Company Details
Company Name:
AMERICAN CASUALTY COMPANY OF READING PENNSYLVANIALicense Status:
ActiveNAIC Number:
20427Company Address:
151 N. Franklin Street Chicago, IL 60606
Phone Number:
3128225000Mailing Address:
151 N. Franklin Street Chicago, IL 60606
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B418172Date Admitted:
1941-08-26Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.1% | $18,734,872 | $18,037,247 | $0 | $4,187,686 | $7,496,012 | $0 | 179% |
| 2025 | Total Fire & Allied Lines | 0.01% | $87,852 | $74,011 | $0 | $0 | $15,137 | $0 | 0% |
| 2025 | Commercial Fire & Allied Lines | 0.03% | $87,852 | $74,011 | $0 | $0 | $15,137 | $0 | 0% |
| 2025 | Private Flood | 0.02% | $1,346 | $1,975 | $0 | $0 | $-19 | $0 | 0% |
| 2025 | Total Homeowners | 0% | $0 | $0 | $0 | $5,000 | $4,274 | $0 | 85.48% |
| 2025 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $5,000 | $4,274 | $0 | 85.48% |
| 2025 | Commercial Multi-Peril | 0.3% | $3,704,356 | $3,882,277 | $0 | $913,778 | $5,674,345 | $0 | 0% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0% | $0 | $0 | $0 | $0 | $-1,545 | $0 | 0% |
| 2025 | Total Medical Malpractice | 2.63% | $3,547,701 | $3,509,350 | $0 | $34,502 | $449,258 | $0 | 0% |
| 2025 | Medical Malpractice - Dentists | 4.52% | $220,222 | $319,606 | $0 | $0 | $90,875 | $0 | 0% |
| 2025 | Medical Malpractice - Nurses | 65.1% | $1,483,319 | $2,033,158 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Medical Malpractice - Other | 17.28% | $1,844,160 | $1,156,586 | $0 | $34,502 | $358,383 | $0 | 0% |
| 2025 | Earthquake | 0.13% | $191,547 | $212,591 | $0 | $0 | $-589 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.87% | $9,316,834 | $8,368,081 | $0 | $2,797,098 | $228,994 | $0 | 8.19% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.06% | $670,666 | $644,562 | $0 | $58,236 | $279,448 | $0 | 479.85% |
| 2025 | Products Liability | 0.06% | $32,322 | $30,904 | $0 | $17,500 | $-1,252 | $0 | -7.15% |
| 2025 | Total Commercial Auto | 0.1% | $885,236 | $968,691 | $0 | $119,210 | $705,124 | $0 | 0% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.08% | $483,723 | $530,797 | $0 | $40,000 | $592,587 | $0 | 0% |
| 2025 | Commercial Auto Liability - Property Damage | 0.2% | $364,913 | $398,800 | $0 | $79,210 | $97,470 | $0 | 123.05% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.38% | $8,375 | $7,778 | $0 | $0 | $3,607 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.06% | $28,225 | $31,316 | $0 | $0 | $11,460 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0.08% | $119,656 | $148,665 | $0 | $13,802 | $48,679 | $0 | 352.7% |
| 2025 | Commercial Auto - Collision | 0.07% | $159,657 | $179,927 | $0 | $228,560 | $89,457 | $0 | 39.14% |
| 2025 | Fidelity | 0% | $760 | $349 | $0 | $0 | $-15 | $0 | 0% |
| 2025 | Surety | 0% | $6,938 | $6,938 | $0 | $0 | $5,136 | $0 | 0% |
| 2025 | Burglary & Theft | 0.01% | $1,445 | $1,540 | $0 | $0 | $-461 | $0 | 0% |
| 2025 | Boiler & Machinery | 0% | $0 | $0 | $0 | $0 | $-2,489 | $0 | 0% |
| 2025 | Professional Liability (Excl Medical Malpractice) | 0% | $3,900 | $2,216 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Umbrella | 0% | $4,656 | $5,170 | $0 | $0 | $2,530 | $0 | 0% |
| 2024 | Total Property & Casualty | 0.09% | $16,332,032 | $16,312,288 | $0 | $5,855,452 | $4,942,460 | $0 | 84.41% |
| 2024 | Total Fire & Allied Lines | 0.01% | $64,486 | $40,807 | $0 | $0 | $14,285 | $0 | 0% |
| 2024 | Commercial Fire & Allied Lines | 0.02% | $64,486 | $40,807 | $0 | $0 | $14,285 | $0 | 0% |
| 2024 | Private Flood | 0.05% | $2,634 | $1,533 | $0 | $0 | $-408 | $0 | 0% |
| 2024 | Total Homeowners | 0% | $0 | $0 | $0 | $5,000 | $3,336 | $0 | 66.72% |
| 2024 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $5,000 | $3,336 | $0 | 66.72% |
| 2024 | Commercial Multi-Peril | 0.31% | $3,639,235 | $3,225,021 | $0 | $2,031,595 | $-1,967,026 | $0 | -96.82% |
| 2024 | Total Medical Malpractice | 2.34% | $3,449,688 | $3,341,692 | $0 | $689,536 | $853,528 | $0 | 123.78% |
| 2024 | Medical Malpractice - Dentists | 2.93% | $216,517 | $206,858 | $0 | $140,000 | $99,992 | $0 | 71.42% |
| 2024 | Medical Malpractice - Nurses | 67.2% | $1,487,718 | $841,027 | $0 | $200,000 | $499,998 | $0 | 250% |
| 2024 | Medical Malpractice - Other | 10.04% | $1,745,453 | $2,293,807 | $0 | $349,536 | $253,538 | $0 | 72.54% |
| 2024 | Earthquake | 0.17% | $247,214 | $140,860 | $0 | $0 | $255 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.69% | $7,526,515 | $8,208,708 | $0 | $2,363,697 | $4,977,034 | $0 | 210.56% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.04% | $358,027 | $273,042 | $0 | $212,236 | $128,541 | $0 | 60.57% |
| 2024 | Products Liability | 0.06% | $36,188 | $32,945 | $0 | $0 | $31,412 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.09% | $722,378 | $777,206 | $0 | $395,956 | $721,914 | $0 | 182.32% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.07% | $396,745 | $427,343 | $0 | $66,250 | $661,842 | $0 | 0% |
| 2024 | Commercial Auto Liability - Property Damage | 0.18% | $297,085 | $320,600 | $0 | $129,706 | $44,594 | $0 | 34.38% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.09% | $6,269 | $6,374 | $0 | $0 | $1,762 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.05% | $22,279 | $22,889 | $0 | $200,000 | $13,716 | $0 | 6.86% |
| 2024 | Commercial Auto - Comprehensive | 0.08% | $123,205 | $116,657 | $0 | $100,414 | $74,292 | $0 | 73.99% |
| 2024 | Commercial Auto - Collision | 0.07% | $144,307 | $136,643 | $0 | $57,018 | $102,784 | $0 | 180.27% |
| 2024 | Fidelity | 0% | $390 | $266 | $0 | $0 | $-26 | $0 | 0% |
| 2024 | Surety | 0% | $6,938 | $6,940 | $0 | $0 | $-871 | $0 | 0% |
| 2024 | Burglary & Theft | 0.01% | $1,628 | $1,593 | $0 | $0 | $-519 | $0 | 0% |
| 2024 | Boiler & Machinery | 0% | $0 | $0 | $0 | $0 | $-172 | $0 | 0% |
| 2024 | Professional Liability (Excl Medical Malpractice) | 0% | $4,075 | $2,301 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Umbrella | 0% | $5,124 | $6,074 | $0 | $0 | $4,101 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.1% | $15,448,012 | $14,395,530 | $0 | $3,565,679 | $11,895,965 | $0 | 333.62% |
| 2023 | Total Fire & Allied Lines | 0.01% | $39,447 | $142,594 | $0 | $0 | $-9,751 | $0 | 0% |
| 2023 | Commercial Fire & Allied Lines | 0.01% | $39,447 | $142,594 | $0 | $0 | $-9,751 | $0 | 0% |
| 2023 | Total Homeowners | 0% | $0 | $0 | $0 | $5,000 | $3,731 | $0 | 74.62% |
| 2023 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $5,000 | $3,731 | $0 | 74.62% |
| 2023 | Commercial Multi-Peril | 0.25% | $2,780,232 | $2,479,564 | $0 | $580,639 | $1,662,168 | $0 | 286.27% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0% | $0 | $0 | $0 | $0 | $-23 | $0 | 0% |
| 2023 | Total Medical Malpractice | 2.13% | $3,251,062 | $3,199,697 | $0 | $911,620 | $1,144,009 | $0 | 125.49% |
| 2023 | Medical Malpractice - Dentists | 3.01% | $201,824 | $175,996 | $0 | $0 | $125,008 | $0 | 0% |
| 2023 | Medical Malpractice - Nurses | 65.51% | $1,216,956 | $821,900 | $0 | $831,250 | $446,252 | $0 | 53.68% |
| 2023 | Medical Malpractice - Other | 22.15% | $1,832,282 | $2,201,801 | $0 | $80,370 | $572,749 | $0 | 0% |
| 2023 | Earthquake | 0.06% | $81,375 | $54,403 | $0 | $0 | $306 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.74% | $8,001,338 | $7,419,748 | $0 | $1,970,569 | $8,369,348 | $0 | 424.72% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.03% | $300,727 | $316,247 | $0 | $103,236 | $178,472 | $0 | 172.88% |
| 2023 | Products Liability | 0.05% | $22,555 | $18,518 | $0 | $0 | $16,372 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.09% | $950,862 | $743,474 | $0 | $-5,385 | $542,598 | $0 | 0% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.08% | $396,473 | $315,063 | $0 | $0 | $221,418 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 0.21% | $297,501 | $235,039 | $0 | $32,455 | $151,333 | $0 | 466.29% |
| 2023 | Commercial Auto Medical Payments | 0.07% | $4,922 | $4,842 | $0 | $0 | $-121 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0.05% | $21,469 | $17,787 | $0 | $0 | $20,324 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0.09% | $108,278 | $75,202 | $0 | $1,558 | $72,610 | $0 | 0% |
| 2023 | Commercial Auto Collision | 0.06% | $122,219 | $95,541 | $0 | $-39,398 | $77,034 | $0 | -195.53% |
| 2023 | Fidelity | 0% | $136 | $355 | $0 | $0 | $-603 | $0 | 0% |
| 2023 | Surety | 0.01% | $6,938 | $6,936 | $0 | $0 | $-14,718 | $0 | 0% |
| 2023 | Burglary & Theft | 0.02% | $1,540 | $1,558 | $0 | $0 | $577 | $0 | 0% |
| 2023 | Boiler & Machinery | 0% | $-102 | $139 | $0 | $0 | $1,112 | $0 | 0% |
| 2023 | Professional Liability (Excl Medical Malpractice) | 0% | $4,575 | $2,533 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Umbrella | 0.01% | $6,880 | $6,959 | $0 | $0 | $2,543 | $0 | 0% |
| 2023 | Private Flood | 0.01% | $447 | $2,805 | $0 | $0 | $-176 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.08% | $12,019,985 | $10,852,684 | $0 | $5,162,855 | $717,922 | $0 | 13.91% |
| 2022 | Total Fire & Allied Lines | 0.03% | $123,537 | $98,583 | $0 | $0 | $15,128 | $0 | 0% |
| 2022 | Commercial Fire & Allied Lines | 0.04% | $123,537 | $98,583 | $0 | $0 | $15,128 | $0 | 0% |
| 2022 | Total Homeowners | 0% | $0 | $0 | $0 | $5,000 | $9,721 | $0 | 194.42% |
| 2022 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $5,000 | $9,721 | $0 | 194.42% |
| 2022 | Commercial Multi-Peril | 0.2% | $1,976,304 | $1,656,085 | $0 | $1,333,257 | $810,943 | $0 | 60.82% |
| 2022 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $-21 | $0 | 0% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0% | $0 | $0 | $0 | $0 | $1,427 | $0 | 0% |
| 2022 | Total Medical Malpractice | 2.29% | $3,146,948 | $3,049,009 | $0 | $973,696 | $1,283,167 | $0 | 131.78% |
| 2022 | Medical Malpractice - Physicians & Surgeons | 0% | $0 | $0 | $0 | $0 | $-103 | $0 | 0% |
| 2022 | Medical Malpractice - Dentists | 4.21% | $166,864 | $155,209 | $0 | $80,000 | $-115,000 | $0 | -143.75% |
| 2022 | Medical Malpractice - Nurses | 34.35% | $1,370,476 | $1,305,954 | $0 | $810,000 | $349,999 | $0 | 43.21% |
| 2022 | Medical Malpractice - Other | 12.16% | $1,609,608 | $1,587,846 | $0 | $83,696 | $1,048,271 | $0 | 0% |
| 2022 | Earthquake | 0.03% | $42,914 | $36,268 | $0 | $0 | $290 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.54% | $5,637,913 | $4,983,060 | $0 | $1,740,716 | $-2,147,354 | $0 | -123.36% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.04% | $326,137 | $252,840 | $0 | $39,236 | $382,247 | $0 | 0% |
| 2022 | Excess Workers Compensation | 0% | $0 | $0 | $0 | $0 | $-1 | $0 | 0% |
| 2022 | Products Liability | 0.06% | $26,688 | $40,927 | $0 | $0 | $-1,021 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.07% | $714,734 | $647,726 | $0 | $1,070,950 | $362,164 | $0 | 33.82% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.07% | $313,239 | $273,055 | $0 | $947,500 | $263,194 | $0 | 27.78% |
| 2022 | Commercial Auto Liability Property Damage | 0.15% | $232,794 | $202,629 | $0 | $31,857 | $95,162 | $0 | 298.72% |
| 2022 | Commercial Auto Medical Payments | 0.08% | $6,021 | $4,430 | $0 | $0 | $-569 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0.05% | $17,094 | $14,927 | $0 | $0 | $9,196 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.05% | $59,844 | $56,611 | $0 | $4,726 | $5,787 | $0 | 122.45% |
| 2022 | Commercial Auto Collision | 0.05% | $85,742 | $96,074 | $0 | $86,867 | $-10,606 | $0 | -12.21% |
| 2022 | Fidelity | 0% | $749 | $749 | $0 | $0 | $-168 | $0 | 0% |
| 2022 | Surety | 0.01% | $6,938 | $6,918 | $0 | $0 | $-1,355 | $0 | 0% |
| 2022 | Burglary & Theft | 0.02% | $1,770 | $1,727 | $0 | $0 | $473 | $0 | 0% |
| 2022 | Boiler & Machinery | 0% | $709 | $4,702 | $0 | $0 | $610 | $0 | 0% |
| 2022 | Professional Liability (Excl Medical Malpractice) | 0% | $4,676 | $2,549 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Umbrella | 0.01% | $7,200 | $68,991 | $0 | $0 | $1,453 | $0 | 0% |
| 2022 | Private Flood | 0.04% | $2,768 | $2,550 | $0 | $0 | $219 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.08% | $11,210,754 | $11,748,270 | $0 | $3,015,233 | $5,013,983 | $0 | 166.29% |
| 2021 | Total Fire & Allied Lines | 0.02% | $100,802 | $44,908 | $0 | $0 | $-1,892 | $0 | 0% |
| 2021 | Commercial Fire & Allied Lines | 0.03% | $100,802 | $44,908 | $0 | $0 | $-1,892 | $0 | 0% |
| 2021 | Total Homeowners | 0% | $0 | $0 | $0 | $5,000 | $4,364 | $0 | 87.28% |
| 2021 | Homeowners Multi-Peril | 0% | $0 | $0 | $0 | $5,000 | $4,364 | $0 | 87.28% |
| 2021 | Commercial Multi-Peril | 0.17% | $1,552,761 | $2,484,100 | $0 | $1,627,779 | $1,280,993 | $0 | 78.7% |
| 2021 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $2 | $0 | 0% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0% | $0 | $-2,077 | $0 | $0 | $-113 | $0 | 0% |
| 2021 | Total Medical Malpractice | 2.23% | $2,933,497 | $2,815,728 | $0 | $306,558 | $1,647,954 | $0 | 0% |
| 2021 | Medical Malpractice - Physicians & Surgeons | 0% | $0 | $0 | $0 | $0 | $100 | $0 | 0% |
| 2021 | Medical Malpractice - Dentists | 3.64% | $138,946 | $131,650 | $0 | $14,000 | $198,196 | $0 | 0% |
| 2021 | Medical Malpractice - Nurses | 37.61% | $1,223,973 | $1,153,630 | $0 | $0 | $535,001 | $0 | 0% |
| 2021 | Medical Malpractice - Other | 20.42% | $1,570,578 | $1,530,448 | $0 | $292,558 | $914,657 | $0 | 312.64% |
| 2021 | Earthquake | 0.04% | $58,258 | $82,449 | $0 | $0 | $450 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.57% | $5,523,048 | $5,287,335 | $0 | $939,341 | $2,007,922 | $0 | 213.76% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.03% | $278,444 | $278,831 | $0 | $33,236 | $-10,423 | $0 | -31.36% |
| 2021 | Products Liability | 0.15% | $62,674 | $56,525 | $0 | $0 | $44,674 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.07% | $671,550 | $675,301 | $0 | $103,319 | $32,634 | $0 | 31.59% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.06% | $264,728 | $269,602 | $0 | $77,326 | $-252,164 | $0 | -326.11% |
| 2021 | Commercial Auto Liability Property Damage | 0.15% | $196,263 | $198,847 | $0 | $20,499 | $143,778 | $0 | 0% |
| 2021 | Commercial Auto Medical Payments | 0.04% | $2,838 | $4,714 | $0 | $0 | $3,072 | $0 | 0% |
| 2021 | Commercial Auto Uninsured Motorists | 0.05% | $14,533 | $12,779 | $0 | $0 | $8,545 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.06% | $65,292 | $65,229 | $0 | $3,132 | $41,400 | $0 | 0% |
| 2021 | Commercial Auto Collision | 0.07% | $127,896 | $124,130 | $0 | $2,362 | $88,003 | $0 | 0% |
| 2021 | Fidelity | 0% | $1,027 | $1,034 | $0 | $0 | $310 | $0 | 0% |
| 2021 | Surety | 0.01% | $7,106 | $7,144 | $0 | $0 | $3,152 | $0 | 0% |
| 2021 | Burglary & Theft | 0.03% | $1,706 | $1,719 | $0 | $0 | $212 | $0 | 0% |
| 2021 | Boiler & Machinery | 0.01% | $5,169 | $2,948 | $0 | $0 | $848 | $0 | 0% |
| 2021 | Professional Liability (Excl Medical Malpractice) | 0% | $4,375 | $2,297 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Umbrella | 0.01% | $7,800 | $8,193 | $0 | $0 | $2,220 | $0 | 0% |
| 2021 | Private Flood | 0.03% | $2,537 | $1,835 | $0 | $0 | $676 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2021 | Homeowners | 0% | 0 | 0 |
Company Changes
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Financial Exams
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