Finding the right liability insurance is a critical step in protecting your childcare business, your staff and the families you serve. To help you navigate your options, DCI has compiled the following reference list of insurance companies offering specialized childcare liability coverage. Whether you are seeking new coverage or comparison shopping to find the best rates, we highly recommend reviewing this list with your own licensed insurance agent. Policies and coverage vary widely, so you should closely evaluate specific coverage limits, exclusions and premiums to ensure the policy you select meets the needs and operational risks of your business.

Company NameNAIC Company CodePhoneWebsite
Acuity, A Mutual Insurance Company141841-800-242-7666acuity.com
Armed Forces Insurance Exchange414591-800-495-8234afi.org
Allstate Property And Casualty Insurance Company172301-866-561-7300allstate.com
Allstate Insurance Company192321-866-561-7300allstate.com
Allstate Indemnity Company192401-866-561-7300allstate.com
Allstate Vehicle And Property Insurance Company379071-866-561-7300allstate.com
American Family Insurance Company103861-800-692-6326amfam.com
American Family Mutual Insurance Company, S.I.192751-800-692-6326amfam.com
American Southern Home Insurance Company419981-800-543-2644amig.com
Security National Insurance Company198791-877-528-7878amtrustfinancial.com
Wesco Insurance Company250111-877-528-7878amtrustfinancial.com
Auto-Owners Insurance Company189881-800-288-8740auto-owners.com
Berkley Regional Insurance Company295801-800-603-3330berkley.com
Riverport Insurance Company366841-800-603-3330berkley.com
Berkley National Insurance Company389111-800-603-3330berkley.com
Starnet Insurance Company400451-800-603-3330berkley.com
Berkshire Hathaway Specialty Insurance Company222761-402-916-3611bhspecialty.com
Berkshire Hathaway Direct Insurance Company103911-844-472-0967biberk.com
Brotherhood Mutual Insurance Company135281-800-333-3735brotherhoodmutual.com
Federal Insurance Company202811-866-324-8222chubb.com
Ace Fire Underwriters Insurance Company207021-866-324-8222chubb.com
Church Mutual Insurance Company, S.I.187671-800-554-2642churchmutual.com
The Cincinnati Insurance Company106771-888-242-8811cinfin.com
Country Casualty Insurance Company209821-866-268-6879countryfinancial.com
Country Preferred Insurance Company210081-866-268-6879countryfinancial.com
Fire Insurance Exchange216601-888-327-6335farmers.com
Truck Insurance Exchange217091-888-327-6335farmers.com
FCCI Insurance Company101781-800-226-3224fcci-group.com
Grinnell Mutual Reinsurance Company, Si141171-800-362-2041grinnellmutual.com
Guideone Specialty Insurance Company145591-877-448-4331guideone.com
Guideone Insurance Company150321-877-448-4331guideone.com
Guideone Elite Insurance Company428031-877-448-4331guideone.com
Nova Casualty Company425521-800-628-0250hanover.com
Markel Insurance Company389701-800-446-6671markel.com
Midwest Insurance Company108951-800-293-0616midins.com
Farm Bureau Town & Country Insurance Company Of Missouri268591-573-893-1400mofb.com
New Horizons Insurance Company Of Missouri123451-573-893-1400mofbinsurance.com
Integon Indemnity Corporation227721-800-526-0332nationalgeneral.com
Allied Insurance Company Of America101271-888-891-0135nationwide.com
Nationwide Mutual Insurance Company237871-800-882-2822nationwide.com
Nationwide Insurance Company Of America254531-888-891-0135nationwide.com
Nationwide Property And Casualty Insurance Company378771-888-891-0135nationwide.com
Next Insurance Us Company162851-855-222-5919nextinsurance.com
Branch Insurance Exchange168251-833-427-2624ourbranch.com
Professional Solutions Insurance Company111271-800-961-6007psicinsurance.com
Selective Insurance Company Of America125721-800-777-9656selective.com
Selective Insurance Company Of South Carolina192591-800-777-9656selective.com
Selective Way Insurance Company263011-800-777-9656selective.com
Selective Insurance Company Of The Southeast399261-800-777-9656selective.com
Shelter Mutual Insurance Company233881-800-743-5837shelterinsurance.com
West Bend Insurance Company153501-800-236-5010thesilverlining.com
The Automobile Insurance Company Of Hartford, Connecticut190621-800-842-5075travelers.com
The Standard Fire Insurance Company190701-800-842-5075travelers.com
The Travelers Indemnity Company Of America256661-800-842-5075travelers.com
The Travelers Home And Marine Insurance Company279981-800-842-5075travelers.com
Zurich American Insurance Company165351-800-382-2150zurichna.com
Contact Us
Missouri Department of Commerce & Insurance Insurance Divisions
Mailing Address

PO Box 690
Jefferson City, MO 65102-0690

Correspondence with Fees

PO Box 4001
Jefferson City, MO 65102-4001

Main Office Phone Number

(573) 751-4126

Street Address

Harry S Truman State Office Building
301 W. High St., Room 530, 
Jefferson City, MO 65101