ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.59% $107,205.00 $102,812.00 $575.00 $8,670.00 8.43%
Missouri Total 100.00% $18,305,734 $17,721,635 $17,855,086 $7,696,761 43.43%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.08% $258,969.00 $260,419.00 $0.00 $-81,783.00 -31.40%
Missouri Total 100.00% $12,444,627 $12,488,255 $12,692,529 $21,046,277 168.53%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $217.00 $321.00 $1,070.00 $1,070.00 333.33%
Missouri Total 100.00% $2,931,884 $3,207,174 $443,149 $966,570 30.14%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% $142,598.00 $153,904.00 $312,049.00 $343,285.00 223.05%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.29% $149,822.00 $144,334.00 $13,575.00 $16,752.00 11.61%
Missouri Total 100.00% $50,910,133 $49,128,126 $29,014,889 $31,013,616 63.13%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.55% $947,689.00 $978,909.00 $-30,125.00 $371,644.00 37.97%
Missouri Total 100.00% $171,223,989 $173,894,056 $137,946,427 $126,443,689 72.71%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% $127,358.00 $118,276.00 $132,025.00 $187,037.00 158.14%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.36% $69,835.00 $60,303.00 $2,970.00 $2,970.00 4.93%
Missouri Total 100.00% $5,150,723 $4,984,423 $1,255,595 $900,293 18.06%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.82% $103,321.00 $89,117.00 $0.00 $2,500.00 2.81%
Missouri Total 100.00% $12,583,698 $11,707,326 $5,168,322 $3,637,169 31.07%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.76% $3,488,039.00 $3,419,349.00 $4,376,206.00 $-923,745.00 -27.02%
Missouri Total 100.00% $73,335,240 $71,562,691 $33,788,717 $26,603,707 37.18%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% $845,161.00 $550,541.00 $352,557.00 $147,955.00 26.87%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.32% $1,774,169.00 $3,796,049.00 $1,435,708.00 $872,450.00 22.98%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% $106,542.00 $97,958.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $46,208,856 $44,905,625 $696,685 $-58,007 -0.13%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $1,191.00 $-676.00 $-6,633.00 $-29,430.00 4,353.55%
Missouri Total 100.00% $14,123,609 $14,941,764 $6,224,815 $8,442,087 56.50%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.80% 2,133 $4,404,745.00 $4,438,747.00 $0.00 $93,636.00 $861,260.00 19.40%
Missouri Total 100.00% 2,639,946 $91,674,208 $91,840,794 $-16,009 $43,387,500 $52,021,220 56.64%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 2 $2,769.00 $2,769.00 $0.00 $0.00 $45.00 1.63%
Missouri Total 100.00% 751,265 $125,459,220 $125,463,277 $86,460 $84,692,414 $109,353,443 87.16%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.95% $1,420,837.00 $1,602,408.00 $121,065.00 $4,290,559.00 267.76%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.51% $86,473.00 $93,926.00 $1,032,091.00 $-1,085,680.00 -1,155.89%
Missouri Total 100.00% $16,948,592 $17,606,187 $12,870,063 $12,774,561 72.56%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.22% $788,511.00 $762,851.00 $0.00 $289,392.00 37.94%
Missouri Total 100.00% $64,853,222 $63,998,070 $43,998,372 $40,408,719 63.14%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.25% $-82,570.00 $7,622.00 $36,844.00 $-139,233.00 -1,826.73%
Missouri Total 100.00% $32,668,295 $33,531,531 $27,426,984 $34,814,162 103.83%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.04% $6,400,437.00 $7,036,182.00 $6,996,774.00 $6,800,150.00 96.65%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $694.00 $605.00 $398.00 $396.00 65.45%
Missouri Total 100.00% $659,157,259 $643,519,443 $409,537,080 $399,431,024 62.07%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $263.00 $237.00 $76.00 $79.00 33.33%
Missouri Total 100.00% $357,919,833 $353,138,409 $237,584,072 $239,784,932 67.90%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $4,535.00 $4,036.00 $1,359.00 $3,144.00 77.90%
Missouri Total 100.00% $633,874,722 $628,682,407 $345,722,635 $366,746,670 58.34%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $2,536.00 $2,184.00 $1,826.00 $1,867.00 85.49%
Missouri Total 100.00% $401,764,230 $393,888,660 $331,948,988 $331,926,099 84.27%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.39% $658,828.00 $531,711.00 $274,613.00 $-988,751.00 -185.96%
Missouri Total 100.00% $27,559,264 $24,285,371 $17,954,147 $8,201,226 33.77%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $200.00 $431.00 $0.00 $-138.00 -32.02%
Missouri Total 100.00% $44,715,951 $45,065,164 $13,763,343 $13,579,751 30.13%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.16% 2,135 $4,407,514.00 $4,441,516.00 $0.00 $93,636.00 $861,305.00 19.39%
Missouri Total 100.00% 10,151,451 $2,793,902,774 $2,800,205,649 $3,104,630 $2,014,518,017 $2,096,480,234 74.87%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.42% $1,540,623.00 $1,544,843.00 $430,494.00 $924,188.00 59.82%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.87% $3,488,039.00 $3,419,349.00 $4,376,206.00 $-923,745.00 -27.02%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% 2,135 $4,407,514.00 $4,441,516.00 $0.00 $93,636.00 $861,305.00 19.39%
Missouri Total 100.00% 8,801,770 $1,996,109,505 $1,993,545,540 $2,668,013 $1,512,053,831 $1,560,282,504 78.27%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.92% $874,984.00 $856,777.00 $1,032,091.00 $-796,288.00 -92.94%
Missouri Total 100.00% $94,908,930 $93,676,069 $63,975,010 $68,353,073 72.97%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $8,028.00 $7,062.00 $3,659.00 $5,486.00 77.68%
Missouri Total 100.00% $2,258,607,528 $2,224,662,512 $1,446,167,954 $1,461,223,478 65.68%



ZURICH AMERICAN INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.32% $17,402,860.00 $19,813,809.00 $15,055,023.00 $10,091,160.00 50.93%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):