ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-258.00 0.00%
Missouri Total 100.00% $24,815,924 $23,122,644 $7,419,805 $4,753,189 20.56%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.98% $824,351.00 $1,114,858.00 $206,878.00 $96,239.00 8.63%
Missouri Total 100.00% $27,669,389 $25,670,642 $12,911,930 $15,612,038 60.82%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.13% $272,225.00 $236,626.00 $9,358.00 $10,133.00 4.28%
Missouri Total 100.00% $5,303,214 $4,993,614 $368,382 $652,459 13.07%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.34% $1,336,745.00 $1,222,665.00 $1,066,847.00 $1,283,445.00 104.97%
Missouri Total 100.00% $100,129,998 $97,822,943 $64,372,919 $65,993,777 67.46%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.21% $855,580.00 $718,513.00 $416,354.00 $438,652.00 61.05%
Missouri Total 100.00% $70,505,630 $68,931,162 $42,329,454 $43,293,904 62.81%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.82% $8,008,827.00 $7,502,557.00 $1,644,165.00 $2,727,830.00 36.36%
Missouri Total 100.00% $283,746,186 $279,497,195 $156,875,245 $177,516,187 63.51%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-5.00 $-5.00 $1,318,581.00 $1,672,221.00 -33,444,420.00%
Missouri Total 100.00% $86,761,462 $83,153,066 $58,126,480 $59,524,316 71.58%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.60% $461,931.00 $436,896.00 $17,818.00 $17,818.00 4.08%
Missouri Total 100.00% $6,999,460 $6,711,067 $1,255,932 $1,540,025 22.95%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.09% $777,544.00 $673,673.00 $0.00 $451,953.00 67.09%
Missouri Total 100.00% $19,025,617 $18,825,480 $12,566,153 $14,150,102 75.16%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.75% $8,837,651.00 $9,273,578.00 $3,617,536.00 $4,340,581.00 46.81%
Missouri Total 100.00% $130,941,330 $133,656,795 $68,896,938 $66,254,244 49.57%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.02% $7,542,194.00 $6,985,697.00 $3,094,896.00 $2,912,631.00 41.69%
Missouri Total 100.00% $738,238,971 $734,910,972 $364,027,601 $376,477,571 51.23%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.56% $23,870,119.00 $24,230,428.00 $13,152,725.00 $22,651,068.00 93.48%
Missouri Total 100.00% $933,615,745 $932,627,248 $492,947,093 $582,771,682 62.49%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.36% $1,275,190.00 $1,343,030.00 $0.00 $1,122.00 0.08%
Missouri Total 100.00% $93,471,212 $93,748,366 $34,085 $-614,832 -0.66%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.86% $598,356.00 $721,124.00 $43,165.00 $-46,972.00 -6.51%
Missouri Total 100.00% $32,211,582 $35,172,405 $11,703,216 $25,618,319 72.84%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.61% $869,366.00 $737,826.00 $78,385.00 $47,787.00 6.48%
Missouri Total 100.00% $24,099,068 $23,807,207 $4,711,752 $17,957,343 75.43%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.38% 107,566 $3,369,265.00 $3,062,193.00 $0.00 $1,973,446.00 $1,531,463.00 50.01%
Missouri Total 100.00% 5,229,711 $99,625,472 $99,977,796 $5,712 $38,745,037 $42,554,006 42.56%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $25,924.00 $-1,832.00 0.00%
Missouri Total 100.00% 1,171,344 $295,990,569 $296,296,097 $439,953 $230,257,414 $237,201,404 80.06%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.62% 4,778 $2,204,037.00 $2,204,037.00 $0.00 $1,333,961.00 $1,233,814.00 55.98%
Missouri Total 100.00% 1,383,188 $357,408,725 $355,763,844 $15,260 $272,922,956 $260,208,900 73.14%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.27% $4,762,017.00 $5,370,104.00 $2,490,269.00 $2,642,125.00 49.20%
Missouri Total 100.00% $374,553,346 $370,942,985 $173,137,418 $174,376,037 47.01%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-189.00 0.00%
Missouri Total 100.00% $28,327,347 $27,266,161 $17,429,362 $23,232,734 85.21%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1,558.00 0.00%
Missouri Total 100.00% $7,818,065 $7,552,745 $2,582,703 $2,639,154 34.94%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $27.00 0.00%
Missouri Total 100.00% $71,283,262 $72,308,015 $26,484,714 $34,206,657 47.31%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.54% $1,921,295.00 $1,365,518.00 $1,062,345.00 $-300,345.00 -21.99%
Missouri Total 100.00% $34,686,446 $34,325,462 $24,344,883 $18,404,591 53.62%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.60% $19,038,633.00 $20,442,809.00 $30,142,780.00 $25,121,034.00 122.88%
Missouri Total 100.00% $528,907,596 $518,348,063 $254,202,200 $340,616,278 65.71%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-5,327.00 $-5,327.00 0.00%
Missouri Total 100.00% $924,265,547 $898,895,798 $594,450,694 $693,296,675 77.13%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.77% $980,234.00 $1,117,795.00 $-18,952,555.00 $-20,660,364.00 -1,848.31%
Missouri Total 100.00% $35,406,749 $36,831,928 $19,085,668 $4,563,654 12.39%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $100.00 $84.00 $0.00 $9.00 10.71%
Missouri Total 100.00% $75,082,208 $75,636,953 $3,893,130 $5,396,517 7.13%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% 112,344 $5,573,302.00 $5,266,230.00 $0.00 $3,333,331.00 $2,763,445.00 52.47%
Missouri Total 100.00% 15,958,589 $9,793,285,565 $9,792,090,859 $8,815,939 $7,649,653,511 $7,702,672,467 78.66%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.02% $11,440,622.00 $10,554,299.00 $4,463,765.00 $6,591,919.00 62.46%
Missouri Total 100.00% $567,168,353 $554,940,913 $335,526,183 $362,018,311 65.24%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.90% $8,837,651.00 $9,273,578.00 $3,617,536.00 $4,340,581.00 46.81%
Missouri Total 100.00% $465,087,166 $430,145,030 $186,469,218 $187,500,800 43.59%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% 112,344 $5,573,302.00 $5,266,230.00 $0.00 $3,333,331.00 $2,763,445.00 52.47%
Missouri Total 100.00% 13,662,000 $6,332,888,871 $6,317,328,365 $468,349 $4,902,320,338 $4,924,983,653 77.96%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1,720.00 0.00%
Missouri Total 100.00% $113,635,101 $113,293,448 $46,853,476 $64,361,816 56.81%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-5,327.00 $-5,327.00 0.00%
Missouri Total 100.00% $3,606,547,016 $3,519,179,649 $2,378,359,181 $2,559,975,195 72.74%



ZURICH AMERICAN INSURANCE COMPANY

2016 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.79% $82,232,353.00 $83,493,776.00 $39,404,220.00 $43,399,662.00 51.98%
Missouri Total 100.00% $10,452,526,357 $10,257,868,974 $5,782,469,749 $6,209,192,376 60.53%



Additional data is available for this company for the following year(s):