ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.29% $473,226.00 $453,767.00 $98,879.00 $189,351.00 41.73%
Missouri Total 100.00% $36,587,756 $32,915,282 $15,865,058 $16,682,735 50.68%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.46% $543,663.00 $470,103.00 $-13,494.00 $-42,470.00 -9.03%
Missouri Total 100.00% $22,118,305 $20,782,333 $4,126,311 $12,486,750 60.08%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.50% $12,294.00 $7,968.00 $20,480.00 $26,480.00 332.33%
Missouri Total 100.00% $2,446,545 $2,949,704 $562,171 $506,458 17.17%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.85% $850,466.00 $624,942.00 $37,161.00 $85,896.00 13.74%
Missouri Total 100.00% $100,617,350 $94,879,197 $49,031,878 $55,532,374 58.53%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.00% $593,873.00 $434,873.00 $28,148.00 $35,901.00 8.26%
Missouri Total 100.00% $59,195,204 $57,778,388 $23,883,950 $25,319,207 43.82%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.34% $5,680,911.00 $2,947,650.00 $1,361,802.00 $7,091,955.00 240.60%
Missouri Total 100.00% $243,246,527 $221,630,750 $138,938,134 $191,066,809 86.21%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-2,936.00 $60,182.00 $568,379.00 $-1,494,237.00 -2,482.86%
Missouri Total 100.00% $84,139,767 $82,573,429 $45,408,262 $50,453,557 61.10%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.14% $495,045.00 $1,212,701.00 $-5,047.00 $-76,245.00 -6.29%
Missouri Total 100.00% $6,935,551 $8,773,033 $1,398,901 $946,477 10.79%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.09% $1,296,026.00 $1,658,707.00 $60,000.00 $17,079.00 1.03%
Missouri Total 100.00% $16,017,473 $16,397,727 $7,714,719 $8,626,258 52.61%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.64% $5,030,433.00 $4,358,842.00 $808,581.00 $-34,343.00 -0.79%
Missouri Total 100.00% $138,247,272 $126,571,650 $51,698,363 $52,423,402 41.42%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.45% $2,375,038.00 $1,822,839.00 $483,670.00 $326,237.00 17.90%
Missouri Total 100.00% $523,399,718 $490,498,672 $290,996,242 $259,295,841 52.86%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.93% $23,778,659.00 $23,538,225.00 $6,459,909.00 $10,828,000.00 46.00%
Missouri Total 100.00% $812,939,830 $781,621,057 $442,071,631 $551,143,597 70.51%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.54% $291,934.00 $367,035.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $53,581,635 $50,831,358 $9,609 $198,969 0.39%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.23% $967,794.00 $725,530.00 $0.00 $-120,405.00 -16.60%
Missouri Total 100.00% $13,379,697 $14,284,699 $4,077,498 $-6,444,068 -45.11%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.53% $501,290.00 $285,481.00 $0.00 $42,511.00 14.89%
Missouri Total 100.00% $19,810,174 $18,100,444 $12,640,539 $10,469,708 57.84%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 13.51% 37,507 $12,402,892.00 $12,825,875.00 $0.00 $5,489,189.00 $11,199,769.00 87.32%
Missouri Total 100.00% 3,539,057 $91,771,927 $89,672,796 $117,637 $39,383,932 $40,287,027 44.93%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.86% 4,226 $1,646,105.00 $1,646,105.00 $0.00 $40,476.00 $70,682.00 4.29%
Missouri Total 100.00% 1,121,219 $192,153,221 $191,368,220 $90,133 $128,429,494 $149,185,996 77.96%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.87% 11,287 $957,387.00 $957,387.00 $0.00 $299,418.00 $347,198.00 36.27%
Missouri Total 100.00% 746,399 $110,671,927 $108,898,969 $0 $68,039,680 $72,206,007 66.31%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.29% $7,712,241.00 $6,283,731.00 $1,122,826.00 $-544,382.00 -8.66%
Missouri Total 100.00% $179,895,286 $168,325,651 $65,809,176 $68,367,232 40.62%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.10% $375,000.00 $2,577,057.00 $532,000.00 $1,717,592.00 66.65%
Missouri Total 100.00% $34,124,626 $29,340,028 $19,174,786 $27,119,153 92.43%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.99% $2,281,573.00 $1,373,365.00 $175,000.00 $2,061,826.00 150.13%
Missouri Total 100.00% $114,887,033 $104,672,745 $79,431,185 $122,930,348 117.44%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.03% $725,289.00 $752,570.00 $4,597.00 $160,422.00 21.32%
Missouri Total 100.00% $35,682,058 $34,189,872 $20,943,863 $42,671,435 124.81%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.40% $11,268,596.00 $9,486,085.00 $9,772,588.00 $13,500,959.00 142.32%
Missouri Total 100.00% $470,213,482 $408,581,517 $192,337,111 $273,087,274 66.84%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-417.00 0.00%
Missouri Total 100.00% $677,369,950 $669,920,852 $373,637,845 $393,905,842 58.80%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $487.00 0.00%
Missouri Total 100.00% $507,741,126 $484,361,369 $371,358,545 $371,471,878 76.69%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.73% $2,089,790.00 $2,384,830.00 $154,908.00 $768,524.00 32.23%
Missouri Total 100.00% $36,491,980 $35,577,671 $41,383,083 $90,106,274 253.27%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $300,004.00 0.00%
Missouri Total 100.00% $55,933,530 $54,757,917 $9,187,530 $10,751,797 19.64%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.44% 53,020 $15,006,384.00 $15,429,367.00 $0.00 $5,829,083.00 $11,617,649.00 75.30%
Missouri Total 100.00% 11,124,230 $3,437,512,087 $3,402,649,266 $1,704,541 $2,420,886,841 $2,480,088,525 72.89%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.75% $8,913,385.00 $6,939,055.00 $2,050,443.00 $5,660,349.00 81.57%
Missouri Total 100.00% $510,151,872 $482,032,524 $266,375,844 $331,944,682 68.86%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.47% $5,030,433.00 $4,358,842.00 $808,581.00 $-34,343.00 -0.79%
Missouri Total 100.00% $203,291,608 $187,245,038 $86,075,331 $90,307,601 48.23%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.60% 53,020 $15,006,384.00 $15,429,367.00 $0.00 $5,829,083.00 $11,617,649.00 75.30%
Missouri Total 100.00% 9,384,360 $2,485,290,187 $2,498,336,485 $680,104 $1,889,711,298 $1,926,618,671 77.12%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.55% $2,656,573.00 $3,950,422.00 $707,000.00 $3,779,418.00 95.67%
Missouri Total 100.00% $171,916,338 $156,106,364 $108,669,530 $167,928,369 107.57%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $70.00 0.00%
Missouri Total 100.00% $2,604,965,350 $2,551,929,309 $1,591,610,151 $1,623,009,915 63.60%



ZURICH AMERICAN INSURANCE COMPANY

2002 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.96% $67,340,205.00 $61,826,483.00 $21,670,387.00 $34,840,725.00 56.35%
Missouri Total 100.00% $7,014,504,234 $6,670,388,496 $4,017,307,637 $4,433,868,594 66.47%



Additional data is available for this company for the following year(s):