ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% $68,870.00 $456,079.00 $937,881.00 $313,319.00 68.70%
Missouri Total 100.00% $34,079,122 $34,288,794 $12,842,608 $12,883,947 37.57%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.99% $217,264.00 $215,739.00 $6,628.00 $14,190.00 6.58%
Missouri Total 100.00% $22,028,458 $22,133,751 $9,644,069 $5,521,170 24.94%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.70% $51,266.00 $47,304.00 $0.00 $3,217.00 6.80%
Missouri Total 100.00% $3,016,412 $2,923,637 $402,912 $433,724 14.84%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.95% $950,734.00 $1,021,206.00 $854,238.00 $854,265.00 83.65%
Missouri Total 100.00% $99,999,479 $100,773,243 $48,855,092 $44,874,488 44.53%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.26% $732,889.00 $755,892.00 $184,167.00 $184,722.00 24.44%
Missouri Total 100.00% $58,013,348 $57,788,854 $33,980,947 $32,861,398 56.86%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.55% $8,847,769.00 $8,470,148.00 $1,419,269.00 $1,446,152.00 17.07%
Missouri Total 100.00% $249,443,701 $242,948,043 $153,259,759 $190,400,064 78.37%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3.00 $3.00 $584,598.00 $571,527.00 19,050,900.00%
Missouri Total 100.00% $92,324,565 $89,158,290 $43,901,369 $42,341,715 47.49%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.31% $97,820.00 $93,756.00 $974.00 $-4,548.00 -4.85%
Missouri Total 100.00% $7,494,910 $7,185,991 $1,643,260 $1,766,264 24.58%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.10% $197,035.00 $211,505.00 $71,929.00 $184,931.00 87.44%
Missouri Total 100.00% $17,959,726 $18,218,323 $6,302,966 $11,344,777 62.27%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.14% $4,822,618.00 $4,249,030.00 $5,201,506.00 $388,982.00 9.15%
Missouri Total 100.00% $116,509,491 $114,986,802 $72,238,481 $54,113,894 47.06%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.55% $3,144,039.00 $2,990,366.00 $1,878,130.00 $1,659,066.00 55.48%
Missouri Total 100.00% $573,919,772 $548,985,654 $277,364,391 $312,408,760 56.91%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.55% $13,988,547.00 $12,987,873.00 $6,271,822.00 $6,647,582.00 51.18%
Missouri Total 100.00% $903,170,880 $859,891,451 $453,558,549 $587,932,686 68.37%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $5,806.00 $6,615.00 $0.00 $-109.00 -1.65%
Missouri Total 100.00% $63,858,848 $58,427,399 $36,237 $361,209 0.62%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.97% $443,183.00 $373,982.00 $-2,066.00 $108,921.00 29.12%
Missouri Total 100.00% $22,487,041 $21,627,865 $6,726,389 $7,369,217 34.07%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.45% $9,942,597.00 $8,871,854.00 $2,463,080.00 $2,059,059.00 23.21%
Missouri Total 100.00% $182,338,531 $187,165,278 $71,297,214 $69,123,743 36.93%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Lawyers Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.32% $172,797.00 $299,388.00 $941,950.00 $-370,061.00 -123.61%
Missouri Total 100.00% $13,057,678 $11,671,741 $3,721,625 $3,402,619 29.15%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Medical Malpractice - Dentists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $4,586.00 $0.00 $-4,709.00 -102.68%
Missouri Total 100.00% $6,830,040 $6,462,928 $1,457,855 $-630,815 -9.76%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $457,105.00 $249,304.00 $222,413.00 48.66%
Missouri Total 100.00% $31,902,636 $27,781,676 $19,299,000 $24,359,179 87.68%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Medical Malpractice - Managed Care Org E & O

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-5,936.00 0.00%
Missouri Total 100.00% $0 $0 $0 $-5,936 0.00%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Medical Malpractice - Nurses

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.10% $21,930.00 $64,778.00 $0.00 $59,702.00 92.16%
Missouri Total 100.00% $535,407 $519,272 $0 $57,165 11.01%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.43% $694,312.00 $900,186.00 $293,882.00 $248,728.00 27.63%
Missouri Total 100.00% $10,792,663 $13,881,532 $10,122,365 $30,991,680 223.26%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% $85,062.00 $155,911.00 $815,000.00 $1,369,643.00 878.48%
Missouri Total 100.00% $136,418,623 $121,324,955 $52,870,665 $109,538,169 90.28%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 10.51% $4,070,207.00 $3,922,193.00 $1,183,490.00 $1,652,432.00 42.13%
Missouri Total 100.00% $38,730,395 $36,434,473 $14,874,486 $6,961,457 19.11%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.24% $12,417,393.00 $12,128,076.00 $2,263,780.00 $1,776,362.00 14.65%
Missouri Total 100.00% $553,139,194 $536,242,304 $187,094,404 $344,005,398 64.15%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-29.00 $-10.00 $-85.00 $-31.00 310.00%
Missouri Total 100.00% $812,910,433 $803,532,054 $467,697,858 $464,446,320 57.80%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-7.00 $-2.00 $1.00 $1.00 -50.00%
Missouri Total 100.00% $449,295,894 $443,554,384 $320,742,757 $318,901,628 71.90%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-102.00 $-34.00 $9.00 $-404.00 1,188.24%
Missouri Total 100.00% $690,293,517 $681,854,756 $386,484,308 $412,602,808 60.51%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-67.00 $-20.00 $-10.00 $-29.00 145.00%
Missouri Total 100.00% $574,312,577 $564,962,318 $371,718,988 $376,069,587 66.57%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 12.34% $5,257,414.00 $4,826,158.00 $87,054.00 $910,646.00 18.87%
Missouri Total 100.00% $42,611,734 $41,040,430 $40,107,443 $50,268,252 122.48%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Professional Liability (Excl Medical Malpractice)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 14.99% $3,906,525.00 $2,995,150.00 $529,641.00 $1,590,610.00 53.11%
Missouri Total 100.00% $26,055,353 $21,252,666 $12,810,273 $18,589,750 87.47%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Real Estate Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 14.34% $215,521.00 $200,610.00 $11,216.00 $49,673.00 24.76%
Missouri Total 100.00% $1,502,753 $-545,691 $230,171 $779,853 -142.91%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.43% $3,797,204.00 $3,758,566.00 $1,157,509.00 $923,832.00 24.58%
Missouri Total 100.00% $59,048,656 $56,336,389 $10,471,547 $7,015,246 12.45%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.06% $10,826,250.00 $10,552,510.00 $3,115,175.00 $3,237,049.00 30.68%
Missouri Total 100.00% $525,235,729 $516,072,744 $287,943,393 $323,588,706 62.70%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.15% $4,822,618.00 $4,249,030.00 $5,201,506.00 $388,982.00 9.15%
Missouri Total 100.00% $224,541,860 $219,821,214 $138,606,011 $117,163,205 53.30%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.43% $801,304.00 $1,582,566.00 $1,358,186.00 $1,889,841.00 119.42%
Missouri Total 100.00% $186,479,369 $169,970,363 $83,749,885 $164,309,442 96.67%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-205.00 $-66.00 $-85.00 $-463.00 701.52%
Missouri Total 100.00% $2,761,812,838 $2,724,230,251 $1,680,760,050 $1,722,096,248 63.21%



ST PAUL FIRE & MARINE INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.96% $74,148,600.00 $70,463,993.00 $27,404,897.00 $22,854,148.00 32.43%
Missouri Total 100.00% $7,709,068,371 $7,428,541,557 $4,322,007,505 $4,840,084,182 65.16%



Additional data is available for this company for the following year(s):