WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.73% $562,690.00 $789,597.00 $16,000.00 $-168,963.00 -21.40%
Missouri Total 100.00% $32,464,976 $33,277,303 $10,804,783 $9,466,912 28.45%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $160.00 0.00%
Missouri Total 100.00% $102,908,301 $100,472,114 $46,435,406 $45,818,749 45.60%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.62% $1,653,513.00 $1,772,538.00 $0.00 $556,359.00 31.39%
Missouri Total 100.00% $266,104,571 $257,394,838 $167,500,159 $156,039,811 60.62%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.25% $4,389,943.00 $4,365,804.00 $5,068,363.00 $5,933,364.00 135.91%
Missouri Total 100.00% $135,095,191 $140,253,823 $59,288,986 $58,928,282 42.02%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $13,418.00 $13,382.00 $16,961.00 $-4,610.00 -34.45%
Missouri Total 100.00% $604,339,988 $594,249,075 $246,348,996 $288,959,671 48.63%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.67% $3,320,547.00 $3,359,039.00 $0.00 $138,893.00 4.13%
Missouri Total 100.00% $71,142,042 $68,942,586 $2,034 $663,937 0.96%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-9,235.00 0.00%
Missouri Total 100.00% $22,168,831 $22,600,150 $8,928,202 $9,230,395 40.84%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.83% $1,550,802.00 $1,429,778.00 $1,064,641.00 $499,422.00 34.93%
Missouri Total 100.00% $187,073,322 $187,813,880 $81,270,526 $85,100,266 45.31%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.82% $3,337,943.00 $3,746,678.00 $2,233,392.00 $18,917,561.00 504.92%
Missouri Total 100.00% $409,263,293 $444,911,829 $227,717,624 $368,806,231 82.89%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Other Liability - Warranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% $45,715.00 $316,322.00 $411,578.00 $411,578.00 130.11%
Missouri Total 100.00% $30,767,698 $29,905,408 $36,307,186 $38,334,689 128.19%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-294.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $700,801,940 $700,339,537 $408,256,743 $436,363,936 62.31%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.52% $251,767.00 $38,380.00 $237,053.00 $2,754,587.00 7,177.14%
Missouri Total 100.00% $48,418,835 $47,202,540 $38,723,657 $43,669,821 92.52%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.01% $582,105.00 $376,956.00 $0.00 $100.00 0.03%
Missouri Total 100.00% $57,700,529 $58,025,787 $4,164,385 $8,226,200 14.18%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.30% $1,653,513.00 $1,772,538.00 $0.00 $556,519.00 31.40%
Missouri Total 100.00% $545,427,936 $534,465,268 $301,346,726 $287,210,034 53.74%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.92% $4,389,943.00 $4,365,804.00 $5,068,363.00 $5,933,364.00 135.91%
Missouri Total 100.00% $228,110,674 $229,282,107 $100,938,474 $99,328,482 43.32%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-294.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $2,808,444,459 $2,808,256,870 $1,697,738,108 $1,729,295,285 61.58%



WESTCHESTER FIRE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% $15,708,443.00 $16,208,180.00 $9,047,988.00 $29,029,216.00 179.10%
Missouri Total 100.00% $7,912,453,158 $7,829,991,916 $4,189,177,430 $4,504,110,599 57.52%



Additional data is available for this company for the following year(s):