ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.09% $265,860.00 $236,045.00 $0.00 $-46.00 -0.02%
Missouri Total 100.00% $24,354,600 $22,356,640 $10,943,494 $10,965,605 49.05%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.18% $453,402.00 $432,608.00 $299,399.00 $12,187.00 2.82%
Missouri Total 100.00% $14,261,342 $12,932,220 $3,317,833 $-2,469,296 -19.09%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $2,094.00 $2,103.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $3,081,965 $2,918,589 $634,670 $671,980 23.02%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.30% $236,001.00 $184,285.00 $356,801.00 $336,099.00 182.38%
Missouri Total 100.00% $78,903,780 $78,036,336 $54,827,878 $55,171,473 70.70%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.39% $197,361.00 $170,113.00 $69,238.00 $63,889.00 37.56%
Missouri Total 100.00% $49,974,077 $48,409,225 $28,598,278 $29,317,786 60.56%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.22% $2,232,396.00 $1,974,496.00 $387,423.00 $1,339,665.00 67.85%
Missouri Total 100.00% $182,720,638 $178,571,521 $132,016,621 $146,759,872 82.19%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.26% $181,818.00 $150,409.00 $324,218.00 $325,872.00 216.66%
Missouri Total 100.00% $70,556,568 $67,819,849 $53,660,974 $55,232,918 81.44%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.12% $170,239.00 $135,296.00 $6,329.00 $10,484.00 7.75%
Missouri Total 100.00% $5,452,319 $5,319,882 $1,711,001 $1,686,721 31.71%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.75% $267,762.00 $217,021.00 $1,500.00 $24,001.00 11.06%
Missouri Total 100.00% $15,270,078 $13,888,371 $8,594,383 $14,283,705 102.85%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.04% $3,445,217.00 $3,621,421.00 $1,627,682.00 $4,569,563.00 126.18%
Missouri Total 100.00% $85,196,187 $78,925,410 $54,616,098 $53,136,883 67.33%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% $834,829.00 $1,143,451.00 $581,518.00 $611,787.00 53.50%
Missouri Total 100.00% $409,174,258 $392,477,924 $247,870,965 $264,005,456 67.27%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.20% $7,362,411.00 $6,431,779.00 $2,249,722.00 $2,499,888.00 38.87%
Missouri Total 100.00% $613,705,746 $581,917,625 $427,500,616 $491,690,747 84.49%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.83% $376,159.00 $324,752.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $45,492,094 $44,748,028 $13,005 $208,496 0.47%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.83% $71,337.00 $58,342.00 $0.00 $120,404.00 206.38%
Missouri Total 100.00% $8,558,587 $8,584,576 $3,421,929 $-13,655,885 -159.07%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $9,556.00 $16,636.00 $26,184.00 $9,502.00 57.12%
Missouri Total 100.00% $15,509,294 $14,880,294 $3,830,017 $10,920,874 73.39%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.84% 212,326 $6,413,928.00 $6,500,697.00 $-6,941.00 $0.00 $-339,975.00 -5.23%
Missouri Total 100.00% 3,399,383 $81,852,863 $80,994,534 $-5,908 $31,854,876 $32,835,362 40.54%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 505 $18,132.00 $18,132.00 $1,955.00 $40,367.00 $53,953.00 297.56%
Missouri Total 100.00% 834,542 $152,733,264 $151,353,310 $70,304 $100,717,628 $131,430,261 86.84%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% 5,906 $180,484.00 $180,484.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 562,532 $90,893,000 $91,065,625 $0 $66,606,279 $66,368,730 72.88%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.41% $2,001,382.00 $1,483,615.00 $2,036,765.00 $839,645.00 56.59%
Missouri Total 100.00% $141,526,491 $142,015,672 $73,335,863 $78,325,790 55.15%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.01% $2,387,438.00 $379,409.00 $905,000.00 $904,964.00 238.52%
Missouri Total 100.00% $29,795,347 $28,200,480 $12,437,665 $2,462,571 8.73%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.21% $1,976,837.00 $585,665.00 $0.00 $173,334.00 29.60%
Missouri Total 100.00% $61,518,461 $62,776,133 $46,389,410 $60,727,760 96.74%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.49% $112,289.00 $104,895.00 $25,243.00 $33,539.00 31.97%
Missouri Total 100.00% $23,051,320 $27,860,652 $27,444,428 $27,046,287 97.08%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.24% $3,983,563.00 $4,885,226.00 $3,391,156.00 $7,418,349.00 151.85%
Missouri Total 100.00% $320,750,663 $294,336,758 $208,370,573 $235,093,535 79.87%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $95.00 $0.00 $3.00 3.16%
Missouri Total 100.00% $680,511,713 $673,852,841 $437,468,761 $447,521,657 66.41%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $29.00 $0.00 $-3.00 -10.34%
Missouri Total 100.00% $364,645,586 $362,479,868 $207,401,164 $212,909,222 58.74%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $577.00 $0.00 $-2,181.00 -377.99%
Missouri Total 100.00% $623,565,090 $626,953,600 $365,644,038 $378,369,614 60.35%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $352.00 $0.00 $-41.00 -11.65%
Missouri Total 100.00% $409,501,544 $406,752,043 $338,975,612 $349,636,212 85.96%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.32% $1,246,594.00 $749,050.00 $39,063.00 $-69,146.00 -9.23%
Missouri Total 100.00% $28,874,322 $28,271,157 $23,927,719 $23,316,430 82.47%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $750.00 $377.00 $-71.00 $-76.00 -20.16%
Missouri Total 100.00% $47,048,523 $44,606,734 $7,316,590 $8,531,677 19.13%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% 218,737 $6,612,544.00 $6,699,313.00 $-4,986.00 $40,367.00 $-286,022.00 -4.27%
Missouri Total 100.00% 10,595,728 $2,867,258,416 $2,851,116,962 $11,927,589 $2,028,543,088 $2,098,142,746 73.59%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.82% $3,285,577.00 $2,831,620.00 $1,145,509.00 $2,100,010.00 74.16%
Missouri Total 100.00% $402,877,460 $392,045,184 $279,409,135 $302,452,475 77.15%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.59% $3,445,217.00 $3,621,421.00 $1,627,682.00 $4,569,563.00 126.18%
Missouri Total 100.00% $133,143,929 $126,685,225 $85,117,779 $88,074,407 69.52%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.31% 218,737 $6,612,544.00 $6,699,313.00 $-4,986.00 $40,367.00 $-286,022.00 -4.27%
Missouri Total 100.00% 9,233,931 $2,101,990,047 $2,081,215,042 $11,381,335 $1,539,648,841 $1,567,647,303 75.32%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.70% $4,364,275.00 $965,074.00 $905,000.00 $1,078,298.00 111.73%
Missouri Total 100.00% $92,838,702 $91,969,348 $63,822,270 $65,056,683 70.74%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $1,053.00 $0.00 $-2,222.00 -211.02%
Missouri Total 100.00% $2,277,993,949 $2,270,889,022 $1,470,621,691 $1,520,036,661 66.94%



ZURICH AMERICAN INSURANCE COMPANY

2000 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.49% $27,815,295.00 $23,288,047.00 $12,327,170.00 $19,221,682.00 82.54%
Missouri Total 100.00% $5,624,624,221 $5,478,219,001 $3,552,012,020 $3,657,853,635 66.77%



Additional data is available for this company for the following year(s):