ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.02% $1,722,272.00 $1,787,003.00 $565,705.00 $485,299.00 27.16%
Missouri Total 100.00% $34,321,704 $33,891,884 $6,891,430 $20,795,199 61.36%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.68% $952,540.00 $882,564.00 $0.00 $-44,971.00 -5.10%
Missouri Total 100.00% $20,374,249 $20,930,936 $2,859,093 $1,756,010 8.39%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.44% $13,619.00 $9,581.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $3,086,430 $2,879,888 $1,213,949 $1,259,157 43.72%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.03% $981,325.00 $1,088,979.00 $759,714.00 $650,195.00 59.71%
Missouri Total 100.00% $94,966,273 $95,533,021 $47,545,217 $48,272,677 50.53%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.28% $807,657.00 $864,672.00 $231,885.00 $270,192.00 31.25%
Missouri Total 100.00% $63,177,401 $64,005,865 $24,175,823 $25,747,008 40.23%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.57% $6,879,717.00 $7,213,053.00 $4,591,497.00 $4,466,065.00 61.92%
Missouri Total 100.00% $268,161,058 $271,980,407 $147,975,880 $159,836,768 58.77%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $108,491.00 $112,806.00 $916,766.00 $1,200,755.00 1,064.44%
Missouri Total 100.00% $82,321,432 $79,876,541 $39,335,646 $42,737,585 53.50%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.96% $592,127.00 $587,197.00 $18,905.00 $-7,714.00 -1.31%
Missouri Total 100.00% $61,808,059 $61,009,066 $11,841,379 $15,054,425 24.68%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.46% $789,749.00 $797,719.00 $10,700.00 $30,700.00 3.85%
Missouri Total 100.00% $17,687,763 $17,302,729 $10,537,218 $10,671,396 61.67%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.79% $1,071,749.00 $1,001,163.00 $603,968.00 $592,023.00 59.13%
Missouri Total 100.00% $135,755,240 $131,372,826 $41,125,322 $23,826,255 18.14%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.42% $2,629,538.00 $3,127,312.00 $27,528.00 $604,103.00 19.32%
Missouri Total 100.00% $622,649,146 $614,760,000 $249,031,666 $248,131,677 40.36%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.32% $33,461,430.00 $34,530,365.00 $9,365,228.00 $19,058,394.00 55.19%
Missouri Total 100.00% $1,008,002,549 $968,998,320 $461,730,864 $594,472,086 61.35%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $46,164.00 $63,328.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $72,917,424 $71,294,758 $251,686 $-954,977 -1.34%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.71% $597,009.00 $711,498.00 $300.00 $301.00 0.04%
Missouri Total 100.00% $22,036,800 $23,215,246 $7,242,904 $10,626,397 45.77%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.94% $448,027.00 $443,908.00 $547,255.00 $8,520.00 1.92%
Missouri Total 100.00% $23,042,366 $22,631,716 $5,944,543 $13,472,018 59.53%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 19.37% 86,744 $19,621,813.00 $18,422,434.00 $0.00 $9,613,870.00 $11,634,293.00 63.15%
Missouri Total 100.00% 3,812,798 $101,315,087 $102,239,760 $213 $51,619,501 $61,942,309 60.59%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% 100 $8,392.00 $8,392.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 61,037 $8,464,678 $8,420,389 $0 $3,566,439 $5,007,284 59.47%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.92% 6,430 $1,125,656.00 $1,125,656.00 $0.00 $420,396.00 $538,380.00 47.83%
Missouri Total 100.00% 604,305 $122,060,010 $121,995,529 $0 $85,468,808 $89,851,650 73.65%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $41,698.00 $40,760.00 $8,425.00 $31,674.00 77.71%
Missouri Total 100.00% $974,940,150 $962,933,485 $397,280,337 $443,502,680 46.06%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.70% $3,427,350.00 $3,894,521.00 $3,989,620.00 $-1,853,460.00 -47.59%
Missouri Total 100.00% $201,917,577 $199,964,322 $75,938,842 $90,734,243 45.38%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-2,177.00 $350,000.00 $159,519.00 -7,327.47%
Missouri Total 100.00% $42,269,475 $42,048,640 $8,873,832 $12,887,534 30.65%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $99.00 $874.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $8,573,953 $10,137,891 $18,094,146 $-2,708,356 -26.72%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $32,905.00 $28,879.00 $2,185,100.00 $-1,470,139.00 -5,090.69%
Missouri Total 100.00% $133,799,432 $134,869,365 $49,802,894 $77,185,727 57.23%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.55% $604,420.00 $679,777.00 $12,323.00 $-722,480.00 -106.28%
Missouri Total 100.00% $38,950,690 $38,096,504 $13,143,101 $10,055,891 26.40%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.78% $21,477,729.00 $20,813,863.00 $6,903,355.00 $14,053,752.00 67.52%
Missouri Total 100.00% $568,337,066 $603,483,554 $334,235,058 $378,856,753 62.78%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.84% $3,586,685.00 $3,621,722.00 $153,465.00 $5,107,544.00 141.03%
Missouri Total 100.00% $45,726,733 $48,846,364 $23,180,412 $4,761,872 9.75%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $19.00 0.00%
Missouri Total 100.00% $67,003,050 $65,353,672 $19,740,699 $20,079,091 30.72%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.44% 93,274 $20,755,861.00 $19,556,482.00 $0.00 $10,034,266.00 $12,172,673.00 62.24%
Missouri Total 100.00% 19,163,590 $4,740,626,481 $4,736,978,690 $1,646,924 $3,444,966,965 $3,686,629,220 77.83%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.73% $10,159,066.00 $10,664,426.00 $6,529,467.00 $6,610,193.00 61.98%
Missouri Total 100.00% $588,121,986 $589,707,629 $281,411,163 $302,319,859 51.27%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.39% $1,071,749.00 $1,001,163.00 $603,968.00 $592,023.00 59.13%
Missouri Total 100.00% $271,373,726 $265,149,404 $100,666,288 $86,534,872 32.64%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.56% 93,274 $20,755,861.00 $19,556,482.00 $0.00 $10,034,266.00 $12,172,673.00 62.24%
Missouri Total 100.00% 17,483,371 $3,695,172,901 $3,705,281,883 $57,862 $2,790,711,236 $3,011,485,171 81.28%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $41,698.00 $40,760.00 $8,425.00 $31,674.00 77.71%
Missouri Total 100.00% $1,056,946,691 $1,045,454,044 $430,664,376 $475,240,408 45.46%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $33,004.00 $27,576.00 $2,535,100.00 $-1,310,620.00 -4,752.76%
Missouri Total 100.00% $190,032,878 $192,382,331 $77,579,894 $88,557,355 46.03%



ZURICH AMERICAN INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.98% $80,272,300.00 $82,299,367.00 $31,241,739.00 $42,620,291.00 51.79%
Missouri Total 100.00% $8,218,883,685 $8,161,366,248 $4,027,395,001 $4,348,337,255 53.28%



Additional data is available for this company for the following year(s):