Company Details
Company Name:
FORETHOUGHT LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
91642Company Address:
10 West Market Street, Suite 2300 Indianapolis, IN 46204
Phone Number:
8003318853Mailing Address:
10 West Market Street, Suite 2300 Indianapolis, IN 46204
Mailing Phone:
5153933690Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418038Date Admitted:
1983-09-26Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.01% | $1,165,424 | $1,165,411 | $0 | $46,664 | $48,914 | $0 | 104.82% |
| 2025 | Total Individual Accident & Health | 0.01% | $1,165,424 | $1,165,411 | $0 | $46,664 | $48,914 | $0 | 104.82% |
| 2025 | Individual Medicare Supplement | 0.01% | $55,291 | $55,278 | $0 | $46,664 | $48,914 | $0 | 104.82% |
| 2025 | Individual Long Term Care | 0.6% | $1,110,133 | $1,110,133 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Life & Annuities | 1.54% | $260,015,525 | $0 | $0 | $306,406,255 | $0 | $1,241,225 | 0% |
| 2025 | Total Individual Life | 0.24% | $9,721,243 | $0 | $0 | $1,172,266 | $0 | $16,897 | 0% |
| 2025 | Individual Whole Life | 0.98% | $9,148,157 | $0 | $0 | $1,172,266 | $0 | $16,897 | 0% |
| 2025 | Individual Deposit-Type Contract Funds | 0.04% | $573,086 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Individual Annuities | 2.58% | $249,644,193 | $0 | $0 | $300,491,158 | $0 | $1,173,956 | 0% |
| 2025 | Individual Fixed Annuities | 3.79% | $113,022,180 | $0 | $0 | $148,888,901 | $0 | $580,373 | 0% |
| 2025 | Individual Indexed Annuities | 3.09% | $106,205,480 | $0 | $0 | $139,571,191 | $0 | $587,019 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 1.4% | $29,175,913 | $0 | $0 | $11,545,286 | $0 | $2,326 | 0% |
| 2025 | Individual Variable Annuities Without Guarantees | 0% | $0 | $0 | $0 | $0 | $0 | $18 | 0% |
| 2025 | Individual Life Contingencies | 0.16% | $1,227,818 | $0 | $0 | $366,593 | $0 | $4,220 | 0% |
| 2025 | Other Individual Annuities | 1.84% | $12,802 | $0 | $0 | $119,187 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 1.89% | $259,365,436 | $0 | $0 | $301,663,424 | $0 | $1,190,853 | 0% |
| 2025 | Total Group Life | 0.04% | $618,137 | $0 | $0 | $4,232,987 | $0 | $50,370 | 0% |
| 2025 | Group Whole Life | 1.06% | $618,137 | $0 | $0 | $4,232,987 | $0 | $50,370 | 0% |
| 2025 | Total Group Annuities | 0% | $31,952 | $0 | $0 | $509,844 | $0 | $2 | 0% |
| 2025 | Group Fixed Annuities | 0.01% | $31,952 | $0 | $0 | $216,115 | $0 | $2 | 0% |
| 2025 | Group Indexed Annuities | 0% | $0 | $0 | $0 | $292,213 | $0 | $0 | 0% |
| 2025 | Other Group Annuities | 0% | $0 | $0 | $0 | $1,516 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0.02% | $650,089 | $0 | $0 | $4,742,831 | $0 | $50,372 | 0% |
| 2024 | Total Accident & Health | 0.01% | $1,112,243 | $1,115,095 | $0 | $40,587 | $39,421 | $0 | 97.13% |
| 2024 | Total Individual Accident & Health | 0.02% | $1,112,243 | $1,115,095 | $0 | $40,587 | $39,421 | $0 | 97.13% |
| 2024 | Individual Medicare Supplement | 0.01% | $56,785 | $59,637 | $0 | $40,587 | $39,421 | $0 | 97.13% |
| 2024 | Individual Long Term Care | 0.55% | $1,055,458 | $1,055,458 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Life & Annuities | 1.91% | $305,826,221 | $0 | $0 | $343,332,301 | $0 | $1,125,665 | 0% |
| 2024 | Total Individual Life | 0.16% | $7,176,705 | $0 | $0 | $1,249,854 | $0 | $15,100 | 0% |
| 2024 | Individual Whole Life | 0.63% | $5,695,254 | $0 | $0 | $1,249,854 | $0 | $15,100 | 0% |
| 2024 | Individual Deposit-Type Contract Funds | 0.08% | $1,481,451 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 3.56% | $297,075,832 | $0 | $0 | $337,327,690 | $0 | $1,056,284 | 0% |
| 2024 | Individual Fixed Annuities | 5.85% | $154,715,306 | $0 | $0 | $152,687,787 | $0 | $536,681 | 0% |
| 2024 | Individual Indexed Annuities | 3.97% | $134,216,098 | $0 | $0 | $166,240,320 | $0 | $514,236 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 0.39% | $6,417,862 | $0 | $0 | $17,588,595 | $0 | $1,843 | 0% |
| 2024 | Individual Variable Annuities Without Guarantees | 0% | $0 | $0 | $0 | $0 | $0 | $17 | 0% |
| 2024 | Individual Life Contingencies | 0.47% | $1,590,790 | $0 | $0 | $423,439 | $0 | $3,507 | 0% |
| 2024 | Other Individual Annuities | 16.9% | $135,776 | $0 | $0 | $387,549 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 2.39% | $304,252,537 | $0 | $0 | $338,577,544 | $0 | $1,071,384 | 0% |
| 2024 | Total Group Life | 0.11% | $1,573,684 | $0 | $0 | $4,262,933 | $0 | $54,278 | 0% |
| 2024 | Group Whole Life | 2.43% | $1,573,684 | $0 | $0 | $4,262,933 | $0 | $54,278 | 0% |
| 2024 | Total Group Annuities | 0% | $0 | $0 | $0 | $491,824 | $0 | $3 | 0% |
| 2024 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $120,731 | $0 | $3 | 0% |
| 2024 | Group Indexed Annuities | 0% | $0 | $0 | $0 | $371,093 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0.05% | $1,573,684 | $0 | $0 | $4,754,757 | $0 | $54,281 | 0% |
| 2023 | Total Accident & Health | 0.01% | $1,039,347 | $63,694 | $0 | $53,270 | $52,778 | $0 | 99.08% |
| 2023 | Total Individual Accident & Health | 0.02% | $1,039,347 | $63,694 | $0 | $53,270 | $52,778 | $0 | 99.08% |
| 2023 | Individual Medicare Supplement | 0.01% | $63,702 | $63,694 | $0 | $53,270 | $52,778 | $0 | 99.08% |
| 2023 | Individual Long Term Care | 0.49% | $975,645 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Life | 1.4% | $190,002,677 | $0 | $0 | $235,138,561 | $0 | $70,639 | 0% |
| 2023 | Total Individual Life | 1.85% | $185,664,747 | $0 | $0 | $229,732,985 | $0 | $13,003 | 0% |
| 2023 | Individual Whole Life | 0.52% | $4,529,338 | $0 | $0 | $861,751 | $0 | $13,003 | 0% |
| 2023 | Individual Ordinary Annuities | 4.66% | $124,755,452 | $0 | $0 | $138,509,418 | $0 | $0 | 0% |
| 2023 | Individual Variable Annuities | 0.08% | $1,244,812 | $0 | $0 | $10,458,623 | $0 | $0 | 0% |
| 2023 | Individual Equity Indexed Annuities | 2.38% | $53,412,753 | $0 | $0 | $78,618,555 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0.04% | $501,709 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Individual Other Consideration | 1.36% | $1,220,683 | $0 | $0 | $1,284,638 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0.12% | $4,337,930 | $0 | $0 | $5,405,576 | $0 | $57,636 | 0% |
| 2023 | Group Whole Life | 7.22% | $4,290,004 | $0 | $0 | $4,704,469 | $0 | $57,636 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $47,926 | $0 | $0 | $513,029 | $0 | $0 | 0% |
| 2023 | Group Equity Indexed Annuities | 0% | $0 | $0 | $0 | $188,078 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.01% | $955,980 | $955,431 | $0 | $41,280 | $41,116 | $0 | 99.6% |
| 2022 | Total Individual Accident & Health | 0.02% | $955,980 | $955,431 | $0 | $41,280 | $41,116 | $0 | 99.6% |
| 2022 | Individual Medicare Supplement | 0.01% | $66,143 | $66,253 | $0 | $41,280 | $41,116 | $0 | 99.6% |
| 2022 | Individual Long Term Care | 0.45% | $889,837 | $889,178 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Life | 2.29% | $328,895,782 | $0 | $0 | $177,868,377 | $0 | $66,522 | 0% |
| 2022 | Total Individual Life | 3.31% | $326,000,213 | $0 | $0 | $172,969,567 | $0 | $9,132 | 0% |
| 2022 | Individual Whole Life | 0.53% | $4,617,067 | $0 | $0 | $151,080,127 | $0 | $9,132 | 0% |
| 2022 | Individual Ordinary Annuities | 6.14% | $144,473,318 | $0 | $0 | $12,211,284 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 8.92% | $175,739,895 | $0 | $0 | $9,678,156 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0.12% | $1,169,933 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.06% | $2,895,569 | $0 | $0 | $4,898,810 | $0 | $57,390 | 0% |
| 2022 | Group Whole Life | 6.86% | $2,825,569 | $0 | $0 | $4,898,810 | $0 | $57,390 | 0% |
| 2022 | Group Ordinary Annuities | 0% | $70,000 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.01% | $909,038 | $908,740 | $0 | $22,611 | $21,662 | $0 | 95.8% |
| 2021 | Total Individual Accident & Health | 0.02% | $909,038 | $908,740 | $0 | $22,611 | $21,662 | $0 | 95.8% |
| 2021 | Individual Medicare Supplement | 0.01% | $66,849 | $66,551 | $0 | $22,611 | $21,662 | $0 | 95.8% |
| 2021 | Individual Long Term Care | 0.41% | $842,189 | $842,189 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Life | 3.01% | $368,855,814 | $0 | $0 | $126,961,769 | $0 | $62,723 | 0% |
| 2021 | Total Individual Life | 4.65% | $365,715,012 | $0 | $0 | $121,571,149 | $0 | $3,831 | 0% |
| 2021 | Individual Whole Life | 0.14% | $1,240,701 | $0 | $0 | $102,791,646 | $0 | $3,831 | 0% |
| 2021 | Individual Ordinary Annuities | 10.46% | $162,802,171 | $0 | $0 | $9,325,521 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 8.81% | $199,239,332 | $0 | $0 | $9,453,982 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 2.65% | $2,432,808 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.07% | $3,140,802 | $0 | $0 | $5,390,620 | $0 | $58,892 | 0% |
| 2021 | Group Whole Life | 6.85% | $3,140,802 | $0 | $0 | $5,215,047 | $0 | $58,892 | 0% |
| 2021 | Group Variable Life | 0% | $0 | $0 | $0 | $175,573 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 0 | 0 |
| 2025 | Life and Annuities | 0% | 2 | 0 |
| 2024 | Health | 0% | 0 | 0 |
| 2024 | Life and Annuities | 2.86% | 2 | 10 |
| 2023 | Health | 0.01% | 0 | 0 |
| 2023 | Life and Annuities | 3.21% | 0 | 0 |
| 2023 | Long-Term Care Insurance | 0.37% | 0 | 0 |
| 2023 | Medicare Supplement Insurance | 0.01% | 0 | 0 |
| 2022 | Health | 0.01% | 0 | 0 |
| 2022 | Life and Annuities | 3.17% | 0 | 0 |
| 2022 | Long-Term Care Insurance | 0.34% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0.01% | 0 | 0 |
| 2021 | Health | 0.01% | 1 | 411 |
| 2021 | Life and Annuities | 3.35% | 0 | 0 |
| 2021 | Long-Term Care Insurance | 0.3% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.01% | 1 | 9999 |
Company Changes
Date:
2008-10-06Comments:
Forethought Life Assurance Company merged with and into the Forethought Life Insurance Company.Date:
2011-08-04Comments:
This company added A2 authorityMarket Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.