Company Details
Company Name:
SHELTER GENERAL INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
23361Company Address:
1817 West Broadway Columbia, MO 65218-0001
Phone Number:
5732146983Mailing Address:
1817 West Broadway Columbia, MO 65218-0001
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B418179Date Admitted:
1957-12-24Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.15% | $27,391,302 | $25,137,187 | $0 | $19,191,458 | $25,677,254 | $0 | 133.8% |
| 2025 | Total Fire & Allied Lines | 2.05% | $13,842,891 | $12,070,547 | $0 | $9,580,642 | $10,013,707 | $0 | 104.52% |
| 2025 | Dwelling Fire & Allied Lines | 0.01% | $36,202 | $77,283 | $0 | $218,572 | $228,452 | $0 | 104.52% |
| 2025 | Commercial Fire & Allied Lines | 4.24% | $13,806,689 | $11,993,264 | $0 | $9,362,070 | $9,785,255 | $0 | 104.52% |
| 2025 | Earthquake | 0.02% | $23,242 | $25,205 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $136,049 | $16,046 | $0 | 11.79% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $130,250 | $15,362 | $0 | 11.79% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0% | $0 | $0 | $0 | $1,686 | $199 | $0 | 11.8% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $0 | $0 | $0 | $4,113 | $485 | $0 | 11.79% |
| 2025 | Total Commercial Auto | 0.91% | $7,797,938 | $7,524,380 | $0 | $4,932,142 | $10,967,618 | $0 | 222.37% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.76% | $4,698,333 | $4,532,916 | $0 | $3,253,801 | $7,235,486 | $0 | 222.37% |
| 2025 | Commercial Auto Liability - Property Damage | 1.4% | $2,529,872 | $2,440,801 | $0 | $1,565,643 | $3,481,526 | $0 | 222.37% |
| 2025 | Commercial Auto Liability - Medical Payments | 5.28% | $117,211 | $114,331 | $0 | $28,098 | $62,481 | $0 | 222.37% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.96% | $452,522 | $436,332 | $0 | $84,600 | $188,125 | $0 | 222.37% |
| 2025 | Private Passenger Auto - Comprehensive | 0% | $0 | $0 | $0 | $-1,794 | $-943 | $0 | 52.56% |
| 2025 | Private Passenger Auto - Collision | 0% | $0 | $0 | $0 | $-3,317 | $-1,743 | $0 | 52.55% |
| 2025 | Commercial Auto - Comprehensive | 1.55% | $2,244,242 | $2,146,849 | $0 | $1,666,907 | $1,716,328 | $0 | 102.96% |
| 2025 | Commercial Auto - Collision | 1.5% | $3,482,769 | $3,369,642 | $0 | $2,880,829 | $2,966,241 | $0 | 102.96% |
| 2025 | Burglary & Theft | 0% | $220 | $564 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.13% | $21,757,246 | $19,359,822 | $0 | $11,640,946 | $12,123,376 | $0 | 104.14% |
| 2024 | Total Fire & Allied Lines | 1.6% | $10,123,076 | $8,623,499 | $0 | $5,511,597 | $4,737,129 | $0 | 85.95% |
| 2024 | Dwelling Fire & Allied Lines | 0.05% | $112,010 | $117,077 | $0 | $29,911 | $25,708 | $0 | 85.95% |
| 2024 | Commercial Fire & Allied Lines | 2.53% | $10,011,066 | $8,506,422 | $0 | $5,481,686 | $4,711,421 | $0 | 85.95% |
| 2024 | Earthquake | 0.02% | $32,990 | $28,520 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $196,280 | $-98,031 | $0 | -49.94% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $150,000 | $-74,917 | $0 | -49.94% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0% | $0 | $0 | $0 | $626 | $-312 | $0 | -49.84% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0% | $0 | $0 | $0 | $9,967 | $-4,978 | $0 | -49.94% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0% | $0 | $0 | $0 | $35,687 | $-17,824 | $0 | -49.95% |
| 2024 | Total Commercial Auto | 0.85% | $6,634,727 | $6,067,017 | $0 | $2,971,805 | $4,526,842 | $0 | 152.33% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.71% | $3,970,314 | $3,615,136 | $0 | $1,671,000 | $2,545,373 | $0 | 152.33% |
| 2024 | Commercial Auto Liability - Property Damage | 1.3% | $2,137,861 | $1,946,612 | $0 | $1,038,421 | $1,581,789 | $0 | 152.33% |
| 2024 | Commercial Auto Liability - Medical Payments | 1.56% | $112,940 | $109,271 | $0 | $15,404 | $23,464 | $0 | 152.32% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.89% | $413,612 | $395,998 | $0 | $246,980 | $376,216 | $0 | 152.33% |
| 2024 | Private Passenger Auto - Comprehensive | 0% | $0 | $0 | $0 | $-1,508 | $-1,981 | $0 | 131.37% |
| 2024 | Private Passenger Auto - Collision | 0% | $0 | $0 | $0 | $-8,463 | $-11,114 | $0 | 131.32% |
| 2024 | Commercial Auto - Comprehensive | 1.16% | $1,881,876 | $1,735,812 | $0 | $1,059,136 | $1,058,885 | $0 | 99.98% |
| 2024 | Commercial Auto - Collision | 1.54% | $3,083,390 | $2,903,787 | $0 | $1,912,099 | $1,911,646 | $0 | 99.98% |
| 2024 | Burglary & Theft | 0.01% | $1,187 | $1,187 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.1% | $15,980,993 | $14,918,831 | $0 | $10,617,345 | $11,431,639 | $0 | 107.67% |
| 2023 | Total Fire & Allied Lines | 0.91% | $7,055,742 | $6,410,302 | $0 | $5,319,935 | $5,341,051 | $0 | 100.4% |
| 2023 | Dwelling Fire & Allied Lines | 0.05% | $117,925 | $123,830 | $0 | $64,361 | $64,617 | $0 | 100.4% |
| 2023 | Commercial Fire & Allied Lines | 2.16% | $6,937,817 | $6,286,472 | $0 | $5,255,574 | $5,276,434 | $0 | 100.4% |
| 2023 | Earthquake | 0.02% | $23,442 | $22,176 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0% | $-7,299 | $46,686 | $0 | $678,517 | $-50,604 | $0 | -7.46% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0% | $-999 | $7,798 | $0 | $397,000 | $-39,808 | $0 | -10.03% |
| 2023 | Private Passenger Auto Liability Property Damage | 0% | $-1,593 | $12,268 | $0 | $56,378 | $-5,653 | $0 | -10.03% |
| 2023 | Private Passenger Auto Medical Payments | 0% | $-253 | $964 | $0 | $7,114 | $-713 | $0 | -10.02% |
| 2023 | Private Passenger Uninsured Motorists | 0% | $-538 | $3,074 | $0 | $150,505 | $-15,091 | $0 | -10.03% |
| 2023 | Private Passenger Underinsured Motorists | 0% | $0 | $0 | $0 | $25,000 | $-2,507 | $0 | -10.03% |
| 2023 | Private Passenger Auto Comprehensive | 0% | $-1,157 | $6,721 | $0 | $8,414 | $2,606 | $0 | 30.97% |
| 2023 | Private Passenger Auto Collision | 0% | $-2,759 | $15,861 | $0 | $34,106 | $10,562 | $0 | 30.97% |
| 2023 | Total Commercial Automobile | 0.86% | $8,907,932 | $8,438,368 | $0 | $4,618,893 | $6,141,192 | $0 | 132.96% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.58% | $3,022,683 | $2,901,345 | $0 | $1,728,792 | $2,653,580 | $0 | 153.49% |
| 2023 | Commercial Auto Liability Property Damage | 1.13% | $1,627,598 | $1,562,263 | $0 | $991,627 | $1,522,081 | $0 | 153.49% |
| 2023 | Commercial Auto Medical Payments | 1.27% | $95,395 | $91,684 | $0 | $5,000 | $7,675 | $0 | 153.5% |
| 2023 | Commercial Auto Uninsured Motorists | 0.83% | $346,205 | $332,400 | $0 | $560 | $860 | $0 | 153.57% |
| 2023 | Commercial Auto Comprehensive | 1.16% | $1,381,168 | $1,276,791 | $0 | $569,849 | $589,140 | $0 | 103.39% |
| 2023 | Commercial Auto Collision | 1.21% | $2,434,883 | $2,273,885 | $0 | $1,323,065 | $1,367,856 | $0 | 103.39% |
| 2023 | Burglary & Theft | 0.02% | $1,176 | $1,299 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.1% | $14,438,863 | $13,784,386 | $0 | $8,108,139 | $9,768,753 | $0 | 120.48% |
| 2022 | Total Fire & Allied Lines | 1.24% | $5,982,402 | $5,329,347 | $0 | $3,458,617 | $4,389,820 | $0 | 126.92% |
| 2022 | Dwelling Fire & Allied Lines | 0.09% | $140,612 | $132,372 | $0 | $162,231 | $205,910 | $0 | 126.92% |
| 2022 | Commercial Fire & Allied Lines | 1.85% | $5,841,790 | $5,196,975 | $0 | $3,296,386 | $4,183,910 | $0 | 126.92% |
| 2022 | Earthquake | 0.02% | $21,447 | $20,126 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0.02% | $907,050 | $1,233,241 | $0 | $1,626,269 | $1,631,009 | $0 | 100.29% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.02% | $235,611 | $320,462 | $0 | $425,943 | $455,712 | $0 | 106.99% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.02% | $158,548 | $214,797 | $0 | $301,774 | $322,865 | $0 | 106.99% |
| 2022 | Private Passenger Auto Medical Payments | 0.03% | $23,787 | $31,821 | $0 | $46,070 | $49,290 | $0 | 106.99% |
| 2022 | Private Passenger Uninsured Motorists | 0.02% | $63,113 | $83,707 | $0 | $115,629 | $123,710 | $0 | 106.99% |
| 2022 | Private Passenger Underinsured Motorists | 0% | $0 | $0 | $0 | $62,500 | $66,870 | $0 | 106.99% |
| 2022 | Private Passenger Auto Comprehensive | 0.01% | $126,759 | $173,969 | $0 | $342,545 | $311,157 | $0 | 90.84% |
| 2022 | Private Passenger Auto Collision | 0.02% | $299,232 | $408,485 | $0 | $331,808 | $301,405 | $0 | 90.84% |
| 2022 | Total Commercial Automobile | 0.77% | $7,526,485 | $7,200,095 | $0 | $3,023,253 | $3,747,924 | $0 | 123.97% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.85% | $4,068,405 | $3,916,896 | $0 | $615,150 | $1,001,705 | $0 | 162.84% |
| 2022 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $516,238 | $840,638 | $0 | 162.84% |
| 2022 | Commercial Auto Medical Payments | 1.2% | $85,753 | $83,559 | $0 | $4,000 | $6,514 | $0 | 162.85% |
| 2022 | Commercial Auto Uninsured Motorists | 0.82% | $309,856 | $300,896 | $0 | $-547 | $-890 | $0 | 162.71% |
| 2022 | Commercial Auto Comprehensive | 0.87% | $1,081,413 | $1,008,151 | $0 | $603,562 | $607,252 | $0 | 100.61% |
| 2022 | Commercial Auto Collision | 1.09% | $1,981,058 | $1,890,593 | $0 | $1,284,850 | $1,292,705 | $0 | 100.61% |
| 2022 | Burglary & Theft | 0.02% | $1,479 | $1,577 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.1% | $12,841,454 | $12,451,381 | $0 | $8,913,663 | $8,132,097 | $0 | 91.23% |
| 2021 | Total Fire & Allied Lines | 0.69% | $4,580,633 | $4,365,535 | $0 | $2,307,971 | $2,398,884 | $0 | 103.94% |
| 2021 | Dwelling Fire & Allied Lines | 0.08% | $118,233 | $149,226 | $0 | $133,473 | $138,731 | $0 | 103.94% |
| 2021 | Commercial Fire & Allied Lines | 1.34% | $4,462,400 | $4,216,309 | $0 | $2,174,498 | $2,260,153 | $0 | 103.94% |
| 2021 | Earthquake | 0.01% | $17,052 | $17,951 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0.03% | $1,507,764 | $1,520,718 | $0 | $1,950,136 | $1,892,019 | $0 | 97.02% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.03% | $404,736 | $408,740 | $0 | $410,767 | $375,949 | $0 | 91.52% |
| 2021 | Private Passenger Auto Liability Property Damage | 0.03% | $269,333 | $271,699 | $0 | $459,944 | $420,954 | $0 | 91.52% |
| 2021 | Private Passenger Auto Medical Payments | 0.04% | $37,492 | $38,145 | $0 | $66,423 | $60,792 | $0 | 91.52% |
| 2021 | Private Passenger Uninsured Motorists | 0.04% | $99,320 | $101,197 | $0 | $208,108 | $190,466 | $0 | 91.52% |
| 2021 | Private Passenger Underinsured Motorists | 0% | $0 | $0 | $0 | $50,000 | $45,761 | $0 | 91.52% |
| 2021 | Private Passenger Auto Comprehensive | 0.02% | $207,801 | $208,976 | $0 | $215,497 | $227,830 | $0 | 105.72% |
| 2021 | Private Passenger Auto Collision | 0.04% | $489,082 | $491,961 | $0 | $539,397 | $570,267 | $0 | 105.72% |
| 2021 | Total Commercial Automobile | 0.75% | $6,736,005 | $6,547,177 | $0 | $4,655,556 | $3,841,194 | $0 | 82.51% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.82% | $3,744,700 | $3,648,983 | $0 | $2,744,545 | $2,050,484 | $0 | 74.71% |
| 2021 | Commercial Auto Liability Property Damage | 0% | $0 | $0 | $0 | $466,232 | $348,328 | $0 | 74.71% |
| 2021 | Commercial Auto Medical Payments | 1.23% | $81,674 | $79,466 | $0 | $7,796 | $5,824 | $0 | 74.7% |
| 2021 | Commercial Auto Uninsured Motorists | 0.98% | $289,925 | $285,108 | $0 | $217,321 | $162,363 | $0 | 74.71% |
| 2021 | Commercial Auto Comprehensive | 0.88% | $895,711 | $857,703 | $0 | $517,832 | $540,985 | $0 | 104.47% |
| 2021 | Commercial Auto Collision | 1% | $1,723,995 | $1,675,917 | $0 | $701,830 | $733,210 | $0 | 104.47% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0% | 3 | 9999 |
| 2024 | Private Passenger Auto | 0.01% | 1 | 1026 |
| 2024 | Homeowners | 0% | 2 | 0 |
| 2023 | Private Passenger Auto | 0.02% | 1 | 350 |
| 2023 | Homeowners | 0% | 1 | 2014 |
| 2022 | Private Passenger Auto | 0.03% | 3 | 664 |
| 2022 | Homeowners | 0% | 2 | 4256 |
| 2021 | Private Passenger Auto | 0.04% | 4 | 659 |
| 2021 | Homeowners | 0.01% | 0 | 0 |
Company Changes
This company does not have any company changes.