NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

1999 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $5,726.00 $3,261.00 $7,897.00 $8,247.00 252.90%
Missouri Total 100.00% $44,577,659 $45,424,025 $23,036,935 $18,742,593 41.26%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

1999 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $337,578.00 $178,083.00 $105,467.00 $138,770.00 77.92%
Missouri Total 100.00% $577,192,077 $562,895,860 $349,417,286 $337,953,263 60.04%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $880.00 $537.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $12,695.00 $6,668.00 $0.00 $2,446.00 36.68%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $5,726.00 $3,261.00 $7,897.00 $8,247.00 252.90%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

1999 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $337,578.00 $178,083.00 $105,467.00 $138,770.00 77.92%
Missouri Total 100.00% $608,380,856 $593,240,417 $367,269,325 $353,961,570 59.67%



NEIGHBORHOOD SPIRIT PROPERTY & CASUALTY COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $356,879.00 $188,549.00 $113,364.00 $149,463.00 79.27%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):