WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.13% $206,989.00 $52,948.00 $0.00 $5,516.00 10.42%
Missouri Total 100.00% $18,305,734 $17,721,635 $17,855,086 $7,696,761 43.43%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $21.00 $0.00 $11.00 52.38%
Missouri Total 100.00% $2,931,884 $3,207,174 $443,149 $966,570 30.14%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $2,115.00 $1,670.00 $164.00 $1,037.00 62.10%
Missouri Total 100.00% $71,556,751 $70,463,221 $54,438,098 $55,153,617 78.27%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $38,572.00 $21,048.00 $18,431.00 $8,714.00 41.40%
Missouri Total 100.00% $55,157,776 $54,934,266 $53,082,218 $47,592,776 86.64%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $168,982.00 $105,807.00 $81,087.00 $43,732.00 41.33%
Missouri Total 100.00% $388,749,781 $386,957,645 $251,260,487 $275,215,491 71.12%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $103.00 0.00%
Missouri Total 100.00% $558,918,341 $548,048,410 $366,482,764 $387,577,329 70.72%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.60% $2,496,195.00 $2,643,271.00 $507,729.00 $716,569.00 27.11%
Missouri Total 100.00% $44,577,659 $45,424,025 $23,036,935 $18,742,593 41.26%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Dwelling Owners Multi-Peril (ACV)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-932.00 0.00%
Missouri Total 100.00% $31,188,779 $30,344,557 $17,852,039 $16,008,307 52.76%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.77% $1,741,261.00 $1,395,732.00 $0.00 $36,325.00 2.60%
Missouri Total 100.00% $46,208,856 $44,905,625 $696,685 $-58,007 -0.13%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $3,885.00 $848.00 $0.00 $92.00 10.85%
Missouri Total 100.00% $14,123,609 $14,941,764 $6,224,815 $8,442,087 56.50%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.88% $1,316,454.00 $1,176,693.00 $2,208,638.00 $1,529,972.00 130.02%
Missouri Total 100.00% $148,917,484 $132,937,634 $105,945,056 $99,785,009 75.06%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1,534.00 0.00%
Missouri Total 100.00% $64,853,222 $63,998,070 $43,998,372 $40,408,719 63.14%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.28% $864,152.00 $625,680.00 $3,385,120.00 $-2,467,455.00 -394.36%
Missouri Total 100.00% $313,534,451 $323,619,328 $184,569,615 $206,394,248 63.78%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Other Liability - Warranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.39% $815,121.00 $627,612.00 $1,877,572.00 $-1,276,364.00 -203.37%
Missouri Total 100.00% $34,049,672 $48,721,985 $21,654,951 $18,278,070 37.52%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-181.00 0.00%
Missouri Total 100.00% $659,157,259 $643,519,443 $409,537,080 $399,431,024 62.07%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-64.00 0.00%
Missouri Total 100.00% $633,874,722 $628,682,407 $345,722,635 $366,746,670 58.34%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.60% $165,866.00 $164,013.00 $0.00 $-1,749,489.00 -1,066.68%
Missouri Total 100.00% $27,559,264 $24,285,371 $17,954,147 $8,201,226 33.77%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $40,687.00 $22,718.00 $18,595.00 $9,751.00 42.92%
Missouri Total 100.00% $366,583,070 $365,111,418 $280,905,549 $264,741,160 72.51%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.06% $2,496,195.00 $2,643,271.00 $507,729.00 $716,569.00 27.11%
Missouri Total 100.00% $121,454,178 $120,310,513 $58,719,514 $47,234,718 39.26%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-932.00 0.00%
Missouri Total 100.00% $608,380,856 $593,240,417 $367,269,325 $353,961,570 59.67%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-1,534.00 0.00%
Missouri Total 100.00% $94,908,930 $93,676,069 $63,975,010 $68,353,073 72.97%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-245.00 0.00%
Missouri Total 100.00% $2,258,607,528 $2,224,662,512 $1,446,167,954 $1,461,223,478 65.68%



WESTCHESTER FIRE INSURANCE COMPANY

1999 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $7,819,592.00 $6,815,343.00 $8,078,741.00 $-3,153,948.00 -46.28%
Missouri Total 100.00% $5,428,912,606 $5,347,544,773 $3,394,785,889 $3,451,256,420 64.54%



Additional data is available for this company for the following year(s):