ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.39% $709,377.00 $683,343.00 $0.00 $6,182.00 0.90%
Missouri Total 100.00% $29,692,123 $28,459,752 $4,565,459 $4,480,956 15.74%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.02% $239,170.00 $204,247.00 $0.00 $263,659.00 129.09%
Missouri Total 100.00% $7,912,892 $6,911,772 $3,779,867 $4,891,435 70.77%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.24% $1,625,442.00 $1,367,027.00 $1,818,706.00 $1,898,575.00 138.88%
Missouri Total 100.00% $130,839,149 $125,396,561 $75,167,765 $77,542,774 61.84%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.10% $5,580,963.00 $4,010,816.00 $1,129,137.00 $1,228,200.00 30.62%
Missouri Total 100.00% $109,421,097 $103,580,749 $78,297,189 $80,183,573 77.41%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.11% $7,722,925.00 $7,046,542.00 $8,016,345.00 $-6,072,163.00 -86.17%
Missouri Total 100.00% $366,814,284 $344,453,877 $203,892,911 $247,239,768 71.78%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $10,273.00 $9,447.00 $845,791.00 $815,619.00 8,633.63%
Missouri Total 100.00% $104,136,187 $98,237,383 $62,050,671 $70,064,950 71.32%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.92% $929,095.00 $842,154.00 $6,396.00 $-4,023.00 -0.48%
Missouri Total 100.00% $10,417,566 $10,002,524 $1,913,137 $1,973,768 19.73%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.79% $944,825.00 $939,442.00 $15,428.00 $-1,351,465.00 -143.86%
Missouri Total 100.00% $24,960,622 $23,273,707 $13,359,942 $26,377,290 113.34%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.18% $10,723,133.00 $10,182,661.00 $20,632,542.00 $36,352,172.00 357.00%
Missouri Total 100.00% $207,196,658 $197,389,289 $158,646,234 $190,913,539 96.72%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.90% $7,152,543.00 $7,368,193.00 $6,222,225.00 $7,394,660.00 100.36%
Missouri Total 100.00% $797,257,088 $779,734,022 $477,067,576 $529,486,128 67.91%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.77% $25,229,044.00 $24,152,951.00 $15,493,179.00 $20,503,980.00 84.89%
Missouri Total 100.00% $910,545,380 $905,498,903 $511,663,293 $509,530,063 56.27%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.88% $917,680.00 $1,228,289.00 $0.00 $-827.00 -0.07%
Missouri Total 100.00% $104,322,367 $102,838,326 $48,689 $997,289 0.97%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.41% $490,621.00 $468,810.00 $41,554.00 $-585,009.00 -124.79%
Missouri Total 100.00% $34,813,369 $34,594,823 $10,118,970 $20,380,872 58.91%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.94% $450,994.00 $523,036.00 $446,159.00 $323,702.00 61.89%
Missouri Total 100.00% $23,190,495 $23,073,191 $15,298,405 $15,491,490 67.14%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.70% 147,912 $3,152,380.00 $3,161,732.00 $0.00 $1,061,571.00 $697,741.00 22.07%
Missouri Total 100.00% 6,557,853 $116,616,092 $116,256,068 $14,614 $43,850,060 $37,998,288 32.68%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $24,018.00 $0.00 0.00%
Missouri Total 100.00% 1,448,026 $324,646,590 $344,472,566 $503,101 $212,439,422 $212,761,970 61.76%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% 468 $620,588.00 $540,285.00 $0.00 $477,444.00 $-141,307.00 -26.15%
Missouri Total 100.00% 1,464,981 $576,111,965 $581,983,008 $145,989 $457,210,737 $486,537,133 83.60%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.91% $7,956,337.00 $6,806,433.00 $675,217.00 $428,223.00 6.29%
Missouri Total 100.00% $416,395,682 $410,243,995 $203,389,585 $205,889,871 50.19%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $4,065.00 $5,374.00 $927.00 $3,446.00 64.12%
Missouri Total 100.00% $34,492,860 $33,501,499 $10,543,909 $25,383,878 75.77%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.90% $615,489.00 $449,976.00 $0.00 $256,699.00 57.05%
Missouri Total 100.00% $68,522,104 $64,227,345 $36,817,108 $63,677,079 99.14%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.86% $1,431,608.00 $1,236,186.00 $1,606,197.00 $1,587,933.00 128.45%
Missouri Total 100.00% $37,088,403 $35,709,324 $14,962,445 $22,612,037 63.32%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.35% $16,171,745.00 $21,171,556.00 $4,321,053.00 $17,154,641.00 81.03%
Missouri Total 100.00% $686,860,967 $646,958,151 $342,573,134 $350,359,542 54.15%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Private Flood

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 20.53% $898,774.00 $921,741.00 $8,358,058.00 $11,796,854.00 1,279.84%
Missouri Total 100.00% $4,376,853 $4,546,013 $9,693,607 $15,866,305 349.02%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-1,846.00 $-1,846.00 0.00%
Missouri Total 100.00% $1,167,008,292 $1,162,060,073 $656,891,651 $687,794,280 59.19%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.72% $1,065,754.00 $1,056,921.00 $1,253,152.00 $379,837.00 35.94%
Missouri Total 100.00% $39,237,538 $37,756,177 $20,877,900 $14,151,940 37.48%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-2.00 0.00%
Missouri Total 100.00% $102,919,740 $86,383,667 $9,953,341 $7,721,776 8.94%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 148,380 $3,772,968.00 $3,702,017.00 $0.00 $1,563,033.00 $556,434.00 15.03%
Missouri Total 100.00% 18,510,813 $11,250,055,375 $11,264,934,165 $10,211,045 $8,998,120,067 $9,109,306,437 80.86%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.25% $16,813,523.00 $14,215,428.00 $11,831,803.00 $-3,485,257.00 -24.52%
Missouri Total 100.00% $746,588,905 $704,944,801 $434,681,615 $503,382,123 71.41%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.02% $10,723,133.00 $10,182,661.00 $20,632,542.00 $36,352,172.00 357.00%
Missouri Total 100.00% $531,951,524 $523,793,955 $443,736,289 $425,896,410 81.31%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% 148,380 $3,772,968.00 $3,702,017.00 $0.00 $1,563,033.00 $556,434.00 15.03%
Missouri Total 100.00% 16,253,060 $7,800,314,473 $7,835,962,961 $673,020 $6,329,250,405 $6,392,782,880 81.58%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.53% $619,554.00 $455,350.00 $927.00 $260,145.00 57.13%
Missouri Total 100.00% $116,288,334 $111,015,500 $49,161,520 $89,934,885 81.01%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-1,846.00 $-1,846.00 0.00%
Missouri Total 100.00% $4,265,648,049 $4,220,564,367 $2,634,130,355 $2,687,237,437 63.67%



ZURICH AMERICAN INSURANCE COMPANY

2019 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.76% $90,869,857.00 $90,675,145.00 $70,880,220.00 $92,379,047.00 101.88%
Missouri Total 100.00% $11,969,277,839 $11,706,681,366 $6,947,871,013 $7,192,344,404 61.44%



Additional data is available for this company for the following year(s):