ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.29% $1,470,456.00 $1,491,133.00 $206,723.00 $659,064.00 44.20%
Missouri Total 100.00% $34,302,205 $34,750,943 $9,954,123 $9,858,014 28.37%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.83% $979,550.00 $1,008,416.00 $35,083.00 $25,894.00 2.57%
Missouri Total 100.00% $20,287,178 $20,136,360 $3,041,006 $9,338,707 46.38%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.54% $24,036.00 $22,877.00 $1,863.00 $2,740.00 11.98%
Missouri Total 100.00% $4,486,169 $4,096,450 $-508,812 $92,897 2.27%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.89% $820,653.00 $877,986.00 $315,022.00 $340,976.00 38.84%
Missouri Total 100.00% $92,474,523 $93,458,371 $54,124,240 $54,255,152 58.05%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.05% $676,798.00 $729,812.00 $88,618.00 $80,751.00 11.06%
Missouri Total 100.00% $64,583,189 $64,500,523 $61,101,767 $60,705,338 94.12%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.52% $6,479,437.00 $6,873,432.00 $2,596,977.00 $3,798,104.00 55.26%
Missouri Total 100.00% $257,416,800 $259,851,118 $134,421,032 $156,308,862 60.15%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-2,718.00 $75,111.00 $666,601.00 $338,851.00 451.13%
Missouri Total 100.00% $82,830,527 $82,671,242 $40,838,688 $40,730,063 49.27%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.70% $619,622.00 $668,214.00 $6,011.00 $7,712.00 1.15%
Missouri Total 100.00% $88,791,644 $88,343,882 $14,942,188 $18,041,768 20.42%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.14% $788,157.00 $784,173.00 $4,200.00 $21,832.00 2.78%
Missouri Total 100.00% $19,057,212 $18,795,548 $10,188,570 $12,963,327 68.97%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.41% $1,571,506.00 $1,544,287.00 $-572,037.00 $1,474,526.00 95.48%
Missouri Total 100.00% $111,471,643 $109,462,300 $59,637,104 $96,110,695 87.80%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.38% $2,384,436.00 $2,601,219.00 $332,625.00 $550,732.00 21.17%
Missouri Total 100.00% $631,114,959 $626,549,471 $439,987,620 $530,264,046 84.63%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.32% $33,239,507.00 $33,468,662.00 $11,048,700.00 $16,595,423.00 49.58%
Missouri Total 100.00% $1,002,570,001 $992,049,972 $424,018,402 $542,248,649 54.66%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% $174,545.00 $107,360.00 $0.00 $5,389.00 5.02%
Missouri Total 100.00% $74,987,799 $73,995,713 $157,888 $395,238 0.53%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.99% $1,236,194.00 $1,347,659.00 $0.00 $-1.00 0.00%
Missouri Total 100.00% $24,771,531 $24,370,055 $4,645,627 $2,426,287 9.96%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.83% $373,409.00 $407,883.00 $-4,351.00 $48,942.00 12.00%
Missouri Total 100.00% $20,361,971 $21,271,061 $10,450,633 $5,404,531 25.41%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 24.25% 78,226 $25,498,774.00 $25,281,085.00 $0.00 $10,735,462.00 $14,921,732.00 59.02%
Missouri Total 100.00% 4,501,659 $105,142,951 $105,661,993 $0 $47,992,224 $49,741,908 47.08%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% 105 $9,331.00 $9,034.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 80,364 $10,554,160 $10,421,575 $0 $3,432,381 $4,060,827 38.97%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.81% 978 $953,785.00 $953,785.00 $0.00 $906,629.00 $841,057.00 88.18%
Missouri Total 100.00% 1,214,997 $117,584,904 $117,788,867 $0 $90,581,960 $98,006,992 83.21%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-41,698.00 $-40,760.00 $-8,425.00 $-31,674.00 77.71%
Missouri Total 100.00% $1,012,279,567 $992,537,797 $1,261,030,502 $1,342,733,936 135.28%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.94% $6,819,962.00 $4,166,900.00 $1,027,980.00 $15,950,818.00 382.80%
Missouri Total 100.00% $232,233,886 $221,364,045 $106,188,581 $132,014,826 59.64%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.93% $-390,000.00 $-396,379.00 $-262,130.00 $36,876.00 -9.30%
Missouri Total 100.00% $41,885,262 $42,430,660 $9,486,946 $-1,215,062 -2.86%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $1,508.00 $1,558.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $8,161,923 $9,032,003 $236,981 $11,866,301 131.38%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $196,358.00 $43,486.00 $689,882.00 $-665,765.00 -1,530.99%
Missouri Total 100.00% $133,792,923 $134,958,248 $60,700,054 $52,960,943 39.24%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.51% $585,597.00 $573,928.00 $4,255.00 $152,055.00 26.49%
Missouri Total 100.00% $38,824,385 $38,005,163 $19,675,076 $43,782,935 115.20%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.94% $23,984,412.00 $23,556,159.00 $3,325,005.00 $20,852,998.00 88.52%
Missouri Total 100.00% $609,320,778 $606,834,036 $371,638,001 $406,762,156 67.03%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.84% $3,480,524.00 $3,386,012.00 $1,130,801.00 $5,152,572.00 152.17%
Missouri Total 100.00% $44,403,319 $42,164,248 $20,352,833 $16,253,820 38.55%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $3.00 0.00%
Missouri Total 100.00% $76,489,177 $71,809,168 $3,911,842 $20,744,172 28.89%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.47% 79,309 $26,461,890.00 $26,243,904.00 $0.00 $11,642,091.00 $15,762,789.00 60.06%
Missouri Total 100.00% 25,120,145 $5,683,250,070 $5,707,913,156 $1,836,464 $4,303,077,735 $4,449,351,407 77.95%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.55% $9,381,949.00 $10,008,728.00 $3,677,429.00 $4,588,226.00 45.84%
Missouri Total 100.00% $605,153,895 $607,620,684 $315,616,485 $343,004,510 56.45%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.53% $1,571,506.00 $1,544,287.00 $-572,037.00 $1,474,526.00 95.48%
Missouri Total 100.00% $295,134,822 $291,522,479 $146,503,161 $187,777,953 64.41%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.64% 79,309 $26,461,890.00 $26,243,904.00 $0.00 $11,642,091.00 $15,762,789.00 60.06%
Missouri Total 100.00% 23,039,788 $4,163,211,436 $4,199,721,128 $127,598 $3,300,392,701 $3,367,830,249 80.19%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-41,698.00 $-40,760.00 $-8,425.00 $-31,674.00 77.71%
Missouri Total 100.00% $1,094,712,981 $1,075,174,196 $1,351,507,667 $1,445,548,788 134.45%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.10% $-192,134.00 $-351,335.00 $427,752.00 $-628,889.00 179.00%
Missouri Total 100.00% $189,392,763 $191,945,065 $71,311,677 $64,755,507 33.74%



ZURICH AMERICAN INSURANCE COMPANY

2006 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.02% $85,472,251.00 $83,299,128.00 $20,633,403.00 $65,398,818.00 78.51%
Missouri Total 100.00% $8,413,347,296 $8,321,806,293 $5,503,150,397 $6,015,338,706 72.28%



Additional data is available for this company for the following year(s):