Company Details

Company Details

Company Name:
LIBERTY MUTUAL FIRE INSURANCE COMPANY
License Status:
Active
NAIC Number:
23035
Company Address:
175 Berkeley Street
Boston, MA 02116
Phone Number:
6173579500
Mailing Address:
175 Berkeley Street
Boston, MA 02116
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B418189
Date Admitted:
1922-07-15

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.14% $24,953,048 $28,168,276 $0 $9,415,169 $97,384 $0 1.03%
2025 Total Fire & Allied Lines 0.21% $1,401,703 $1,382,377 $0 $663,290 $2,282,061 $0 344.05%
2025 Dwelling Fire & Allied Lines 0% $0 $37 $0 $0 $18,811 $0 0%
2025 Commercial Fire & Allied Lines 0.43% $1,401,703 $1,382,340 $0 $663,290 $2,263,250 $0 341.22%
2025 National Flood Insurance Program 0.91% $148,435 $152,842 $0 $-700,967 $-700,967 $0 100%
2025 Private Flood 2.22% $142,185 $135,196 $0 $0 $0 $0 0%
2025 Total Homeowners 0.06% $2,332,665 $2,739,424 $0 $637,675 $385,013 $0 60.38%
2025 Homeowners Multi-Peril 0.07% $2,332,665 $2,739,424 $0 $637,675 $385,013 $0 60.38%
2025 Commercial Multi-Peril 0.01% $133,651 $224,004 $0 $12,020 $-266,029 $0 0%
2025 Ocean Marine 0.01% $4,002 $4,002 $0 $0 $1,118 $0 0%
2025 Travel Coverage 0.89% $1,399,576 $3,500,973 $0 $6,673 $-3,578,416 $0 0%
2025 Pet Insurance Plans 0.24% $100,787 $99,352 $0 $35,973 $35,973 $0 100%
2025 Earthquake 0.15% $223,697 $159,620 $0 $0 $809 $0 0%
2025 Direct Workers Compensation 0.17% $1,811,370 $2,098,415 $0 $1,909,182 $-9,294,635 $0 -486.84%
2025 Other Liability - Bodily Injury & Property Damage 0.37% $3,863,376 $4,167,786 $0 $1,650,796 $2,080,587 $0 126.04%
2025 Excess Workers Compensation 10.01% $4,202,287 $3,778,296 $0 $3,450 $3,445,545 $0 0%
2025 Liquor Liability 1.43% $63,870 $64,211 $0 $0 $0 $0 0%
2025 Products Liability 2.43% $1,311,242 $1,237,734 $0 $0 $377,249 $0 0%
2025 Total Private Passenger Auto 0.02% $493,824 $576,545 $0 $238,922 $-356,551 $0 -149.23%
2025 Private Passenger Auto Liability - Bodily Injury 0.01% $198,146 $230,464 $0 $105,799 $-819,004 $0 0%
2025 Private Passenger Auto Liability - Property Damage 0.02% $197,530 $230,618 $0 $3 $237,511 $0 0%
2025 Private Passenger Auto Liability - Medical Payments 0.01% $12,514 $14,429 $0 $0 $6,084 $0 0%
2025 Private Passenger Auto Liability - Uninsured Motorists 0.01% $46,402 $54,446 $0 $93,120 $55,516 $0 59.62%
2025 Private Passenger Auto Liability - Underinsured Motorists 0.03% $39,232 $46,588 $0 $40,000 $163,342 $0 408.36%
2025 Total Commercial Auto 0.63% $5,362,364 $6,020,194 $0 $3,810,550 $4,815,209 $0 126.37%
2025 Commercial Auto Liability - Bodily Injury 0.65% $4,067,929 $4,530,096 $0 $25,000 $27,481,478 $0 0%
2025 Commercial Auto Liability - Property Damage 0.65% $1,179,720 $1,318,166 $0 $0 $10,280,478 $0 0%
2025 Commercial Auto Liability - Medical Payments 3% $66,624 $74,578 $0 $0 $0 $0 0%
2025 Commercial Auto Liability - Uninsured Motorists 0.1% $48,091 $97,354 $0 $3,785,550 $-32,946,747 $0 0%
2025 Private Passenger Auto - Comprehensive 0.01% $133,849 $153,841 $0 $27,804 $31,927 $0 114.83%
2025 Private Passenger Auto - Collision 0.02% $285,883 $329,312 $0 $11,536 $12,989 $0 112.6%
2025 Commercial Auto - Comprehensive -0.44% $-633,189 $-173,250 $0 $61,957 $86,269 $0 139.24%
2025 Commercial Auto - Collision 0.62% $1,432,124 $857,401 $0 $334,147 $387,909 $0 116.09%
2025 Fidelity 0% $0 $0 $0 $0 $1,193 $0 0%
2025 Boiler & Machinery 1.29% $681,770 $631,455 $0 $212,661 $-29,949 $0 -14.08%
2025 Lawyer's Malpractice 0.4% $58,464 $52,310 $0 $499,500 $46,230 $0 9.26%
2025 Umbrella 0% $-887 $-23,764 $0 $0 $333,850 $0 0%
2024 Total Property & Casualty 0.23% $38,956,056 $38,352,996 $0 $19,082,120 $17,809,845 $0 93.33%
2024 Total Fire & Allied Lines 0.32% $2,021,608 $2,646,368 $0 $1,308,101 $1,617,674 $0 123.67%
2024 Dwelling Fire & Allied Lines 0% $152 $28,658 $0 $899 $-54,489 $0 0%
2024 Commercial Fire & Allied Lines 0.51% $2,021,456 $2,617,710 $0 $1,307,202 $1,672,163 $0 127.92%
2024 National Flood Insurance Program 0.96% $152,868 $142,097 $0 $0 $0 $0 0%
2024 Private Flood 3.12% $158,081 $210,477 $0 $0 $0 $0 0%
2024 Total Homeowners 0.09% $3,202,992 $3,568,523 $0 $596,686 $607,217 $0 101.76%
2024 Homeowners Multi-Peril 0.1% $3,202,992 $3,568,523 $0 $596,686 $607,217 $0 101.76%
2024 Commercial Multi-Peril 0.02% $256,314 $299,395 $0 $0 $85,998 $0 0%
2024 Ocean Marine 0.01% $3,816 $11,458 $0 $0 $-14,773 $0 0%
2024 Travel Coverage 6.74% $11,437,345 $11,092,566 $0 $527,285 $942,928 $0 178.83%
2024 Pet Insurance Plans 0.39% $132,833 $123,951 $0 $39,159 $0 $0 0%
2024 Earthquake 0.11% $162,330 $238,295 $0 $0 $-229 $0 0%
2024 Direct Workers Compensation 0.19% $2,058,858 $3,571,174 $0 $2,911,125 $-1,005,826 $0 -34.55%
2024 Other Liability - Bodily Injury & Property Damage 0.35% $3,304,158 $2,979,157 $0 $1,589,318 $1,254,212 $0 78.92%
2024 Excess Workers Compensation 13.15% $5,479,451 $3,657,564 $0 $38,792 $3,164,853 $0 0%
2024 Liquor Liability 0.57% $24,752 $50,632 $0 $0 $0 $0 0%
2024 Products Liability 2.72% $1,550,818 $1,604,322 $0 $2,345,318 $240,822 $0 10.27%
2024 Total Private Passenger Auto 0.02% $696,087 $848,176 $0 $243,919 $-40,756 $0 -16.71%
2024 Private Passenger Auto Liability - Bodily Injury 0.02% $276,356 $335,084 $0 $-111,727 $-1,181,150 $0 0%
2024 Private Passenger Auto Liability - Property Damage 0.03% $278,435 $339,270 $0 $28,594 $-388,696 $0 0%
2024 Private Passenger Auto Liability - Medical Payments 0.02% $17,431 $23,251 $0 $1,907 $-372 $0 -19.51%
2024 Private Passenger Auto Liability - Uninsured Motorists 0.02% $66,030 $80,360 $0 $310,145 $1,712,913 $0 0%
2024 Private Passenger Auto Liability - Underinsured Motorists 0.04% $57,835 $70,211 $0 $15,000 $-183,451 $0 0%
2024 Total Commercial Auto 0.84% $6,527,176 $5,482,987 $0 $8,988,297 $8,762,327 $0 97.49%
2024 Commercial Auto Liability - Bodily Injury 0.87% $4,912,519 $4,104,355 $0 $6,686,109 $-28,495,270 $0 -426.19%
2024 Commercial Auto Liability - Property Damage 0.87% $1,435,979 $1,207,923 $0 $68,327 $-12,695,009 $0 0%
2024 Commercial Auto Liability - Medical Payments 1.03% $74,529 $66,730 $0 $0 $0 $0 0%
2024 Commercial Auto Liability - Uninsured Motorists 0.22% $104,149 $103,979 $0 $2,233,861 $49,952,606 $0 0%
2024 Private Passenger Auto - Comprehensive 0.01% $176,874 $219,651 $0 $30,680 $38,774 $0 126.38%
2024 Private Passenger Auto - Collision 0.02% $383,858 $473,213 $0 $53,556 $47,268 $0 88.26%
2024 Commercial Auto - Comprehensive 0.03% $46,426 $-3,615 $0 $170,780 $205,768 $0 120.49%
2024 Commercial Auto - Collision 0.26% $522,088 $491,995 $0 $239,104 $240,062 $0 100.4%
2024 Fidelity 0% $0 $0 $0 $0 $-4,328 $0 0%
2024 Boiler & Machinery 1.12% $568,088 $570,235 $0 $0 $205,256 $0 0%
2024 Professional Liability (Excl Medical Malpractice) 0.03% $47,043 $32,183 $0 $0 $368,050 $0 0%
2024 Umbrella 0.04% $42,192 $42,192 $0 $0 $1,094,548 $0 0%
2023 Total Property & Casualty 0.22% $35,082,462 $36,159,610 $0 $13,481,591 $7,132,932 $0 52.91%
2023 Total Fire & Allied Lines 0.37% $2,849,071 $3,196,267 $0 $1,289,204 $460,451 $0 35.72%
2023 Dwelling Fire & Allied Lines 0.04% $86,203 $110,896 $0 $7,725 $-127,864 $0 0%
2023 Commercial Fire & Allied Lines 0.86% $2,762,868 $3,085,371 $0 $1,281,479 $588,315 $0 45.91%
2023 Total Homeowners 0.13% $3,813,219 $4,044,941 $0 $958,522 $605,233 $0 63.14%
2023 Homeowners Multi-Peril 0.13% $3,813,219 $4,044,941 $0 $958,522 $605,233 $0 63.14%
2023 Commercial Multi-Peril 0.04% $454,057 $441,316 $0 $49,393 $-97,201 $0 -196.79%
2023 Ocean Marine 0.04% $21,180 $26,648 $0 $4,440 $-1,920 $0 -43.24%
2023 Inland Marine (Incl Auto Cargo) 0.97% $5,396,970 $7,972,297 $0 $10,821 $-1,875,580 $0 0%
2023 Earthquake 0.2% $285,079 $320,462 $0 $0 $2,444 $0 0%
2023 Direct Workers Compensation 0.4% $4,268,120 $4,553,878 $0 $4,304,013 $-916,354 $0 -21.29%
2023 Other Liability - Bodily Injury & Property Damage 0.47% $4,519,016 $3,796,668 $0 $580,482 $1,099,758 $0 189.46%
2023 Excess Workers Compensation 14.15% $3,591,305 $2,806,642 $0 $0 $1,376,203 $0 0%
2023 Products Liability 3.29% $1,627,371 $1,094,594 $0 $1,000,000 $-49,593 $0 -4.96%
2023 Total Private Passenger Automobile 0.03% $1,844,317 $2,028,730 $0 $553,214 $411,883 $0 74.45%
2023 Private Passenger Auto Liability Bodily Injury 0.03% $390,339 $421,374 $0 $328,914 $175,260 $0 53.28%
2023 Private Passenger Auto Liability Property Damage 0.04% $395,672 $428,603 $0 $100,876 $91,215 $0 90.42%
2023 Private Passenger Auto Medical Payments 0.03% $30,021 $36,471 $0 $0 $-2,042 $0 0%
2023 Private Passenger Uninsured Motorists 0.03% $92,996 $99,873 $0 $-1,235 $10,843 $0 0%
2023 Private Passenger Underinsured Motorists 0.07% $80,151 $85,186 $0 $37,500 $54,475 $0 145.27%
2023 Private Passenger Auto Comprehensive 0.02% $270,881 $308,030 $0 $23,541 $6,995 $0 29.71%
2023 Private Passenger Auto Collision 0.04% $584,257 $649,193 $0 $63,618 $75,137 $0 118.11%
2023 Total Commercial Automobile 0.54% $5,518,144 $5,030,231 $0 $3,956,981 $4,800,479 $0 121.32%
2023 Commercial Auto Liability Bodily Injury 0.72% $3,722,258 $3,334,063 $0 $3,439,103 $2,233,154 $0 64.93%
2023 Commercial Auto Liability Property Damage 0.76% $1,098,906 $982,390 $0 $287,636 $476,604 $0 165.7%
2023 Commercial Auto Medical Payments 0.84% $63,062 $69,145 $0 $0 $0 $0 0%
2023 Commercial Auto Uninsured Motorists 0.27% $110,802 $87,242 $0 $0 $1,913,621 $0 0%
2023 Commercial Auto Comprehensive 0% $4,056 $70,295 $0 $74,268 $49,624 $0 66.82%
2023 Commercial Auto Collision 0.26% $519,060 $487,096 $0 $155,974 $127,476 $0 81.73%
2023 Fidelity 0% $0 $0 $0 $-507 $-1,555 $0 306.71%
2023 Boiler & Machinery 1.11% $508,603 $428,397 $0 $0 $-104,057 $0 0%
2023 Professional Liability (Excl Medical Malpractice) 0.02% $36,582 $35,886 $0 $-7,683 $150,182 $0 0%
2023 Umbrella 0.04% $43,774 $43,774 $0 $0 $474,848 $0 0%
2023 National Flood Insurance Program 0.87% $134,662 $150,581 $0 $782,711 $797,711 $0 101.92%
2023 Private Flood 2.5% $170,992 $188,298 $0 $0 $0 $0 0%
2022 Total Property & Casualty 0.28% $40,976,961 $39,764,588 $0 $11,917,725 $15,735,496 $0 132.03%
2022 Total Fire & Allied Lines 0.95% $4,551,831 $3,724,177 $0 $162,495 $647,743 $0 398.62%
2022 Dwelling Fire & Allied Lines 0.08% $125,624 $140,448 $0 $107,850 $144,832 $0 134.29%
2022 Commercial Fire & Allied Lines 1.4% $4,426,207 $3,583,729 $0 $54,645 $502,911 $0 0%
2022 Total Homeowners 0.15% $4,048,333 $4,248,039 $0 $1,237,470 $1,639,151 $0 132.46%
2022 Homeowners Multi-Peril 0.16% $4,048,333 $4,248,039 $0 $1,237,470 $1,639,151 $0 132.46%
2022 Commercial Multi-Peril 0.05% $494,760 $458,749 $0 $60,676 $29,493 $0 48.61%
2022 Ocean Marine 0.06% $29,925 $33,435 $0 $145,794 $150,710 $0 103.37%
2022 Inland Marine (Incl Auto Cargo) 2.1% $11,094,236 $9,431,333 $0 $332,046 $689,851 $0 207.76%
2022 Earthquake 0.27% $372,167 $289,036 $0 $0 $3,223 $0 0%
2022 Direct Workers Compensation 0.67% $6,945,444 $6,255,471 $0 $3,127,874 $3,148,493 $0 100.66%
2022 Other Liability - Bodily Injury & Property Damage 0.32% $2,688,372 $3,084,903 $0 $4,044,101 $4,027,242 $0 99.58%
2022 Excess Workers Compensation 1.95% $705,463 $2,251,573 $0 $0 $1,112,924 $0 0%
2022 Products Liability 3.17% $1,397,191 $1,591,504 $0 $192,628 $-181,725 $0 -94.34%
2022 Total Private Passenger Automobile 0.05% $2,173,641 $2,368,678 $0 $1,111,114 $615,091 $0 55.36%
2022 Private Passenger Auto Liability Bodily Injury 0.04% $441,706 $464,982 $0 $558,395 $-37,958 $0 -6.8%
2022 Private Passenger Auto Liability Property Damage 0.05% $451,826 $476,760 $0 $115,549 $81,126 $0 70.21%
2022 Private Passenger Auto Medical Payments 0.05% $42,643 $49,529 $0 $0 $-1,186 $0 0%
2022 Private Passenger Uninsured Motorists 0.04% $105,150 $109,307 $0 $36,630 $37,699 $0 102.92%
2022 Private Passenger Underinsured Motorists 0.1% $89,321 $92,403 $0 $60,000 $167,380 $0 278.97%
2022 Private Passenger Auto Comprehensive 0.04% $346,194 $405,631 $0 $119,063 $117,452 $0 98.65%
2022 Private Passenger Auto Collision 0.05% $696,801 $770,066 $0 $221,477 $250,578 $0 113.14%
2022 Total Commercial Automobile 0.56% $5,516,259 $5,184,517 $0 $1,454,041 $3,932,425 $0 270.45%
2022 Commercial Auto Liability Bodily Injury 0.77% $3,667,542 $3,455,443 $0 $888,659 $3,227,656 $0 363.21%
2022 Commercial Auto Liability Property Damage 0.73% $1,096,485 $1,013,494 $0 $169,037 $317,108 $0 187.6%
2022 Commercial Auto Medical Payments 1.29% $92,155 $77,807 $0 $0 $0 $0 0%
2022 Commercial Auto Uninsured Motorists 0.34% $127,839 $127,059 $0 $0 $0 $0 0%
2022 Commercial Auto Comprehensive 0.03% $38,111 $22,033 $0 $152,533 $156,711 $0 102.74%
2022 Commercial Auto Collision 0.27% $494,127 $488,681 $0 $243,812 $230,950 $0 94.72%
2022 Fidelity 0% $0 $0 $0 $-2,909 $19 $0 -0.65%
2022 Boiler & Machinery 1.07% $414,394 $341,819 $0 $-27,500 $-46,401 $0 168.73%
2022 Professional Liability (Excl Medical Malpractice) 0.04% $76,241 $80,167 $0 $59,895 $-1,130 $0 -1.89%
2022 Umbrella 0.04% $41,600 $62,518 $0 $0 $-315,113 $0 0%
2022 National Flood Insurance Program 1.01% $150,370 $133,313 $0 $20,000 $283,500 $0 0%
2022 Private Flood 3.87% $276,734 $225,356 $0 $0 $0 $0 0%
2021 Total Property & Casualty 0.23% $30,255,925 $28,552,800 $0 $13,708,076 $15,092,891 $0 110.1%
2021 Total Fire & Allied Lines 0.41% $2,735,615 $3,147,864 $0 $555,541 $578,627 $0 104.16%
2021 Dwelling Fire & Allied Lines 0.1% $147,095 $168,638 $0 $0 $344,558 $0 0%
2021 Commercial Fire & Allied Lines 0.78% $2,588,520 $2,979,226 $0 $555,541 $234,069 $0 42.13%
2021 Total Homeowners 0.19% $4,553,056 $4,915,967 $0 $950,864 $674,581 $0 70.94%
2021 Homeowners Multi-Peril 0.19% $4,553,056 $4,915,967 $0 $950,864 $674,581 $0 70.94%
2021 Commercial Multi-Peril 0.04% $360,911 $536,033 $0 $28,318 $-21,816 $0 -77.04%
2021 Ocean Marine 0.09% $37,891 $42,174 $0 $0 $14,551 $0 0%
2021 Inland Marine (Incl Auto Cargo) 1.19% $5,557,116 $2,463,042 $0 $10,268 $-115,785 $0 0%
2021 Earthquake 0.16% $207,361 $189,213 $0 $0 $2,855 $0 0%
2021 Direct Workers Compensation 0.49% $4,761,954 $5,039,493 $0 $4,385,702 $6,424,013 $0 146.48%
2021 Other Liability - Bodily Injury & Property Damage 0.25% $2,058,332 $3,046,547 $0 $4,764,492 $4,142,956 $0 86.95%
2021 Excess Workers Compensation 5.54% $2,030,844 $94,604 $0 $0 $62,371 $0 0%
2021 Products Liability 2.49% $1,014,238 $1,304,406 $0 $533,337 $778,726 $0 146.01%
2021 Total Private Passenger Automobile 0.06% $2,551,010 $2,937,437 $0 $857,998 $632,446 $0 73.71%
2021 Private Passenger Auto Liability Bodily Injury 0.04% $482,716 $551,728 $0 $533,722 $284,207 $0 53.25%
2021 Private Passenger Auto Liability Property Damage 0.06% $499,066 $572,450 $0 $107,548 $110,375 $0 102.63%
2021 Private Passenger Auto Medical Payments 0.06% $54,391 $63,097 $0 $0 $-2,363 $0 0%
2021 Private Passenger Uninsured Motorists 0.05% $114,887 $131,776 $0 $-927 $19,072 $0 0%
2021 Private Passenger Underinsured Motorists 0.12% $95,523 $110,992 $0 $5,000 $22,818 $0 456.36%
2021 Private Passenger Auto Comprehensive 0.05% $461,707 $527,749 $0 $82,074 $52,773 $0 64.3%
2021 Private Passenger Auto Collision 0.07% $842,720 $979,645 $0 $130,581 $145,564 $0 111.47%
2021 Total Commercial Automobile 0.4% $3,655,540 $4,157,744 $0 $1,545,821 $2,067,824 $0 133.77%
2021 Commercial Auto Liability Bodily Injury 0.53% $2,429,040 $2,748,900 $0 $1,208,149 $1,458,209 $0 120.7%
2021 Commercial Auto Liability Property Damage 0.55% $722,080 $856,310 $0 $126,786 $381,684 $0 301.05%
2021 Commercial Auto Medical Payments 0.71% $47,512 $50,384 $0 $0 $0 $0 0%
2021 Commercial Auto Uninsured Motorists 0.28% $83,548 $101,275 $0 $0 $0 $0 0%
2021 Commercial Auto Comprehensive -0.06% $-61,835 $-70,370 $0 $13,791 $22,811 $0 165.4%
2021 Commercial Auto Collision 0.25% $435,195 $471,245 $0 $197,095 $205,120 $0 104.07%
2021 Fidelity 0% $0 $0 $0 $-2,365 $952 $0 -40.25%
2021 Boiler & Machinery 0.71% $266,210 $280,800 $0 $78,100 $-119,450 $0 -152.94%
2021 Professional Liability (Excl Medical Malpractice) 0.08% $126,366 $119,946 $0 $0 $61,025 $0 0%
2021 Umbrella 0.04% $35,508 $35,613 $0 $0 $-90,985 $0 0%
2021 National Flood Insurance Program 0.86% $145,837 $137,378 $0 $0 $0 $0 0%
2021 Private Flood 1.94% $158,136 $104,539 $0 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.02% 4 798
2025 Homeowners 0.09% 5 235
2024 Private Passenger Auto 0.03% 3 525
2024 Homeowners 0.11% 5 333
2023 Private Passenger Auto 0.04% 2 257
2023 Homeowners 0.14% 1 59
2022 Private Passenger Auto 0.06% 3 337
2022 Homeowners 0.17% 1 63
2021 Private Passenger Auto 0.08% 2 166
2021 Homeowners 0.21% 2 108

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
2017-10-23

Financial Exams

This company does not have any financial exams.