ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.11% $1,529,922.00 $1,675,648.00 $282,871.00 $246,308.00 14.70%
Missouri Total 100.00% $25,034,391 $23,673,923 $6,084,938 $4,844,739 20.46%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.43% $214,632.00 $181,905.00 $3,927.00 $10,854.00 5.97%
Missouri Total 100.00% $4,848,131 $4,678,679 $425,168 $457,628 9.78%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.20% $1,155,475.00 $1,078,959.00 $1,167,733.00 $1,213,068.00 112.43%
Missouri Total 100.00% $96,202,136 $92,202,277 $61,116,740 $62,024,565 67.27%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.95% $603,452.00 $570,660.00 $576,150.00 $551,821.00 96.70%
Missouri Total 100.00% $63,718,933 $61,585,914 $43,629,749 $42,723,387 69.37%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.83% $7,807,891.00 $7,290,732.00 $2,643,981.00 $3,869,619.00 53.08%
Missouri Total 100.00% $276,130,715 $267,829,210 $149,469,428 $152,058,551 56.77%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $5.00 $5.00 $1,222,362.00 $1,137,650.00 22,753,000.00%
Missouri Total 100.00% $80,862,101 $79,070,844 $48,586,421 $56,917,139 71.98%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.58% $199,793.00 $208,900.00 $0.00 $-2,609.00 -1.25%
Missouri Total 100.00% $7,735,765 $7,681,869 $2,163,130 $2,273,670 29.60%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.11% $699,264.00 $676,453.00 $25,000.00 $35,501.00 5.25%
Missouri Total 100.00% $17,026,319 $16,877,314 $11,575,843 $9,762,675 57.84%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.72% $9,327,580.00 $9,320,821.00 $2,946,087.00 $4,307,499.00 46.21%
Missouri Total 100.00% $138,878,432 $141,490,230 $76,433,828 $98,392,416 69.54%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.95% $6,942,670.00 $6,614,042.00 $1,703,980.00 $2,333,268.00 35.28%
Missouri Total 100.00% $728,629,554 $725,088,654 $391,700,000 $386,873,909 53.36%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.40% $22,210,725.00 $20,521,205.00 $12,152,081.00 $10,967,135.00 53.44%
Missouri Total 100.00% $923,742,185 $913,935,939 $471,685,742 $538,321,857 58.90%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.43% $1,338,408.00 $1,198,060.00 $0.00 $1,405.00 0.12%
Missouri Total 100.00% $93,827,799 $93,699,295 $462 $461,084 0.49%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.09% $2,003,522.00 $1,829,849.00 $327,144.00 $1,036,284.00 56.63%
Missouri Total 100.00% $39,371,939 $34,587,169 $7,541,337 $47,864,657 138.39%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.50% $590,904.00 $593,094.00 $12,026.00 $73,900.00 12.46%
Missouri Total 100.00% $23,628,130 $23,499,581 $12,010,929 $5,163,611 21.97%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.63% 191,183 $2,881,276.00 $2,936,200.00 $0.00 $1,515,325.00 $908,825.00 30.95%
Missouri Total 100.00% 5,585,434 $109,615,562 $110,621,146 $11,973 $43,523,286 $42,190,276 38.14%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $34,017.00 $15,429.00 0.00%
Missouri Total 100.00% 1,328,376 $303,329,965 $302,330,839 $380,940 $229,521,732 $238,471,048 78.88%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.09% 5,427 $3,601,364.00 $3,602,210.00 $0.00 $1,726,833.00 $1,998,456.00 55.48%
Missouri Total 100.00% 1,243,398 $331,623,405 $331,119,779 $13,616 $254,223,258 $258,786,878 78.16%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Accident & Health

Individual Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-5.00 0.00%
Missouri Total 100.00% 405,271 $58,683,332 $59,637,947 $0 $27,509,679 $36,494,147 61.19%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.90% $6,107,916.00 $6,365,105.00 $2,235,982.00 $2,415,441.00 37.95%
Missouri Total 100.00% $321,625,294 $320,345,276 $142,529,914 $183,122,058 57.16%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $1,168.00 0.00%
Missouri Total 100.00% $26,720,496 $27,278,471 $8,514,950 $4,664,529 17.10%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1,604.00 0.00%
Missouri Total 100.00% $6,630,916 $6,615,553 $2,883,181 $2,787,259 42.13%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $50,000.00 $106,659.00 0.00%
Missouri Total 100.00% $75,011,759 $76,626,408 $34,298,618 $14,585,676 19.03%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.34% $1,572,988.00 $1,639,854.00 $521,664.00 $1,545,923.00 94.27%
Missouri Total 100.00% $36,256,547 $35,643,503 $15,212,306 $23,823,268 66.84%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.75% $19,331,527.00 $18,147,594.00 $8,296,804.00 $2,299,822.00 12.67%
Missouri Total 100.00% $515,140,855 $519,234,427 $280,461,690 $262,963,088 50.64%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $327.00 $327.00 0.00%
Missouri Total 100.00% $850,103,248 $834,581,297 $517,765,819 $562,474,740 67.40%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.51% $575,900.00 $489,492.00 $164,047.00 $-819,906.00 -167.50%
Missouri Total 100.00% $38,027,501 $36,646,318 $20,989,060 $21,040,848 57.42%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% 196,610 $6,482,640.00 $6,538,410.00 $0.00 $3,276,175.00 $2,922,705.00 44.70%
Missouri Total 100.00% 15,593,126 $9,193,669,241 $9,149,411,973 $7,762,668 $7,311,042,491 $7,398,322,417 80.86%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.93% $10,465,880.00 $9,825,709.00 $5,635,226.00 $6,805,050.00 69.26%
Missouri Total 100.00% $541,675,969 $525,247,428 $316,541,311 $325,759,987 62.02%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.94% $9,327,580.00 $9,320,821.00 $2,946,087.00 $4,307,499.00 46.21%
Missouri Total 100.00% $481,097,386 $491,632,182 $367,147,574 $394,860,369 80.32%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% 196,610 $6,482,640.00 $6,538,410.00 $0.00 $3,276,175.00 $2,922,710.00 44.70%
Missouri Total 100.00% 13,218,120 $6,176,375,862 $6,146,129,592 $417,598 $4,911,623,434 $4,896,386,298 79.67%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-5.00 0.00%
Missouri Total 100.00% 2,375,006 $3,017,293,379 $3,003,282,381 $7,345,070 $2,399,419,057 $2,501,936,119 83.31%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $50,000.00 $106,223.00 0.00%
Missouri Total 100.00% $114,306,152 $116,671,497 $47,836,377 $23,056,520 19.76%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $327.00 $327.00 0.00%
Missouri Total 100.00% $3,351,084,736 $3,281,894,332 $2,130,561,236 $2,228,449,077 67.90%



ZURICH AMERICAN INSURANCE COMPANY

2015 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.82% $82,212,574.00 $78,402,378.00 $34,332,166.00 $31,329,533.00 39.96%
Missouri Total 100.00% $10,032,177,523 $9,884,165,752 $5,710,273,309 $6,012,243,754 60.83%



Additional data is available for this company for the following year(s):