Company Details
Company Name:
STANDARD INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
69019Company Address:
1100 SOUTHWEST SIXTH AVENUE PORTLAND, OR 97204-1093
Phone Number:
5033217000Mailing Address:
PO BOX 711 PORTLAND, OR 97207-0711
Mailing Phone:
9713217550Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418081Date Admitted:
1986-09-18Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.32% | $54,869,935 | $53,560,095 | $0 | $33,063,487 | $34,742,321 | $0 | 105.08% |
| 2025 | Total Individual Accident & Health | 0.05% | $4,437,255 | $4,354,416 | $0 | $1,343,679 | $1,028,721 | $0 | 76.56% |
| 2025 | Individual Disability Income | 3.68% | $4,437,255 | $4,354,416 | $0 | $1,343,679 | $1,028,721 | $0 | 76.56% |
| 2025 | Total Group Accident & Health | 0.58% | $50,432,680 | $49,205,679 | $0 | $31,719,808 | $33,713,600 | $0 | 106.29% |
| 2025 | Group Specified Disease | 2.15% | $1,306,281 | $1,507,483 | $0 | $482,507 | $596,641 | $0 | 123.65% |
| 2025 | Group Accident Only | 2.44% | $3,993,861 | $1,030,771 | $0 | $357,374 | $387,217 | $0 | 108.35% |
| 2025 | Group Disability Income | 7.63% | $35,818,199 | $36,632,789 | $0 | $23,741,512 | $25,643,033 | $0 | 108.01% |
| 2025 | Group Dental | 2.09% | $6,779,916 | $7,249,198 | $0 | $5,505,446 | $5,461,310 | $0 | 99.2% |
| 2025 | Group Limited Benefit | 0.77% | $2,534,423 | $2,785,438 | $0 | $1,632,969 | $1,625,399 | $0 | 99.54% |
| 2025 | Total Life & Annuities | 1.14% | $193,450,667 | $0 | $22,884 | $120,377,900 | $0 | $1,650,028,074 | 0% |
| 2025 | Total Individual Life | 0.07% | $2,786,936 | $0 | $22,884 | $3,795,967 | $0 | $4,276 | 0% |
| 2025 | Individual Whole Life | 0.01% | $67,048 | $0 | $21,475 | $182,842 | $0 | $2,525 | 0% |
| 2025 | Individual Term Life | 0% | $7,641 | $0 | $1,409 | $0 | $0 | $140 | 0% |
| 2025 | Individual Universal Life | 0% | $16,950 | $0 | $0 | $21,247 | $0 | $1,611 | 0% |
| 2025 | Individual Deposit-Type Contract Funds | 0.21% | $2,695,297 | $0 | $0 | $3,591,878 | $0 | $0 | 0% |
| 2025 | Total Individual Annuities | 0.19% | $17,974,331 | $0 | $0 | $7,398,362 | $0 | $0 | 0% |
| 2025 | Individual Fixed Annuities | 0.28% | $8,328,823 | $0 | $0 | $5,719,111 | $0 | $0 | 0% |
| 2025 | Individual Indexed Annuities | 0.28% | $9,645,508 | $0 | $0 | $1,619,646 | $0 | $0 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $59,605 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.15% | $20,761,267 | $0 | $22,884 | $11,194,329 | $0 | $4,276 | 0% |
| 2025 | Total Group Life | 11.37% | $172,689,400 | $0 | $0 | $50,574,420 | $0 | $1,650,023,798 | 0% |
| 2025 | Group Term Life | 8.51% | $57,467,726 | $0 | $0 | $50,531,753 | $0 | $1,650,023,798 | 0% |
| 2025 | Other Group Life | 0% | $0 | $0 | $0 | $42,667 | $0 | $0 | 0% |
| 2025 | Other Group Considerations | 19.06% | $115,221,674 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Annuities | 0% | $0 | $0 | $0 | $58,609,151 | $0 | $0 | 0% |
| 2025 | Group Variable Annuities Without Guarantees | 0% | $0 | $0 | $0 | $58,609,151 | $0 | $0 | 0% |
| 2025 | Group Life Contingencies | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 5.38% | $172,689,400 | $0 | $0 | $109,183,571 | $0 | $1,650,023,798 | 0% |
| 2024 | Total Accident & Health | 0.29% | $45,854,603 | $47,372,625 | $0 | $31,334,193 | $26,799,997 | $0 | 85.53% |
| 2024 | Total Individual Accident & Health | 0.06% | $4,437,255 | $4,354,416 | $0 | $1,343,679 | $1,028,721 | $0 | 76.56% |
| 2024 | Individual Disability Income | 3.61% | $4,437,255 | $4,354,416 | $0 | $1,343,679 | $1,028,721 | $0 | 76.56% |
| 2024 | Total Group Accident & Health | 0.45% | $41,417,348 | $43,018,209 | $0 | $29,990,514 | $25,771,276 | $0 | 85.93% |
| 2024 | Group Specified Disease | 1.13% | $584,272 | $577,820 | $0 | $191,647 | $236,400 | $0 | 123.35% |
| 2024 | Group Accident Only | 2.02% | $2,873,414 | $2,822,161 | $0 | $1,666,451 | $1,544,782 | $0 | 92.7% |
| 2024 | Group Disability Income | 5.86% | $28,244,561 | $29,776,830 | $0 | $20,880,941 | $16,544,956 | $0 | 79.23% |
| 2024 | Group Dental | 2.25% | $7,149,281 | $7,265,490 | $0 | $5,643,132 | $5,750,447 | $0 | 101.9% |
| 2024 | Group Limited Benefit | 0.81% | $2,565,820 | $2,575,908 | $0 | $1,608,343 | $1,694,691 | $0 | 105.37% |
| 2024 | Total Life & Annuities | 0.46% | $74,114,769 | $0 | $23,994 | $102,026,098 | $0 | $13,114,940 | 0% |
| 2024 | Total Individual Life | 0.06% | $2,475,332 | $0 | $23,994 | $4,102,560 | $0 | $3,939 | 0% |
| 2024 | Individual Whole Life | 0.01% | $54,517 | $0 | $22,622 | $108,931 | $0 | $2,181 | 0% |
| 2024 | Individual Term Life | 0% | $6,444 | $0 | $1,372 | $0 | $0 | $100 | 0% |
| 2024 | Individual Universal Life | 0.01% | $17,017 | $0 | $0 | $2,404 | $0 | $1,658 | 0% |
| 2024 | Individual Deposit-Type Contract Funds | 0.14% | $2,397,354 | $0 | $0 | $3,991,225 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 0.27% | $22,855,759 | $0 | $0 | $14,266,519 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 0.67% | $17,666,792 | $0 | $0 | $12,540,103 | $0 | $0 | 0% |
| 2024 | Individual Indexed Annuities | 0.15% | $5,188,967 | $0 | $0 | $1,645,612 | $0 | $0 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $80,804 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.2% | $25,331,091 | $0 | $23,994 | $18,369,079 | $0 | $3,939 | 0% |
| 2024 | Total Group Life | 3.27% | $48,783,678 | $0 | $0 | $40,224,001 | $0 | $13,111,001 | 0% |
| 2024 | Group Term Life | 7.7% | $48,783,678 | $0 | $0 | $40,181,668 | $0 | $13,111,001 | 0% |
| 2024 | Other Group Life | 0% | $0 | $0 | $0 | $42,333 | $0 | $0 | 0% |
| 2024 | Total Group Annuities | 0% | $0 | $0 | $0 | $43,433,018 | $0 | $0 | 0% |
| 2024 | Group Variable Annuities Without Guarantees | 0% | $0 | $0 | $0 | $43,433,018 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 1.5% | $48,783,678 | $0 | $0 | $83,657,019 | $0 | $13,111,001 | 0% |
| 2023 | Total Accident & Health | 0.25% | $37,009,439 | $40,479,281 | $0 | $28,688,171 | $32,462,426 | $0 | 113.16% |
| 2023 | Total Individual Accident & Health | 0.08% | $4,176,361 | $4,080,271 | $0 | $1,228,185 | $5,901,396 | $0 | 480.5% |
| 2023 | Individual Disability Income | 3.7% | $4,176,361 | $4,080,271 | $0 | $1,228,185 | $5,901,396 | $0 | 480.5% |
| 2023 | Total Group Accident & Health | 0.34% | $32,833,078 | $36,399,010 | $0 | $27,459,986 | $26,561,030 | $0 | 96.73% |
| 2023 | Group Specified Disease | 0.55% | $275,177 | $285,718 | $0 | $173,376 | $172,270 | $0 | 99.36% |
| 2023 | Group Accident Only | 1.61% | $2,175,591 | $2,137,851 | $0 | $1,882,398 | $1,503,132 | $0 | 79.85% |
| 2023 | Group Disability Income | 6.02% | $24,174,093 | $27,692,701 | $0 | $20,898,517 | $20,336,185 | $0 | 97.31% |
| 2023 | Group Dental | 1.4% | $4,537,775 | $4,583,846 | $0 | $3,471,426 | $3,453,247 | $0 | 99.48% |
| 2023 | Group Limited Benefit | 0.54% | $1,670,442 | $1,698,894 | $0 | $1,034,269 | $1,096,196 | $0 | 105.99% |
| 2023 | Total Life | 0.88% | $119,908,757 | $0 | $22,937 | $96,362,895 | $0 | $11,474,607 | 0% |
| 2023 | Total Individual Life | 0.19% | $19,418,072 | $0 | $22,937 | $17,842,069 | $0 | $4,400 | 0% |
| 2023 | Individual Whole Life | 0.01% | $53,306 | $0 | $21,605 | $155,698 | $0 | $2,449 | 0% |
| 2023 | Individual Term Life | 0% | $584 | $0 | $1,332 | $0 | $0 | $100 | 0% |
| 2023 | Individual Universal Life | 0% | $21,345 | $0 | $0 | $7,642 | $0 | $1,851 | 0% |
| 2023 | Individual Ordinary Annuities | 0.45% | $12,136,107 | $0 | $0 | $12,323,536 | $0 | $0 | 0% |
| 2023 | Individual Equity Indexed Annuities | 0.06% | $1,393,581 | $0 | $0 | $1,077,309 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0.44% | $5,813,149 | $0 | $0 | $4,277,884 | $0 | $0 | 0% |
| 2023 | Total Group Life | 2.86% | $100,490,685 | $0 | $0 | $78,520,826 | $0 | $11,470,207 | 0% |
| 2023 | Group Term Life | 7.18% | $42,570,078 | $0 | $0 | $42,756,063 | $0 | $11,470,207 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Other Considerations | 6.52% | $57,920,607 | $0 | $0 | $35,764,763 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.28% | $37,589,426 | $38,986,682 | $0 | $28,138,060 | $30,578,269 | $0 | 108.67% |
| 2022 | Total Individual Accident & Health | 0.08% | $3,965,742 | $3,874,731 | $0 | $1,028,845 | $-174,797 | $0 | -16.99% |
| 2022 | Individual Disability Income | 3.59% | $3,965,742 | $3,874,731 | $0 | $1,028,845 | $-174,797 | $0 | -16.99% |
| 2022 | Total Group Accident & Health | 0.4% | $33,623,684 | $35,111,951 | $0 | $27,109,215 | $30,753,066 | $0 | 113.44% |
| 2022 | Group Specified Disease | 0.65% | $314,521 | $300,641 | $0 | $130,158 | $142,688 | $0 | 109.63% |
| 2022 | Group Accident Only | 1.54% | $2,034,341 | $2,073,779 | $0 | $1,033,165 | $1,664,877 | $0 | 161.14% |
| 2022 | Group Disability Income | 6.58% | $24,824,086 | $26,224,073 | $0 | $21,428,289 | $24,534,197 | $0 | 114.49% |
| 2022 | Group Dental | 1.68% | $5,310,590 | $5,373,817 | $0 | $3,841,076 | $3,743,163 | $0 | 97.45% |
| 2022 | Group Limited Benefit | 0.39% | $1,140,146 | $1,139,641 | $0 | $676,527 | $668,141 | $0 | 98.76% |
| 2022 | Total Life | 0.68% | $97,104,609 | $0 | $40,090 | $83,126,914 | $0 | $10,963,352 | 0% |
| 2022 | Total Individual Life | 0.12% | $11,521,570 | $0 | $40,090 | $9,077,019 | $0 | $4,303 | 0% |
| 2022 | Individual Whole Life | 0.01% | $48,614 | $0 | $38,238 | $336,986 | $0 | $2,420 | 0% |
| 2022 | Individual Term Life | 0% | $5,306 | $0 | $1,852 | $0 | $0 | $100 | 0% |
| 2022 | Individual Universal Life | 0% | $19,870 | $0 | $0 | $0 | $0 | $1,783 | 0% |
| 2022 | Individual Ordinary Annuities | 0.29% | $6,726,567 | $0 | $0 | $7,599,215 | $0 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 0.03% | $645,251 | $0 | $0 | $1,060,126 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0.4% | $4,075,962 | $0 | $0 | $80,692 | $0 | $0 | 0% |
| 2022 | Total Group Life | 1.9% | $85,583,039 | $0 | $0 | $74,049,895 | $0 | $10,959,049 | 0% |
| 2022 | Group Term Life | 7.33% | $40,381,360 | $0 | $0 | $43,859,762 | $0 | $10,959,049 | 0% |
| 2022 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $11,188 | $0 | $0 | 0% |
| 2022 | Group Other Considerations | 4.06% | $45,201,679 | $0 | $0 | $30,178,945 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.31% | $37,139,369 | $38,852,938 | $0 | $27,489,986 | $30,221,900 | $0 | 109.94% |
| 2021 | Total Individual Accident & Health | 0.08% | $3,730,788 | $3,700,052 | $0 | $1,390,724 | $1,409,452 | $0 | 101.35% |
| 2021 | Individual Disability Income | 3.31% | $3,730,788 | $3,700,052 | $0 | $1,390,724 | $1,409,452 | $0 | 101.35% |
| 2021 | Total Group Accident & Health | 0.44% | $33,408,581 | $35,152,886 | $0 | $26,099,262 | $28,812,448 | $0 | 110.4% |
| 2021 | Group Specified Disease | 0.49% | $217,203 | $273,904 | $0 | $134,801 | $150,458 | $0 | 111.61% |
| 2021 | Group Accident Only | 1.72% | $2,069,782 | $2,162,555 | $0 | $613,049 | $684,060 | $0 | 111.58% |
| 2021 | Group Disability Income | 6.52% | $23,174,305 | $24,791,208 | $0 | $19,658,323 | $22,214,259 | $0 | 113% |
| 2021 | Group Dental | 2.2% | $6,854,691 | $6,783,608 | $0 | $5,004,367 | $5,045,744 | $0 | 100.83% |
| 2021 | Group Limited Benefit | 0.39% | $1,092,600 | $1,141,611 | $0 | $688,722 | $717,927 | $0 | 104.24% |
| 2021 | Total Life | 0.92% | $113,168,415 | $0 | $45,523 | $85,304,741 | $0 | $11,040,043 | 0% |
| 2021 | Total Individual Life | 0.15% | $11,526,194 | $0 | $45,523 | $8,157,508 | $0 | $4,342 | 0% |
| 2021 | Individual Whole Life | 0.01% | $57,130 | $0 | $43,461 | $109,141 | $0 | $2,458 | 0% |
| 2021 | Individual Term Life | 0% | $9,238 | $0 | $2,062 | $0 | $0 | $100 | 0% |
| 2021 | Individual Universal Life | 0% | $18,754 | $0 | $0 | $58,198 | $0 | $1,784 | 0% |
| 2021 | Individual Ordinary Annuities | 0.33% | $5,149,132 | $0 | $0 | $6,627,364 | $0 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 0.09% | $1,218,138 | $0 | $0 | $1,281,898 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 5.54% | $5,073,802 | $0 | $0 | $80,907 | $0 | $0 | 0% |
| 2021 | Total Group Life | 2.31% | $101,642,221 | $0 | $0 | $77,147,233 | $0 | $11,035,701 | 0% |
| 2021 | Group Term Life | 7.66% | $46,410,816 | $0 | $0 | $47,186,846 | $0 | $11,035,701 | 0% |
| 2021 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $5,971 | $0 | $0 | 0% |
| 2021 | Group Other Considerations | 4.81% | $55,231,405 | $0 | $0 | $29,954,416 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 10 | 0 |
| 2025 | Life and Annuities | 0% | 3 | 0 |
| 2024 | Health | 0% | 5 | 0 |
| 2024 | Life and Annuities | 0.42% | 1 | 35 |
| 2023 | Health | 0.35% | 6 | 80 |
| 2023 | Life and Annuities | 0.47% | 0 | 0 |
| 2022 | Health | 0.46% | 4 | 40 |
| 2022 | Life and Annuities | 0.49% | 3 | 84 |
| 2021 | Health | 0.47% | 3 | 26 |
| 2021 | Life and Annuities | 0.54% | 3 | 71 |
Company Changes
This company does not have any company changes.
Financial Exams
This company does not have any financial exams.