693 | $0 | $20,281 | 0% |
| 2024 | Total Group Life & Annuities | 5.06% | $164,461,660 | $0 | $0 | $135,837,527 | $0 | $17,450,667 | 0% |
| 2023 | Total Accident & Health | 0.33% | $49,428,929 | $49,428,127 | $0 | $30,773,008 | $30,625,988 | $0 | 99.52% |
| 2023 | Total Individual Accident & Health | 0% | $155,390 | $163,782 | $0 | $340,143 | $654,878 | $0 | 192.53% |
| 2023 | Individual Long Term Care | 0.04% | $79,183 | $84,233 | $0 | $94,121 | $501,405 | $0 | 0% |
| 2023 | Individual Accident Only | 0.09% | $76,207 | $79,549 | $0 | $246,022 | $153,473 | $0 | 62.38% |
| 2023 | Total Group Accident & Health | 0.51% | $49,273,539 | $49,264,345 | $0 | $30,432,865 | $29,971,110 | $0 | 98.48% |
| 2023 | Group Specified Disease | 0.68% | $342,042 | $365,249 | $0 | $64,000 | $69,972 | $0 | 109.33% |
| 2023 | Group Accident Only | 2.26% | $3,054,578 | $3,042,690 | $0 | $2,440,817 | $2,045,828 | $0 | 83.82% |
| 2023 | Group Disability Income | 10.9% | $43,797,577 | $43,760,899 | $0 | $26,039,788 | $25,987,862 | $0 | 99.8% |
| 2023 | Group Dental | 0.64% | $2,079,342 | $2,095,507 | $0 | $1,888,260 | $1,867,448 | $0 | 98.9% |
| 2023 | Total Life | 3.4% | $460,174,111 | $0 | $312,605 | $501,500,496 | $0 | $43,431,692 | 0% |
| 2023 | Total Individual Life | 3.32% | $333,240,663 | $0 | $312,605 | $392,261,793 | $0 | $14,468,431 | 0% |
| 2023 | Individual Whole Life | 0.1% | $909,655 | $0 | $282,700 | $2,032,144 | $0 | $83,572 | 0% |
| 2023 | Individual Term Life | 3.18% | $18,800,156 | $0 | $1,276 | $9,805,001 | $0 | $11,591,091 | 0% |
| 2023 | Individual Universal Life | 6.03% | $34,444,620 | $0 | $28,629 | $36,021,344 | $0 | $2,793,768 | 0% |
| 2023 | Individual Ordinary Annuities | 2.58% | $69,200,495 | $0 | $0 | $20,892,811 | $0 | $0 | 0% |
| 2023 | Individual Variable Annuities | 10.3% | $153,924,753 | $0 | $0 | $279,885,658 | $0 | $0 | 0% |
| 2023 | Individual Equity Indexed Annuities | 2.5% | $55,960,984 | $0 | $0 | $43,624,835 | $0 | $0 | 0% |
| 2023 | Total Group Life | 3.61% | $126,933,448 | $0 | $0 | $109,238,703 | $0 | $28,963,261 | 0% |
| 2023 | Group Term Life | 4.45% | $26,390,276 | $0 | $0 | $22,141,695 | $0 | $28,963,208 | 0% |
| 2023 | Group Universal Life | 0% | $0 | $0 | $0 | $5,047 | $0 | $53 | 0% |
| 2023 | Group Ordinary Annuities | 2.67% | $33,116,390 | $0 | $0 | $24,315,414 | $0 | $0 | 0% |
| 2023 | Group Variable Annuities | 13.56% | $67,426,782 | $0 | $0 | $61,501,880 | $0 | $0 | 0% |
| 2023 | Group Equity Indexed Annuities | 0% | $0 | $0 | $0 | $1,274,667 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.33% | $44,081,457 | $45,321,845 | $0 | $30,068,490 | $33,945,561 | $0 | 112.89% |
| 2022 | Total Individual Accident & Health | 0% | $155,563 | $238,213 | $0 | $374,777 | $241,780 | $0 | 64.51% |
| 2022 | Individual Long Term Care | 0.03% | $57,200 | $52,479 | $0 | $37,848 | $-189,002 | $0 | -499.37% |
| 2022 | Individual Disability Income | 0.09% | $98,363 | $185,734 | $0 | $336,929 | $430,782 | $0 | 127.86% |
| 2022 | Total Group Accident & Health | 0.53% | $43,925,894 | $45,083,632 | $0 | $29,693,713 | $33,703,781 | $0 | 113.5% |
| 2022 | Group Specified Disease | 0.49% | $234,370 | $227,932 | $0 | $71,850 | $93,667 | $0 | 130.36% |
| 2022 | Group Accident Only | 2.1% | $2,784,409 | $2,768,241 | $0 | $2,306,485 | $2,329,466 | $0 | 101% |
| 2022 | Group Disability Income | 10.28% | $38,783,384 | $40,033,922 | $0 | $25,455,540 | $29,435,839 | $0 | 115.64% |
| 2022 | Group Dental | 0.67% | $2,123,731 | $2,053,537 | $0 | $1,859,838 | $1,844,809 | $0 | 99.19% |
| 2022 | Total Life | 3.32% | $476,308,233 | $0 | $339,318 | $442,830,134 | $0 | $30,776,830 | 0% |
| 2022 | Total Individual Life | 3.77% | $371,826,826 | $0 | $339,318 | $350,417,609 | $0 | $16,580,455 | 0% |
| 2022 | Individual Whole Life | 0.03% | $267,793 | $0 | $212,591 | $3,066,711 | $0 | $63,664 | 0% |
| 2022 | Individual Term Life | 2.92% | $18,151,824 | $0 | $1,176 | $11,828,581 | $0 | $10,858,462 | 0% |
| 2022 | Individual Universal Life | 8.21% | $64,130,481 | $0 | $125,551 | $49,668,529 | $0 | $3,350,147 | 0% |
| 2022 | Individual Variable Life | 17.54% | $38,547,981 | $0 | $0 | $9,896,167 | $0 | $2,308,182 | 0% |
| 2022 | Individual Ordinary Annuities | 0.83% | $19,483,133 | $0 | $0 | $24,759,696 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 8.03% | $158,264,917 | $0 | $0 | $218,181,487 | $0 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 3.77% | $72,980,697 | $0 | $0 | $33,016,438 | $0 | $0 | 0% |
| 2022 | Total Group Life | 2.32% | $104,481,407 | $0 | $0 | $92,412,525 | $0 | $14,196,375 | 0% |
| 2022 | Group Term Life | 4.29% | $23,601,961 | $0 | $0 | $21,934,639 | $0 | $14,196,056 | 0% |
| 2022 | Group Universal Life | 0% | $0 | $0 | $0 | $0 | $0 | $319 | 0% |
| 2022 | Group Ordinary Annuities | 2.38% | $38,513,899 | $0 | $0 | $16,824,896 | $0 | $0 | 0% |
| 2022 | Group Variable Annuities | 10.15% | $42,365,547 | $0 | $0 | $52,617,998 | $0 | $0 | 0% |
| 2022 | Group Equity Indexed Annuities | 0% | $0 | $0 | $0 | $1,034,992 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.36% | $43,892,493 | $44,218,899 | $0 | $30,646,824 | $36,743,558 | $0 | 119.89% |
| 2021 | Total Individual Accident & Health | 0% | $213,370 | $236,833 | $0 | $448,850 | $480,624 | $0 | 107.08% |
| 2021 | Individual Long Term Care | 0.06% | $116,123 | $125,741 | $0 | $106,286 | $111,409 | $0 | 104.82% |
| 2021 | Individual Disability Income | 0.09% | $97,247 | $111,092 | $0 | $342,564 | $369,215 | $0 | 107.78% |
| 2021 | Total Group Accident & Health | 0.58% | $43,679,123 | $43,982,066 | $0 | $30,197,974 | $36,262,934 | $0 | 120.08% |
| 2021 | Group Specified Disease | 0.72% | $318,684 | $306,685 | $0 | $53,300 | $54,587 | $0 | 102.41% |
| 2021 | Group Accident Only | 2.15% | $2,588,318 | $2,572,961 | $0 | $1,074,993 | $1,587,530 | $0 | 147.68% |
| 2021 | Group Disability Income | 10.23% | $36,396,447 | $36,709,419 | $0 | $25,097,922 | $30,620,553 | $0 | 122% |
| 2021 | Group Dental | 1.4% | $4,375,674 | $4,393,001 | $0 | $3,971,759 | $4,000,264 | $0 | 100.72% |
| 2021 | Total Life | 3.61% | $442,900,781 | $0 | $337,183 | $502,975,414 | $0 | $27,046,792 | 0% |
| 2021 | Total Individual Life | 4.53% | $356,052,921 | $0 | $337,183 | $409,129,363 | $0 | $15,151,860 | 0% |
| 2021 | Individual Whole Life | 0.03% | $292,072 | $0 | $216,602 | $2,374,112 | $0 | $65,701 | 0% |
| 2021 | Individual Term Life | 2.81% | $17,092,525 | $0 | $1,100 | $3,815,297 | $0 | $9,461,738 | 0% |
| 2021 | Individual Universal Life | 5.33% | $42,468,129 | $0 | $119,481 | $35,288,844 | $0 | $3,369,474 | 0% |
| 2021 | Individual Variable Life | 25.82% | $60,996,780 | $0 | $0 | $25,484,686 | $0 | $2,254,947 | 0% |
| 2021 | Individual Ordinary Annuities | 1.02% | $15,840,102 | $0 | $0 | $22,379,525 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 8.06% | $182,327,876 | $0 | $0 | $285,971,299 | $0 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 2.72% | $37,035,437 | $0 | $0 | $33,815,600 | $0 | $0 | 0% |
| 2021 | Total Group Life | 1.97% | $86,847,860 | $0 | $0 | $93,846,051 | $0 | $11,894,932 | 0% |
| 2021 | Group Term Life | 3.51% | $21,270,826 | $0 | $0 | $21,640,647 | $0 | $11,894,932 | 0% |
| 2021 | Group Ordinary Annuities | 0.82% | $10,964,686 | $0 | $0 | $22,969,151 | $0 | $0 | 0% |
| 2021 | Group Variable Annuities | 9.08% | $54,612,348 | $0 | $0 | $48,906,725 | $0 | $0 | 0% |
| 2021 | Group Equity Indexed Annuities | 0% | $0 | $0 | $0 | $329,528 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 7 | 0 |
| 2025 | Life and Annuities | 0% | 10 | 0 |
| 2024 | Health | 0% | 5 | 0 |
| 2024 | Life and Annuities | 4.16% | 16 | 57 |
| 2023 | Health | 0.41% | 5 | 56 |
| 2023 | Life and Annuities | 4.25% | 19 | 60 |
| 2023 | Long-Term Care Insurance | 0.03% | 0 | 0 |
| 2022 | Health | 0.44% | 8 | 84 |
| 2022 | Life and Annuities | 4.26% | 16 | 52 |
| 2022 | Long-Term Care Insurance | 0.05% | 1 | 1434 |
| 2021 | Health | 0.34% | 12 | 142 |
| 2021 | Life and Annuities | 4.43% | 13 | 38 |
| 2021 | Long-Term Care Insurance | 0.06% | 1 | 1038 |
Company Changes
Date:
2007-01-01Comments:
Jefferson pilot life Insurance Company merged with and into Lincoln National Life Insurance Company.Date:
2021-10-01Comments:
Effective 10/01/2021 Lincoln Life Assurance Company of Boston merged into the above company.Market Regulation Actions
Date:
2020-07-17Financial Exams
This company does not have any financial exams.