Company Details

Company Details

Company Name:
LM GENERAL INSURANCE COMPANY
License Status:
Active
NAIC Number:
36447
Company Address:
175 Berkeley Street
Boston, MA 02116
Phone Number:
6173579500
Mailing Address:
175 Berkeley Street
Boston, MA 02116
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B418118
Date Admitted:
1981-08-25

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.04% $7,353,784 $8,811,321 $0 $5,020,195 $-2,313,739 $0 -46.09%
2025 Total Private Passenger Auto 0.13% $4,154,152 $4,932,202 $0 $3,990,260 $-3,339,674 $0 -83.7%
2025 Private Passenger Auto Liability - Bodily Injury 0.1% $1,537,721 $1,842,723 $0 $3,491,335 $-3,709,999 $0 -106.26%
2025 Private Passenger Auto Liability - Property Damage 0.15% $1,639,345 $1,954,031 $0 $498,925 $370,325 $0 74.22%
2025 Private Passenger Auto Liability - Medical Payments 0.13% $118,924 $137,295 $0 $0 $0 $0 0%
2025 Private Passenger Auto Liability - Uninsured Motorists 0.11% $401,683 $468,402 $0 $0 $0 $0 0%
2025 Private Passenger Auto Liability - Underinsured Motorists 0.31% $456,479 $529,751 $0 $0 $0 $0 0%
2025 Private Passenger Auto - Comprehensive 0.08% $1,061,090 $1,294,491 $0 $0 $0 $0 0%
2025 Private Passenger Auto - Collision 0.14% $2,138,542 $2,584,628 $0 $1,029,935 $1,025,935 $0 99.61%
2024 Total Property & Casualty 0.06% $10,497,470 $13,045,545 $0 $6,877,017 $4,517,531 $0 65.69%
2024 Total Private Passenger Auto 0.19% $5,885,952 $7,299,353 $0 $4,389,347 $1,880,546 $0 42.84%
2024 Private Passenger Auto Liability - Bodily Injury 0.15% $2,219,082 $2,753,402 $0 $3,372,078 $1,089,532 $0 32.31%
2024 Private Passenger Auto Liability - Property Damage 0.22% $2,342,915 $2,922,192 $0 $1,017,269 $791,014 $0 77.76%
2024 Private Passenger Auto Liability - Medical Payments 0.18% $157,809 $200,870 $0 $0 $0 $0 0%
2024 Private Passenger Auto Liability - Uninsured Motorists 0.18% $548,735 $670,058 $0 $0 $0 $0 0%
2024 Private Passenger Auto Liability - Underinsured Motorists 0.47% $617,411 $752,831 $0 $0 $0 $0 0%
2024 Private Passenger Auto - Comprehensive 0.12% $1,544,882 $1,961,945 $0 $0 $0 $0 0%
2024 Private Passenger Auto - Collision 0.19% $3,066,636 $3,784,247 $0 $2,487,670 $2,636,985 $0 106%
2023 Total Property & Casualty 0.1% $15,458,700 $18,046,629 $0 $12,590,385 $9,477,277 $0 75.27%
2023 Total Private Passenger Automobile 0.28% $15,458,700 $18,046,629 $0 $12,590,385 $9,477,277 $0 75.27%
2023 Private Passenger Auto Liability Bodily Injury 0.24% $3,244,172 $3,844,341 $0 $3,867,419 $3,893,686 $0 100.68%
2023 Private Passenger Auto Liability Property Damage 0.35% $3,494,308 $4,019,020 $0 $1,870,200 $1,428,632 $0 76.39%
2023 Private Passenger Auto Medical Payments 0.28% $246,379 $309,910 $0 $0 $-39,992 $0 0%
2023 Private Passenger Uninsured Motorists 0.27% $764,859 $855,051 $0 $1,159,000 $-1,832,756 $0 -158.13%
2023 Private Passenger Underinsured Motorists 0.74% $855,506 $952,959 $0 $1,993,436 $2,482,731 $0 124.55%
2023 Private Passenger Auto Comprehensive 0.21% $2,367,875 $2,900,560 $0 $1,643,337 $1,406,155 $0 85.57%
2023 Private Passenger Auto Collision 0.3% $4,485,601 $5,164,788 $0 $2,056,993 $2,138,821 $0 103.98%
2022 Total Property & Casualty 0.15% $21,549,805 $26,067,485 $0 $19,358,584 $13,557,763 $0 70.03%
2022 Total Private Passenger Automobile 0.45% $21,549,805 $26,067,485 $0 $19,358,584 $13,557,763 $0 70.03%
2022 Private Passenger Auto Liability Bodily Injury 0.39% $4,718,498 $5,621,300 $0 $5,842,463 $1,676,031 $0 28.69%
2022 Private Passenger Auto Liability Property Damage 0.54% $4,633,992 $5,597,885 $0 $2,582,032 $1,997,254 $0 77.35%
2022 Private Passenger Auto Medical Payments 0.44% $392,664 $487,492 $0 $0 $-16,443 $0 0%
2022 Private Passenger Uninsured Motorists 0.39% $986,117 $1,141,816 $0 $2,990,830 $1,898,574 $0 63.48%
2022 Private Passenger Underinsured Motorists 1.25% $1,093,870 $1,259,523 $0 $1,688,861 $1,642,366 $0 97.25%
2022 Private Passenger Auto Comprehensive 0.4% $3,715,854 $4,701,466 $0 $2,379,004 $2,235,398 $0 93.96%
2022 Private Passenger Auto Collision 0.46% $6,008,810 $7,258,003 $0 $3,875,394 $4,124,583 $0 106.43%
2021 Total Property & Casualty 0.23% $30,659,471 $36,652,939 $0 $21,729,772 $18,156,815 $0 83.56%
2021 Total Private Passenger Automobile 0.69% $30,659,471 $36,652,939 $0 $21,729,772 $18,156,815 $0 83.56%
2021 Private Passenger Auto Liability Bodily Injury 0.54% $6,310,778 $7,442,557 $0 $6,081,969 $1,851,332 $0 30.44%
2021 Private Passenger Auto Liability Property Damage 0.84% $6,739,972 $8,322,649 $0 $3,146,305 $3,191,968 $0 101.45%
2021 Private Passenger Auto Medical Payments 0.63% $571,474 $664,810 $0 $0 $-21,443 $0 0%
2021 Private Passenger Uninsured Motorists 0.56% $1,292,372 $1,501,020 $0 $1,921,733 $3,243,003 $0 168.75%
2021 Private Passenger Underinsured Motorists 1.83% $1,418,325 $1,630,167 $0 $3,368,559 $3,004,679 $0 89.2%
2021 Private Passenger Auto Comprehensive 0.66% $5,701,962 $6,785,424 $0 $2,846,395 $2,447,733 $0 85.99%
2021 Private Passenger Auto Collision 0.72% $8,624,588 $10,306,312 $0 $4,364,811 $4,439,543 $0 101.71%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.19% 7 168
2024 Private Passenger Auto 0.29% 12 233
2024 Homeowners 0% 1 0
2023 Private Passenger Auto 0.46% 17 212
2023 Homeowners 0% 1 0
2022 Private Passenger Auto 0.71% 23 216
2021 Private Passenger Auto 1.03% 27 174

Company Changes

Date:
2004-07-01
Comments:
Prudential General Insurance Co. changed its name to LM General Insurance Co.
Date:
2009-12-01
Comments:
LM General Insurance Co. redomesticated from Delaware to Illinois.

Market Regulation Actions

Date:
2017-10-23
PDF

Financial Exams

This company does not have any financial exams.