ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-25,042.00 $-46,118.00 0.00%
Missouri Total 100.00% $32,464,976 $33,277,303 $10,804,783 $9,466,912 28.45%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.24% $250,088.00 $268,809.00 $20,680.00 $151,105.00 56.21%
Missouri Total 100.00% $20,154,053 $20,792,906 $4,993,081 $4,009,561 19.28%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.90% $89,222.00 $70,565.00 $0.00 $24,586.00 34.84%
Missouri Total 100.00% $3,075,875 $3,041,453 $1,243,717 $856,560 28.16%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.87% $891,048.00 $886,422.00 $458,332.00 $468,531.00 52.86%
Missouri Total 100.00% $102,908,301 $100,472,114 $46,435,406 $45,818,749 45.60%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.12% $684,978.00 $723,389.00 $238,183.00 $251,898.00 34.82%
Missouri Total 100.00% $61,203,306 $60,296,445 $32,970,544 $31,213,703 51.77%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.13% $8,318,849.00 $8,344,035.00 $1,496,620.00 $3,064,879.00 36.73%
Missouri Total 100.00% $266,104,571 $257,394,838 $167,500,159 $156,039,811 60.62%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $602,062.00 $619,498.00 0.00%
Missouri Total 100.00% $90,257,005 $91,663,772 $42,132,717 $46,623,735 50.86%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.70% $54,105.00 $72,404.00 $13,741.00 $13,475.00 18.61%
Missouri Total 100.00% $7,769,372 $7,592,187 $4,641,831 $2,048,509 26.98%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.75% $129,215.00 $155,673.00 $100,075.00 $266,262.00 171.04%
Missouri Total 100.00% $17,185,381 $17,045,912 $7,666,069 $5,465,527 32.06%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.37% $4,554,780.00 $5,041,036.00 $-1,811,205.00 $-3,362,025.00 -66.69%
Missouri Total 100.00% $135,095,191 $140,253,823 $59,288,986 $58,928,282 42.02%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.44% $2,644,328.00 $3,034,951.00 $311,985.00 $320,290.00 10.55%
Missouri Total 100.00% $604,339,988 $594,249,075 $246,348,996 $288,959,671 48.63%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.33% $12,781,933.00 $14,306,695.00 $6,830,977.00 $7,947,497.00 55.55%
Missouri Total 100.00% $963,548,981 $951,290,491 $478,733,108 $593,495,368 62.39%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $2,769.00 $4,335.00 $0.00 $59.00 1.36%
Missouri Total 100.00% $71,142,042 $68,942,586 $2,034 $663,937 0.96%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.41% $533,497.00 $474,510.00 $31,921.00 $101,018.00 21.29%
Missouri Total 100.00% $22,168,831 $22,600,150 $8,928,202 $9,230,395 40.84%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.43% $8,289,613.00 $9,650,679.00 $6,908,613.00 $7,361,449.00 76.28%
Missouri Total 100.00% $187,073,322 $187,813,880 $81,270,526 $85,100,266 45.31%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Lawyers Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.74% $252,401.00 $265,995.00 $-217,764.00 $-199,829.00 -75.13%
Missouri Total 100.00% $14,539,856 $13,343,100 $3,052,386 $6,472,267 48.51%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Medical Malpractice - Dentists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-10,316.00 0.00%
Missouri Total 100.00% $4,439,569 $4,635,168 $347,940 $-1,642,942 -35.45%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $210,000.00 $-456,829.00 0.00%
Missouri Total 100.00% $47,899,466 $44,450,629 $20,485,670 $17,843,473 40.14%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Medical Malpractice - Nurses

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.24% $7,218.00 $25,323.00 $345,000.00 $487,925.00 1,926.81%
Missouri Total 100.00% $581,243 $585,759 $345,000 $490,327 83.71%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.44% $43,641.00 $70,680.00 $1,121,140.00 $-454,899.00 -643.60%
Missouri Total 100.00% $9,966,006 $10,972,529 $7,882,678 $-7,029,405 -64.06%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-738.00 $9,035,000.00 $5,373,761.00 -728,151.90%
Missouri Total 100.00% $142,627,100 $142,262,082 $81,076,868 $91,237,441 64.13%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.88% $2,146,676.00 $3,027,593.00 $7,278,690.00 $2,584,946.00 85.38%
Missouri Total 100.00% $36,534,614 $39,051,612 $22,959,021 $10,878,995 27.86%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.35% $9,621,797.00 $10,706,136.00 $3,239,970.00 $9,087,088.00 84.88%
Missouri Total 100.00% $409,263,293 $444,911,829 $227,717,624 $368,806,231 82.89%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-43.00 $-28.00 $-7.00 $-7.00 25.00%
Missouri Total 100.00% $820,637,371 $824,990,169 $451,512,091 $448,885,997 54.41%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-14.00 $-9.00 $-2.00 $-2.00 22.22%
Missouri Total 100.00% $459,520,370 $458,810,495 $324,057,579 $320,620,799 69.88%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-157.00 $-101.00 $1.00 $-62.00 61.39%
Missouri Total 100.00% $700,801,940 $700,339,537 $408,256,743 $436,363,936 62.31%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-117.00 $-73.00 $-33.00 $-50.00 68.49%
Missouri Total 100.00% $591,742,243 $586,980,073 $366,797,232 $371,881,808 63.36%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 8.74% $4,230,485.00 $5,092,535.00 $529,328.00 $6,181,004.00 121.37%
Missouri Total 100.00% $48,418,835 $47,202,540 $38,723,657 $43,669,821 92.52%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Professional Liability (Excl Medical Malpractice)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.42% $4,891,282.00 $4,461,393.00 $411,944.00 $3,832,396.00 85.90%
Missouri Total 100.00% $65,935,399 $65,635,698 $18,717,253 $26,301,057 40.07%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Real Estate Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 10.01% $219,725.00 $212,461.00 $0.00 $65,009.00 30.60%
Missouri Total 100.00% $2,195,145 $-537,235 $47,909 $1,030,640 -191.84%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.39% $3,112,458.00 $3,784,865.00 $-7,180.00 $2,505,429.00 66.20%
Missouri Total 100.00% $57,700,529 $58,025,787 $4,164,385 $8,226,200 14.18%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.85% $10,078,195.00 $10,181,923.00 $2,909,013.00 $4,684,543.00 46.01%
Missouri Total 100.00% $545,427,936 $534,465,268 $301,346,726 $287,210,034 53.74%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.00% $4,554,780.00 $5,041,036.00 $-1,811,205.00 $-3,362,025.00 -66.69%
Missouri Total 100.00% $228,110,674 $229,282,107 $100,938,474 $99,328,482 43.32%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $50,859.00 $95,265.00 $10,711,140.00 $4,939,642.00 5,185.16%
Missouri Total 100.00% $205,581,129 $202,933,059 $110,138,156 $100,898,894 49.72%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-331.00 $-211.00 $-41.00 $-121.00 57.35%
Missouri Total 100.00% $2,808,444,459 $2,808,256,870 $1,697,738,108 $1,729,295,285 61.58%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2004 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.81% $63,749,777.00 $70,679,535.00 $37,123,029.00 $46,177,968.00 65.33%
Missouri Total 100.00% $7,912,453,158 $7,829,991,916 $4,189,177,430 $4,504,110,599 57.52%



Additional data is available for this company for the following year(s):