Company Details
Company Name:
FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICALicense Status:
ActiveNAIC Number:
77968Company Address:
6001 East Royalton Road, Suite 200 Cleveland, OH 44147-3529
Phone Number:
9725295085Mailing Address:
PO Box 470608 Cleveland, OH 44147-3529
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418008Date Admitted:
1993-07-12Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.08% | $13,632,034 | $13,629,408 | $0 | $3,221,337 | $3,313,390 | $0 | 102.86% |
| 2025 | Total Individual Accident & Health | 0.16% | $13,538,649 | $13,536,089 | $0 | $3,216,362 | $3,307,873 | $0 | 102.85% |
| 2025 | Individual Specified Disease | 8.33% | $9,048,919 | $9,047,208 | $0 | $2,378,388 | $2,466,712 | $0 | 103.71% |
| 2025 | Individual Accident Only | 5% | $4,470,442 | $4,469,597 | $0 | $837,974 | $841,161 | $0 | 100.38% |
| 2025 | Individual Limited Benefit | 0.01% | $19,288 | $19,284 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Accident & Health | 0% | $93,385 | $93,319 | $0 | $4,975 | $5,517 | $0 | 110.89% |
| 2025 | Group Specified Disease | 0.11% | $67,451 | $67,403 | $0 | $4,815 | $5,340 | $0 | 110.9% |
| 2025 | Group Accident Only | 0.02% | $25,934 | $25,916 | $0 | $160 | $177 | $0 | 110.63% |
| 2025 | Total Life & Annuities | 0% | $172,266 | $0 | $0 | $83,890 | $0 | $16,235,000 | 0% |
| 2025 | Total Individual Life | 0% | $172,266 | $0 | $0 | $83,890 | $0 | $16,235,000 | 0% |
| 2025 | Individual Whole Life | 0.02% | $172,266 | $0 | $0 | $83,890 | $0 | $16,235,000 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $172,266 | $0 | $0 | $83,890 | $0 | $16,235,000 | 0% |
| 2024 | Total Accident & Health | 0.08% | $12,984,592 | $12,968,764 | $0 | $2,742,264 | $2,772,613 | $0 | 101.11% |
| 2024 | Total Individual Accident & Health | 0.19% | $12,904,536 | $12,888,896 | $0 | $2,734,169 | $2,764,154 | $0 | 101.1% |
| 2024 | Individual Specified Disease | 8.11% | $8,749,002 | $8,738,398 | $0 | $2,133,360 | $2,120,706 | $0 | 99.41% |
| 2024 | Individual Accident Only | 4.29% | $4,138,935 | $4,133,919 | $0 | $598,401 | $640,962 | $0 | 107.11% |
| 2024 | Individual Limited Benefit | 0.01% | $16,599 | $16,579 | $0 | $2,408 | $2,486 | $0 | 103.24% |
| 2024 | Total Group Accident & Health | 0% | $80,056 | $79,868 | $0 | $8,095 | $8,459 | $0 | 104.5% |
| 2024 | Group Specified Disease | 0.11% | $57,947 | $57,811 | $0 | $3,135 | $3,276 | $0 | 104.5% |
| 2024 | Group Accident Only | 0.02% | $22,109 | $22,057 | $0 | $4,960 | $5,183 | $0 | 104.5% |
| 2024 | Total Life & Annuities | 0% | $165,914 | $0 | $0 | $78,169 | $0 | $15,190,000 | 0% |
| 2024 | Total Individual Life | 0% | $165,914 | $0 | $0 | $78,169 | $0 | $15,190,000 | 0% |
| 2024 | Individual Whole Life | 0.02% | $165,914 | $0 | $0 | $78,169 | $0 | $15,190,000 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $165,914 | $0 | $0 | $78,169 | $0 | $15,190,000 | 0% |
| 2023 | Total Accident & Health | 0.08% | $12,127,689 | $12,128,462 | $0 | $3,044,269 | $3,188,158 | $0 | 104.73% |
| 2023 | Total Individual Accident & Health | 0.23% | $12,044,053 | $12,044,855 | $0 | $3,037,197 | $3,179,869 | $0 | 104.7% |
| 2023 | Individual Specified Disease | 6.95% | $7,285,993 | $7,286,478 | $0 | $2,269,999 | $2,386,759 | $0 | 105.14% |
| 2023 | Individual Accident Only | 4.6% | $3,709,689 | $3,709,936 | $0 | $565,806 | $586,240 | $0 | 103.61% |
| 2023 | Individual Limited Benefit | 0.93% | $1,048,371 | $1,048,441 | $0 | $201,392 | $206,870 | $0 | 102.72% |
| 2023 | Total Group Accident & Health | 0% | $83,636 | $83,607 | $0 | $7,072 | $8,289 | $0 | 117.21% |
| 2023 | Group Specified Disease | 0.1% | $52,928 | $52,909 | $0 | $7,072 | $8,289 | $0 | 117.21% |
| 2023 | Group Accident Only | 0.02% | $24,417 | $24,409 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Group Limited Benefit | 0% | $6,291 | $6,289 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Life | 0% | $164,279 | $0 | $0 | $20,463 | $0 | $15,035,000 | 0% |
| 2023 | Total Individual Life | 0% | $164,279 | $0 | $0 | $20,463 | $0 | $15,035,000 | 0% |
| 2023 | Individual Whole Life | 0.02% | $164,279 | $0 | $0 | $20,463 | $0 | $15,035,000 | 0% |
| 2022 | Total Accident & Health | 0.08% | $11,209,061 | $11,211,726 | $0 | $2,324,355 | $2,319,254 | $0 | 99.78% |
| 2022 | Total Individual Accident & Health | 0.23% | $11,132,591 | $11,135,027 | $0 | $2,315,486 | $2,308,816 | $0 | 99.71% |
| 2022 | Individual Specified Disease | 5.97% | $6,998,805 | $7,000,336 | $0 | $1,577,648 | $1,568,184 | $0 | 99.4% |
| 2022 | Individual Accident Only | 5.23% | $3,230,189 | $3,230,896 | $0 | $598,111 | $597,588 | $0 | 99.91% |
| 2022 | Individual Limited Benefit | 0.9% | $903,597 | $903,795 | $0 | $139,727 | $143,044 | $0 | 102.37% |
| 2022 | Total Group Accident & Health | 0% | $76,470 | $76,699 | $0 | $8,869 | $10,438 | $0 | 117.69% |
| 2022 | Group Specified Disease | 0.1% | $50,459 | $50,610 | $0 | $6,269 | $7,378 | $0 | 117.69% |
| 2022 | Group Accident Only | 0.02% | $21,360 | $21,424 | $0 | $2,600 | $3,060 | $0 | 117.69% |
| 2022 | Group Limited Benefit | 0% | $4,651 | $4,665 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Life | 0% | $150,779 | $0 | $0 | $63,808 | $0 | $14,855,000 | 0% |
| 2022 | Total Individual Life | 0% | $150,779 | $0 | $0 | $63,808 | $0 | $14,855,000 | 0% |
| 2022 | Individual Whole Life | 0.02% | $150,779 | $0 | $0 | $63,808 | $0 | $14,855,000 | 0% |
| 2021 | Total Accident & Health | 0.08% | $10,293,587 | $10,270,637 | $0 | $2,782,122 | $2,747,274 | $0 | 98.75% |
| 2021 | Total Individual Accident & Health | 0.23% | $10,228,947 | $10,206,540 | $0 | $2,780,867 | $2,746,235 | $0 | 98.75% |
| 2021 | Individual Specified Disease | 7.28% | $7,515,053 | $7,498,591 | $0 | $2,365,302 | $2,351,814 | $0 | 99.43% |
| 2021 | Individual Accident Only | 4.31% | $2,696,623 | $2,690,716 | $0 | $414,365 | $393,255 | $0 | 94.91% |
| 2021 | Individual Limited Benefit | 0.03% | $17,271 | $17,233 | $0 | $1,200 | $1,166 | $0 | 97.17% |
| 2021 | Total Group Accident & Health | 0% | $64,640 | $64,097 | $0 | $1,255 | $1,039 | $0 | 82.79% |
| 2021 | Group Specified Disease | 0.11% | $50,950 | $50,522 | $0 | $1,055 | $873 | $0 | 82.75% |
| 2021 | Group Accident Only | 0.01% | $13,690 | $13,575 | $0 | $200 | $166 | $0 | 83% |
| 2021 | Total Life | 0% | $126,021 | $0 | $0 | $36 | $0 | $12,625,000 | 0% |
| 2021 | Total Individual Life | 0% | $126,021 | $0 | $0 | $36 | $0 | $12,625,000 | 0% |
| 2021 | Individual Whole Life | 0.01% | $126,021 | $0 | $0 | $36 | $0 | $12,625,000 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 2 | 0 |
| 2025 | Life and Annuities | 0% | 1 | 0 |
| 2024 | Health | 0% | 1 | 0 |
| 2024 | Life and Annuities | 0% | 0 | 0 |
| 2023 | Health | 0.1% | 0 | 0 |
| 2023 | Life and Annuities | 0% | 0 | 0 |
| 2022 | Health | 0.13% | 0 | 0 |
| 2022 | Life and Annuities | 0% | 0 | 0 |
| 2021 | Health | 0.12% | 0 | 0 |
| 2021 | Life and Annuities | 0% | 0 | 0 |
Company Changes
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Market Regulation Actions
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Financial Exams
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