ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $45,991.00 $8,757.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $135,095,191 $140,253,823 $59,288,986 $58,928,282 42.02%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% $164,230.00 $28,904.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $71,142,042 $68,942,586 $2,034 $663,937 0.96%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.16% $1,576,088.00 $278,516.00 $938.00 $4,837.00 1.74%
Missouri Total 100.00% $957,852,647 $915,218,541 $542,464,859 $553,032,164 60.43%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $64,335.00 $11,095.00 $1,815.00 $1,815.00 16.36%
Missouri Total 100.00% $187,073,322 $187,813,880 $81,270,526 $85,100,266 45.31%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $26,152.00 $4,818.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $36,534,614 $39,051,612 $22,959,021 $10,878,995 27.86%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Other Liability - Warranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $24,054.00 $4,183.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $30,767,698 $29,905,408 $36,307,186 $38,334,689 128.19%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $551,520.00 $96,835.00 $32,950.00 $34,450.00 35.58%
Missouri Total 100.00% $820,637,371 $824,990,169 $451,512,091 $448,885,997 54.41%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $281,813.00 $49,730.00 $3,506.00 $4,256.00 8.56%
Missouri Total 100.00% $459,520,370 $458,810,495 $324,057,579 $320,620,799 69.88%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $563,975.00 $227,125.00 $527.00 $10,026.00 4.41%
Missouri Total 100.00% $700,801,940 $700,339,537 $408,256,743 $436,363,936 62.31%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $331,750.00 $57,093.00 $17,276.00 $17,276.00 30.26%
Missouri Total 100.00% $591,742,243 $586,980,073 $366,797,232 $371,881,808 63.36%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $60,822.00 $-25,691.00 $0.00 $2,500.00 -9.73%
Missouri Total 100.00% $100,319,759 $100,748,913 $63,654,390 $64,668,029 64.19%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Private Passenger Underinsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $53,094.00 $-22,571.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $40,279,510 $39,454,412 $29,807,295 $32,366,352 82.03%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $103,251.00 $-43,784.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $92,384,978 $94,194,036 $52,820,842 $53,774,503 57.09%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $45,991.00 $8,757.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $228,110,674 $229,282,107 $100,938,474 $99,328,482 43.32%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $1,576,088.00 $278,516.00 $938.00 $4,837.00 1.74%
Missouri Total 100.00% $1,032,753,386 $985,036,736 $579,404,501 $591,492,521 60.05%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $1,946,225.00 $338,737.00 $54,259.00 $68,508.00 20.22%
Missouri Total 100.00% $2,808,444,459 $2,808,256,870 $1,697,738,108 $1,729,295,285 61.58%



ENCOMPASS INSURANCE COMPANY OF AMERICA

2004 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $3,847,075.00 $675,010.00 $57,012.00 $75,160.00 11.13%
Missouri Total 100.00% $7,912,453,158 $7,829,991,916 $4,189,177,430 $4,504,110,599 57.52%



Additional data is available for this company for the following year(s):