Company Details
Company Name:
STANDARD FIRE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
19070Company Address:
AGENCY ADMININSTRATION 4CR HARTFORD, CT 06183
Phone Number:
8602770111Mailing Address:
ONE TOWER SQUARE HARTFORD, CT 06183
Mailing Phone:
8339032382Description:
Property and Casualty (Ch 379, RSMo)License Number:
B418161Date Admitted:
1911-03-08Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.88% | $158,082,369 | $165,122,065 | $0 | $100,997,186 | $96,599,041 | $0 | 95.65% |
| 2025 | Total Fire & Allied Lines | 0.12% | $817,101 | $869,586 | $0 | $636,241 | $556,348 | $0 | 87.44% |
| 2025 | Dwelling Fire & Allied Lines | 0.24% | $790,038 | $838,654 | $0 | $636,241 | $552,023 | $0 | 86.76% |
| 2025 | Commercial Fire & Allied Lines | 0.01% | $27,063 | $30,932 | $0 | $0 | $4,325 | $0 | 0% |
| 2025 | Total Homeowners | 0.11% | $4,000,088 | $4,089,986 | $0 | $4,911,499 | $5,832,480 | $0 | 118.75% |
| 2025 | Homeowners Multi-Peril | 0.11% | $4,000,088 | $4,089,986 | $0 | $4,911,499 | $5,832,480 | $0 | 118.75% |
| 2025 | Commercial Multi-Peril | 0.39% | $4,847,850 | $3,966,508 | $0 | $3,891,405 | $4,741,899 | $0 | 121.86% |
| 2025 | Ocean Marine | 0.79% | $436,594 | $440,841 | $0 | $91,099 | $95,145 | $0 | 104.44% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.01% | $44,295 | $45,684 | $0 | $0 | $-822 | $0 | 0% |
| 2025 | Earthquake | 0.36% | $521,520 | $524,718 | $0 | $0 | $-259 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.6% | $6,445,242 | $6,053,577 | $0 | $4,862,610 | $3,257,966 | $0 | 67% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.01% | $117,765 | $120,098 | $0 | $15,746 | $29,113 | $0 | 184.89% |
| 2025 | Liquor Liability | 0.19% | $8,599 | $1,442 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Products Liability | 0.01% | $6,781 | $4,122 | $0 | $0 | $570 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 2.38% | $77,771,807 | $82,035,692 | $0 | $43,709,404 | $39,802,464 | $0 | 91.06% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 2.43% | $38,923,409 | $40,945,123 | $0 | $20,873,425 | $18,756,586 | $0 | 89.86% |
| 2025 | Private Passenger Auto Liability - Property Damage | 1.89% | $20,007,058 | $21,620,588 | $0 | $13,221,765 | $11,715,254 | $0 | 88.61% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 1.79% | $1,582,371 | $1,663,188 | $0 | $1,181,012 | $1,242,043 | $0 | 105.17% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 3.85% | $14,058,090 | $14,515,370 | $0 | $3,772,683 | $3,611,177 | $0 | 95.72% |
| 2025 | Private Passenger Auto Liability - Underinsured Motorists | 2.16% | $3,200,879 | $3,291,423 | $0 | $4,660,519 | $4,477,404 | $0 | 96.07% |
| 2025 | Total Commercial Auto | 0.03% | $252,793 | $162,911 | $0 | $13,613 | $73,254 | $0 | 0% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.03% | $182,010 | $116,749 | $0 | $0 | $55,835 | $0 | 0% |
| 2025 | Commercial Auto Liability - Property Damage | 0.03% | $54,105 | $35,386 | $0 | $13,613 | $17,419 | $0 | 127.96% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.1% | $2,194 | $1,503 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.03% | $14,484 | $9,273 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Passenger Auto - Comprehensive | 1.87% | $26,278,314 | $27,804,719 | $0 | $22,950,277 | $22,561,830 | $0 | 98.31% |
| 2025 | Private Passenger Auto - Collision | 2.32% | $36,427,893 | $38,933,138 | $0 | $19,898,200 | $19,630,958 | $0 | 98.66% |
| 2025 | Commercial Auto - Comprehensive | 0.03% | $42,212 | $27,212 | $0 | $17,092 | $19,536 | $0 | 114.3% |
| 2025 | Commercial Auto - Collision | 0.03% | $63,165 | $41,610 | $0 | $0 | $-1,524 | $0 | 0% |
| 2025 | Fidelity | 0% | $315 | $188 | $0 | $0 | $63 | $0 | 0% |
| 2025 | Burglary & Theft | 0% | $35 | $33 | $0 | $0 | $9 | $0 | 0% |
| 2025 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $0 | $0 | $0 | $11 | $0 | 0% |
| 2024 | Total Property & Casualty | 1% | $172,077,009 | $170,507,754 | $0 | $113,043,970 | $114,114,087 | $0 | 100.95% |
| 2024 | Total Fire & Allied Lines | 0.15% | $932,417 | $953,654 | $0 | $506,233 | $462,668 | $0 | 91.39% |
| 2024 | Dwelling Fire & Allied Lines | 0.41% | $892,655 | $923,163 | $0 | $506,233 | $462,027 | $0 | 91.27% |
| 2024 | Commercial Fire & Allied Lines | 0.01% | $39,762 | $30,491 | $0 | $0 | $641 | $0 | 0% |
| 2024 | Total Homeowners | 0.12% | $4,177,824 | $4,354,636 | $0 | $3,643,495 | $3,142,860 | $0 | 86.26% |
| 2024 | Homeowners Multi-Peril | 0.13% | $4,177,824 | $4,354,636 | $0 | $3,643,495 | $3,142,860 | $0 | 86.26% |
| 2024 | Commercial Multi-Peril | 0.26% | $3,135,642 | $3,012,834 | $0 | $224,798 | $1,070,056 | $0 | 476.01% |
| 2024 | Ocean Marine | 0.78% | $443,309 | $435,789 | $0 | $6,278 | $8,737 | $0 | 139.17% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.01% | $48,111 | $49,216 | $0 | $9,697 | $1,472 | $0 | 15.18% |
| 2024 | Earthquake | 0.36% | $525,686 | $541,175 | $0 | $0 | $134 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.6% | $6,510,446 | $7,353,672 | $0 | $5,890,772 | $3,165,424 | $0 | 53.74% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.01% | $113,972 | $66,588 | $0 | $501,000 | $487,680 | $0 | 97.34% |
| 2024 | Products Liability | 0% | $1,928 | $1,902 | $0 | $0 | $1,837 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 2.79% | $86,620,558 | $86,005,871 | $0 | $47,785,631 | $52,634,921 | $0 | 110.15% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 2.93% | $43,380,584 | $43,970,922 | $0 | $20,770,000 | $24,947,247 | $0 | 120.11% |
| 2024 | Private Passenger Auto Liability - Property Damage | 2.13% | $23,158,549 | $22,875,560 | $0 | $14,376,690 | $13,748,126 | $0 | 95.63% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 1.97% | $1,755,679 | $1,853,377 | $0 | $1,164,128 | $1,128,716 | $0 | 96.96% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 4.77% | $14,954,313 | $14,141,785 | $0 | $7,394,643 | $7,195,001 | $0 | 97.3% |
| 2024 | Private Passenger Auto Liability - Underinsured Motorists | 2.57% | $3,371,433 | $3,164,227 | $0 | $4,080,170 | $5,615,831 | $0 | 137.64% |
| 2024 | Total Commercial Auto | 0.01% | $94,347 | $57,738 | $0 | $1,691 | $21,709 | $0 | 0% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.01% | $66,999 | $41,409 | $0 | $0 | $19,426 | $0 | 0% |
| 2024 | Commercial Auto Liability - Property Damage | 0.01% | $20,272 | $12,093 | $0 | $1,691 | $2,283 | $0 | 135.01% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.01% | $979 | $602 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.01% | $6,097 | $3,634 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Private Passenger Auto - Comprehensive | 2.14% | $28,696,410 | $27,791,521 | $0 | $30,837,062 | $30,007,331 | $0 | 97.31% |
| 2024 | Private Passenger Auto - Collision | 2.51% | $40,727,567 | $39,851,891 | $0 | $23,484,773 | $22,950,594 | $0 | 97.73% |
| 2024 | Commercial Auto - Comprehensive | 0.01% | $19,215 | $12,264 | $0 | $112,736 | $114,844 | $0 | 101.87% |
| 2024 | Commercial Auto - Collision | 0.01% | $29,351 | $18,861 | $0 | $39,804 | $43,830 | $0 | 110.11% |
| 2024 | Fidelity | 0% | $188 | $119 | $0 | $0 | $-9 | $0 | 0% |
| 2024 | Burglary & Theft | 0% | $38 | $23 | $0 | $0 | $-2 | $0 | 0% |
| 2024 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $0 | $0 | $0 | $1 | $0 | 0% |
| 2023 | Total Property & Casualty | 1.04% | $164,317,120 | $154,299,609 | $0 | $109,638,509 | $123,474,137 | $0 | 112.62% |
| 2023 | Total Fire & Allied Lines | 0.12% | $968,891 | $979,924 | $0 | $756,735 | $857,089 | $0 | 113.26% |
| 2023 | Dwelling Fire & Allied Lines | 0.41% | $946,438 | $964,289 | $0 | $756,735 | $857,021 | $0 | 113.25% |
| 2023 | Commercial Fire & Allied Lines | 0.01% | $22,453 | $15,635 | $0 | $0 | $68 | $0 | 0% |
| 2023 | Total Homeowners | 0.15% | $4,548,445 | $4,585,711 | $0 | $2,593,945 | $2,373,166 | $0 | 91.49% |
| 2023 | Homeowners Multi-Peril | 0.16% | $4,548,445 | $4,585,711 | $0 | $2,593,945 | $2,373,166 | $0 | 91.49% |
| 2023 | Commercial Multi-Peril | 0.23% | $2,563,108 | $1,968,056 | $0 | $1,641,524 | $2,789,179 | $0 | 169.91% |
| 2023 | Ocean Marine | 0.82% | $432,361 | $423,907 | $0 | $462,681 | $477,027 | $0 | 103.1% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.01% | $51,753 | $54,197 | $0 | $6,990 | $15,816 | $0 | 226.27% |
| 2023 | Earthquake | 0.4% | $565,179 | $566,473 | $0 | $0 | $83 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.83% | $8,882,636 | $8,683,411 | $0 | $4,988,984 | $6,456,779 | $0 | 129.42% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.01% | $63,930 | $63,648 | $0 | $0 | $3,319 | $0 | 0% |
| 2023 | Products Liability | 0% | $1,092 | $998 | $0 | $0 | $-1,212 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 2.67% | $146,239,639 | $136,973,205 | $0 | $99,187,650 | $110,502,885 | $0 | 111.41% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 3.27% | $44,148,385 | $41,616,332 | $0 | $21,126,250 | $30,910,547 | $0 | 146.31% |
| 2023 | Private Passenger Auto Liability Property Damage | 2.13% | $21,429,011 | $20,348,429 | $0 | $16,378,168 | $17,030,307 | $0 | 103.98% |
| 2023 | Private Passenger Auto Medical Payments | 2.2% | $1,949,325 | $1,956,479 | $0 | $1,173,168 | $1,149,935 | $0 | 98.02% |
| 2023 | Private Passenger Uninsured Motorists | 4.54% | $12,959,880 | $11,297,151 | $0 | $7,836,714 | $8,375,288 | $0 | 106.87% |
| 2023 | Private Passenger Underinsured Motorists | 2.49% | $2,861,911 | $2,471,548 | $0 | $4,026,127 | $4,104,775 | $0 | 101.95% |
| 2023 | Private Passenger Auto Comprehensive | 2.25% | $25,472,495 | $23,767,178 | $0 | $21,565,074 | $21,676,498 | $0 | 100.52% |
| 2023 | Private Passenger Auto Collision | 2.49% | $37,418,632 | $35,516,088 | $0 | $27,082,149 | $27,255,535 | $0 | 100.64% |
| 2023 | Fidelity | 0% | $72 | $67 | $0 | $0 | $5 | $0 | 0% |
| 2023 | Burglary & Theft | 0% | $14 | $12 | $0 | $0 | $1 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.99% | $142,926,289 | $133,389,746 | $0 | $89,530,104 | $103,511,147 | $0 | 115.62% |
| 2022 | Total Fire & Allied Lines | 0.2% | $969,625 | $1,066,770 | $0 | $523,653 | $529,423 | $0 | 101.1% |
| 2022 | Dwelling Fire & Allied Lines | 0.63% | $967,972 | $1,065,660 | $0 | $523,653 | $529,339 | $0 | 101.09% |
| 2022 | Commercial Fire & Allied Lines | 0% | $1,653 | $1,110 | $0 | $0 | $84 | $0 | 0% |
| 2022 | Total Homeowners | 0.17% | $4,654,853 | $4,721,438 | $0 | $2,132,170 | $2,592,098 | $0 | 121.57% |
| 2022 | Homeowners Multi-Peril | 0.18% | $4,654,853 | $4,721,438 | $0 | $2,132,170 | $2,592,098 | $0 | 121.57% |
| 2022 | Commercial Multi-Peril | 0.13% | $1,329,714 | $811,905 | $0 | $463,193 | $654,327 | $0 | 141.26% |
| 2022 | Ocean Marine | 0.85% | $418,320 | $411,900 | $0 | $443,509 | $440,444 | $0 | 99.31% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.01% | $67,230 | $71,444 | $0 | $9,000 | $16,484 | $0 | 183.16% |
| 2022 | Earthquake | 0.41% | $568,526 | $577,419 | $0 | $0 | $93 | $0 | 0% |
| 2022 | Direct Workers Compensation | 0.79% | $8,216,084 | $8,162,110 | $0 | $7,742,289 | $8,261,645 | $0 | 106.71% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.01% | $75,435 | $80,594 | $0 | $0 | $-4,804 | $0 | 0% |
| 2022 | Products Liability | 0% | $1,476 | $1,028 | $0 | $0 | $-361 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 2.67% | $126,624,977 | $117,485,105 | $0 | $78,216,290 | $91,021,794 | $0 | 116.37% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 3.14% | $38,440,510 | $34,691,724 | $0 | $16,705,427 | $24,504,925 | $0 | 146.69% |
| 2022 | Private Passenger Auto Liability Property Damage | 2.25% | $19,271,322 | $18,158,998 | $0 | $13,358,864 | $15,773,943 | $0 | 118.08% |
| 2022 | Private Passenger Auto Medical Payments | 2.22% | $1,973,049 | $1,937,852 | $0 | $1,031,880 | $1,088,792 | $0 | 105.52% |
| 2022 | Private Passenger Uninsured Motorists | 3.73% | $9,442,381 | $8,794,422 | $0 | $4,846,021 | $5,794,045 | $0 | 119.56% |
| 2022 | Private Passenger Underinsured Motorists | 2.35% | $2,052,921 | $1,901,452 | $0 | $2,528,725 | $3,794,962 | $0 | 150.07% |
| 2022 | Private Passenger Auto Comprehensive | 2.39% | $22,193,257 | $20,826,303 | $0 | $16,522,488 | $17,229,660 | $0 | 104.28% |
| 2022 | Private Passenger Auto Collision | 2.56% | $33,251,537 | $31,174,354 | $0 | $23,222,885 | $22,835,467 | $0 | 98.33% |
| 2022 | Fidelity | 0% | $45 | $30 | $0 | $0 | $4 | $0 | 0% |
| 2022 | Burglary & Theft | 0% | $4 | $3 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.9% | $119,343,790 | $111,977,706 | $0 | $61,676,414 | $75,592,517 | $0 | 122.56% |
| 2021 | Total Fire & Allied Lines | 0.17% | $1,151,473 | $1,301,228 | $0 | $302,561 | $245,314 | $0 | 81.08% |
| 2021 | Dwelling Fire & Allied Lines | 0.79% | $1,151,473 | $1,301,228 | $0 | $302,561 | $245,314 | $0 | 81.08% |
| 2021 | Total Homeowners | 0.19% | $4,708,791 | $4,885,309 | $0 | $2,170,864 | $1,885,781 | $0 | 86.87% |
| 2021 | Homeowners Multi-Peril | 0.2% | $4,708,791 | $4,885,309 | $0 | $2,170,864 | $1,885,781 | $0 | 86.87% |
| 2021 | Commercial Multi-Peril | 0.03% | $289,137 | $147,087 | $0 | $0 | $27,621 | $0 | 0% |
| 2021 | Ocean Marine | 0.92% | $399,349 | $404,657 | $0 | $100,143 | $124,690 | $0 | 124.51% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.01% | $66,603 | $66,934 | $0 | $402 | $-18,409 | $0 | 0% |
| 2021 | Earthquake | 0.45% | $582,361 | $620,127 | $0 | $0 | $-464 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.89% | $8,653,584 | $8,479,988 | $0 | $4,430,401 | $9,550,231 | $0 | 215.56% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.01% | $74,243 | $76,686 | $0 | $0 | $-93,470 | $0 | 0% |
| 2021 | Products Liability | 0% | $708 | $111 | $0 | $0 | $528 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 2.33% | $103,417,541 | $95,995,158 | $0 | $54,672,043 | $63,870,692 | $0 | 116.83% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 2.44% | $28,676,633 | $26,675,912 | $0 | $12,993,742 | $18,292,256 | $0 | 140.78% |
| 2021 | Private Passenger Auto Liability Property Damage | 2.07% | $16,670,062 | $15,781,553 | $0 | $9,459,405 | $11,006,694 | $0 | 116.36% |
| 2021 | Private Passenger Auto Medical Payments | 2.01% | $1,825,298 | $1,699,764 | $0 | $835,337 | $819,308 | $0 | 98.08% |
| 2021 | Private Passenger Uninsured Motorists | 3.31% | $7,612,428 | $7,071,556 | $0 | $3,791,379 | $4,735,951 | $0 | 124.91% |
| 2021 | Private Passenger Underinsured Motorists | 2.12% | $1,636,861 | $1,516,448 | $0 | $1,923,500 | $2,006,099 | $0 | 104.29% |
| 2021 | Private Passenger Auto Comprehensive | 2.18% | $18,804,842 | $17,267,665 | $0 | $9,042,147 | $9,720,745 | $0 | 107.5% |
| 2021 | Private Passenger Auto Collision | 2.36% | $28,191,417 | $25,982,260 | $0 | $16,626,533 | $17,289,639 | $0 | 103.99% |
| 2021 | Surety | 0% | $0 | $360 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Burglary & Theft | 0% | $0 | $61 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Professional Liability (Excl Medical Malpractice) | 0% | $0 | $0 | $0 | $0 | $3 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 2.49% | 29 | 52 |
| 2025 | Homeowners | 0.12% | 3 | 103 |
| 2024 | Private Passenger Auto | 2.64% | 26 | 56 |
| 2024 | Homeowners | 0.14% | 2 | 110 |
| 2023 | Private Passenger Auto | 2.57% | 26 | 58 |
| 2023 | Homeowners | 0.18% | 2 | 89 |
| 2022 | Private Passenger Auto | 2.37% | 25 | 70 |
| 2022 | Homeowners | 0.21% | 1 | 50 |
| 2021 | Private Passenger Auto | 2.14% | 21 | 65 |
| 2021 | Homeowners | 0.25% | 2 | 91 |
Company Changes
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Market Regulation Actions
Financial Exams
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