ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $31,866.00 $134,563.00 $261,346.00 $44,009.00 32.71%
Missouri Total 100.00% $30,184,694 $30,316,999 $16,077,301 $19,562,911 64.53%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.74% $892,288.00 $960,573.00 $469,675.00 $707,602.00 73.66%
Missouri Total 100.00% $18,807,299 $18,806,672 $5,489,504 $3,970,647 21.11%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.61% $51,026.00 $21,427.00 $1,186.00 $469.00 2.19%
Missouri Total 100.00% $3,167,368 $3,299,915 $214,812 $541,296 16.40%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.62% $476,253.00 $490,804.00 $403,320.00 $425,994.00 86.80%
Missouri Total 100.00% $77,057,583 $78,921,978 $48,940,904 $49,540,130 62.77%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.60% $333,445.00 $366,788.00 $104,107.00 $151,471.00 41.30%
Missouri Total 100.00% $55,520,797 $57,985,862 $36,017,749 $34,078,969 58.77%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.07% $5,351,203.00 $5,435,871.00 $3,008,387.00 $6,794,995.00 125.00%
Missouri Total 100.00% $258,154,184 $257,360,422 $125,225,656 $97,952,380 38.06%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $905.00 $905.00 $462,916.00 $524,136.00 57,915.58%
Missouri Total 100.00% $61,865,392 $63,274,235 $39,871,431 $35,026,063 55.36%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.29% $207,096.00 $239,671.00 $208.00 $10,208.00 4.26%
Missouri Total 100.00% $9,035,215 $9,318,286 $7,439,679 $10,472,913 112.39%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.61% $415,234.00 $407,644.00 $0.00 $50,000.00 12.27%
Missouri Total 100.00% $15,917,096 $16,537,312 $9,055,000 $5,480,603 33.14%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.76% $2,444,028.00 $2,371,837.00 $12,441.00 $-1,109,106.00 -46.76%
Missouri Total 100.00% $138,786,628 $140,042,733 $59,970,280 $61,029,098 43.58%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.82% $5,039,878.00 $4,708,498.00 $3,295,731.00 $3,851,296.00 81.79%
Missouri Total 100.00% $617,263,524 $620,689,922 $328,059,456 $325,579,492 52.45%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.58% $14,039,231.00 $16,356,068.00 $10,086,252.00 $13,529,089.00 82.72%
Missouri Total 100.00% $891,058,853 $920,403,457 $488,936,905 $555,612,334 60.37%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.39% $325,704.00 $282,747.00 $0.00 $-11,110.00 -3.93%
Missouri Total 100.00% $84,492,688 $81,049,628 $188,260 $-44,004 -0.05%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.42% $1,914,409.00 $1,773,729.00 $0.00 $3,652,876.00 205.94%
Missouri Total 100.00% $22,725,317 $22,907,547 $7,746,231 $24,214,873 105.71%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.48% $305,979.00 $395,445.00 $474,883.00 $482,763.00 122.08%
Missouri Total 100.00% $20,682,756 $20,432,295 $13,881,143 $12,838,518 62.83%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 14.35% 101,325 $12,504,881.00 $12,428,241.00 $0.00 $8,127,747.00 $11,710,657.00 94.23%
Missouri Total 100.00% 4,212,201 $87,160,796 $87,586,505 $0 $51,632,494 $56,380,230 64.37%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 906 $68,164.00 $68,161.00 $0.00 $219,722.00 $133,231.00 195.47%
Missouri Total 100.00% 1,266,752 $256,309,616 $254,915,092 $101,841 $184,783,260 $196,034,771 76.90%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Accident & Health

Group Long Term Care

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $98,391.00 $56,582.00 0.00%
Missouri Total 100.00% 50,335 $28,712,579 $27,633,698 $1,316 $14,732,268 $12,960,978 46.90%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% 93 $9,057.00 $9,057.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 72,239 $9,211,447 $9,155,550 $0 $4,482,990 $4,904,814 53.57%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.40% 431 $557,395.00 $557,395.00 $0.00 $558,373.00 $589,816.00 105.82%
Missouri Total 100.00% 643,992 $138,403,489 $138,339,711 $0 $101,010,079 $105,913,017 76.56%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-5.00 $0.00 $-561.00 11,220.00%
Missouri Total 100.00% $1,140,222,822 $1,105,212,438 $900,332,032 $944,278,585 85.44%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.72% $3,835,242.00 $4,410,685.00 $9,158,139.00 $9,124,922.00 206.88%
Missouri Total 100.00% $223,065,754 $231,018,123 $112,048,086 $134,417,678 58.18%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $183,544.00 $575,000.00 $308,462.00 168.06%
Missouri Total 100.00% $29,485,159 $29,598,095 $8,780,442 $8,197,263 27.70%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% $220,288.00 $54,570.00 $0.00 $-253,329.00 -464.23%
Missouri Total 100.00% $120,777,660 $123,366,930 $41,025,516 $14,102,358 11.43%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.00% $753,807.00 $867,833.00 $136,589.00 $67,127.00 7.74%
Missouri Total 100.00% $37,715,153 $37,528,549 $23,843,516 $19,171,992 51.09%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.49% $27,155,030.00 $27,990,923.00 $21,100,115.00 $23,288,498.00 83.20%
Missouri Total 100.00% $604,569,893 $615,621,569 $387,895,647 $326,778,287 53.08%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-15.00 $4,493.00 $4,484.00 -29,893.33%
Missouri Total 100.00% $761,230,898 $758,776,246 $484,971,058 $486,449,846 64.11%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-6.00 $0.00 $-3.00 50.00%
Missouri Total 100.00% $475,957,854 $473,162,593 $303,504,331 $301,091,698 63.63%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-17.00 $0.00 $29,762.00 -175,070.59%
Missouri Total 100.00% $701,144,550 $700,313,850 $477,171,987 $492,756,427 70.36%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-10.00 $3,594.00 $3,594.00 -35,940.00%
Missouri Total 100.00% $579,295,490 $574,940,585 $373,914,316 $372,625,474 64.81%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.22% $350,756.00 $156,072.00 $1,411,966.00 $-974,570.00 -624.44%
Missouri Total 100.00% $28,737,063 $29,395,330 $21,476,963 $34,290,103 116.65%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.19% 102,755 $13,139,497.00 $13,062,854.00 $0.00 $9,004,233.00 $12,490,286.00 95.62%
Missouri Total 100.00% 14,659,481 $6,922,016,805 $6,923,691,877 $3,843,365 $5,312,904,301 $5,378,359,740 77.68%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.42% $6,784,136.00 $6,941,683.00 $3,978,938.00 $7,956,804.00 114.62%
Missouri Total 100.00% $477,550,267 $483,398,095 $266,550,419 $232,551,058 48.11%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.65% $2,444,028.00 $2,371,837.00 $12,441.00 $-1,109,106.00 -46.76%
Missouri Total 100.00% $375,864,213 $371,145,068 $189,278,815 $218,124,965 58.77%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% 102,755 $13,139,497.00 $13,062,854.00 $0.00 $9,004,233.00 $12,490,286.00 95.62%
Missouri Total 100.00% 12,534,552 $4,930,311,792 $4,938,575,867 $180,165 $3,845,987,952 $3,880,443,746 78.57%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-5.00 $0.00 $-561.00 11,220.00%
Missouri Total 100.00% $1,197,095,955 $1,159,999,605 $940,823,123 $986,372,454 85.03%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $220,288.00 $238,114.00 $575,000.00 $55,133.00 23.15%
Missouri Total 100.00% $164,271,452 $167,197,843 $52,799,664 $26,633,906 15.93%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-48.00 $8,087.00 $37,837.00 -78,827.08%
Missouri Total 100.00% $2,778,334,278 $2,765,680,206 $1,791,179,745 $1,814,488,748 65.61%



ZURICH AMERICAN INSURANCE COMPANY

2008 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.76% $64,143,668.00 $67,610,144.00 $50,970,348.00 $60,703,078.00 89.78%
Missouri Total 100.00% $8,482,169,798 $8,475,190,441 $5,193,444,276 $5,545,130,263 65.43%



Additional data is available for this company for the following year(s):