ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.40% $802,860.00 $1,334,352.00 $858,166.00 $607,096.00 45.50%
Missouri Total 100.00% $33,388,422 $33,883,394 $19,256,853 $5,255,177 15.51%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.16% $1,017,840.00 $984,484.00 $123,368.00 $52,788.00 5.36%
Missouri Total 100.00% $19,710,931 $19,914,744 $4,046,366 $2,532,523 12.72%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.40% $12,580.00 $15,886.00 $2,785.00 $3,046.00 19.17%
Missouri Total 100.00% $3,182,069 $3,381,487 $321,486 $359,240 10.62%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.78% $674,169.00 $776,662.00 $421,309.00 $424,371.00 54.64%
Missouri Total 100.00% $86,538,763 $87,149,357 $46,101,509 $46,531,157 53.39%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.85% $496,576.00 $589,212.00 $167,752.00 $145,707.00 24.73%
Missouri Total 100.00% $58,387,652 $59,263,543 $25,355,809 $25,958,109 43.80%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.78% $4,517,001.00 $5,237,661.00 $4,844,497.00 $7,751,001.00 147.99%
Missouri Total 100.00% $253,574,124 $255,111,322 $189,701,291 $173,304,828 67.93%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.04% $-27,976.00 $-28,056.00 $544,449.00 $414,678.00 -1,478.04%
Missouri Total 100.00% $68,679,461 $68,661,375 $43,890,092 $47,403,373 69.04%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.66% $330,268.00 $399,199.00 $796.00 $-2,181.00 -0.55%
Missouri Total 100.00% $9,026,398 $9,220,495 $3,684,831 $1,521,962 16.51%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.62% $516,989.00 $572,014.00 $37,500.00 $-133.00 -0.02%
Missouri Total 100.00% $19,717,352 $19,785,131 $8,247,423 $7,838,669 39.62%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.37% $1,974,019.00 $1,792,333.00 $840,000.00 $49,409.00 2.76%
Missouri Total 100.00% $144,026,467 $144,446,977 $52,390,607 $30,932,182 21.41%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.95% $5,940,736.00 $5,293,147.00 $1,043,279.00 $1,050,116.00 19.84%
Missouri Total 100.00% $624,940,170 $624,330,193 $333,873,467 $302,067,806 48.38%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.27% $32,382,538.00 $25,614,007.00 $9,491,597.00 $26,434,856.00 103.20%
Missouri Total 100.00% $989,406,000 $970,897,495 $441,727,642 $532,644,865 54.86%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.36% $288,169.00 $283,409.00 $0.00 $9,886.00 3.49%
Missouri Total 100.00% $79,029,470 $76,674,346 $28,862 $-135,014 -0.18%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.31% $1,130,792.00 $1,241,145.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $26,235,054 $24,889,904 $6,086,873 $11,596,087 46.59%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.88% $630,077.00 $448,786.00 $27,635.00 $-97,825.00 -21.80%
Missouri Total 100.00% $21,914,254 $21,387,403 $5,210,221 $3,731,487 17.45%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 19.78% 112,995 $18,877,002.00 $18,488,221.00 $0.00 $11,112,261.00 $11,428,274.00 61.81%
Missouri Total 100.00% 4,056,406 $95,433,474 $94,870,744 $0 $45,701,126 $52,482,231 55.32%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% 207 $9,209.00 $9,505.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 45,045 $6,000,269 $6,046,886 $0 $2,679,796 $2,528,155 41.81%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.38% 348 $458,011.00 $458,011.00 $0.00 $700,968.00 $631,346.00 137.85%
Missouri Total 100.00% 787,028 $121,404,526 $123,205,114 $0 $102,608,262 $107,131,127 86.95%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $5.00 $0.00 $807.00 16,140.00%
Missouri Total 100.00% $1,104,392,640 $1,074,000,796 $709,074,079 $627,110,618 58.39%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.84% $6,796,703.00 $6,640,290.00 $1,006,160.00 $16,366,050.00 246.47%
Missouri Total 100.00% $239,442,069 $236,471,744 $112,810,278 $95,566,111 40.41%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.84% $241,968.00 $61,720.00 $175,000.00 $-1,138,754.00 -1,845.03%
Missouri Total 100.00% $28,947,064 $30,601,130 $18,854,499 $-8,009,803 -26.17%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $128.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $9,131,432 $8,885,721 $5,693,259 $5,063,113 56.98%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $148,800.00 $0.00 $-376,948.00 -253.33%
Missouri Total 100.00% $125,881,868 $128,191,866 $53,940,208 $19,554,674 15.25%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.06% $780,864.00 $788,332.00 $68,811.00 $198,692.00 25.20%
Missouri Total 100.00% $37,888,210 $39,107,765 $50,266,074 $31,376,670 80.23%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.28% $30,392,247.00 $28,324,222.00 $10,883,495.00 $14,239,646.00 50.27%
Missouri Total 100.00% $575,434,677 $590,437,730 $260,993,910 $258,810,100 43.83%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $19.00 $-680.00 $-682.00 -3,589.47%
Missouri Total 100.00% $768,820,222 $770,181,860 $486,991,645 $492,954,502 64.00%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $8.00 $0.00 $-2.00 -25.00%
Missouri Total 100.00% $451,416,503 $448,696,918 $224,867,856 $225,784,139 50.32%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $19.00 $0.00 $16,216.00 85,347.37%
Missouri Total 100.00% $708,860,964 $710,973,342 $437,992,152 $443,359,132 62.36%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $11.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $571,426,128 $570,905,786 $376,209,278 $373,624,472 65.44%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.34% $498,878.00 $1,841,370.00 $1,798,148.00 $-1,609,393.00 -87.40%
Missouri Total 100.00% $37,364,634 $39,698,625 $24,495,724 $1,772,988 4.47%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.31% 113,550 $19,344,222.00 $18,955,737.00 $0.00 $11,813,229.00 $12,059,620.00 63.62%
Missouri Total 100.00% 14,781,584 $6,321,663,058 $6,300,472,351 $2,820,494 $4,786,573,315 $4,914,517,495 78.00%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.31% $6,507,027.00 $7,546,692.00 $6,016,303.00 $8,733,443.00 115.73%
Missouri Total 100.00% $495,923,750 $499,191,223 $316,980,955 $302,558,098 60.61%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.66% $1,974,019.00 $1,792,333.00 $840,000.00 $49,409.00 2.76%
Missouri Total 100.00% $299,223,030 $296,828,557 $113,754,015 $91,289,737 30.76%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.42% 113,550 $19,344,222.00 $18,955,737.00 $0.00 $11,813,229.00 $12,059,620.00 63.62%
Missouri Total 100.00% 12,774,038 $4,634,501,331 $4,620,799,459 $149,561 $3,599,832,396 $3,659,809,895 79.20%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $5.00 $0.00 $807.00 16,140.00%
Missouri Total 100.00% $1,165,295,534 $1,134,201,601 $749,764,107 $660,625,401 58.25%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $241,968.00 $210,648.00 $175,000.00 $-1,515,702.00 -719.54%
Missouri Total 100.00% $169,414,625 $173,191,830 $79,077,895 $21,078,113 12.17%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $57.00 $-680.00 $15,532.00 27,249.12%
Missouri Total 100.00% $2,756,783,633 $2,756,117,839 $1,680,492,993 $1,705,663,119 61.89%



ZURICH AMERICAN INSURANCE COMPANY

2007 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.07% $89,397,298.00 $82,359,165.00 $32,334,067.00 $64,538,447.00 78.36%
Missouri Total 100.00% $8,389,562,041 $8,290,577,887 $4,565,097,639 $4,421,956,843 53.34%



Additional data is available for this company for the following year(s):