What is Captive Insurance

A captive insurance company allows its owners and affiliates the ability to manage risk by leveraging their capital to reduce overall exposure within the market and thereby reducing cost of the services they provide.

Since the enactment of a captive law in 2007, Missouri has become the largest domicile in the mid-west. With an experienced staff, low examination cost, and flexible laws allow the Captive Program of the Missouri Department of Commerce and Insurance the ability to provide the level of regulation needed for nearly any situation. Combine that with some of the world’s largest captive managers, accounting, and actuarial firms calling our state home is why Missouri is on the move in the captive realm.

Steps to Forming a Captive in Missouri

Show Me-Why Missouri

Show Me - The Fact Sheet

Types of captives and coverages allowed in Missouri

Steps to forming a captive insurance company

Ongoing requirements

Process to redomesticate to Missouri

Fees and premium tax rates

Missouri captive service providers

Please submit all forms via email to:INCaptiveFilings@insurance.mo.gov

Captive insurance company laws and regulations

Captive forms

Please submit all forms via email to: INCaptiveFilings@insurance.mo.gov

For information on Missouri's Captive Insurance Program, contact:

Sam Komo, Captive Program Manager Missouri DCI
301 W. High St., Suite 530
Jefferson City, MO 65101
Phone: 573-522-9932
Fax: 573-526-2092

Email: Sam.Komo@insurance.mo.gov


Missouri Captive Association