Company Details
Company Name:
CMFG LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
62626Company Address:
5910 MINERAL POINT ROAD MADISON, WI 53705
Phone Number:
6082385851Mailing Address:
5910 MINERAL POINT ROAD MADISON, WI 53705
Mailing Phone:
6086654525Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418034Date Admitted:
1943-06-17Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.03% | $5,538,052 | $5,495,143 | $0 | $1,680,639 | $1,564,530 | $0 | 93.09% |
| 2025 | Total Individual Accident & Health | 0.01% | $1,241,436 | $1,229,205 | $0 | $791,894 | $697,312 | $0 | 88.06% |
| 2025 | Individual Long Term Care | 0.67% | $1,236,531 | $1,224,300 | $0 | $791,894 | $697,312 | $0 | 88.06% |
| 2025 | Individual Accident Only | 0.01% | $4,822 | $4,822 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Individual Limited Benefit | 0% | $83 | $83 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Accident & Health | 0.05% | $4,296,616 | $4,265,938 | $0 | $888,745 | $867,218 | $0 | 97.58% |
| 2025 | Group Medicare Supplement | 0% | $0 | $0 | $0 | $80 | $80 | $0 | 100% |
| 2025 | Group Accident Only | 1.99% | $3,248,712 | $3,246,327 | $0 | $512,256 | $490,729 | $0 | 95.8% |
| 2025 | Group Disability Income | 0% | $467 | $467 | $0 | $4,914 | $4,914 | $0 | 100% |
| 2025 | Group Limited Benefit | 0.01% | $18,203 | $17,909 | $0 | $425 | $425 | $0 | 100% |
| 2025 | Group Short Term Credit Disability | 17.84% | $1,029,234 | $1,001,235 | $0 | $371,070 | $371,070 | $0 | 100% |
| 2025 | Total Life & Annuities | 0.15% | $24,641,638 | $0 | $383,305 | $22,622,714 | $0 | $855,277 | 0% |
| 2025 | Total Individual Life | 0.34% | $13,696,417 | $0 | $383,305 | $6,381,318 | $0 | $701,365 | 0% |
| 2025 | Individual Whole Life | 0.99% | $9,254,665 | $0 | $298,318 | $4,173,049 | $0 | $193,942 | 0% |
| 2025 | Individual Term Life | 0.67% | $4,065,027 | $0 | $0 | $1,616,581 | $0 | $457,744 | 0% |
| 2025 | Individual Universal Life | 0.02% | $92,973 | $0 | $0 | $301,575 | $0 | $14,353 | 0% |
| 2025 | Individual Variable Universal Life | 0.12% | $283,752 | $0 | $84,987 | $290,113 | $0 | $35,326 | 0% |
| 2025 | Total Individual Annuities | 0.02% | $2,006,797 | $0 | $0 | $6,192,587 | $0 | $0 | 0% |
| 2025 | Individual Fixed Annuities | 0.07% | $2,004,777 | $0 | $0 | $1,787,309 | $0 | $0 | 0% |
| 2025 | Individual Indexed Annuities | 0% | $0 | $0 | $0 | $166,663 | $0 | $0 | 0% |
| 2025 | Individual Variable Annuities With Guarantees | 0% | $2,020 | $0 | $0 | $2,228,798 | $0 | $0 | 0% |
| 2025 | Individual Variable Annuities Without Guarantees | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $1,598,059 | $0 | $0 | 0% |
| 2025 | Other Individual Annuities | 0% | $0 | $0 | $0 | $411,758 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.11% | $15,703,214 | $0 | $383,305 | $12,573,905 | $0 | $701,365 | 0% |
| 2025 | Total Group Life | 0.59% | $8,938,424 | $0 | $0 | $2,564,552 | $0 | $153,912 | 0% |
| 2025 | Group Whole Life | 2.44% | $1,420,105 | $0 | $0 | $1,625,801 | $0 | $30,917 | 0% |
| 2025 | Group Term Life | 0.1% | $681,903 | $0 | $0 | $633,103 | $0 | $62,956 | 0% |
| 2025 | Group Credit Life | 14.42% | $853,036 | $0 | $0 | $305,648 | $0 | $60,039 | 0% |
| 2025 | Other Group Considerations | 0.99% | $5,983,380 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Annuities | 0% | $0 | $0 | $0 | $7,484,257 | $0 | $0 | 0% |
| 2025 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $4,433,166 | $0 | $0 | 0% |
| 2025 | Group Variable Annuities Without Guarantees | 0% | $0 | $0 | $0 | $812,478 | $0 | $0 | 0% |
| 2025 | Group Life Contingencies | 0% | $0 | $0 | $0 | $2,238,613 | $0 | $0 | 0% |
| 2025 | Total Group Life & Annuities | 0.28% | $8,938,424 | $0 | $0 | $10,048,809 | $0 | $153,912 | 0% |
| 2024 | Total Accident & Health | 0.04% | $5,685,226 | $5,557,489 | $0 | $2,124,260 | $2,097,131 | $0 | 98.72% |
| 2024 | Total Individual Accident & Health | 0.02% | $1,300,790 | $1,316,056 | $0 | $674,140 | $691,877 | $0 | 102.63% |
| 2024 | Individual Long Term Care | 0.67% | $1,295,501 | $1,310,767 | $0 | $674,140 | $691,687 | $0 | 102.6% |
| 2024 | Individual Accident Only | 0.01% | $5,206 | $5,206 | $0 | $0 | $38 | $0 | 0% |
| 2024 | Individual Disability Income | 0% | $0 | $0 | $0 | $0 | $152 | $0 | 0% |
| 2024 | Individual Limited Benefit | 0% | $83 | $83 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Accident & Health | 0.05% | $4,384,436 | $4,241,433 | $0 | $1,450,120 | $1,405,254 | $0 | 96.91% |
| 2024 | Group Accident Only | 2.29% | $3,255,381 | $3,254,723 | $0 | $958,992 | $914,204 | $0 | 95.33% |
| 2024 | Group Disability Income | 0% | $566 | $566 | $0 | $4,914 | $4,836 | $0 | 98.41% |
| 2024 | Group Limited Benefit | 0.01% | $19,945 | $20,141 | $0 | $2,245 | $2,245 | $0 | 100% |
| 2024 | Group Short Term Credit Disability | 17.52% | $1,108,544 | $966,003 | $0 | $483,969 | $483,969 | $0 | 100% |
| 2024 | Total Life & Annuities | 0.23% | $36,875,834 | $0 | $390,513 | $29,732,482 | $0 | $829,072 | 0% |
| 2024 | Total Individual Life | 0.29% | $12,532,170 | $0 | $390,513 | $7,592,673 | $0 | $649,725 | 0% |
| 2024 | Individual Whole Life | 0.96% | $8,715,717 | $0 | $306,046 | $4,294,478 | $0 | $186,178 | 0% |
| 2024 | Individual Term Life | 0.57% | $3,434,872 | $0 | $0 | $2,358,386 | $0 | $412,736 | 0% |
| 2024 | Individual Universal Life | 0.04% | $103,322 | $0 | $0 | $395,447 | $0 | $15,243 | 0% |
| 2024 | Individual Variable Universal Life | 0.08% | $278,171 | $0 | $84,467 | $544,362 | $0 | $35,568 | 0% |
| 2024 | Individual Deposit-Type Contract Funds | 0% | $88 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Annuities | 0.04% | $3,647,719 | $0 | $0 | $6,309,168 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 0.14% | $3,645,699 | $0 | $0 | $2,799,042 | $0 | $0 | 0% |
| 2024 | Individual Indexed Annuities | 0% | $0 | $0 | $0 | $220,505 | $0 | $0 | 0% |
| 2024 | Individual Variable Annuities With Guarantees | 0% | $2,020 | $0 | $0 | $1,649,626 | $0 | $0 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $1,567,158 | $0 | $0 | 0% |
| 2024 | Other Individual Annuities | 0% | $0 | $0 | $0 | $72,837 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.13% | $16,179,889 | $0 | $390,513 | $13,901,841 | $0 | $649,725 | 0% |
| 2024 | Total Group Life | 1.39% | $20,695,945 | $0 | $0 | $2,804,313 | $0 | $179,347 | 0% |
| 2024 | Group Whole Life | 2.36% | $1,527,098 | $0 | $0 | $1,444,236 | $0 | $32,952 | 0% |
| 2024 | Group Term Life | 0.12% | $731,151 | $0 | $0 | $728,081 | $0 | $69,833 | 0% |
| 2024 | Group Credit Life | 13.7% | $1,015,170 | $0 | $0 | $631,996 | $0 | $76,562 | 0% |
| 2024 | Other Group Considerations | 6.79% | $17,422,526 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Annuities | 0% | $0 | $0 | $0 | $13,026,328 | $0 | $0 | 0% |
| 2024 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $8,355,625 | $0 | $0 | 0% |
| 2024 | Group Variable Annuities Without Guarantees | 0% | $0 | $0 | $0 | $2,808,514 | $0 | $0 | 0% |
| 2024 | Group Life Contingencies | 0% | $0 | $0 | $0 | $1,862,189 | $0 | $0 | 0% |
| 2024 | Total Group Life & Annuities | 0.64% | $20,695,945 | $0 | $0 | $15,830,641 | $0 | $179,347 | 0% |
| 2023 | Total Accident & Health | 0.04% | $6,106,614 | $6,088,955 | $0 | $3,229,043 | $3,310,249 | $0 | 102.51% |
| 2023 | Total Individual Accident & Health | 0.03% | $1,295,397 | $1,290,655 | $0 | $636,205 | $694,482 | $0 | 109.16% |
| 2023 | Individual Long Term Care | 0.66% | $1,291,439 | $1,286,697 | $0 | $636,205 | $694,447 | $0 | 109.15% |
| 2023 | Individual Accident Only | 0% | $3,875 | $3,875 | $0 | $0 | $35 | $0 | 0% |
| 2023 | Individual Limited Benefit | 0% | $83 | $83 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Group Accident & Health | 0.05% | $4,811,217 | $4,798,300 | $0 | $2,592,838 | $2,615,767 | $0 | 100.88% |
| 2023 | Group Accident Only | 2.33% | $3,145,211 | $3,143,827 | $0 | $2,052,488 | $2,075,417 | $0 | 101.12% |
| 2023 | Group Disability Income | 0% | $0 | $0 | $0 | $5,221 | $5,221 | $0 | 100% |
| 2023 | Group Limited Benefit | 0.01% | $20,551 | $20,709 | $0 | $535 | $535 | $0 | 100% |
| 2023 | Group Short Term Credit Disability | 27.5% | $1,645,455 | $1,633,764 | $0 | $534,594 | $534,594 | $0 | 100% |
| 2023 | Total Life | 0.19% | $25,875,766 | $0 | $182,604 | $34,911,550 | $0 | $784,657 | 0% |
| 2023 | Total Individual Life | 0.14% | $14,079,852 | $0 | $182,604 | $14,026,312 | $0 | $576,652 | 0% |
| 2023 | Individual Whole Life | 0.87% | $7,618,784 | $0 | $180,397 | $3,148,284 | $0 | $176,779 | 0% |
| 2023 | Individual Term Life | 0.48% | $2,810,565 | $0 | $0 | $709,000 | $0 | $343,702 | 0% |
| 2023 | Individual Universal Life | 0.02% | $106,383 | $0 | $0 | $229,555 | $0 | $15,910 | 0% |
| 2023 | Individual Graded Death Benefits | 2.91% | $508,893 | $0 | $0 | $258,728 | $0 | $2,521 | 0% |
| 2023 | Individual Variable Life | 0.33% | $338,778 | $0 | $2,207 | $1,634,203 | $0 | $37,740 | 0% |
| 2023 | Individual Ordinary Annuities | 0.03% | $725,032 | $0 | $0 | $4,998,357 | $0 | $0 | 0% |
| 2023 | Individual Variable Annuities | 0% | $2,020 | $0 | $0 | $2,249,397 | $0 | $0 | 0% |
| 2023 | Individual Modified Guaranteed Annuities | 3.86% | $1,969,397 | $0 | $0 | $89,897 | $0 | $0 | 0% |
| 2023 | Individual Equity Indexed Annuities | 0% | $0 | $0 | $0 | $560,369 | $0 | $0 | 0% |
| 2023 | Individual Deposit-Type Funds | 0% | $0 | $0 | $0 | $148,522 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0.34% | $11,795,914 | $0 | $0 | $20,885,238 | $0 | $208,005 | 0% |
| 2023 | Group Whole Life | 2.77% | $1,648,386 | $0 | $0 | $1,517,653 | $0 | $34,388 | 0% |
| 2023 | Group Term Life | 0.13% | $791,787 | $0 | $0 | $344,048 | $0 | $72,510 | 0% |
| 2023 | Group Graded Death Benefits | 0% | $0 | $0 | $0 | $0 | $0 | $4,633 | 0% |
| 2023 | Group Credit Life | 18.11% | $1,324,110 | $0 | $0 | $508,354 | $0 | $96,474 | 0% |
| 2023 | Group Ordinary Annuities | 0.21% | $2,607,177 | $0 | $0 | $918,093 | $0 | $0 | 0% |
| 2023 | Group Other Considerations | 0.61% | $5,424,454 | $0 | $0 | $17,597,090 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.05% | $6,123,820 | $6,115,287 | $0 | $2,274,265 | $5,254,828 | $0 | 231.06% |
| 2022 | Total Individual Accident & Health | 0.03% | $1,423,708 | $1,421,853 | $0 | $610,133 | $647,645 | $0 | 106.15% |
| 2022 | Individual Long Term Care | 0.71% | $1,420,820 | $1,418,965 | $0 | $610,133 | $647,635 | $0 | 106.15% |
| 2022 | Individual Accident Only | 0% | $2,805 | $2,805 | $0 | $0 | $10 | $0 | 0% |
| 2022 | Individual Limited Benefit | 0% | $83 | $83 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Accident & Health | 0.06% | $4,700,112 | $4,693,434 | $0 | $1,664,132 | $4,607,183 | $0 | 276.85% |
| 2022 | Group Accident Only | 2.23% | $2,958,348 | $2,958,474 | $0 | $1,021,725 | $3,964,889 | $0 | 388.06% |
| 2022 | Group Disability Income | 0% | $0 | $0 | $0 | $7,300 | $7,187 | $0 | 98.45% |
| 2022 | Group Limited Benefit | 0.01% | $22,799 | $22,613 | $0 | $2,500 | $2,500 | $0 | 100% |
| 2022 | Group Short Term Credit Disability | 28.13% | $1,718,965 | $1,712,347 | $0 | $632,607 | $632,607 | $0 | 100% |
| 2022 | Total Life | 0.19% | $26,869,486 | $0 | $363,286 | $24,117,800 | $0 | $774,306 | 0% |
| 2022 | Total Individual Life | 0.13% | $12,530,991 | $0 | $363,286 | $11,239,518 | $0 | $543,539 | 0% |
| 2022 | Individual Whole Life | 0.83% | $7,144,658 | $0 | $273,916 | $3,822,737 | $0 | $167,721 | 0% |
| 2022 | Individual Term Life | 0.39% | $2,440,357 | $0 | $0 | $1,742,022 | $0 | $314,739 | 0% |
| 2022 | Individual Universal Life | 0.02% | $120,383 | $0 | $0 | $372,501 | $0 | $15,919 | 0% |
| 2022 | Individual Graded Death Benefits | 2.13% | $499,209 | $0 | $0 | $358,891 | $0 | $3,029 | 0% |
| 2022 | Individual Variable Life | 0.18% | $384,580 | $0 | $89,370 | $681,720 | $0 | $42,131 | 0% |
| 2022 | Individual Ordinary Annuities | 0.02% | $459,547 | $0 | $0 | $2,247,250 | $0 | $0 | 0% |
| 2022 | Individual Variable Annuities | 0% | $43,170 | $0 | $0 | $1,110,448 | $0 | $0 | 0% |
| 2022 | Individual Modified Guaranteed Annuities | 1.87% | $1,432,897 | $0 | $0 | $230,231 | $0 | $0 | 0% |
| 2022 | Individual Equity Indexed Annuities | 0% | $0 | $0 | $0 | $673,718 | $0 | $0 | 0% |
| 2022 | Individual Deposit-Type Funds | 0% | $6,190 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.32% | $14,338,495 | $0 | $0 | $12,878,282 | $0 | $230,767 | 0% |
| 2022 | Group Whole Life | 4.3% | $1,769,563 | $0 | $0 | $1,477,428 | $0 | $36,623 | 0% |
| 2022 | Group Term Life | 0.16% | $860,659 | $0 | $0 | $686,432 | $0 | $79,735 | 0% |
| 2022 | Group Graded Death Benefits | 0% | $0 | $0 | $0 | $0 | $0 | $5,673 | 0% |
| 2022 | Group Credit Life | 16.29% | $1,449,370 | $0 | $0 | $837,781 | $0 | $108,736 | 0% |
| 2022 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $719,722 | $0 | $0 | 0% |
| 2022 | Group Other Considerations | 0.92% | $10,258,903 | $0 | $0 | $9,156,919 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.05% | $5,893,064 | $5,859,904 | $0 | $1,682,658 | $1,847,311 | $0 | 109.79% |
| 2021 | Total Individual Accident & Health | 0.03% | $1,257,256 | $1,258,141 | $0 | $426,330 | $527,737 | $0 | 123.79% |
| 2021 | Individual Long Term Care | 0.6% | $1,254,861 | $1,255,728 | $0 | $426,330 | $527,683 | $0 | 123.77% |
| 2021 | Individual Accident Only | 0% | $2,312 | $2,330 | $0 | $0 | $54 | $0 | 0% |
| 2021 | Individual Limited Benefit | 0% | $83 | $83 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Accident & Health | 0.06% | $4,635,808 | $4,601,763 | $0 | $1,256,328 | $1,319,574 | $0 | 105.03% |
| 2021 | Group Accident Only | 2.23% | $2,690,925 | $2,690,590 | $0 | $451,750 | $515,147 | $0 | 114.03% |
| 2021 | Group Disability Income | 0% | $0 | $0 | $0 | $17,794 | $17,618 | $0 | 99.01% |
| 2021 | Group Limited Benefit | 0.01% | $25,583 | $25,682 | $0 | $1,340 | $1,340 | $0 | 100% |
| 2021 | Group Short Term Credit Disability | 22.88% | $1,919,300 | $1,885,491 | $0 | $785,444 | $785,469 | $0 | 100% |
| 2021 | Total Life | 0.22% | $26,794,548 | $0 | $508,845 | $25,229,409 | $0 | $761,741 | 0% |
| 2021 | Total Individual Life | 0.14% | $11,143,173 | $0 | $508,845 | $10,707,749 | $0 | $514,870 | 0% |
| 2021 | Individual Whole Life | 0.74% | $6,541,625 | $0 | $416,455 | $2,714,270 | $0 | $168,832 | 0% |
| 2021 | Individual Term Life | 0.33% | $2,018,770 | $0 | $177 | $1,231,176 | $0 | $280,363 | 0% |
| 2021 | Individual Universal Life | 0.01% | $119,129 | $0 | $0 | $578,665 | $0 | $16,681 | 0% |
| 2021 | Individual Graded Death Benefits | 2.22% | $481,358 | $0 | $0 | $241,830 | $0 | $3,485 | 0% |
| 2021 | Individual Variable Life | 0.17% | $391,150 | $0 | $92,213 | $1,116,579 | $0 | $45,509 | 0% |
| 2021 | Individual Ordinary Annuities | 0.03% | $448,505 | $0 | $0 | $1,818,295 | $0 | $0 | 0% |
| 2021 | Individual Variable Annuities | 0.02% | $366,620 | $0 | $0 | $2,161,336 | $0 | $0 | 0% |
| 2021 | Individual Modified Guaranteed Annuities | 1.38% | $550,000 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Equity Indexed Annuities | 0% | $0 | $0 | $0 | $845,598 | $0 | $0 | 0% |
| 2021 | Individual Deposit-Type Funds | 0.25% | $226,016 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.36% | $15,651,375 | $0 | $0 | $14,521,660 | $0 | $246,871 | 0% |
| 2021 | Group Whole Life | 4.13% | $1,893,143 | $0 | $0 | $1,382,040 | $0 | $38,436 | 0% |
| 2021 | Group Term Life | 0.15% | $920,759 | $0 | $0 | $693,592 | $0 | $86,206 | 0% |
| 2021 | Group Graded Death Benefits | 0% | $0 | $0 | $0 | $0 | $0 | $6,664 | 0% |
| 2021 | Group Credit Life | 14.27% | $1,609,308 | $0 | $0 | $808,987 | $0 | $115,565 | 0% |
| 2021 | Group Other Considerations | 0.98% | $11,228,165 | $0 | $0 | $11,637,041 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Life and Annuities | 0% | 3 | 0 |
| 2024 | Life and Annuities | 0.15% | 2 | 204 |
| 2023 | Health | 0.06% | 1 | 83 |
| 2023 | Life and Annuities | 0.15% | 3 | 273 |
| 2023 | Long-Term Care Insurance | 0.55% | 1 | 112 |
| 2022 | Health | 0.07% | 2 | 127 |
| 2022 | Life and Annuities | 0.15% | 2 | 181 |
| 2022 | Long-Term Care Insurance | 0.53% | 1 | 124 |
| 2021 | Health | 0.07% | 4 | 227 |
| 2021 | Life and Annuities | 0.16% | 2 | 166 |
| 2021 | Long-Term Care Insurance | 0.47% | 3 | 373 |
Company Changes
Date:
2007-12-31Comments:
Cuna Mutual Life Insurance Company merged with and into Cuna Mutual Insurance Society.Date:
2012-01-31Comments:
Effective 1/31/12 CUNA Mutual Insurance Company changed it name to CMFG Life Insurance Company.Financial Exams
This company does not have any financial exams.