NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

2004 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% $41,143.00 $45,830.00 $13,174.00 $11,058.00 24.13%
Missouri Total 100.00% $75,129,437 $71,219,347 $35,273,075 $31,877,773 44.76%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

2004 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $218,868.00 $285,146.00 $221,482.00 $60,107.00 21.08%
Missouri Total 100.00% $957,852,647 $915,218,541 $542,464,859 $553,032,164 60.43%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

2004 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $169.00 $422.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $187,073,322 $187,813,880 $81,270,526 $85,100,266 45.31%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

2004 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3,295.00 $4,034.00 $0.00 $591.00 14.65%
Missouri Total 100.00% $409,263,293 $444,911,829 $227,717,624 $368,806,231 82.89%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

2004 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $41,143.00 $45,830.00 $13,174.00 $11,058.00 24.13%
Missouri Total 100.00% $228,110,674 $229,282,107 $100,938,474 $99,328,482 43.32%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

2004 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $218,868.00 $285,146.00 $221,482.00 $60,107.00 21.08%
Missouri Total 100.00% $1,032,753,386 $985,036,736 $579,404,501 $591,492,521 60.05%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

2004 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $263,475.00 $335,432.00 $234,656.00 $71,756.00 21.39%
Missouri Total 100.00% $7,912,453,158 $7,829,991,916 $4,189,177,430 $4,504,110,599 57.52%



Additional data is available for this company for the following year(s):