STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% $285,200.00 $264,806.00 $84,204.00 $20,713.00 7.82%
Missouri Total 100.00% $125,326,456 $123,830,473 $49,964,516 $52,859,548 42.69%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.50% $364,299.00 $172,634.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $72,917,424 $71,294,758 $251,686 $-954,977 -1.34%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.73% $7,078,903.00 $5,998,300.00 $3,128,000.00 $4,623,481.00 77.08%
Missouri Total 100.00% $974,940,150 $962,933,485 $397,280,337 $443,502,680 46.06%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $61,342.00 $61,780.00 $36,971.00 $38,619.00 62.51%
Missouri Total 100.00% $201,917,577 $199,964,322 $75,938,842 $90,734,243 45.38%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

National Flood Insurance Program

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 10.56% $1,180,192.00 $1,314,247.00 $32,858.00 $114,579.00 8.72%
Missouri Total 100.00% $11,170,812 $10,932,806 $825,333 $886,627 8.11%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $72,769.00 $56,223.00 $2,794.00 $30,130.00 53.59%
Missouri Total 100.00% $568,337,066 $603,483,554 $334,235,058 $378,856,753 62.78%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $988,156.00 $1,051,853.00 $154,040.00 $160,265.00 15.24%
Missouri Total 100.00% $785,477,015 $793,406,772 $450,298,920 $448,529,725 56.53%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $293,294.00 $314,833.00 $494,900.00 $461,270.00 146.51%
Missouri Total 100.00% $457,656,918 $460,997,016 $204,530,039 $202,705,789 43.97%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $865,491.00 $931,483.00 $152,363.00 $518,013.00 55.61%
Missouri Total 100.00% $719,748,706 $719,174,030 $438,738,616 $475,112,521 66.06%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $475,933.00 $512,457.00 $327,385.00 $324,286.00 63.28%
Missouri Total 100.00% $571,950,381 $573,165,668 $365,913,330 $365,566,650 63.78%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $135,923.00 $145,102.00 $43,158.00 $54,230.00 37.37%
Missouri Total 100.00% $99,033,236 $98,995,200 $61,234,899 $57,751,777 58.34%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $134,800.00 $144,953.00 $4,583.00 $25,483.00 17.58%
Missouri Total 100.00% $91,622,974 $91,750,496 $47,367,334 $40,344,400 43.97%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $285,200.00 $264,806.00 $84,204.00 $20,713.00 7.82%
Missouri Total 100.00% $271,373,726 $265,149,404 $100,666,288 $86,534,872 32.64%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.67% $7,078,903.00 $5,998,300.00 $3,128,000.00 $4,623,481.00 77.08%
Missouri Total 100.00% $1,056,946,691 $1,045,454,044 $430,664,376 $475,240,408 45.46%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% $2,893,597.00 $3,100,681.00 $1,176,429.00 $1,543,547.00 49.78%
Missouri Total 100.00% $2,773,452,710 $2,784,301,481 $1,597,094,439 $1,623,488,230 58.31%



STILLWATER INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $11,936,302.00 $10,968,671.00 $4,461,256.00 $6,371,069.00 58.08%
Missouri Total 100.00% $8,218,883,685 $8,161,366,248 $4,027,395,001 $4,348,337,255 53.28%



Additional data is available for this company for the following year(s):